Bajaj Allianz India Health Insurance Plans

Bajaj Allianz health insurance plans:

• Individual Health Guard
• Health Ensure
• Extra Care
• Family Floater Health Guard
• Tax Gain Plan
• Personal Guard
• Critical Illness
• Life + Health Insurance
• Hospital Cash
• Silver Health
• Insta Insure
• Sancat Mochan

For more information about Bajaj Allianz health insurance plans, or to receive a free Health Insurance Quote, please contact one of our dedicated advisers today.

Individual Health Guard

• Health insurance for inpatient care and outpatient cover
• Family discount 10 percent
• Hospitalization in Bajaj Allianz network hospitals
• Cashless facility within 2300 network hospitals (direct settlement of medical bill)
• If treatment is received outside of Bajaj Allianz hospital network, co-payment of 10 percent is required, unless additional premium is paid
• 20 percent co-payment for ages 56-65 years, on first claim of this policy
• Outpatient cover: Pre and post hospitalization medical expenses paid (60 days prior, 90 days post)
• Emergency ambulance up to Rs 1000.
• After 4 years membership: Free health check for up to Rs 1000.
• No medical tests up to 55 years
• Policy accepted up to 55 years
• Guaranteed renewal up to 75 years

Health Ensure

• Health insurance for inpatient care and outpatient cover
• Family discount 10 percent
• Hospitalization in Bajaj Allianz network hospitals
• Cashless facility within 2300 network hospitals (direct settlement of medical bill)
• If treatment is received outside of Bajaj Allianz hospital network, co-payment of 10 percent is required, unless additional premium is paid
• 20 percent co-payment for ages 56-65 years, on first claim of this policy
• Outpatient cover: Pre and post hospitalization medical expenses paid (60 days prior, 90 days post)
• Emergency ambulance up to Rs 1000.
• After 4 years membership: Free health check for up to Rs 1000.
• No medical tests up to 55 years
• Policy accepted up to 55 years
• Guaranteed renewal up to 75 years

Extra Care

• Specially designed for those on an existing health insurance plan (such as a business health plan with current employer) and want to add on additional benefits.
• Extra Care will provide coverage for hospital expenses that are not covered under existing health insurance plan (up to a certain limit).
• Emergency ambulance up to Rs 3000.
• After 4 years membership: Pre-existing conditions (such as Asthma or Diabetes) will be covered on plan, after 4 years continuous membership.
• Income tax benefit
• No medical tests up to 55 years

Family Floater Health Guard

• Significant and critical illnesses that require inpatient treatment and other diagnostic costs.
• Hospitalization in Bajaj Allianz network hospitals
• Cashless facility within network hospitals (direct settlement of medical bill)
• If treatment is received outside of Bajaj Allianz hospital network, reimbursement received within 14 days (upon receipt of claim)
• If treatment is received outside of Bajaj Allianz hospital network, co-payment of 10 percent is required, unless additional premium is paid
• 20 percent co-payment for ages 56 years and above, on first claim of this policy
• Outpatient cover: Pre and post hospitalization medical expenses paid (60 days prior, 90 days post). 130 day care procedures.
• After 4 years membership: Free health check.
• Income tax benefit
• Policy accepted from 18 to 65 years
• Guaranteed renewal up to 80 years
• Children from 3 months to 25 years can be insured if both parents are insured with Bajaj Allianz

Personal Guard

• Life insurance in the case of death or disability
• Three levels of Personal Guard cover including: Basic, Wider, and Comprehensive
• Benefits include:
• 40 per cent of medical expenses related to accident or all medical expenses (pay the lesser)
• Hospital expenses Rs 1000 per day, up to 30 days
• Children's education bonus in case of death or permanent total disability
• Family discount 10 percent

Critical Illness

• Health insurance for significant and critical illnesses
• Serious illness' and diseases covered under Critical Illness plan:
• Cancer
• Coronary Artery Bypass Surgery
• Heart Attack (myocardial infarction)
• Kidney failure
• Organ transplant
• Aorta Graft Surgery
• Paralysis
• Primary Pulmonary Arterial Hypertension
• 90 days waiting period before entitlement to benefits under plan
• Cash benefit is received as lump sum payment 30 days after diagnosis of critical illness
• Policy holder must have survived critical illness 30 days after diagnosis
• Policy accepted from 6 to 59 years
• Insured from Rs 50,000 up to 100,000

Life + Health Insurance

• Life insurance and health insurance benefits in one plan
• Select either Health care or Family CareFirst:
•  
• Health care:
• Life benefits
• Hospital treatment
• Surgery
• Post hospital treatment
• Critical illness benefits
• Permanent Total/Partial Disability
•  
• Family CareFirst:
• Insurance for your family including children, parents, grandparents
• Cashless facility within Bajaj Allianz network hospitals (direct settlement of medical bill)
• Renewal every three years up till the age of 74 years
• 140 day care treatments
• Ambulance
• Option to add on Critical Illness coverage

Hospital Cash

• Health plan that covers hospital treatment up to certain limit per day (4 limits available).
• Hospital Cash plan is designed to be added onto Critical Illness or Health Guard health insurance plans.
• Hospital Cash plan includes four different cash levels.
• Hospital Cash limits (paid per day):
• Rs 500
• Rs 1000
• Rs 2000
• Rs 2500
• Premium for each Hospital Cash level will be determined by age.

Silver Health

• Health insurance plan for senior citizens
• Covers hospital medical expenses
• Cashless facility within 2400 Bajaj Allianz network hospitals (direct settlement of medical bill)
• If treatment is received outside of Bajaj Allianz hospital network, reimbursement received within 14 days (upon receipt of claim)
• If treatment is received outside of Bajaj Allianz hospital network, co-payment of 20 percent is required, unless additional premium is paid
• Pre-existing illness covered up to 50 percent, in the second year of policy
• Silver Health plan includes seven different levels of limit insured.
• Medical limits of sum insured:
• 50,000
• 100,000
• 150,000
• 200,000
• 300,000
• 400,000
• 500,000
• Premium for each Silver Health plan level will be determined by age.
• For every claim-free year:
• Extra 5 percent bonus will be added onto your hospital limit
• Policy accepted from 46 to 70 years
• Guaranteed renewal up to 75 years

Insta Insure

• Health insurance plan for individual and families, hospital treatment in case of accident or serious illness and death cover:
• Covers hospital medical expenses
• Death cover for proposer
• Emergency ambulance
• After 4 years membership:
• Pre-existing conditions (such as Asthma or Diabetes) will be covered on plan, after 4 years continuous membership.
• Income tax benefit
• Policy accepted 18 to 45 years (proposer) and from 3 month to 45 years (dependents)
• Guaranteed renewal up to 70 years

Sancat Mochan

• Health insurance plan for individual and families, hospital treatment in case of accident or serious illness and death cover:
• Covers hospital medical expenses
• Death cover for proposer (Childrens Education Bonus)
• Permanent disability (up to 125 percent of sum insured)
• Temporary disability (payable up to 100 weeks)
• Accidental hospital cash (limit per day)
• Different levels of coverage
• 16 different plans including Basic, Wider, Comprehensive, plus different levels of hospital cash limits.

For more information about Allianz Lifeline health insurance plans, or to receive a free Health Insurance Quote, please contact one of our dedicated advisers today.