{"id":9788,"date":"2025-12-17T21:18:59","date_gmt":"2025-12-17T13:18:59","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=9788"},"modified":"2026-02-21T02:22:31","modified_gmt":"2026-02-20T18:22:31","slug":"living-abroad-in-malta","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-malta.html","title":{"rendered":"Living in Malta as an American Expat: Costs, Visas, and Daily Life"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Malta offers a lower cost of living, a safe environment, and an excellent healthcare system. Whether you\u2019re planning to move permanently or work remotely, Malta combines Mediterranean charm with practical advantages like accessible visa programs and English as an official language.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This guide covers what you need to know before relocating, including average living expenses, cultural differences, healthcare and education options, and how to retire or move to Malta with the right residency permits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We\u2019ll discuss average living expenses in <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/europe\/malta-health-insurance-pacific-prime-international\/\"><span style=\"font-weight: 400;\">Malta<\/span><\/a><span style=\"font-weight: 400;\">, what the lifestyle is like, the healthcare and education systems, and how to retire and move there.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><b>What to Know Before Moving to Malta<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-27309 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/mellieha-skyline-featuring-a-historic-castle-overlooking-the-town-in-malta.webp\" alt=\"Image of Mellieha Skyline Featuring A Historic Castle Overlooking The Town In Malta with text overlay of &quot;What to Know Before Moving to Malta&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/mellieha-skyline-featuring-a-historic-castle-overlooking-the-town-in-malta.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/mellieha-skyline-featuring-a-historic-castle-overlooking-the-town-in-malta-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/mellieha-skyline-featuring-a-historic-castle-overlooking-the-town-in-malta-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/mellieha-skyline-featuring-a-historic-castle-overlooking-the-town-in-malta-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/mellieha-skyline-featuring-a-historic-castle-overlooking-the-town-in-malta-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re an expat, digital nomad, or retiree thinking about living abroad in Malta, you\u2019ll want to consider the cost of living in Malta, the cultural differences, what it\u2019s like retiring there, and the process requirements of moving to Malta.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By the end of this article, you\u2019ll be ready to read about the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-malta.html\"><span style=\"font-weight: 400;\">best places to live in Malta<\/span><\/a><span style=\"font-weight: 400;\"> and check out our <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-europe.html\"><span style=\"font-weight: 400;\">general guide for living abroad<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><b>Malta vs. USA: Cost of Living Breakdown<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">On average, the cost of living in Malta vs. the USA is much cheaper. Generally, Malta is <\/span><span style=\"font-weight: 400;\">20-30% less expensiv<\/span><span style=\"font-weight: 400;\">e than the United States. To explore how this looks, we\u2019ll compare average prices for housing, food, transportation, and salaries for those living in Malta vs. the USA.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We are gathering these averages from <\/span><a href=\"https:\/\/livingcost.org\/cost\/malta\/united-states\"><span style=\"font-weight: 400;\">LivingCost<\/span><\/a><span style=\"font-weight: 400;\">, and they are not intended to be exact amounts but rather to give you a ballpark impression of what products might cost.<\/span><\/p>\n<h3><b>Housing Costs Compared: Malta and the USA<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">On average, housing in Malta vs. in the USA is almost half as expensive. A 1-bedroom apartment downtown costs <\/span><span style=\"font-weight: 400;\">USD $1,020 per month<\/span><span style=\"font-weight: 400;\"> in Malta, but <\/span><span style=\"font-weight: 400;\">USD $1,670 per month<\/span><span style=\"font-weight: 400;\"> in the U.S. A cheap <\/span><span style=\"font-weight: 400;\">1-bedroom apartment in Malta is USD $830 per month in Malta but USD $1,340 a month <\/span><span style=\"font-weight: 400;\">in the U.S.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mortgage rates on a 20-year contract are about<\/span><span style=\"font-weight: 400;\"> 4.54% in Malta<\/span><span style=\"font-weight: 400;\"> but <\/span><span style=\"font-weight: 400;\">6.41% in the U.S.\u00a0<\/span><\/p>\n<h3><b>Grocery and Dining Costs in Malta<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The average monthly food expenses in Malta are<\/span><span style=\"font-weight: 400;\"> USD $511 vs. USD $651<\/span><span style=\"font-weight: 400;\"> in the USA. Overall, groceries are much cheaper in Malta than in the United States, and eating in a restaurant is also more affordable in Malta.