What is Emergency Evacuation
Emergency Evacuation is a type of benefit typically offered by expatriate health insurance policies. If your plan contains coverage for emergency evacuations then, in the event that the country where you are currently located does not have adequate medical facilities to provide treatment, you will be transported overseas or even back to your home country in order to receive healthcare.
An emergency evacuation coverage option can be a major benefit to expatriates located in some of the world’s less developed countries. In many cases national medical systems are unable to handle medical treatment beyond immediate emergency care. In these nations undergoing intensive medical treatment, such as a major surgery, can be a risk due to low levels of staff competence, out-dated medical equipment, and even a lack of vital medications.
In the event that an expatriate suffers from an illness or accident while overseas, and the healthcare system in the country where they are located is unable to provide the required treatment, an emergency evacuation benefit under an international health insurance policy will ensure that the individual is transported to the nearest Center of Medical Excellence for continuing care.
Emergency evacuation is typically only covered by an expatriate medical insurance policy in the event that the transport of the patient is considered a “medical necessity.” The evacuation should be requested by the attending medical professional, and confirmed by your insurance company. Policyholders cannot request an evacuation; both the insurance provider and the doctors at the treating medical facility must first agree that there are no further treatment options available in the country where the insured is located.
In the event that you require an emergency medical evacuation due to low standards of healthcare in a foreign country, but do not have the appropriate insurance to cover the costs associated with the transport, it is important to note that the evacuation costs can quickly add up. Emergency Medical evacuations will often use airplanes, helicopters, and other forms of transport to move the patient to a superior medical facility, which can all be extremely expensive if you do not possess the appropriate coverage.
Pacific Prime generally recommends that all expatriates and travelers around the world possess a global health insurance policy which contains an emergency evacuation benefit.
To receive a free quote for an international health insurance plan which covers emergency evacuation, please complete the short form at the top of this page. Alternatively, you may speak to one of our advisors by clicking here.
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