{"id":9646,"date":"2025-04-11T22:44:10","date_gmt":"2025-04-11T14:44:10","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=9646"},"modified":"2026-02-21T02:56:29","modified_gmt":"2026-02-20T18:56:29","slug":"living-abroad-in-europe","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-europe.html","title":{"rendered":"Guide For Living Abroad In Europe"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">In order to get a visa in Europe, you will have to demonstrate that you can afford the cost of living in the country. Whether you\u2019re an expat, a digital nomad, or a retiree, knowing what to expect when you move abroad is important to a smooth and successful relocation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this <\/span><a href=\"https:\/\/www.pacificprime.com\/\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> guide, we\u2019ll compare the cost of living in popular European countries,\u00a0 provide a heads-up about the differences of living in Europe compared to the United States, and offer visa information. We also include where to find <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance <\/span><\/a><span style=\"font-weight: 400;\">as expats in Europe.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Most Important Information For Living Abroad In Europe<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20904 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-budapest-with-the-hungarian-parliament-building.webp\" alt=\"Image of Panoramic View Of Budapest With The Hungarian Parliament Building with text overlay of &quot;Important Information For Living Abroad In Europe&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-budapest-with-the-hungarian-parliament-building.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-budapest-with-the-hungarian-parliament-building-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-budapest-with-the-hungarian-parliament-building-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-budapest-with-the-hungarian-parliament-building-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-budapest-with-the-hungarian-parliament-building-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">As an American expat, you won\u2019t be eligible for benefits EU citizens get, such as healthcare or education at the same cost as locals, so it\u2019s essential to know what your expenses will be to budget effectively.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Since the cost of living also varies by city, find your current city and compare it to your new location. If you need great ideas for places to live in Europe, check out our <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-europe.html\"><span style=\"font-weight: 400;\">top recommendations in Europe<\/span><\/a><span style=\"font-weight: 400;\"> for expats.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To look at these countries in greater detail, you can check out more specific cost of living and visa information.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-italy.html\"><span style=\"font-weight: 400;\">Guide to Living in Italy<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-spain.html\"><span style=\"font-weight: 400;\">Guide to Living in Spain<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-france.html\"><span style=\"font-weight: 400;\">Guide to Living in France<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-portugal.html\"><span style=\"font-weight: 400;\">Guide to Living in Portugal<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-greece.html\"><span style=\"font-weight: 400;\">Guide to Living in Greece<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-germany.html\"><span style=\"font-weight: 400;\">Guide to Living in Germany<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-ireland-for-expats.html\"><span style=\"font-weight: 400;\">Guide to Living in Ireland<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-the-uk.html\"><span style=\"font-weight: 400;\">Guide to Living in the United Kingdom<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-sweden.html\"><span style=\"font-weight: 400;\">Guide to Living in Sweden<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-malta.html\"><span style=\"font-weight: 400;\">Guide to Living in Malta<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-poland.html\"><span style=\"font-weight: 400;\">Guide to Living in Poland<\/span><\/a><\/li>\n<\/ol>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-30' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_1.jpg\" alt=\"Blog Banner Europe 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Cost Of Living In Europe Vs. The USA<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In general,<\/span><b> the cost of living in Europe is less expensive than the cost of living in the United States<\/b><span style=\"font-weight: 400;\">. This is great news for retirees or digital nomads! You may be able to stretch your salary further by living abroad.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We used <\/span><a href=\"https:\/\/livingcost.org\/\"><span style=\"font-weight: 400;\">crowd-sourced data<\/span><\/a><span style=\"font-weight: 400;\"> to compare the average cost of living in eleven popular European countries to the average cost of living in the United States.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The rankings for the least expensive<\/span><b> cost of living for an individual<\/b><span style=\"font-weight: 400;\"> compared to the U.S.:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Greece is 56% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Poland is 52% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Portugal is 48% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spain is 44% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Italy is 43% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Malta is 41% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sweden is 38% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">France is 38% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Germany is 36% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The UK is 12% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ireland is 4% cheaper than the USA.<\/span><\/li>\n<\/ol>\n<h3><span style=\"font-weight: 400;\">Housing Cost Comparison In Europe vs. the USA<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">On average, rent in the United Kingdom is much cheaper than in the United States. Property values are often higher in Europe, but the interest rates are much lower than in the USA. This means the property may be more expensive, but you\u2019ll spend less on interest on the loan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To compare country averages, we used <\/span><a href=\"https:\/\/livingcost.org\/\"><span style=\"font-weight: 400;\">crowd-sourced data<\/span><\/a><span style=\"font-weight: 400;\"> to compare the cost of rent in European countries expats like to consider. We looked at data for an individual\u2019s rent and at data for a family of four.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For <\/span><b>one person\u2019s rent<\/b><span style=\"font-weight: 400;\">, these are the rankings for the lowest average rent:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Greece is 67% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Poland is 56% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Italy is 55% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Portugal is 51% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spain is 50% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sweden is 50% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">France is 50% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Malta is 47% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Germany is 47% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The UK is 14% cheaper than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ireland is 1.5% cheaper than the USA.