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s a breakdown of some average grocery prices to help you see the potential range of expenses:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">1 qt of <\/span><b>Milk <\/b><span style=\"font-weight: 400;\">is USD $1.32 in Malta vs. USD $1.11 in the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">1 lb of <\/span><b>Bread <\/b><span style=\"font-weight: 400;\">is USD $1.27 in Malta vs. USD $3.57 in the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">2.2 lb of <\/span><b>Rice <\/b><span style=\"font-weight: 400;\">is USD $3.57 in Malta vs. USD $4.43 in the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">12 <\/span><b>Eggs <\/b><span style=\"font-weight: 400;\">is USD $3.65 in Malta vs. USD $4.70 in the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">2.2 lbs of <\/span><b>Apples <\/b><span style=\"font-weight: 400;\">is USD $3.37 in Malta vs. USD $5.12 in the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">2.2 lb of <\/span><b>Potatoes <\/b><span style=\"font-weight: 400;\">is USD $2.01 in Malta vs. USD $2.83 in the USA<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Here\u2019s a breakdown of some average restaurant prices:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Lunch<\/b><span style=\"font-weight: 400;\">: USD $18.10 in Malta vs. USD $19.50 in the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Dinner<\/b><span style=\"font-weight: 400;\">: USD $82.60 in Malta vs. USD $76.50 in the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fast Food Meal<\/b><span style=\"font-weight: 400;\">: USD $11.20 in Malta vs. USD $11.50 in the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pepsi\/Coke<\/b><span style=\"font-weight: 400;\">: USD $2.37 in Malta vs. USD $2.65 in the USA<\/span><\/li>\n<\/ul>\n<h3><b>Public Transport and Fuel Prices in Malta<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">In Malta, the average transportation expenses a month are<\/span><span style=\"font-weight: 400;\"> USD $63.50 <\/span><span style=\"font-weight: 400;\">compared to the average in the United States, which is <\/span><span style=\"font-weight: 400;\">USD $101. <\/span><span style=\"font-weight: 400;\">Depending on the method of transport you prefer, public transportation in Malta is more than half as expensive as in the US, but driving a car is more expensive.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are some estimates to give you an idea:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Local Transport Ticket<\/b><span style=\"font-weight: 400;\">: USD $2.60 in Malta vs. USD $2.35 in the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Monthly Ticket Local Transport<\/b><span style=\"font-weight: 400;\">: USD $23.30 in Malta vs. USD $69.50 in the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Taxi Ride, 8 km<\/b><span style=\"font-weight: 400;\">: USD $28.30 in Malta vs. USD $18.40 in the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u00bc gallon of Gas<\/b><span style=\"font-weight: 400;\">: USD $1.55 in Malta vs. USD $0.92 in the USA<\/span><\/li>\n<\/ul>\n<h3><b>Average Salaries in Malta vs. the USA<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">As of December 2025, the average monthly salary in Malta is around USD $1,788 after tax. The average salary in the USA is USD $4,539 per month after tax. <\/span><span style=\"font-weight: 400;\">These are averages, so depending on your profession, you could make more or less.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-30' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_1.jpg\" alt=\"Blog Banner Europe 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>Is Living in Malta Affordable?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Malta is considered a cheap country to live in, especially compared to Western and Northern Europe. Malta ranked <\/span><span style=\"font-weight: 400;\">30th <\/span><span style=\"font-weight: 400;\">on the <\/span><a href=\"https:\/\/livingcost.org\/cost\"><span style=\"font-weight: 400;\">list of the most expensive countries to live in<\/span><\/a><span style=\"font-weight: 400;\">, but the United States ranked as the <\/span><span style=\"font-weight: 400;\">ninth most expensive.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Malta has a comfortable standard of living. It\u2019s also a safe place with a US level 1 ranking for its crime rate, which suggests you exercise normal precautions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Other factors that affect whether or not Malta is expensive to live in would be their healthcare and education systems.<\/span><\/p>\n<h3><b>Healthcare System and Insurance Options in Malta<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Even though it\u2019s a small island, <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/europe\/malta-health-insurance-pacific-prime-international\/\"><span style=\"font-weight: 400;\">Malta\u2019s healthcare system is ranked as one of the best<\/span><\/a><span style=\"font-weight: 400;\"> in the world and one of the best in European countries. Malta\u2019s systems provide free services to citizens and EU residents with an EHIC card.