Do you provide maternity coverage
We can offer quality global health insurance plans that will afford you with the comprehensive maternity coverage that you deserve. The global health insurance plans that we provide with a maternity benefit will provide you with comprehensive cover for a normal delivery of your child and will provide you with protection in the event that the pregnancy has complications. It is important to note however that all international health insurance plans will have a waiting period attached to a maternity benefit. This means that until you have been on a policy for a specific length of time, you will be unable to claim for any maternity related expenses.
The shortest waiting period for a maternity benefit is typically 10 months. This mean that you must have been on your plan for 10 months before you can be covered for any maternity related treatment. However, a maternity plan will usually afford you a number of additional coverage benefits, including new born child coverage.
A new born child benefit will typically be provided in one of two the ways; the child can be ‘born into the plan’ or receive a ‘free benefit’. If the child is born into a plan, then they are guaranteed continuous medical coverage from birth, regardless of their health. It is important to note, however, that having a child born into a plan will significantly increase the plan’s overall premium. A free benefit can also be offered that will cover the child up to a predetermined financial or time limit. After this limit has been reached an application must be made to the insurer for continuing coverage. A new born coverage benefit will also typically be attached to a waiting period; however this will usually be 6 months from the start of a plan.
Plans that we can offer will provide you with high level coverage around the world and can be tailored to meet your specific coverage requirements. Policies that we provide can offer you a number of coverage benefits including out-patient treatment, specialist consultations, alternative therapy, complimentary medicines, and emergency evacuation. International medical insurance plans are globally portable and guaranteed renewable for life, giving you the assurance that no matter what happens you will always have the protection that you deserve.
For more information about the comprehensive health insurance plans that we can provide, or to receive a free quote, please contact us today.