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Bajaj Allianz India Health Insurance Plans

Bajaj Allianz India Health Insurance Plans. Summary and Information on policy benefits for India business, individual and family health plans.

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  • Bajaj Allianz health insurance plans:

    • Individual Health Guard
    • Health Ensure
    • Extra Care
    • Family Floater Health Guard
    • Tax Gain Plan
    • Personal Guard
    • Critical Illness
    • Life + Health Insurance
    • Hospital Cash
    • Silver Health
    • Insta Insure
    • Sancat Mochan

    For more information about Bajaj Allianz health insurance plans, or to receive a free Health Insurance Quote, please contact one of our dedicated advisers today.


    Individual Health Guard

    • Health insurance for inpatient care and outpatient cover
    • Family discount 10 percent
    • Hospitalization in Bajaj Allianz network hospitals
    • Cashless facility within 2300 network hospitals (direct settlement of medical bill)
    • If treatment is received outside of Bajaj Allianz hospital network, co-payment of 10 percent is required, unless additional premium is paid
    • 20 percent co-payment for ages 56-65 years, on first claim of this policy
    • Outpatient cover: Pre and post hospitalization medical expenses paid (60 days prior, 90 days post)
    • Emergency ambulance up to Rs 1000.
    • After 4 years membership: Free health check for up to Rs 1000.
    • No medical tests up to 55 years
    • Policy accepted up to 55 years
    • Guaranteed renewal up to 75 years

    Health Ensure

    • Health insurance for inpatient care and outpatient cover
    • Family discount 10 percent
    • Hospitalization in Bajaj Allianz network hospitals
    • Cashless facility within 2300 network hospitals (direct settlement of medical bill)
    • If treatment is received outside of Bajaj Allianz hospital network, co-payment of 10 percent is required, unless additional premium is paid
    • 20 percent co-payment for ages 56-65 years, on first claim of this policy
    • Outpatient cover: Pre and post hospitalization medical expenses paid (60 days prior, 90 days post)
    • Emergency ambulance up to Rs 1000.
    • After 4 years membership: Free health check for up to Rs 1000.
    • No medical tests up to 55 years
    • Policy accepted up to 55 years
    • Guaranteed renewal up to 75 years

    Extra Care

    • Specially designed for those on an existing health insurance plan (such as a business health plan with current employer) and want to add on additional benefits.
    • Extra Care will provide coverage for hospital expenses that are not covered under existing health insurance plan (up to a certain limit).
    • Emergency ambulance up to Rs 3000.
    • After 4 years membership: Pre-existing conditions (such as Asthma or Diabetes) will be covered on plan, after 4 years continuous membership.
    • Income tax benefit
    • No medical tests up to 55 years

    Family Floater Health Guard

    • Significant and critical illnesses that require inpatient treatment and other diagnostic costs.
    • Hospitalization in Bajaj Allianz network hospitals
    • Cashless facility within network hospitals (direct settlement of medical bill)
    • If treatment is received outside of Bajaj Allianz hospital network, reimbursement received within 14 days (upon receipt of claim)
    • If treatment is received outside of Bajaj Allianz hospital network, co-payment of 10 percent is required, unless additional premium is paid
    • 20 percent co-payment for ages 56 years and above, on first claim of this policy
    • Outpatient cover: Pre and post hospitalization medical expenses paid (60 days prior, 90 days post). 130 day care procedures.
    • After 4 years membership: Free health check.
    • Income tax benefit
    • Policy accepted from 18 to 65 years
    • Guaranteed renewal up to 80 years
    • Children from 3 months to 25 years can be insured if both parents are insured with Bajaj Allianz

    Personal Guard

    • Life insurance in the case of death or disability
    • Three levels of Personal Guard cover including: Basic, Wider, and Comprehensive
    • Benefits include:
    • 40 per cent of medical expenses related to accident or all medical expenses (pay the lesser)
    • Hospital expenses Rs 1000 per day, up to 30 days
    • Children's education bonus in case of death or permanent total disability
    • Family discount 10 percent

