{"id":9741,"date":"2025-12-22T17:50:41","date_gmt":"2025-12-22T09:50:41","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=9741"},"modified":"2025-12-22T20:20:55","modified_gmt":"2025-12-22T12:20:55","slug":"the-best-travel-insurance-companies","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/the-best-travel-insurance-companies.html","title":{"rendered":"Top 10 Best Travel Insurance Companies"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">April International, VUMI Travel VIP, IMG GlobeHopper, MSH International, and Cigna are among the top 10 best travel insurance companies expats can look for. All ten of these companies offer medical and nonmedical benefits for international travelers and expats.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you looking for the best health insurance for your international trip? Keep reading to compare ten of the best travel insurance companies offering medical benefits abroad. Whether you\u2019re heading on vacation or planning to live and work in another country, there\u2019s a policy for you!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We\u2019ll discuss the ten best travel insurance companies and compare their medical benefits, including coverage areas, deductibles, and the length of time that coverage is available. We\u2019ll also include links and information to make selecting a policy convenient!<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><b>Best Travel Insurance Companies with International Health Coverage<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-27368 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/couple-walking-on-a-resort-dock-with-luggage-in-the-maldives.webp\" alt=\"Image of Couple Walking On A Resort Dock With Luggage In The Maldives with text overlay of &quot;Best Travel Insurance Companies with International Health Coverage&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/couple-walking-on-a-resort-dock-with-luggage-in-the-maldives.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/couple-walking-on-a-resort-dock-with-luggage-in-the-maldives-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/couple-walking-on-a-resort-dock-with-luggage-in-the-maldives-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/couple-walking-on-a-resort-dock-with-luggage-in-the-maldives-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/couple-walking-on-a-resort-dock-with-luggage-in-the-maldives-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Some of the best travel insurance companies with international health coverage include April International, Cigna, Allianz Care, and more. Since medical emergencies can quickly become the most expensive travel mishap, it is crucial that you have a health insurance plan you can rely on.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following sections will give you an idea of the benefits offered from these top providers so you can make a quick comparison of what international health coverage you need. Here are the ten providers we will highlight:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">April International<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">VUMI Travel VIP<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IMG GlobeHopper<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MSH International<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cigna<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bupa Global<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NOW Health International<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AXA Global Healthcare<\/span><\/li>\n<\/ul>\n<h2><b>Time Span For Coverage\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">For a single journey, travelers can select a plan designed for just that trip. Those with multiple trips on their horizon may find an annual plan more convenient. If you\u2019re a digital nomad or an expat living and working abroad, a longer-term policy will likely be necessary.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Each plan offers a maximum time span for coverage, so we\u2019ll explain the different options here.\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Insurers<\/b><\/td>\n<td><b>Maximum Time Span Coverage<\/b><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/blog\/april-international-travel-insurance-the-best-travel-insurance.html\"><span style=\"font-weight: 400;\">April International<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">Short-term plans\u00a0 for one to12 months of coverage or long-term plans to cover 12-month periods<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/blog\/vumi-travel-vip-the-best-travel-insurance-plans.html\"><span style=\"font-weight: 400;\">VUMI Travel VIP<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">Single round-trip plans for customizable durations of coverage or annual plans to cover multiple trips within 30, 60, or 90 consecutive days<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/blog\/img-globehopper-the-best-travel-insurance-plans.html\"><span style=\"font-weight: 400;\">IMG GlobeHopper<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">International health insurance plans for coverage up to two-year periods<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/blog\/geoblue-the-best-travel-insurance.html\"><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">Single round-trip plans for customizable durations of coverage or annual\u00a0 plans to cover multiple round-trip vacations within a 70-day span<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/blog\/msh-international-the-best-travel-insurance.html\"><span style=\"font-weight: 400;\">MSH International<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">International health insurance plans for coverage from one to 12+ months<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">Short-term and long-term plans with customizable durations of coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">Single-trip and multi-trip plans as well as long-term health insurance for vacations abroad<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa Global<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">Short-term and long-term international health insurance plans with