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Bupa Thailand Health Insurance Pla

About Bupa Thailand Health Insurance Plans Information. Get a free Bupa International Health Insurance Quote Here.

  • BUPA logo

    Bupa Thailand are one of the leading health insurance providers in Thailand, providing products and services to around 80 per cent of the market including Business health insurance (more than 2000 Thai companies) and individual and family health insurance plans (over 8000 customers living in Thailand).

    Blue Cross Health Insurance was established in 1985 and merged with Bupa in 1996. Also referred to as Bupa Blue Cross, Bupa Thailand offer comprehensive plans offering up to 5 million baht in medical coverage, to affordable plans that cost only 10 baht per day.

    Bupa Thailand have offices located in Chaengwattana, Sukhumvit 101 (Piyarom), Chiangmai, Hua-hin, Korat, Pattaya, Phuket, Koh Samui and Rayong.

    Bupa Thailand provide ease of access to medical benefits by offering:

  • Bupa Thailand employee health insurance plans:

    Business Health Insurance

    • Corporate Care
      Business health insurance for company of any size that needs a tailor-made employee insurance plan.
    • Small Business Enterprise (SBE)
      Business health insurance for small businesses, between 5 to 25 employees

      • Diamond
      • Emerald
      • Ruby
  • Bupa Thailand individual and family health insurance plans:

    • Platinum Care
    • Personal Care
    • Crystal Care
    • Extra Care
  • Expatriate health insurance:

    • Sunshine Care
  • Business Health Insurance

    Protection for your employee’s health and your company’s financial health. Business group medical care is designed specially to suit your business needs for company at any size.

  • Corporate Care

    Business health insurance for company of more than 25 employees

    • Tailor-made employee health insurance plans
    • Management information reports
    • Employee health and managing sickness in the workplace
  • Small Business Enterprise (SBE)

    Business health insurance for small business enterprise

    Available to companies between 5 to 25 employees


    • Four levels of coverage ( Diamond, Emerald, Ruby, Sapphire) with the highest limit up to 5 million baht.
  • Diamond

    • Inpatient cover:
    • Emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy (THB 50,000 limit)
    • Surgical Fee (70,000)
    • Ambulance (1,000 limit)
    • Outpatient cover (500 limit): annual check up at Bupa Hospital.
    • Emergency Medical Assistance:
    • evacuation (1,000,000 limit)
    • repatriation (1,000,000 limit)
    • transport to home country in case of death (1,000,000 limit)
    • Personal Accident, lump sum payment in case of death or disability (100,000 limit)
    • Optional benefits:
      • Outpatient coverage:
      • Doctor consultation, diagnostic tests, prescription medicine.
      • 1 visit per day / 30 visits per year
      • Delux (2,500 limit)
      • Plus (2,000 limit)
      • Classic (1,500 limit)
      • Maternity coverage:
      • Pre-natal and post-natal care, labour.
      • Normal delivery, planned caesarian (30,000 limit)
      • Ectopic pregnancy, emergency caesarian (60,000 limit)
      • Miscarriage (15,000 limit).
      • Additional Personal Accident:
      • Lump sum payment in case of death or disability
      • Limit option:
      • PA 200 (200,000 limit)
      • PA 400 (400,000 limit)
      • PA 900 (900,000 limit)
  • Emerald

    • Inpatient cover:
    • Emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy (THB 50,000 limit)
    • Surgical Fee (50,000)
    • Ambulance (1,000 limit)
    • Outpatient cover (500 limit): annual check up at Bupa Hospital.
    • Emergency Medical Assistance:
    • evacuation (1,000,000 limit)
    • repatriation (1,000,000 limit)
    • transport to home country in case of death (1,000,000 limit)
    • Personal Accident, lump sum payment in case of death or disability (100,000 limit)
    • Optional benefits:
      • Outpatient coverage:
      • Doctor consultation, diagnostic tests, prescription medicine.
      • 1 visit per day / 30 visits per year
      • Delux (1,500 limit)
      • Plus (1,200 limit)
      • Classic (1,000 limit)
      • Maternity coverage:
      • Pre-natal and post-natal care, labour,
      • Normal delivery, planned caesarian (30,000 limit)
      • Ectopic pregnancy, emergency caesarian (60,000 limit)
      • Miscarriage (15,000 limit).
      • Additional Personal Accident:
      • Lump sum payment in case of death or disability
      • Limit option:
      • PA 200 (200,000 limit)
      • PA 400 (400,000 limit)
      • PA 900 (900,000 limit)
  • Ruby

