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Can you provide international cover

Can you provide international cover

Question: 
If someone from say America or UK comes to work in India as an expat and needs health insurance, would you cover this person for medical expenses while he/she is working in India as well as for medical expenses he/she incurs when visiting home country during vacations ? Please confirm

Answer: 
Pacific Prime can provide international health insurance policies which will offer you comprehensive protection on a global basis. Plans which we can provide will cover you while you are outside of your country of nationality, and will continue to protect you should you return to your home nation for a short term visit. In many cases, even if you repatriate back to your home country, plans which we offer will be able to repatriate with you; giving you the assurance of uninterrupted coverage wherever in the world you may be.



In addition to traveling with you, international health insurance policies from Pacific Prime will also allow you to visit the doctor or hospital of your choice, anywhere in the world. This means that should you, for instance, fall ill while in India you would be able to travel to the United Kingdom to receive your medical treatment.



In general terms Global health insurance plans will allow you to choose the geographical area of coverage within which the policy will operate. Typically you have two choices in this regard: World Wide or World Wide excluding the USA.



The reason for this is due to the USA having the highest average medical costs in the world, and as such a health insurance policy which provides cover within America will be more expensive than one which does not.



However, it is important to note that even if you choose coverage on a Worldwide Excluding the USA basis, international health insurance policies will normally allow a limited amount of protection for emergency issues while “out of area.” This type of emergency coverage benefit will vary depending on the insurance provider you choose to work with. Consequently, it is important to be aware of all aspects of a plan before you obtain a policy.



We work with over 60 of the world’s leading insurance companies, and as such, are able to consult on the widest range of global medical insurance plans currently available on the market.



We can offer expatriate health insurance plans which are able to comprehensively provide medical protection to individuals, families, and groups. Plans which we work with are extremely flexible, and in many cases we are able to offer coverage options which are specific to your unique requirements. Benefits which we can offer include: In-patient treatment, Out-patient treatment, Dental, Maternity, Vaccination coverage, Specialist consultations, and Emergency Evacuation coverage.

For more information about Pacific Prime, or to receive a free international health insurance quote, please contact one of our dedicated consultants today.


     
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