customizable durations of coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/now-health\/\"><span style=\"font-weight: 400;\">NOW Health International<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">International health insurance plans for customizable durations of coverage; customary periods of one year<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA Global Healthcare<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">Short-term and long-term expat plans with customizable durations of coverage<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-3' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4632\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-Family.jpg\" alt=\"Family health insurance banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>Areas Of Coverage<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">One way to save money on your international insurance plan is to customize coverage. Excluding coverage in the United States can reduce your travel insurance premiums, but ensure you are covered in all of your destinations.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">April International\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">April International insures travelers and expats across <\/span><b>Asia, Africa, Europe, the Americas, and Oceania<\/b><span style=\"font-weight: 400;\">. While they cover a vast number of countries (180+), specific exclusions might apply based on the chosen plan and current geopolitical situations.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">VUMI Travel VIP\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">VUMI Travel VIP insures travelers from across the globe including the <\/span><b>Americas<\/b><span style=\"font-weight: 400;\">, <\/span><b>Europe<\/b><span style=\"font-weight: 400;\">, <\/span><b>Middle East\/Asia<\/b><span style=\"font-weight: 400;\">, <\/span><b>Africa<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Oceania<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">IMG GlobeHopper<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">IMG GlobeHopper policy holders can choose areas of coverage from three options: <\/span><b>Europe, Worldwide excluding the U.S. and Canada, and Worldwide<\/b><span style=\"font-weight: 400;\">. Unless you purchase your policy with a rider, the coverage is excluded in your home country.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><span style=\"font-weight: 400;\"> offers coverage across the globe, including <\/span><b>Asia, Africa, Europe, the Americas, and Oceania<\/b><span style=\"font-weight: 400;\">. They boast the largest direct billing network of any travel insurance provider worldwide, facilitating easier access to healthcare in numerous countries.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">MSH International\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">MSH International offers two options for areas of coverage, including <\/span><b>Worldwide <\/b><span style=\"font-weight: 400;\">and<\/span><b> Worldwide excluding the U.S. and Canada<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Cigna<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Cigna offers different levels of coverage, often allowing you to select <\/span><b>worldwide coverage, including or excluding the U.S.<\/b><span style=\"font-weight: 400;\">, depending on the specific plan. Their network spans across the globe.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Allianz Care<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Allianz Care provides various coverage options, typically offering <\/span><b>worldwide coverage<\/b><span style=\"font-weight: 400;\">. Some plans allow for the <\/span><b>exclusion of certain regions, such as the U.S.<\/b><span style=\"font-weight: 400;\">, to potentially reduce premiums.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Bupa Global<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Bupa offers international health insurance plans with <\/span><b>several geographical coverage options<\/b><span style=\"font-weight: 400;\">. You can often choose plans that <\/span><b>include or exclude the U.S.<\/b><span style=\"font-weight: 400;\">, impacting the premium.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">NOW Health International<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">NOW Health International generally provides <\/span><b>worldwide coverage<\/b><span style=\"font-weight: 400;\"> with their international health insurance plans. Some plans may offer <\/span><b>options to exclude certain regions<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">AXA Global Healthcare<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Offers a range of plans with <\/span><b>varying geographical coverage.<\/b><span style=\"font-weight: 400;\"> Many provide worldwide coverage, and some may have options to <\/span><b>tailor coverage to specific regions<\/b><span style=\"font-weight: 400;\">, potentially excluding the U.S.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-79' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner International - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Recommended International Health Insurance Plans\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton asiarecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\"\n            alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton asiarecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h2><b>Deductibles\/Excess<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A deductible, also called an excess, is the amount you have to pay out of pocket for medical care. Some travel insurance plans offer plans without any deductibles, and other plans allow you to customize your deductible amount.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For individuals and families with low risk, choosing a higher deductible can save you money on your premiums. For others with higher risk, like those with serious medical conditions, lowering or eliminating the deductible could save money.