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re a non-EU citizen living in Malta, you\u2019ll be required to get private health insurance. This price is dependent on your personal situation and needs, and Pacific Prime is happy to help you find the private health insurance in Malta that is perfect for you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can also check out our <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance plans<\/span><\/a><span style=\"font-weight: 400;\"> that cover you no matter what country you\u2019re in at the time you need care.<\/span><\/p>\n<h3><b>Schooling and Education for Families in Malta<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Malta\u2019s education systems offer state schools, church schools, and independent schools, so you\u2019re sure to find one that\u2019s right for you. The<\/span><span style=\"font-weight: 400;\"> curricula most resemble those<\/span><span style=\"font-weight: 400;\"> of the British curriculum, with a range of subjects that have mid-year and final exams.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>State Schools<\/b><span style=\"font-weight: 400;\">: All students can attend state schools, and the transport and school materials are free. You must only purchase a school uniform.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Church Schools<\/b><span style=\"font-weight: 400;\">: All Church schools belong to the Catholic Church, and they do not charge school fees, though parents are asked to give an annual donation as well as pay for the school supplies and uniforms.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Independent Schools<\/b><span style=\"font-weight: 400;\">: There are a fair number of <\/span><a href=\"https:\/\/www.gov.mt\/en\/Life%20Events\/Pages\/Moving%20to%20Malta\/Education.aspx#:~:text=The%20educational%20system%20is%20structured,to%20the%20age%20of%2016.\"><span style=\"font-weight: 400;\">international schools<\/span><\/a><span style=\"font-weight: 400;\"> among the independent ones that cater to foreign students, such as children of expats. At these institutions, parents pay school fees and buy supplies, uniforms, <\/span><span style=\"font-weight: 400;\">and transportation.<\/span><\/li>\n<\/ol>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-31' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_2.jpg\" alt=\"Blog Banner Europe 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>What Americans Should Know About Life in Malta<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">If you\u2019re planning to live in Malta as an American, the lifestyle and cultural differences may come as a bit of a shock and take some getting used to. Some of those changes have to do with the religion in Malta, their concept of time, and their language.<\/span><\/p>\n<h3><b>Religion and Traditions in Maltese Culture<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">In Malta, the <\/span><a href=\"https:\/\/culturalatlas.sbs.com.au\/maltese-culture\/maltese-culture-religion\"><span style=\"font-weight: 400;\">state religion is Roman Catholicism<\/span><\/a><span style=\"font-weight: 400;\">, and the biggest holidays celebrated are the Catholic festivals and saints\u2019 feast days. Their more orthodox, traditional Catholic views about family and gender roles also influence their behaviors, expectations, and interactions with others.<\/span><\/p>\n<h3><b>Adjusting to Malta\u2019s Relaxed Lifestyle<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Another big difference is how slow-paced and relaxed Maltese people are.<\/span><span style=\"font-weight: 400;\"> If you want to retire here, this relaxed lifestyle may be exactly what you are looking for.<\/span><span style=\"font-weight: 400;\"> If not, it may come as a bit of a shock and help you develop more patience.\u00a0\u00a0<\/span><\/p>\n<h3><b>Language in Malta: English and Maltese<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">English is an official language in Malta, which means you can get by just fine without learning Maltese, but if you want to fully integrate and make friends with the locals, it\u2019s well worth the effort to learn their language.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-32' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_3.jpg\" alt=\"Blog Banner Europe 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>How to Retire in Malta as an American<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-27310 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/colorful-fishing-boats-in-marsaxlokk-harbor-beside-traditional-waterfront-buildings.webp\" alt=\"Image of Colorful Fishing Boats In Marsaxlokk Harbor Beside Traditional Waterfront Buildings with text overlay of &quot;How to Retire in Malta as an American&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/colorful-fishing-boats-in-marsaxlokk-harbor-beside-traditional-waterfront-buildings.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/colorful-fishing-boats-in-marsaxlokk-harbor-beside-traditional-waterfront-buildings-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/colorful-fishing-boats-in-marsaxlokk-harbor-beside-traditional-waterfront-buildings-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/colorful-fishing-boats-in-marsaxlokk-harbor-beside-traditional-waterfront-buildings-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/colorful-fishing-boats-in-marsaxlokk-harbor-beside-traditional-waterfront-buildings-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">If you are planning on retiring in Malta from the USA, you will either need a permanent residence visa to join the Malta Permanent Residence Program or to gain Malta citizenship. Some expats are able to retire here with just USD $2,600\/month for living expenses or less.