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Can you offer maternity insurance in Finland

Can you offer maternity insurance in Finland

 

Question: 
To whom it may concern, Hello. I have a question about insurance in Finland. In this September, I will start my Master’s programme in Aalto university, Helsinki. My wife (not student. she will just follow me.) is planning to be a pregnant(maybe next year) and will give birth in Finland. (Me and my wife are both South Korean.) Do you have insurance that covers pregnancy/childbirth? If not, is there any insurance plan to get benefits about pregnant/childbirth? Thank you very much.

Answer: 
Pacific Prime can offer comprehensive maternity insurance options to expatriates located in Finland. Plans which we provide are able to afford you superior levels of medical protection for the duration of your studies in Helsinki, and are often globally portable ensuring continuing coverage in the event that you return to South Korea.

International health insurance plans with a maternity coverage benefit will cover the costs associated with a routine delivery. Having children overseas can often be an extremely expensive proposition, and as you will not have contributed to the national Finnish health insurance scheme, you will be asked to pay for the costs associated with any maternity treatment – often out-of-pocket.

The maternity health insurance options we offer would ensure that your wife’s pregnancy would be covered under the plan. Maternity insurance benefits often include coverage for:

·Pre-natal and Ante-natal treatments

·Normal Delivery

·Delivery with complications

·Medically prescribed Caesarian sections

·Delivery following infertility treatment

·Hospital and home delivery costs.

It is important to be aware, however, that Maternity health insurance coverage will often be attached to a waiting period. This means that you must have been enrolled on the policy for a specific amount of time, which may vary depending on the insurance company you choose to work with, before you are able to claim for maternity related treatment. Typically 10 months from the start of a plan, you must have completed the waiting period before being covered for maternity benefits – treatment received prior to completing the waiting period cannot be covered under the policy. As such, if you are planning on starting a family, it is advisable to plan well in advance.

Aside from Maternity coverage, the plans we work with can offer a range of policy benefits, including:

·In-Patient Treatment

·Out-Patient treatment

·Dental insurance

·Emergency Evacuation

·Alternative Therapies, such as Traditional Chinese Medicine

·Vaccinations and Preventative Medicine

·Chronic condition coverage



Please be advised that the above list of benefits is by no means comprehensive, and in many cases we are able to actively tailor the policy’s coverage to meet your specific requirements. From the insurance company you choose to work with, to the deductible level on the policy, we often have a high level of flexibility when it comes to customizing our offerings to meet the unique needs of individual customers.

Additionally, the international health insurance policies we work with will often provide coverage on a worldwide basis. This means that even if you should leave Finland and relocate to a new country after having completed your studies, your plan will travel with you continuing to provide the essential protection you require. Another excellent benefit of these plans is the fact that they will allow you to choose where you receive your medical treatment; allowing you to utilize the services of any doctor or hospital, anywhere in the world. This gives you the assurance that you will always be able to access the highest quality medical treatment available – no matter where that may be.

For more information on the Finland health insurance plans we offer, or to find out more about our Maternity coverage options, please contact us today. Alternatively, you may complete the short form at the top of this page to receive a free personalized quotation.


 
   
     
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