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Which health insurance plan do you recommend for expats retiring in the Philippines

Which health insurance plan do you recommend for expats retiring in the Philippines

 

Question: 
Good day! My aunt and uncle, who have lived in United States, will be spending their retirement years in the Philippines. We would like information on how to apply for health insurance in your company, coverage of the plans, what hospitals we can use under the policy, and other information which can help them in making a decision as to which company to get insurance with. Hope you can respond as soon as possible. Thank you.

Answer: 

Pacific Prime provides international health insurance plans for expats living overseas, in any country of the world, including the Philippines. We are able to offer policies to individuals of any age, and the plans we work with are often guaranteed renewable for life. As an insurance broker, Pacific Prime works with than 60 leading global insurance providers, all of which specialize in providing comprehensive expat medical insurance.

Pacific Prime can offer a range of Philippines health insurance plans, specifically designed for foreign nationals living in the country, which will provide you with extensive coverage that will entitle you to quality medical care worldwide. Plans which we work with are able to afford the policyholder with a range of coverage benefits, ensuring that you have the policy which best meets your specific needs. From basic options, to comprehensive coverage, the range of plans which we can advise upon are extremely flexible, and backed by Pacific Prime’s commitment to service.

Expatriate health insurance policies which we can offer will typically include coverage options for:

In-patient and hospitalization treatment
Out-patient medical treatment
Emergency Evacuation & Repatriation
Global Coverage
Deductibles
Dental Care benefits

Additional coverage options are available through Pacific Prime, and our expert advisers can assess your health care needs and provide you with the policy which best meets your unique requirements.

Expats retiring in the Philippines will want to obtain a health insurance policy that provides guaranteed renewable benefits. Some insurance providers may decline the renewal of an insurance policy if the holder has reached a certain age, usually 65 years old, or if they have developed a chronic health condition or illness. Guaranteed renewable plans, which Pacific Prime can offer, will provide you with the assurance that you will have access to quality medical care for the rest of your life. Once your insurance policy has been accepted, you will be guaranteed continued insurance coverage at the time your policy is due for renewal, regardless of your age or health condition.

Health care facilities are generally limited in the Philipinnes, particularly in rural areas, and are often not of the standards which western nationals may expect. In the event of a medical emergency, air transportation may be required to evacuate you to a hospital overseas. As such, expats living in the Philippines will want to obtain a health insurance policy that provides comprehensive medical coverage and emergency evacuation and repatriation.

For more information about the Philippines Health Insurance Plans we can provide, or to receive a free quote, please contact one of our advisors today.


 
   
     
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