    • Inpatient cover:
    • Emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy (THB 50,000 limit)
    • Surgical Fee (40,000)
    • Ambulance (1,000 limit)
    • Outpatient cover (500 limit): annual check up at Bupa Hospital.
    • Emergency Medical Assistance:
    • evacuation (1,000,000 limit)
    • repatriation (1,000,000 limit)
    • transport to home country in case of death (1,000,000 limit)
    • Personal Accident: 100,000 limit
    • Optional benefits:
      • Outpatient coverage:
      • Doctor consultation, diagnostic tests, prescription medicine.
      • 1 visit per day / 30 visits per year
      • Delux (1,000 limit)
      • Plus (800 limit)
      • Classic (500 limit)
      • Maternity coverage:
      • Pre-natal and post-natal care, labour,
      • Normal delivery, planned caesarian (30,000 limit)
      • Ectopic pregnancy, emergency caesarian (60,000 limit)
      • Miscarriage (15,000 limit).
      • Additional Personal Accident
      • Lump sum payment in case of death or disability
      • Limit option:
      • PA 200 (200,000 limit)
      • PA 400 (400,000 limit)
      • PA 900 (900,000 limit)
  • Sapphire

    • Inpatient cover:
    • Emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy (THB 50,000 limit)
    • Surgical Fee (22,000 limit)
    • Ambulance (1,000 limit)
    • Outpatient cover (500 limit): annual check up at Bupa Hospital.
    • Emergency Medical Assistance:
    • vacuation (1,000,000 limit)
    • repatriation (1,000,000 limit)
    • transport to home country in case of death (1,000,000 limit)
    • Personal Accident: 100,000 limit
    • Optional benefits:
      • Outpatient coverage:
      • Doctor consultation, diagnostic tests, prescription medicine.
      • 1 visit per day / 30 visits per year
      • Delux (600 limit)
      • Plus (500 limit)
      • Classic (400 limit)
      • Maternity coverage:
      • Pre-natal and post-natal care, labour,
      • Normal delivery, planned caesarian (30,000 limit)
      • Ectopic pregnancy, emergency caesarian (60,000 limit)
      • Miscarriage (15,000 limit).
      • Additional Personal Accident:
      • Lump sum payment in case of death or disability
      • Limit option:
      • PA 200 (200,000 limit)
      • PA 400 (400,000 limit)
      • PA 900 (900,000 limit)
  • Family and Individual Health Insurance

    Four Family and Individual Health insurance plans:

    • Platinum Care
      Comprehensive health insurance coverage for families and individuals living in Thailand. Platinum Care offers three levels of coverage with the highest limit up to 5,000,000 baht.
    • Personal Care
      Affordable health insurance for individual and family, starting as low as 10 baht per day. Includes lump sum payment for personal accident. Four levels of coverage with the highest limit up to 5,000,000 baht.
    • Crystal Care
      Affordable health insurance for individual and family. Includes lump sum payment for personal accident. Three levels of coverage with the highest limit up to 600,000 baht.
    • Extra Care
      Health insurance for those on an employee sponsored health insurance plan, or any health insurance plan, and want to add on additional benefits to increase their medical coverage.
  • Platinum Care

    Health insurance with high coverage for individuals and families living in Thailand. Three levels of coverage ( Level 1, Level 2, Level 3) with the highest limit up to 5 million baht.