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Insurers<\/b><\/td>\n<td><b>Deductible\/Excess Options<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">April International<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No deductible<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">VUMI Travel VIP<\/span><\/td>\n<td><span style=\"font-weight: 400;\">One deductible per person per plan or up to two deductibles per family per plan<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">IMG GlobeHopper<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Customizable deductibles<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Customizable deductibles<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">MSH International<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No deductible<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cigna<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Varying deductibles<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Allianz C<\/span><span style=\"font-weight: 400;\">are<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Varying deductibles for different plans<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Bupa Global<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Varying deductibles for different plans<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">NOW Health International<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Varying deductibles for different plans\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">AXA Global Healthcare<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Varying deductibles<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b>Non-Medical Benefits<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-27369 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/friends-reviewing-a-paper-map-while-exploring-a-modern-city-together.webp\" alt=\"Image of Friends Reviewing A Paper Map While Exploring A Modern City Together with text overlay of &quot;Non-Medical Benefits&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/friends-reviewing-a-paper-map-while-exploring-a-modern-city-together.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/friends-reviewing-a-paper-map-while-exploring-a-modern-city-together-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/friends-reviewing-a-paper-map-while-exploring-a-modern-city-together-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/friends-reviewing-a-paper-map-while-exploring-a-modern-city-together-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/friends-reviewing-a-paper-map-while-exploring-a-modern-city-together-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Sometimes bundling travel insurance policies is a great way to save money. However, some travelers may have nonmedical benefits through a travel credit card or other means. In that case, they may save money by focusing on plans with medical benefits.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">April International\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">April International offers the following nonmedical benefits: legal assistance, assistance for loss or theft of personal effects, return of mortal remains, emergency accommodation, personal liability, and returning home in the case of death or hospitalization of a family member.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">VUMI Travel VIP\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">VUMI Travel VIP offers the following nonmedical perks: coverage for the delay, theft, loss, or damage to baggage; missed flights; travel delay; and theft of passport or cash.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Other benefits include personal liability insurance for property damage or bodily injury. VUMI Travel VIP also has a daily hospital benefit, an accidental death and dismemberment policy, and legal assistance.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">IMG GlobeHopper\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">IMG GlobeHopper offers coverage up to <\/span><span style=\"font-weight: 400;\">USD $5,000 <\/span><span style=\"font-weight: 400;\">for trip interruption. It also has an accidental death and dismemberment policy, lost luggage coverage, and extra riders with their Enhanced Accidental Death and Dismemberment plan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Add-on riders can offer additional benefits like coverage for evacuation expenses in a natural disaster.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><span style=\"font-weight: 400;\"> focuses on medical benefits for travelers. Plans offer access to the largest direct billing network worldwide.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">MSH International\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">MSH International offers a variety of nonmedical benefits. These include personal accident insurance for death or disability; coverage for loss, theft, delay, or damage of baggage; theft of passport coverage; and coverage for travel delay and missed flight connection.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">MSH International also covers personal liability for property damage and bodily injury. Their policy includes security and legal assistance. For adventurers, search and rescue in seas, mountains, and deserts is also covered.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Cigna<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Cigna\u2019s nonmedical benefits can vary depending on the specific plan chosen. Some plans may include coverage for trip cancellation or interruption, baggage loss or delay, personal liability, and emergency evacuation (medical and nonmedical).<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Allianz Care<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Allianz Care offers various nonmedical benefits depending on the plan. These can include coverage for trip cancellation and curtailment, baggage delays or loss, personal liability, and travel assistance services. Specific benefits vary by plan.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Bupa Global<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Bupa Global primarily focuses on health and medical coverage. While their core offering centers around medical benefits, some plans may include certain assistance services like emergency evacuation. Review specific plan details for nonmedical benefits.