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Can you offer USA Medical Insurance

Can you offer USA Medical Insurance

Question: 
Do you provide medical cover in the U.S.A?

Answer: 


Pacific Prime can offer health insurance in the USA and other countries around the world. There are lots of different plans available to expatriates and foreign nationals living in the US; we also work with plans for individuals who live outside of America, who may travel often to the USA and North America.

International health plans are designed for expats living away from home. International plans will normally include worldwide medical coverage, allowing you to receive hospital care and other medical treatments anywhere in the world. International health plans provide expats with more choice and flexibility. If you decide to move back home, an international plan can be taken with you without interruption to your policy benefits. This means waiting periods for medical treatments such as dental care, will still be awarded to you when you return home. International plans can be used for the rest of your life, no matter how old you are or if you are diagnosed with a serious illness and need medical treatment for the rest of your life. Each time your plan is due to be renewed, your insurer will guarantee renewal regardless of your age or health status. Pacific Prime can go through the large range of medical plans that are available, finding you the best plan that suits your health care needs.

USA nationals are not unable to purchase an international health insurance plan when they are living in their home country. However if a US national moves away from the US as an expatriate, only then are they able to purchase an international health insurance plan. When the US expatriate returns to the United States, the international plan can be taken home with them; providing USA health insurance coverage and the wide range of benefits of an international health plan.

Due to the high medical costs in the USA, health insurance plans that include medical cover in the US are usually very expensive. Many health insurance companies will allow you to limit the range of medical cover, so that your health insurance plan can be made more affordable for you.

Various types of medical coverage options are available. Some of these include:
  • Worldwide medical cover, including the United States
  • Worldwide medical cover, excluding the United States
  • Worldwide medical cover, excluding a group of countries such as Brazil, Great Britain, Hong Kong, Italy, Japan, Lebanon, Russia, South Africa, Switzerland, the UAE, and the USA.
  • Medical Cover in Africa and Asia only
  • Medical Cover in the county of your residence only

For more information on USA International Health Insurance Plans or to receive a free global health insurance quote, please contact one of our dedicated advisors today.


     
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