  • Level 1

    • Maximum coverage THB 5,000,000
    • Inpatient cover (20,000 limit): emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy.
    • Ambulance: 2,000 limit.
    • Outpatient cover (1,000 limit): annual check up at Bupa Hospital.
    • Specialist physician: 10,000 limit
    • Emergency Medical Assistance (1,000,000 limit): Ambulance, evacuation, repatriation, transport to home country in case of death.
    • Other:
    • Optional benefits:
      • Outpatient coverage:
      • Limit option: 25,000, 30,000, or 50,000.
      • Doctor consultation, diagnostic tests, prescription medicine.
      • Physiotherapy and Chiropractic treatment (3,000 limit, included in overall outpatient limit).
      • Maternity coverage:
      • Pre-natal and post-natal care, labour.
      • Normal delivery, planned caesarian (40,000 limit)
      • Ectopic pregnancy, emergency caesarian (80,000 limit)
      • Miscarriage (20,000 limit).
      • Personal accident:
      • Lump sum payment in case of death or disability
      • Limit option:
      • PA 200 (200,000 limit)
      • PA 400 (400,000 limit)
      • PA 900 (900,000 limit)
  • Level 2

    • Maximum coverage THB 2,000,000
    • Inpatient cover (15,000 limit): emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy.
    • Ambulance: 2,000 limit.
    • Outpatient cover (700 limit): annual check up at Bupa Hospital.
    • Specialist physician: 10,000 limit
    • Emergency Medical Assistance: Ambulance, evacuation, repatriation, transport to home country in case of death (1,000,000 limit)
    • Other:
    • Optional benefits:
      • Outpatient coverage:
      • Limit option: 25,000, 30,000, or 50,000.
      • Doctor consultation, diagnostic tests, prescription medicine.
      • Physiotherapy and Chiropractic treatment (3,000 limit, included in overall outpatient limit).
      • Maternity coverage:
      • Pre-natal and post-natal care, labour,
      • Normal delivery, planned caesarian (40,000 limit)
      • Ectopic pregnancy, emergency caesarian (80,000 limit)
      • Miscarriage (20,000 limit).
      • Personal Accident:
      • Lump sum payment in case of death or disability
      • Limit option:
      • PA 200 (200,000 limit)
      • PA 400 (400,000 limit)
      • PA 900 (900,000 limit)
  • Level 3

    • Maximum coverage THB 1,000,000
    • Inpatient cover (10,000 limit): emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy.
    • Outpatient cover (500 limit): annual check up at Bupa Hospital.
    • Specialist physician: 10,000 limit.
    • Emergency Medical Assistance: Ambulance, evacuation, repatriation, transport to home country in case of death (1,000,000 limit)
    • Other:
    • Optional benefits:
      • Outpatient coverage:
      • Limit option: 25,000, 30,000, or 50,000.
      • Doctor consultation, diagnostic tests, prescription medicine.
      • Physiotherapy and Chiropractic treatment (3,000 limit, included in overall outpatient limit).
      • Maternity coverage:
      • Pre-natal and post-natal care, labour.
      • Normal delivery, planned caesarian (40,000 limit)
      • Ectopic pregnancy, emergency caesarian (80,000 limit)
      • Miscarriage (20,000 limit).
      • Personal Accident:
      • Lump sum payment in case of death or disability
      • Limit option:
      • PA 200 (200,000 limit)
      • PA 400 (400,000 limit)
      • PA 900 (900,000 limit)
  • Personal Care

    Health insurance for individuals and families in Thailand

    • Affordable insurance starting as low as 10 Baht a day
    • Four levels of coverage ( Diamond, Emerald, Ruby, Sapphire) with the highest limit up to 5 million baht.
  • Diamond

    • Inpatient cover:
    • Emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy (THB 50,000 limit)
    • Surgical Fee (70,000)
    • Ambulance (1,000 limit)
    • Outpatient cover (500 limit): annual check up at Bupa Hospital.
    • Emergency Medical Assistance:
    • evacuation (1,000,000 limit)
    • repatriation (1,000,000 limit)
    • transport to home country in case of death (1,000,000 limit)
    • Personal Accident, lump sum payment in case of death or disability (100,000 limit)
    • Optional benefits:
      • Outpatient coverage:
      • Doctor consultation, diagnostic tests, prescription medicine.
      • 1 visit per day / 30 visits per year
      • Delux (2,500 limit)
      • Plus (2,000 limit)
      • Classic (1,500 limit)
      • Maternity coverage:
      • Pre-natal and post-natal care, labour.
      • Normal delivery, planned caesarian (30,000 limit)
      • Ectopic pregnancy, emergency caesarian (60,000 limit)
      • Miscarriage (15,000 limit).
      • Additional Personal Accident:
      • Lump sum payment in case of death or disability
      • Limit option:
      • PA 200 (200,000 limit)
      • PA 400 (400,000 limit)
      • PA 900 (900,000 limit)
  • Emerald

