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I am going on holiday for 17 days and will be 29 weeks pregnant when I go, do you have a policy that will cover me in case the child is born early, and if that did happen will the child be covered on my policy

I am going on holiday for 17 days and will be 29 weeks pregnant when I go, do you have a policy that will cover me in case the child is born early, and if that did happen will the child be covered on my policy

Question: 
Hi, I am an Australian citizen who will be visiting Japan as a tourist for 2.5 weeks. I am traveling to Japan while 29 weeks pregnant and returning to Australia at 31 weeks pregnant. is there any policy I could take out that would give me cover for the time I am in japan? I am wanting medical cover for any unexpected complications related to the pregnancy (there are none at present), and also cover for any newborn expenses in the even that the baby was born prematurely. Thanks, Karen

Answer: 

Hi, thanks for your enquiry. Under the IHI-Bupa policy you are covered up to the 8th month (36th week) for any unforseen complications (including delivery) as long as the pregnancy is stable, and therefore the birth unexpected.

However, if you are expecting more than one child, or, the pregnancy is as a result of fertility treatment, then the limit for cover is the 4th month (18th week)

The IHI plan is by far the most comprehensive on the market, with unlimited cover financially plus Hospitalization and Outpatient treatment (trip to the Doctor etc) covered.  Emergency evacuation is also built in as a standard benefit with and there is also an optional Travel Plan that covers loss of luggage, passport etc along with optional cover for trip cancelation.


     
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