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Sri Lanka Health Insurance

Locally compliant medical insurance for those living or working in Sri Lanka. Customized health insurance plans and quotes available.

 Sri Lanka Health Insurance

Health insurance in Sri Lanka 

If you’re traveling or relocating to Sri Lanka, it is vital that you secure a comprehensive health insurance plan before getting on the plane. Due to the different standards of healthcare facilities in the country, health insurance is essential. In case of an emergency, you may also need medical evacuation to a place with better healthcare facilities. 

Healthcare facilities in many regional parts of Sri Lanka are lacking funding and proper attention, due to the ongoing conflict between the Tamil Tigers and the government. However, there are more extensive medical facilities in the main centers. 

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Healthcare facilities in Sri Lanka

Sri Lanka’s standard of medical treatment is typically lower than that of developed nations. Healthcare facilities and emergency services are rather limited outside the capital city of Colombo, though they are well-equipped and well-staffed within the capital. Nawaloka Hospital, for instance, has English-speaking doctors and a good reputation. 

Both locals and foreigners can use public hospitals, though the standards and waiting periods often deter those who can afford private care. 

If you suspect you have a serious illness, such as malaria, you should go to the closest decent facility to get it checked out as soon as possible. Hotels and guesthouses can help you locate the closest local doctor for primary care. 

Health-related travel advice 

  • Mosquito-borne diseases like malaria, dengue fever, Japanese encephalitis, filariasis, and chikungunya fever are common. It’s recommended for those living in or traveling around Sri Lanka to wear insect repellent and mosquito-proof their accommodation. Mosquitoes that carry dengue usually bite at dusk and dawn, so it’s best to take extra precaution during those times. 
  • Infectious diseases like rabies, hepatitis, typhoid, and leptospirosis, are also widespread. 
  • Make sure you’re up to date with vaccines and stocked up on malaria prophylactics.
  • Stay in air-conditioned accommodation to reduce the chance of mosquitoes in your living area. Check that your accommodation is screened as well. 
  • Travelers and expats should stick to bottled water and always boil tap water before drinking. Stay away from ice cubes.
  • Check the expiration date and make sure the seal is intact before purchasing medication over the counter. 

Sri Lanka health insurance options

You should make sure your insurance covers emergency evacuation to another country in case local hospitals cannot treat you. Additionally, since serious illnesses or injuries should be treated in a private facility, it makes sense to get comprehensive medical insurance. Pacific Prime can help you find the best insurance for you and your loved ones that meets your needs and budget. Contact us to get a free quote, impartial advice, and more today. 

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