    Personal Guard Coverage Basic Wider Comprehensive
    Death
    Permanent Total Disability
    Permanent Partial Disability
    Temporary Total Disability
    Childrens Education Bonus
    Sum Insured
    Medical Expenses +
    Hospital Confinement


    Critical Illness

    • Health insurance for significant and critical illnesses
    • Serious illness' and diseases covered under Critical Illness plan:
    • Cancer
    • Coronary Artery Bypass Surgery
    • Heart Attack (myocardial infarction)
    • Kidney failure
    • Organ transplant
    • Aorta Graft Surgery
    • Paralysis
    • Primary Pulmonary Arterial Hypertension
    • 90 days waiting period before entitlement to benefits under plan
    • Cash benefit is received as lump sum payment 30 days after diagnosis of critical illness
    • Policy holder must have survived critical illness 30 days after diagnosis
    • Policy accepted from 6 to 59 years
    • Insured from Rs 50,000 up to 100,000

    Life + Health Insurance

    • Life insurance and health insurance benefits in one plan
    • Select either Health care or Family CareFirst:
    •  
    • Health care:
    • Life benefits
    • Hospital treatment
    • Surgery
    • Post hospital treatment
    • Critical illness benefits
    • Permanent Total/Partial Disability
    •  
    • Family CareFirst:
    • Insurance for your family including children, parents, grandparents
    • Cashless facility within Bajaj Allianz network hospitals (direct settlement of medical bill)
    • Renewal every three years up till the age of 74 years
    • 140 day care treatments
    • Ambulance
    • Option to add on Critical Illness coverage

    Hospital Cash

    • Health plan that covers hospital treatment up to certain limit per day (4 limits available).
    • Hospital Cash plan is designed to be added onto Critical Illness or Health Guard health insurance plans.
    • Hospital Cash plan includes four different cash levels.
    • Hospital Cash limits (paid per day):
    • Rs 500
    • Rs 1000
    • Rs 2000
    • Rs 2500
    • Premium for each Hospital Cash level will be determined by age.

    Silver Health

    • Health insurance plan for senior citizens
    • Covers hospital medical expenses
    • Cashless facility within 2400 Bajaj Allianz network hospitals (direct settlement of medical bill)
    • If treatment is received outside of Bajaj Allianz hospital network, reimbursement received within 14 days (upon receipt of claim)
    • If treatment is received outside of Bajaj Allianz hospital network, co-payment of 20 percent is required, unless additional premium is paid
    • Pre-existing illness covered up to 50 percent, in the second year of policy
    • Silver Health plan includes seven different levels of limit insured.
    • Medical limits of sum insured:
    • 50,000
    • 100,000
    • 150,000
    • 200,000
    • 300,000
    • 400,000
    • 500,000
    • Premium for each Silver Health plan level will be determined by age.
    • For every claim-free year:
    • Extra 5 percent bonus will be added onto your hospital limit
    • Policy accepted from 46 to 70 years
    • Guaranteed renewal up to 75 years

    Insta Insure

    • Health insurance plan for individual and families, hospital treatment in case of accident or serious illness and death cover:
    • Covers hospital medical expenses
    • Death cover for proposer
    • Emergency ambulance
    • After 4 years membership:
    • Pre-existing conditions (such as Asthma or Diabetes) will be covered on plan, after 4 years continuous membership.
    • Income tax benefit
    • Policy accepted 18 to 45 years (proposer) and from 3 month to 45 years (dependents)
    • Guaranteed renewal up to 70 years

    Sancat Mochan

    • Health insurance plan for individual and families, hospital treatment in case of accident or serious illness and death cover:
    • Covers hospital medical expenses
    • Death cover for proposer (Childrens Education Bonus)
    • Permanent disability (up to 125 percent of sum insured)
    • Temporary disability (payable up to 100 weeks)
    • Accidental hospital cash (limit per day)
    • Different levels of coverage
    • 16 different plans including Basic, Wider, Comprehensive, plus different levels of hospital cash limits.

    For more information about Allianz Lifeline health insurance plans, or to receive a free Health Insurance Quote, please contact one of our dedicated advisers today.

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