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Can you offer individual health insurance plans in the US and the Philippines

Can you offer individual health insurance plans in the US and the Philippines

Question: 
If I want just an individual plan can I be covered in the US and in the Philippines? How much will it cost me if I start paying my premium monthly?

Answer: 
Pacific Prime can offer Individual Health Insurance plans to members residing in any area of the world, including the United States and the Philippines. At Pacific Prime, we have a number of health insurance companies that offer a range of International Individual Health Insurance plans, with various coverage options available to suit your individual needs.




International Health Insurance plans we provide typically include worldwide coverage as well as being guaranteed renewable for life. This means you are entitled to medical coverage in any area of the world. Whether you’re traveling overseas on a holiday or are visiting your home country, our Expat Health insurance plans will protect you everywhere you go. In addition to this, plans which we provide are often globally portable, ensuring that you receive continuing coverage even if you should relocate or return to your home nation.




Pacific Prime offers comprehensive International Health Insurance plans specifically catered towards the expat population and their families. We understand that as an expat, your circumstances are likely to change in the future and as such, you require a high degree of flexibility when considering your Philippines Health Insurance policy. There are many coverage options available in our Individual Health Insurance plans. Our expert advisors can provide you with a range of different options to customize a plan that suits you.




Individual Health Insurance Plans offered by Pacific Prime will typically give you the option of receiving coverage under a range of benefits including:




Inpatient Treatment

Maternity Health Insurance

Dental Health Insurance

Outpatient Treatment

Emergency Evacuation & Repatriation

Geographic Coverage

Deductibles




Your premium will be calculated on your age and the geographic area which the expat medical insurance policy covers. Plans which we provide are often community, rather than history, rated. This means that Health Insurance providers use your age as an indicator of risk, averaging the medical costs incurred to those in that age group when determining the premium associated with your policy. A community rating ensures that your premium will never increase due to any medical treatment claims you make under your health insurance policy. Additionally, the geographic area of coverage for the plan will also affect your premium as health care costs vary from country to country. For example, the United States is ranked as one of the most expensive countries to receive health care and as such, a policy which provided healthcare coverage in the USA will be more expensive than one which does not.




Pacific Prime will work with you to find the plan that best suits your needs. We are able to offer coverage benefits that will allow you to have more control over your premium, and allow you to ensure that you receive the coverage which is right for you. With the ability to tailor all aspects of the policy, from the geographical area of coverage to any applicable benefits, we work to assure you that your coverage will continue to protect you anywhere in the world.




For more information about the Philippines Health Insurance Plans we can provide, or to receive a free global health insurance quote, please contact one of our advisors today.





     
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Insurance Inflation - 2017
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