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Do you provide Medical Insurance coverage in Kenya and South Africa

Do you provide Medical Insurance coverage in Kenya and South Africa

Question: 
Hello I am interested in care plans for Kenya and South Africa, for basic medical care with no pre-existing conditions. HOwever, I also read about your Emergency Evacuation plan - how do I know if I will require this?

Answer: 
Pacific Prime can provide comprehensive expatriate medical insurance options to foreign nationals in both Kenya and South Africa. A single expatriate health insurance policy will cover you in both countries in addition to affording global coverage. This means that you are able to have comprehensive protection in Kenya, South Africa or elsewhere around the world without having to obtain a new policy each time you visit a different country.

In many cases the Kenya Health Insurance and South Africa Health insurance options we work with are actually portable back to your home country. This means that you can avoid the stress of having to obtain new insurance coverage when you relocate to new locations. Additionally, these policies will often be guaranteed renewable for life, meaning that you are able to hold onto your international health insurance coverage as long as you need it.

We generally recommend that any expatriate health insurance plan include Emergency Evacuation coverage, regardless of the location you intend to travel to. However, if you will be staying in Africa for an extended period of time you should consider Emergency Evacuation coverage as an essential plan benefit.

An Emergency Evacuation coverage benefit on an international health insurance plan will ensure that, in the event that there are no medical facilities in your location able to provide an appropriate standard of care, you will be transported to the nearest center of medical excellence to receive continuing healthcare treatment.

This is important in countries such as South Africa and Kenya as high quality medical facilities, such as clinics and hospitals, are rarely found outside those countries’ major cities. If you intend to visit the rural areas of either Kenya or South Africa, depending on where you visit, and you suffer from a serious accident or illness, in many cases the nearest available medical facility may be hours away and may still not be able to provide an appropriate standard of care. In that instance you would need an evacuation to a secondary medical facility which is able to provide the appropriate treatment.

This is not to say that a country like South Africa cannot provide high quality healthcare options; South Africa has the best equipped and most competently staffed medical system on the African continent. However, you never want to be in a situation where you would potentially be unable to access immediate treatment for life threatening medical conditions, which is why an Emergency Evacuation insurance coverage benefit is so important.

For more information about South Africa Health Insurance, Kenya Health Insurance, or Emergency Evacuation coverage benefits, please contact one of our expert advisors today. Alternatively, you can request a free comprehensive quote by completing the short form at the top of this page.


     
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