    • Inpatient cover:
    • Emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy (THB 50,000 limit)
    • Surgical Fee (50,000)
    • Ambulance (1,000 limit)
    • Outpatient cover (500 limit): annual check up at Bupa Hospital.
    • Emergency Medical Assistance:
    • evacuation (1,000,000 limit)
    • repatriation (1,000,000 limit)
    • transport to home country in case of death (1,000,000 limit)
    • Personal Accident, lump sum payment in case of death or disability (100,000 limit)
    • Optional benefits:
      • Outpatient coverage:
      • Doctor consultation, diagnostic tests, prescription medicine.
      • 1 visit per day / 30 visits per year
      • Delux (1,500 limit)
      • Plus (1,200 limit)
      • Classic (1,000 limit)
      • Maternity coverage:
      • Pre-natal and post-natal care, labour.
      • Normal delivery, planned caesarian (30,000 limit)
      • Ectopic pregnancy, emergency caesarian (60,000 limit)
      • Miscarriage (15,000 limit).
      • Additional Personal Accident:
      • Lump sum payment in case of death or disability
      • Limit option:
      • PA 200 (200,000 limit)
      • PA 400 (400,000 limit)
      • PA 900 (900,000 limit)
  • Ruby

    • Inpatient cover:
    • Emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy (THB 50,000 limit)
    • Surgical Fee (40,000)
    • Ambulance (1,000 limit)
    • Outpatient cover (500 limit): annual check up at Bupa Hospital.
    • Emergency Medical Assistance:
    • evacuation (1,000,000 limit)
    • repatriation (1,000,000 limit)
    • transport to home country in case of death (1,000,000 limit)
    • Personal Accident, lump sum payment in case of death or disability (100,000 limit)
    • Optional benefits:
      • Outpatient coverage:
      • Doctor consultation, diagnostic tests, prescription medicine.
      • 1 visit per day / 30 visits per year
      • Delux (1,000 limit)
      • Plus (800 limit)
      • Classic (500 limit)
      • Maternity coverage:
      • Pre-natal and post-natal care, labour.
      • Normal delivery, planned caesarian (30,000 limit)
      • Ectopic pregnancy, emergency caesarian (60,000 limit)
      • Miscarriage (15,000 limit).
      • Additional Personal Accident
      • Lump sum payment in case of death or disability
      • Limit option:
      • PA 200 (200,000 limit)
      • PA 400 (400,000 limit)
      • PA 900 (900,000 limit)
  • Sapphire

    • Inpatient cover:
    • Emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy (THB 50,000 limit)
    • Surgical Fee (22,000 limit)
    • Ambulance (1,000 limit)
    • Outpatient cover (500 limit): annual check up at Bupa Hospital.
    • Emergency Medical Assistance:
    • evacuation (1,000,000 limit)
    • repatriation (1,000,000 limit)
    • transport to home country in case of death (1,000,000 limit)
    • Personal Accident, lump sum payment in case of death or disability (100,000 limit)
    • Optional benefits:
      • Outpatient coverage:
      • Doctor consultation, diagnostic tests, prescription medicine.
      • 1 visit per day / 30 visits per year
      • Delux (600 limit)
      • Plus (500 limit)
      • Classic (400 limit)
      • Maternity coverage:
      • Pre-natal and post-natal care, labour.
      • Normal delivery, planned caesarian (30,000 limit)
      • Ectopic pregnancy, emergency caesarian (60,000 limit)
      • Miscarriage (15,000 limit).
      • Additional Personal Accident:
      • Lump sum payment in case of death or disability
      • Limit option:
      • A 200 (200,000 limit)
      • PA 400 (400,000 limit)
      • PA 900 (900,000 limit)
  • Crystal

    Affordable health insurance with lump sum benefit

    Offering full coverage for medical expenses

    Three levels of coverage ( Plan 1, Plan 2, Plan 3) with the highest limit up to 600,000 baht.

