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Can you offer coverage in Mexico and the US

Can you offer coverage in Mexico and the US

 

Question: 
Hello, I am looking for insurance that will cover me both in the US (where I am from, and where I visit for 1 month a year), and where I live full time (Mexico). I am looking for insurance that will be considered acceptable to US insurers when I move back to the US in several years. Can your insurance cover for 2 countries? Thanks.

Answer: 
Pacific Prime is able to offer International Health Insurance Plans to expatriates within any area of the world, including Mexico and the United States. Mexico Health Insurance Plans that we can provide are designed for expats seeking health care coverage while they are residing overseas.




Pacific Prime generally offers worldwide coverage through the expat medical insurance we provide; which means our insurance policies can be used in any country of the world. For example, if you get sick while traveling you are generally covered for medical expenses under your International Health Insurance Plan. If you decide to return to your home country, or move to a different country, our International Health Insurance Plans are 'globally portable', allowing your coverage to move with you. As such, our Mexico health insurance policies will offer you comprehensive cover in Mexico while at the same time allowing you to receive treatment with the American Doctor or hospital of your choice.




Our established relationship with over 55 of the world's leading insurance providers allows us to offer a range of different Individual Health Insurance Plans that provide flexibility and comprehensive coverage options. We can help you find a global medical insurance plan that meets your specific needs, whether you are planning a family or seeking a competitive premium.




Individual Health Insurance Plans offered by Pacific Prime will typically give you the option of receiving coverage under a range of benefits including:




Inpatient Treatment

Maternity Health Insurance

Dental Health Insurance

Outpatient Treatment

Emergency Evacuation & Repatriation

Geographic Coverage

Deductibles




An Individual Health Insurance Plan can also include additional benefits that allow you to have more control over your premium. Premiums are generally calculated on your age and geographic location. Some locations in the world have relatively higher health care costs, such as the United States, therefore policy holders residing in the US will generally have a higher premium. At Pacific Prime, we are able to offer Geographic Coverage benefits, allowing you to exclude a certain area of coverage in the world, in order to ultimately reduce the impact on your premium.




While many insurance companies place restrictions when renewing policies, our health insurance plans are generally guaranteed renewable. At Pacific Prime we can offer plans that will ensure life time coverage, enabling access to quality care for the rest of your life.




In many cases, we can provide policies which conform to US HIPAA and CORBA standards. In addition to this, policies which we provide will usually offer a much higher level of protection that required under the Affordable Care Act of 2010. As such, with a comprehensive international medical insurance policy from Pacific Prime you can be assured of receiving the highest standards of coverage no matter where in the world you may be.




At Pacific Prime, our experienced advisors can tailor an International Health Insurance plan to suit your individual needs. For more information about the Mexico Health Insurance Plans we can provide, or to receive a free quote, please contact one of our advisors today.





 
   
     
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