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">NOW Health International<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">NOW Health International\u2019s primary focus is on international health insurance, emphasizing medical coverage. Nonmedical benefits like trip cancellation or baggage loss are generally not core features. Consult specific plan details for any included nonmedical coverage.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">AXA Global Healthcare<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">AXA Global Healthcare offers a range of nonmedical benefits in some of their plans. These can include coverage for travel delays, lost or stolen baggage, personal liability, and emergency travel assistance. The availability of these benefits depends on the specific <\/span><span style=\"font-weight: 400;\">plan selected.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4628\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-04_updated-1.jpg\" alt=\"Health insurance quote banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>More Plan Comparisons<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">If you would like a more in-depth comparison of each option for travel insurance, we have articles with more details about each of our top five travel insurance company picks. You can review plan offerings from each of the companies.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For more information about <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/april-international-travel-insurance-the-best-travel-insurance.html\"><span style=\"font-weight: 400;\">April International, see this article<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For more information about <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/vumi-travel-vip-the-best-travel-insurance-plans.html\"><span style=\"font-weight: 400;\">VUMI Travel VIP, see this article.<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For more information about <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/img-globehopper-the-best-travel-insurance-plans.html\"><span style=\"font-weight: 400;\">IMG GlobeHopper, see this<\/span><\/a><span style=\"font-weight: 400;\"> article.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For more information about <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/geoblue-the-best-travel-insurance.html\"><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><span style=\"font-weight: 400;\">, see this article<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For more information about <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/msh-international-the-best-travel-insurance.html\"><span style=\"font-weight: 400;\">MSH International, see this article<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For\u00a0 information about <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna, see this article<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For information about <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz Care, <\/span><\/a><span style=\"font-weight: 400;\">see this article<\/span><span style=\"font-weight: 400;\">.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For more information about <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa Global, see this article<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For more information about <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/now-health\/\"><span style=\"font-weight: 400;\">NOW Health International, see this article.<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For more information about <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA Global Healthcare, see this article<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ul>\n<h2><b>Cost Comparisons<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The best way to compare the cost of plans is to get <\/span><a href=\"https:\/\/health.pacificprime.com\/ALP\/general\/R\/pg1?mtch=p&amp;kwds=pacific%20prime&amp;cmid=13071692362&amp;dgid=127509589412&amp;kwid=kwd-303749081929&amp;dvce=c&amp;crtv=521183955092&amp;adps=&amp;netw=Search&amp;gad_source=1&amp;gad_campaignid=13071692362&amp;gbraid=0AAAAAD88GYq6o1er4_G3Te5RnBcGdQQ_Q&amp;gclid=Cj0KCQiA9OnJBhD-ARIsAPV51xPlKOAT3cwU4jFO4ieF8XHmK-eZ9TWxsuj9_r2wZjgTkn1ouSpK4sIaAgjUEALw_wcB\"><span style=\"font-weight: 400;\">free quotes online<\/span><\/a><span style=\"font-weight: 400;\">. Collect your personal information and travel plans. Using that information, you can obtain a free quote from each company and compare the premiums for your selections.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To get your free quote, select \u201cBuy Online Now.\u201d You\u2019ll be able to review the free quote without purchase. If there is a quote you are happy with, you can complete the application and purchase online without paper forms!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Or you can <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/travel-insurance-and-short-term-health-insurance-for-expats\/\"><span style=\"font-weight: 400;\">click here<\/span><\/a><span style=\"font-weight: 400;\"> for more in-depth information about travel insurance and short-term insurance plans.<\/span><\/p>\n<h2><b>Do I Need International Health Insurance?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">We recommend finding international health insurance plans with high maximum benefits. This will protect you financially from medical emergencies like illness or injury. These plans also offer coverage for medical evacuation if you need to return home due to your medical emergency.<\/span><\/p>\n<h3><b>Won\u2019t My Health Insurance Cover Me Abroad?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Most domestic health insurance plans will not cover you abroad. Even if your health insurance does offer coverage outside your home country, this coverage is severely limited and insufficient.\u00a0<\/span><\/p>\n<h2><b>Get a Quote Today!<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Make sure you have international, short-term, or travel insurance, whether you\u2019re traveling on vacation or planning to work abroad. <\/span><span style=\"font-weight: 400;\">We recommend plans through top insurers like April International, VUMI Travel VIP, IMG GlobeHopper, Blue Cross Blue Shield Global Solutions, and more.