When looking for health insurance, you might be overwhelmed by all the choices available on the market. By choosing an insurance broker, you enjoy the following advantages:

• Comparison of premiums from many insurers
• Extra level of customer service at no extra cost
• Valuable information and support
• Convenient post-purchase services

It is recommended to choose a renowned global insurance brokerage like Pacific Prime. We are committed to providing every client with a dedicated service.

It is recommended to choose a renowned global insurance brokerage like Pacific Prime. We are committed to providing every client with a dedicated service.

• Individual health insurance
• Family health insurance
• International health insurance
• Group health insurance
• Dental insurance
• Insurance for pre-existing conditions

• Maternity insurance
• Retiree insurance
• Travel insurance
• Life Insurance
• Personal Accident
• And more

Whether you're looking for insurance for your Long-Term Resident Visa or other types of visas, our value-driven health insurance services and solutions help you get the coverage you need.

International health insurance plans will provide coverage for healthcare treatments even when you are outside of your country of residence. These plans will cover you wherever you go, making them suitable for expat employees from all corners of the world.

It's important to note that many plans exclude US coverage due to the country's high healthcare costs. Adding the US to the list of countries covered will significantly increase your plan's premiums.

Inpatient insurance covers for medical treatments that require you to be admitted to the hospital overnight or longer. Inpatient coverage can include semi private or private hospital room costs, doctor medical fees, ambulance transport expenses, medicines given during hospitalization, and more.

Outpatient insurance covers treatments that do not require hospital admission or an overnight stay. Outpatient coverage can include general practitioner costs, specialist costs, prescription medication, vaccinations, and more.

When you take out a health insurance policy, you should check which hospitals are on your insurer's list of network providers. Health insurers will usually have special agreements with their network hospitals to offer direct billing services for you. In this case, the hospital will take care of all claims paper work for you without requiring you to file the claims yourself.

However, if you visit a hospital that isn't in the insurer's network, you may have to first pay for your treatment then submit a claim to your health insurance company. You can find your relevant claims forms at Pacific Prime's Claims Center or contact our team for further advice.