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once you have legally <\/span><a href=\"https:\/\/www.gov.mt\/en\/Life%20Events\/Pages\/Moving%20to%20Malta\/Retiring-In-Malta.aspx\"><span style=\"font-weight: 400;\">become a resident in Malta<\/span><\/a><span style=\"font-weight: 400;\">, we recommend getting private health insurance so you can have access to the private hospitals. In fact, this is required to join the Malta Retirement Program.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By joining the Malta Retirement Program, you can get a special tax status with a flat rate of 15% on any foreign pension income received in Malta.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To join the Malta Retirement Program, you must:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Receive a pension that makes up 75% of taxable income.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Must make Malta their primary residence.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Must own or rent a qualifying property as a primary residence.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If owning property: \u20ac275,000 in Malta or \u20ac220,000 in Gozo\/South Malta.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If renting property: \u20ac9,600\/year in Malta or \u20ac8,750\/year in Gozo\/South Malta.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Must have a clean criminal record.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Must have private health insurance covering the EU.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Must have sufficient financial resources to support themselves.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Must provide a valid travel document.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Must not benefit under any of Malta\u2019s other residency programs (e.g., the Global Residence Programme or the Malta Residence Programme).<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-33' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_4.jpg\" alt=\"Blog Banner Europe 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>Steps to Move from the USA to Malta<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">To move to Malta from the USA, you\u2019ll need either a temporary visa, permanent residency, or to gain citizenship. To get these permits, it may take a few weeks up to a few months, so you\u2019ll want to apply and plan ahead. There are also fees to apply.<\/span><\/p>\n<p><a href=\"https:\/\/www.gov.mt\/en\/Life%20Events\/Pages\/Moving%20to%20Malta\/Moving-to-Malta.aspx\"><span style=\"font-weight: 400;\">Moving to Malta<\/span><\/a><span style=\"font-weight: 400;\"> can be a bit of a process, so here are some different methods you can use to move to your new home.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Temporary Visas:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Schengen short-stay C-Visa: valid for a 90-day visit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Schengen long-stay D-Visa: can apply for this additional visa for a 3-month visit on top of your 90 days for the C-Visa<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nomad Residence Permit: for digital nomads working overseas<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Permanent Residency:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nomad Residency Permit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ordinary Residence Scheme\/Self-Sufficiency for EU Citizens<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Citizenship:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">By marriage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">By naturalization<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">By investment<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Malta is a beautiful island in the Mediterranean Sea and the perfect place to kick back and retire or work from home on the beach. Now that you have a better idea of the cost of living in Malta, what the cultural differences are like, and what types of visas or permits you need, you\u2019re almost ready.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Now it\u2019s time to select the <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/\"><span style=\"font-weight: 400;\">healthcare plan<\/span><\/a><span style=\"font-weight: 400;\"> that\u2019s right for you and your family. Let us make it easy on you! Get a <\/span><a href=\"https:\/\/www.pacificprime.com\/\"><span style=\"font-weight: 400;\">free quote<\/span><\/a><span style=\"font-weight: 400;\"> today!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If Malta doesn\u2019t quite seem like the right country for you, consider moving to <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-poland.html\"><span style=\"font-weight: 400;\">Poland<\/span><\/a><span style=\"font-weight: 400;\"> or <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-italy.html\"><span style=\"font-weight: 400;\">Italy<\/span><\/a><span style=\"font-weight: 400;\">. Happy travels!