  • Plan 1

    • Maximum coverage THB 600,000
    • Inpatient cover: emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy.
    • Outpatient cover (500 limit): annual check up at Bupa Hospital.
    • Specialist physician
    • Personal Accident, lump sum payment in case of death or disability (100,000 limit)
    • Optional benefits:
    • Outpatient coverage:
    • 1,000 limit per visit
    • 1 visit per day / 30 visits per year
    • Doctor consultation, diagnostic tests, prescription medicine.
    • Additional Personal Accident:
    • Lump sum payment in case of death or disability
    • Limit option:
    • PA 200 (200,000 limit)
    • PA 400 (400,000 limit)
    • PA 900 (900,000 limit)
  • Plan 2

    • Maximum coverage THB 400,000
    • Inpatient cover (10,000 limit): emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy.
    • Outpatient cover (500 limit): annual check up at Bupa Hospital.
    • Specialist physician
    • Personal Accident, lump sum payment in case of death or disability (100,000 limit)
    • Optional benefits:
    • Outpatient coverage:
    • 1,000 limit per visit
    • 1 visit per day / 30 visits per year
    • Doctor consultation, diagnostic tests, prescription medicine.
    • Additional Personal Accident:
    • Lump sum payment in case of death or disability
    • Limit option:
    • PA 200 (200,000 limit)
    • PA 400 (400,000 limit)
    • PA 900 (900,000 limit)
  • Plan 3

    • Maximum coverage THB 200,000
    • Inpatient cover (10,000 limit): emergency, diagnostic tests, surgical operations, hospital accommodation, nursing care, physiotherapy.
    • Outpatient cover (500 limit): annual check up at Bupa Hospital.
    • Specialist physician
    • Personal Accident, lump sum payment in case of death or disability (100,000 limit)
    • Optional benefits:
    • Outpatient coverage:
    • 1,000 limit per visit
    • 1 visit per day / 30 visits per year
    • Doctor consultation, diagnostic tests, prescription medicine.
    • Additional Personal Accident:
    • Lump sum payment in case of death or disability
    • Limit option:
    • PA 200 (200,000 limit)
    • PA 400 (400,000 limit)
    • PA 900 (900,000 limit)
  • Extra Care

    Specially designed for those on an employee health insurance plan, or any health insurance plan, and want to add on additional benefits.

    Can also be used as a stand alone health insurance plan for those who want emergency inpatient coverage only.

    • Extra Care plans have four levels of deductibles ( Levels 1, Level 2, Level 3, Level 4)
    • Worldwide cover, limits on USA coverage (accident only)

    Extra Care will cover 80 percent of medical expenses:

      In excess of (each disability) Up to a maximum limit of
    Level 1 20000 300000
    Level 2 30000 400000
    Level 3 40000 500000
    Level 4 50000 600000

    Extra Care will cover 100 percent room and hospital accommodation:

      Maximum limit per day
    Level 1 1000
    Level 2 2000
    Level 3 3000
    Level 4 4000

    Extra Care will cover Personal Accident: (Lump sum payment in case of death or disability)

      Maximum limit
    Level 1 1000
    Level 2 1000
    Level 3 1000
    Level 4 1000

    Extra Care plans excludes health conditions such as: pre-existing conditions, pregnancy birth and complications, congenital abnormalities, accidents resulting from dangerous sports, and others. 

  • Expatriate health insurance

    Sunshine Care

    Comprehensive health insurance for Non-Thai nationals who are staying up to six months in Thailand

    • Maximum coverage THB 1,000,000
    • Inpatient cover:
    • Room and hospital accommodation (8000 limit)
    • Intensive care unit and nursing care (16,000 limit)
    • Diagnostic tests, surgical operations, nursing care, physiotherapy and rehabilitation (unlimited)
    • Emergency first 24 hours and one visit 15 days following (10,000 limit)
    • Ambulance (2,000 limit per disability)
    • Surgical Fee (unlimited)
    • Specialist consultation (10,000 limit)
    • Emergency Medical Assistance:
    • Evacuation, repatriation, transport to home country in case of death (US$1,000,000 limit)
    • Personal Accident
    • Payment in case of death (100,000 limit)

    For more information about Bupa Thailand health insurance plans, or to receive a free Bupa Health Insurance Quote, please contact one of our dedicated advisers today.

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