What International Travel Health Insurance options do you offer
Pacific Prime can offer International health insurance plans to travellers planning to venture overseas for up to 12 months and provide you with the access to medical support 24/7 in Italy or wherever else in the world you choose to travel to.
Today, it is becoming even easier to reach the most remote corners of the globe and so the international travel insurance plans we offer have been created with the modern traveller in mind and can provide extremely high levels of protection in many global destinations.
After much research, the dedicated team of brokers here at Pacific Prime have opted to provide travel insurance plans that are underwritten by BUPA – IHI as these offer the most comprehensive worldwide protection and higher levels of coverage that go beyond any basic travel health plan.
When travelling, you want to make the most of your experience and not be held back in any way, you will have just finished your studies and want to relax after all! The travel health insurance plans we can provide you with will enable you to put your mind at rest by offering coverage for any accident or illness you may experience in Italy or in other destinations if you chose to travel elsewhere in the world.
In additionto pure medical coverage, we can offer even more travel related benefits and can, for example, provide coverage in the event of trip cancellation, theft, baggage coverage, personal liability and more. While non-medical coverage can increase your premium, it is a highly recommended optional benefit as it can provide you with coverage for almost any situation you might encounter.
Speaking of premiums, you might be wondering how they are calculated for a travel insurance plan. IHI-BUPA will factor in your age and the total length of your trip and calculate the amount you will need to pay based on these variables.
For example, if you were to select medical only coverage, you would pay a basic premium plus a per day premium for the total length of your specified journey whereas non-medical coverage will often require a small additional fee for each day of your trip.
Although Italy certainly has reliable healthcare facilities, there may be times when you are travelling through more remote areas of the country and so you won’t always have access to such sophisticated healthcare centres or be near facilities that are able to deal with certain medical traumas.
What’s more, if you do have an accident in a remote area, the cost of arranging transportation to the nearest appropriate medical facility, or returning you to your home country can be extortionate but our travel plans can provide the high level of coverage required if such an event were to occur. To find out more about medical evacuation coverage, please click the link.
Dealing with healthcare systems in a foreign country can often be a daunting experience, especially if you do not speak the language. To combat this problem, our travel plans can help you in such a situation by providing you with access to our 24 hour SOS healthcare hotline which will enable you to receive useful advice on how to navigate your way through arranging the appropriate medical assistance.
Other benefits typically included by a Pacific Prime travel health insurance plan cover a range of options such as:
Unlimited Maximum cover per person per trip
Hospitalization Insurance cover
Compassionate Emergency Repatriation
Compassionate emergency visit
However, it should be noted that travel plans will not usually cover any pre-existing conditions or chronic illnesses that you may have. For example, if you have been hospitalised at any point 6 months proper to the start date of the coverage, or are waiting to receive treatment within this same time frame, then you may not be eligible for coverage. If you are worried about this particular issue then please do not hesitate to get in touch as we are always happy to help.
For more information regarding the travel insurance plans we have on offer, please click to see the full list of travel insurance benefits.
Here at Pacific Prime, we can also offer you the latest news regarding the healthcare sector in Italy in addition to providing a comprehensive overview of the Italy Health Insurance situation and, depending how much time you plan on spending there, you may want to take a look at this to make sure you are up to date with what’s going on in the country before you head over that way.
For more information about the travel insurance plans available to you today, click here to speak directly with a member of our expert team of brokers, or simply fill in the request form at the top of this page and you will receive a free quotation shortly.