Tutorial
Welcome to the Pacific Prime Online Quotation Tool Tutorial. In this video, we provide you with a step-by-step guide on how to use this powerful piece of technology to compare insurance plans from numerous insurers and find the best plan for your specific needs at the right price.
Getting Started
Once you have clicked on the button to receive your free quote, we will need a bit of information to get started:
- Enter your Country of Cover, which is the primary country in which you would like to receive health insurance coverage.
- Then, enter the length of time that you will require coverage. Indicate whether you need coverage on a yearly, bi-yearly, or indefinite basis. Or, if you only need short term travel insurance, click that option here.
- Next indicate which types of coverage you require. All of Pacific Prime’s plans include Inpatient benefits, so that option is already selected for you. The remaining options are Outpatient, Dental and Maternity coverage. Please click all that apply.
- Finally, enter your age, select your gender and click ‘Compare Quote’. This will send you directly to the quotation tool.
Login/Create Account
To start, take a look at the top right corner of the screen. Here you can create an account so that you can save your information and quotes to check back on them quickly and easily the next time you use the tool. If you already have an account, simply click Login and enter your email and password. For new users, enter your email and password to register. You can also put your phone number on file as well if you wish. Once you create an account, a confirmation email will be sent to you. Below the orange Login button, there is a blue ‘Contact Me’ button you can use to speak directly with a sales person if you would prefer this option to using the online quotation tool. Enter your contact information and when is best to contact you, and our team will get back to you at a time that is convenient for you.
Main Interface
Back on the main screen, confirm that your details are correct at the top of the page. If you like, you can alter that information just by clicking on it. If there is another person that you would like to add to your insurance plan, please click “add person” and enter that person’s age and gender. You may enter details for up to 6 people here, but if there are more that you need to insure, don’t worry. Just let the sales person handling your inquiry know the number of people you need to insure and they will gladly assist you to make sure you receive an appropriate insurance plan.
Click the Options button on the right. This will bring up a more detailed menu that you can use to filter your search results. In the left column you can enter your name and contact details to ensure that our team knows how to contact you when you are ready to buy. Underneath these fields you can indicate whether you would like insurance that includes coverage inside the United States or not, what your nationality is, and what your primary country of residence is.
In the middle column, you can set your preferences for the minimum and maximum premiums and deductibles you are willing to accept on your insurance plan. Setting the premium range affects the price you pay on a monthly or yearly basis for your plan. Setting the deductible range affects the price you will have to pay each time you use your insurance.
From the top to the bottom of right-side column, you can first set the preferred currency for prices to be displayed in. US dollars, British pounds and Euros are your choices here. Next, you can change the preferences you have previously entered regarding the specific benefits you would like your plan to have. Finally, choose whether you want a plan that requires premiums to be paid monthly, quarterly, semi-annually, or annually. Once all your preferences are entered, click the search button and updated price quotes will appear below.
Digging into the results themselves, you can arrange them in a number of ways. Looking at the headings you can sort by, you can see Insurers, various benefits, and, of course, premiums. Sorting by insurer will show you plans sorted by name of insurance company in alphabetical order. Next to this, you can sort plans based on the benefit that you are most interested in. Select Outpatient, Maternity or Dental. All plans include Inpatient coverage, as well as Emergency Evacuation and Emergency Repatriation, so there is no need to select these tabs. Selecting the Premium tab will simply show you the plans that have the best premium prices based on your other preferences. If you will notice, to the right of the Premium tab, you can choose whether you want the prices to be displayed in US dollars, British pounds or Euros.
Once you have your display criteria laid out, it may be best for you to select the desired deductible for a plan. Again, this is the amount that you would have to pay to make a claim on your insurance plan, and having a higher deductible will lead to a lower premium. After you have selected the appropriate deductible, you can really begin to dig into the plans. Just click on the insurer logo for the plan, or the orange “Buy” button to bring up more information.
Plan Information Page
The screen that you will be directed to possesses all the finer details of the selected insurance plan. Information here includes general information, as well as details on specific benefits related to inpatient, outpatient, maternity, dental, well being, optical and chronic insurance benefits. Additionally, there is information on claims and more. Take the time to look through these sections to make sure that they plan has everything you’re looking for, and make sure to note any questions you are left with so that you can present them to Pacific Prime’s staff later on.
On this screen, you can save the quote for the plan if you would like the ability to revisit it later, or simply click the Apply Now button and enter the required information so that a Pacific Prime salesperson can contact you to assist in obtaining your desired plan. Just enter your details and click the orange ‘Submit’ button.
Going back to the quote tool, there are a few remaining items to go over. As long as you are logged in, you can use the ‘Save Quote’ button to the right of each plan to save that particular plan for later perusal. To recover a saved quote, just click the orange My Account button in the top right corner of the tool once you are logged in, and then select the “Saved Quote” option.
The final button you’ll notice on this page is the “Add to Compare” button. With this tool, you can select the plans that you are most interested in and stack them head-to-head for a direct comparison. Just click the button for up to 4 plans, and then the orange “Compare” button that appears at the top of the results. This will take you to a page similar to the one you saw before. Only now, when you click the categories to see plan specifics, you will receive side-by-side comparisons of the plans that you are interested in. This makes is very easy for you to see what the real differences between plans are.
Finishing Up
One final point: If you want to see plans beyond what appears on the first page of results, just scroll down to the bottom of the page and use the buttons there to navigate to subsequent pages of results.
And that does it for our tutorial on how to use the Pacific Prime online quotation tool! We hope you will now be able to easily use the powerful tool to find an insurance plan that both addresses your needs and provides you with excellent value. Still have questions? No problem! Use any of the contact buttons on our website and our dedicated staff will be happy to contact you to answer any questions or concerns you may have.
At Pacific Prime our motto is “Simplifying Health Insurance”, so we will do whatever we can to make sure that we deliver on this promise. Thanks for watching!
