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Do you provide maternity coverage

Do you provide maternity coverage

 

Question: 
Hello. I am currently in the us military stationed in the United Kingdom, Currently my fiance who visits from the United States is currently 14 weeks pregnant with no health insurance. While here she has been able to get some health checkups from the British midwives, but it has been our concern how long it will last. Our goal is for her to have our child here in england while we are together , but the only problem is my insurance will not cover her until we are married. What options are there if any, so that i may be able to purchase coverage for her to maintain and have our child here.

Answer: 

We can offer quality global health insurance plans that will afford you with the comprehensive maternity coverage that you deserve. The global health insurance plans that we provide with a maternity benefit will provide you with comprehensive cover for a normal delivery of your child and will provide you with protection in the event that the pregnancy has complications. It is important to note however that all international health insurance plans will have a waiting period attached to a maternity benefit. This means that until you have been on a policy for a specific length of time, you will be unable to claim for any maternity related expenses.

The shortest waiting period for a maternity benefit is typically 10 months. This mean that you must have been on your plan for 10 months before you can be covered for any maternity related treatment. However, a maternity plan will usually afford you a number of additional coverage benefits, including new born child coverage.

A new born child benefit will typically be provided in one of two the ways; the child can be ‘born into the plan’ or receive a ‘free benefit’. If the child is born into a plan, then they are guaranteed continuous medical coverage from birth, regardless of their health. It is important to note, however, that having a child born into a plan will significantly increase the plan’s overall premium. A free benefit can also be offered that will cover the child up to a predetermined financial or time limit. After this limit has been reached an application must be made to the insurer for continuing coverage. A new born coverage benefit will also typically be attached to a waiting period; however this will usually be 6 months from the start of a plan.

Plans that we can offer will provide you with high level coverage around the world and can be tailored to meet your specific coverage requirements. Policies that we provide can offer you a number of coverage benefits including out-patient treatment, specialist consultations, alternative therapy, complimentary medicines, and emergency evacuation. International medical insurance plans are globally portable and guaranteed renewable for life, giving you the assurance that no matter what happens you will always have the protection that you deserve.

For more information about the comprehensive global health insurance maternity plans that we can provide, or to receive a free quote, please contact us today.


 
   
     
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