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you have more questions, or if you would like to speak with a customer service representative, <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">contact Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> for assistance with plans.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><b>Frequently Asked Questions<\/b><\/h2>\n<h3><b>Is COVID-19 infection covered by travel insurance?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Some travel insurance companies offer coverage that automatically includes coverage in the event of COVID-19 infection, but many do not. Be sure to ask the travel insurance company if it is built into existing coverage or if there is a rider available.<\/span><\/p>\n<h3><b>What is excluded from travel insurance policies?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Travel insurance policies exclude intentional damage or harm on the part of the insured. Some policies may also exclude acts of terrorism or natural disasters. Make sure you are familiar with the coverage and its limitations.<\/span><\/p>\n<h3><b>Does travel insurance cover rental cars?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Some travel insurance companies offer a policy rider to cover a rental car, and some credit card companies also offer rental car coverage as a cardholder benefit. These policies often exclude expensive, recreational, or luxury vehicles.<\/span><\/p>\n<h3><b>Does travel insurance cover medical expenses?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Many travel insurance policies offer coverage for medical expenses. Sometimes this coverage is limited or minimal. Selecting a travel insurance company that specializes or focuses on medical benefits will provide the most comprehensive medical benefits.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>April International, VUMI Travel VIP, IMG GlobeHopper, MSH International, and Cigna are among the top 10 best travel insurance companies expats can look for. All ten of these companies offer medical and nonmedical benefits for international travelers and expats. Are you looking for the best health insurance for your international trip? Keep reading to compare &#8230;<\/p>\n","protected":false},"author":88,"featured_media":27367,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[217,208],"tags":[],"class_list":["post-9741","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-travel-2"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 10 Best Travel Insurance Companies<\/title>\n<meta name=\"description\" content=\"April, VUMI, IMG, MSH, and Cigna are among the best travel insurance companies for expats. Explore their plans here.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/the-best-travel-insurance-companies.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 10 Best Travel Insurance Companies\" \/>\n<meta property=\"og:description\" content=\"April, VUMI, IMG, MSH, and Cigna are among the best travel insurance companies for expats. Explore their plans here.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/the-best-travel-insurance-companies.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-22T09:50:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-22T12:20:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-near-an-airport-departure-board-in-hong-kong-terminal.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Ninnart Ratanasukhon\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ninnart Ratanasukhon\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/the-best-travel-insurance-companies.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/the-best-travel-insurance-companies.html\"},\"author\":{\"name\":\"Ninnart Ratanasukhon\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/058bd5f07bab8dc2e80b29a7f8b17ab9\"},\"headline\":\"Top 10 Best Travel Insurance Companies\",\"datePublished\":\"2025-12-22T09:50:41+00:00\",\"dateModified\":\"2025-12-22T12:20:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/the-best-travel-insurance-companies.html\"},\"wordCount\":2046,\"commentCount\":2,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/the-best-travel-insurance-companies.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/people-standing-near-an-airport-departure-board-in-hong-kong-terminal.webp\",\"articleSection\":[\"Insurance\",\"Travel\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/the-best-travel-insurance-companies.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/the-best-travel-insurance-companies.html\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/the-best-travel-insurance-companies.html\",\"name\":\"Top 10 Best Travel Insurance Companies\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/the-best-travel-insurance-companies.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/the-best-travel-insurance-companies.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/people-standing-near-an-airport-departure-board-in-hong-kong-terminal.webp\",\"datePublished\":\"2025-12-22T09:50:41+00:00\",\"dateModified\":\"2025-12-22T12:20:55+00:00\",\"description\":\"April, VUMI, IMG, MSH, and Cigna are among the best travel insurance companies for expats. 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She graduated with a Bachelor of Arts in International Social Sciences from University of Tsukuba, Japan. Prior to her arrival at Pacific Prime, her professional pursuit has taken her everywhere from an online publisher dedicated to raising Thai people\u2019s awareness of the aging society to an international organization working to enhance regional academic collaboration. Through such experience, she has gotten her hands on various kinds of content, from colorful photo albums on ballroom dancing to news articles summarizing insights from the senior thought leaders of Southeast Asia\u2019s higher education sector. Coming to Pacific Prime, she is ready to utilize her experience for the new pursuit. With a strong passion for storytelling and writing, she hopes her words could help bring people closer to the best international health insurance plan that works for them. 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