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Bupa Hong Kong Health Insurance Plans

About Bupa Hong Kong Health Insurance Plans Information. Get a free Bupa Health Insurance Quote from one of our expert advisers here.

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Bupa Hong Kong offers comprehensive health insurance plans and world wide coverage, with a range of benefits to suits your individual needs.

Bupa Hong Kong plans typically include a core plan with options to take out additional benefits such as chinese medicine, dental and chiropractic treatment. Some of Bupa Hong Kong plans will focus on specific entitlements including preventative health, maternity or inpatient cover.

Bupa Hong Kong provides members with a convenient cashless claims service. Members can receive treatment with no need to pay medical bills or submit any claims.

Bupa Hong Kong provide ease of access to medical benefits by offering:

  • Worldwide cover
    Your Bupa plan can be used worldwide, allowing you access to quality health care services in any country you may visit.
  • Access to Bupa Worldwide Assistance Program
    Online support including expert medical opinion, management of your claims.
  • 24 hour access to a medical call centre
    Health advice, Emergency assistance, find a doctor in any area of the world.
  • Lifelong renewal guarantee
    Bupa Hong Kong Members can be guaranteed renewal of their claim, regardless of chronic health conditions that may have been diagnosed throughout the life of the health plan.
  • Medical card
    Cashless claims service. Use the medical card in Bupa network facilities to enjoy direct payment of medical bills, with no need to submit a claim form.
  • No premium loading
    Your premium will not be affected by the amount of claims you make, allowing you to take full advantage of your health plan benefits.
  • Surgical benefits
    Surgical benefits paid per operation: Limits are calculated 'per operation', rather that 'per hospital confinement' or 'per disability'.

  • Bupa Hong Kong health insurance plans:


    • Bupa CarePro
    • Bupa Care Kid
    • Bupa Care HealthNet
    • Bupa Crystal
    • Bupa Gold
    • Bupa Wise Choice
    • Bupa Civil Servants
    • Bupa Critical Essential Care

    For more information about Hong Kong medical insurance plans offered by Bupa, or to receive a free Bupa Health Insurance Quote, please contact one of our dedicated advisers today.

  • Bupa CarePro

    Core health insurance plan with the option to add on benefits.


    • Worldwide cover
    • Hospital stay: 270 days limit
    • Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
    • Surgical benefits paid per operation
    • Treatment for cancer
    • Ambulance:Worldwide air and road transportation
    • Access to medical card: direct payment of medical bills, no need to pay and claim
    • Optional benefits:
      • Outpatient diagnostic tests, prescribed western medications, Chinese medicine, physiotherapy, chiropractic, Supplementary Major Medical Benefit (reimbursement of 80 percent of medical expenses, that exceed limits of inpatient cover).
  • Bupa Care Kid

    Same benefits as Bupa CarePro

    Coverage eligible for children

  • Bupa Care HealthNet

    Health cover focusing on preventable health care and outpatient treatment with the option to add on benefits.


    • Worldwide cover
    • Free annual health screening body and dental check each year including mammogram, ultra sound and bone density test.
    • Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
    • Surgical benefits paid per operation
    • Outpatient: Doctor consultation fees, specialists, diagnostic tests, prescribed western medications.
    • Treatment and diagnostic tests for specialists, doctors, physiotherapy and chiropractor service providers.
    • Treatment for cancer
    • Ambulance:Worldwide air and road transportation
    • Access to medical card: direct payment of medical bills, no need to pay and claim
    • Optional benefits:
      • A daily cash sum (up to HK1,000) for 182 days per year.
  • Bupa Crystal

    Health cover focusing on preventable health care and outpatient treatment with the option to add on benefits, plus coverage for children.


    • Worldwide cover
    • Free annual health screening body check each year such as mammogram, ultra sound and bone density test.
    • Coverage eligible for children
    • Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
    • Outpatient: Doctor consultation fees
    • Treatment for cancer
    • Physiotherapy and chiropractic treatment
    • Ambulance:Worldwide air and road transportation
    • Access to medical card (HK Sanitorium, Canossa, St. Teresa's and Union Hospitals): direct payment of medical bills, no need to pay and claim.
    • Optional benefits:
      • Outpatient diagnostic tests, prescribed western medications, Chinese medicine,  medical card (access to all Bupa listed facilities).
  • Bupa Gold

    Maternity cover and access to a higher level of benefits.


    • Worldwide cover
    • Obstetrician fees, prenatal care, post natal care.
    • Coverage eligible for children
    • Access to any private hospital
    • Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
    • Surgical benefits paid per operation: Limits are calculated 'per operation', rather that 'per hospital confinement' or 'per disability'.
    • Outpatient: Doctor consultation fees, day surgery
    • Treatment for cancer
    • Physiotherapy and chiropractic treatment
    • Access to medical card in all Hong Kong local hospitals: direct payment of medical bills, no need to pay and claim
    • Ambulance:Worldwide air and road transportation
    • Optional benefits:
      • Outpatient diagnostic tests, prescribed western medications, Chinese medicine, medical card (access to all Bupa listed facilities).
  • Bupa Wise Choice

    Specially designed for those on an employee health insurance plan and want to add on additional benefits. Can also be used as a stand alone health insurance plan for emergency inpatient coverage only.


    • Worldwide cover
    • Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
    • Coverage eligible for children
    • Unlimited hours of hospital stay
  • Bupa Civil Servants

    Health plan for Hong Kong civil servants. Core health insurance plan with the option to add on benefits.


    • Worldwide cover
    • Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care. Option to increase hospital limits.
    • Coverage eligible for children
    • Treatment for cancer
    • Ambulance:Worldwide air and road transportation
    • Access to medical card: direct payment of medical bills, no need to pay and claim
    • Optional benefits:
      • Hospital and surgery benefit (80 or 100 percent reimbursement), hospital top up, clinical benefit (doctor consultation and diagnostic tests).
  • Bupa Critical Essential Care

    Critical Essential focuses on significant and critical illnesses that require inpatient treatment and other diagnostic costs.

    Covers an extensive range of 58 critical illnesses

    For more information about Bupa Hong Kong plans, or to receive a free Bupa Health Insurance Quote, please contact one of our dedicated advisers today.

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