\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Malta offers a lower cost of living, a safe environment, and an excellent healthcare system. Whether you\u2019re planning to move permanently or work remotely, Malta combines Mediterranean charm with practical advantages like accessible visa programs and English as an official language. This guide covers what you need to know before relocating, including average living expenses, &#8230;<\/p>\n","protected":false},"author":95,"featured_media":27308,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"footnotes":""},"categories":[217,208],"tags":[],"class_list":["post-9788","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-travel-2"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Living in Malta as an American Expat: Costs, Visas, and Daily Life<\/title>\n<meta name=\"description\" content=\"Thinking of moving to Malta? 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Learn about costs, visas, healthcare, culture, and what American expats should expect when living on the island.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-malta.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-17T13:18:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-20T18:22:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/birgu-bay-harbor-with-white-yachts-and-historic-waterfront-buildings-in-malta.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Palida Weerawat\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Palida Weerawat\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/living-abroad-in-malta.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/living-abroad-in-malta.html\"},\"author\":{\"name\":\"Palida Weerawat\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/df135afde737182d792c1839f3b2e248\"},\"headline\":\"Living in Malta as an American Expat: Costs, Visas, and Daily Life\",\"datePublished\":\"2025-12-17T13:18:59+00:00\",\"dateModified\":\"2026-02-20T18:22:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/living-abroad-in-malta.html\"},\"wordCount\":1737,\"commentCount\":2,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/living-abroad-in-malta.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/birgu-bay-harbor-with-white-yachts-and-historic-waterfront-buildings-in-malta.webp\",\"articleSection\":[\"Insurance\",\"Travel\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/living-abroad-in-malta.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/living-abroad-in-malta.html\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/living-abroad-in-malta.html\",\"name\":\"Living in Malta as an American Expat: Costs, Visas, and Daily Life\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/living-abroad-in-malta.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/living-abroad-in-malta.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/birgu-bay-harbor-with-white-yachts-and-historic-waterfront-buildings-in-malta.webp\",\"datePublished\":\"2025-12-17T13:18:59+00:00\",\"dateModified\":\"2026-02-20T18:22:31+00:00\",\"description\":\"Thinking of moving to Malta? 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She recently earned a bachelor\u2019s degree in English from the Faculty of Arts, Chulalongkorn University, where she received formal training to write clearly and effectively. While studying, Palida had experiences publishing social and cultural features on social media platforms and working as an English tutor, where she refined her skills in breaking down complex ideas and explaining them in a simple, straightforward manner\u2014skills that she has transitioned into delivering insurance-related content. With her background as an avid traveler and as an exchange student in Spain, Palida values the benefits of insurance and understands the frustrations that may come with making the best decisions for your health and safety in an unknown environment. Here at Pacific Prime, she aspires to create content that will help expats and travelers understand international health insurance with ease. In her spare time, Palida enjoys reading short stories as much as binging on sitcoms. She is also a self-proclaimed \"foodie\" with the goal of trying as many cuisines from all over the world as possible. Combining her passion for writing with her love for food, she is an aspiring Google Local Guide reviewer.","url":"https:\/\/www.pacificprime.com\/blog\/author\/palida"}]}},"_links":{"self":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/9788","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/users\/95"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/comments?post=9788"}],"version-history":[{"count":12,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/9788\/revisions"}],"predecessor-version":[{"id":29051,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/9788\/revisions\/29051"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/media\/27308"}],"wp:attachment":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/media?parent=9788"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/categories?post=9788"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/tags?post=9788"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}