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Do you offer health insurance in Australia

Do you offer health insurance in Australia

Question: 
My wife and I live in Australia, do you cover this country? If so what are your premiums?

Answer: 
Pacific Prime can offer global health insurance to country regions worldwide, including Australia. Working with over 60 international health insurance providers, Pacific Prime can offer a large range of Australia health insurance plans. Pacific Prime will only work with reputable health insurance providers, so our clients can be assured they are purchasing a quality international health insurance policy. There are various global health benefits we can offer as part of your Australia medical insurance plan and we can work with you by providing a health insurance comparison of the range of medical plans that will suit your health care and individual needs.


A typical health insurance plan will include hospital cover, with the option for you to add on extra benefits such as outpatient, maternity, dental in addition to emergency evacuation and repatriation coverage. Our international health plans will typically include worldwide cover, affording you with access to medical treatment in Australia, as well as other countries worldwide. This means you can use your global health plan when you’re traveling to other parts of the world outside of Australia, affording you access to the best international healthcare services anywhere on earth. If you are an expat and decide to move to another country or relocate back to your home nation, an international health insurance plan will typically allow you to take your health insurance plan with you, offering you flexibility as your circumstances changes.


Your health insurance premium will be calculated based on your age and the age of any other member enrolled onto the plan. Due to the varying healthcare costs worldwide, the geographic area in which you live will also have an affect on your premium. The level of your insurance cover and any extra benefits added onto your plan, such as outpatient treatments, will also influence your premium. Your premium will not be affected by the number of claims you make over the annual policy period, allowing you to take full advantage of your policy benefits.


Pacific Prime can work with you to find a health insurance plan that fits within your budget, whether you are looking for a highly comprehensive plan or more affordable medical insurance options. While there are a range of medical benefits that we can offer, we can also offer premium saving options such as deductibles and geographic regions of cover. A deductible is the amount which the policyholder will contribute to the cost of their own healthcare, with the health insurance plan covering the remaining expenses. While not mandatory under an Australia health insurance plan, selecting to have a deductible on your policy will typically reduce the overall plan premium. Some health insurance providers will also offer the inclusion or exclusion of certain geographic regions of medical coverage, so excluding areas such as the United States where medical costs are relatively very high, will ultimately reduce the impact on your premium as well.


To find more information about the range of Australia Health Insurance plans we can offer, or to receive a free global health insurance quote, please contact one of our advisers today.

     
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