Can you provide health insurance in Bahrain and include coverage for my son living in South Africa
Pacific Prime specializes in providing international health insurance plans for expatriates living away from home. We work with more than 55 reputable health insurance providers, most of which are leaders in the global health insurance industry. Pacific Prime can work with you to find the best health insurance plan which suits you and your family's needs, and can provide the highest levels of medical cover for British expats living in South Africa and Bahrain.
Expatriates can purchase an international health insurance plan and register their spouse or dependent children on the plan. Typically the insurer will accept coverage of a dependent child up until they reach 18 years, however if they are studying then health coverage can normally be extended to 21 years of age. The dependent child on the plan does not have to be living in the same country as the policy holder, as long as the child is living outside of the United States.
International health insurance plans will typically provide members with worldwide medical coverage. Worldwide medical coverage will entitle you and your son to hospital care and medical treatments anywhere in the world. While you will be covered in Bahrain, you will also be able to use your health insurance plan in South Africa and other countries you may visit. With worldwide cover, your dependent son will also be entitled to health care benefits in South Africa and other regions he may travel to.
An international health insurance plan will normally allow you freedom of choice with regards to your healthcare treatment, you will be able to select your doctor or healthcare provider and the hospital or health care facility, plus the country in which you receive your medical treatment. Plans from Pacific Prime are typically globally portable; if you relocate to another country or return to your home country, you will be able to take your medical insurance policy with you without interrupting your health plan benefits or waiting periods in which you have already completed. International plans are normally lifetime guaranteed renewable, ensuring the renewal of your plan regardless of your medical condition or age. If you acquire a medical condition such as Diabetes, a guaranteed renewal plan will provide you with coverage of your medications and other medical treatments covered under your plan. As such, international health insurance plans protect your future and ensure lifelong access to the quality medical care you and your family deserves.
If you are looking for premium saving options, international health plans will normally offer members the option to include or exclude medical cover in certain country regions such as the United States and Canada. Excluding geographic regions, such as North America, will ultimately lower the impact on your premium. Many plans in which we provide offer deductible options, allowing policy holders to pay an amount towards their health care treatments to ultimately reduce their premium. After the deductible is paid, the insurer covers the cost of the medical bill. Copayments are very similar to deductibles but are expressed as percentages of the total medical bill. For example, the policy holder may pay 20 percent of the medical bill and again the insurer covers the remaining amount. Generally the higher the deductible or copayment, the lower the health insurance premium.
Pacific Prime can offer assistance in explaining the various types of Bahrain and South Africa Health Insurance plans and provide a list of comparison options from a large range of health insurance providers. Health insurance plans will typically include various levels of medical benefits, from basic hospital cover to plans that include comprehensive inpatient, outpatient, maternity, dental and optical treatments. Hospital benefits will typically include coverage for accommodation, surgery, intensive care, diagnostic tests, and other inpatient medical procedures. Insurers will normally apply an annual limit to hospital benefits with various levels of limits available. Hospital care, especially at a private medical facility can incur highly expensive medical bills. As such, it is highly important to select a comprehensive hospital plan with high annual limits to ensure full coverage of the hospital bill in the event of a serious accident or illness.
For more information about international health insurance benefits that Pacific Prime can offer you, or to receive a free health insurance quote, please contact us today.