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">For <\/span><b>a family of four\u2019s rent<\/b><span style=\"font-weight: 400;\">, these are the rankings for the lowest average rent compared to the USA:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Greece is 66% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Poland is 58% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spain is 55% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Italy is 55% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Portugal is 52% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sweden is 52% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">France is 46% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Malta is 45% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Germany is 43% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The UK is 14% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ireland is 3.5% cheaper.<\/span><\/li>\n<\/ol>\n<h3><span style=\"font-weight: 400;\">Food Cost Comparison In Europe vs. the USA<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20906 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/mediterranean-dishes-arranged-on-a-table-for-lunch-in-amsterdam.webp\" alt=\"Image of Mediterranean Dishes Arranged On A Table For Lunch In Amsterdam with text overlay of &quot;Food Cost Comparison In Europe&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/mediterranean-dishes-arranged-on-a-table-for-lunch-in-amsterdam.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/mediterranean-dishes-arranged-on-a-table-for-lunch-in-amsterdam-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/mediterranean-dishes-arranged-on-a-table-for-lunch-in-amsterdam-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/mediterranean-dishes-arranged-on-a-table-for-lunch-in-amsterdam-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/mediterranean-dishes-arranged-on-a-table-for-lunch-in-amsterdam-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Average amounts spent on food per person tend to be much cheaper in Europe than in the United States. This factor keeps European living for a family of four more affordable on average than in the USA.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are the rankings for the amount spent on food for each person:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Poland is 47% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Portugal is 45% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spain is 38% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Greece is 36% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Malta is 28% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Italy is 25% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Germany is 21% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sweden is 20% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The UK is 19% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">France is 18% cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ireland is 14% cheaper.<\/span><\/li>\n<\/ol>\n<h3><span style=\"font-weight: 400;\">Transportation Cost Comparison Europe vs. the USA<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Transportation costs vary from country to country in Europe. Poland, Portugal, Malta, Greece, Italy, Spain, and France have lower average transportation costs than the United States. Sweden, Germany, Ireland, and the UK have higher average transportation costs.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-31' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_2.jpg\" alt=\"Blog Banner Europe 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Salaries In Europe vs. the USA<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Average after-tax salaries in Europe tend to be lower than in the United States. This would be less of a concern for retirees or digital nomads who have higher income from the USA to live on while abroad. Expats may also prefer the quality of life with a lower salary and lower cost of living.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s the ranking for the highest average salaries in a sampling of eleven European countries. The United States has the highest average after-tax salary.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ireland has the highest average salary at 25% lower than the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The UK is 28.5% lower.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Germany is 35% lower.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sweden is 35% lower.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">France is 44% lower.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spain is 59% lower.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Italy is 62% lower.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Poland is 67% lower.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Malta is 67% lower.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Portugal is 74% lower.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Greece is 77% lower.<\/span><\/li>\n<\/ol>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-32' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_3.jpg\" alt=\"Blog Banner Europe 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Is Europe Expensive To Live In?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Even though Europe\u2019s average after-tax salaries are lower than in the United States, their cost of living is also significantly lower. Additionally, their taxes cover a significant portion of their healthcare benefits, whereas US salaries do not.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As an American expatriate in Europe, you can access their high-quality, private hospitals and clinics with an <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/europe\/\"><span style=\"font-weight: 400;\">international health insurance plan in Europe<\/span><\/a><span style=\"font-weight: 400;\">. In fact, having an insurance plan will be<\/span><b> a requirement for your visa.<\/b><\/p>\n<h2><span style=\"font-weight: 400;\">Living In Europe As An American<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20908 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/historic-building-in-amsterdam-netherlands.webp\" alt=\"Image of Historic Building In Amsterdam, Netherlands with text overlay of &quot;Living In Europe As An American&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/historic-building-in-amsterdam-netherlands.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/historic-building-in-amsterdam-netherlands-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/historic-building-in-amsterdam-netherlands-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/historic-building-in-amsterdam-netherlands-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/historic-building-in-amsterdam-netherlands-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">As a whole, Europe has reliable internet and a high standard of living in most areas. This makes Europe a great destination for Expats. The countries are also connected by high speed trains which makes visiting the rest of Europe from one country a breeze.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the UK and Ireland, you\u2019ll drive on the left side of the road with the driver\u2019s side on the right side of the vehicle. The rest of Europe drives on the right side of the road with the steering wheel on the left like the United States.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You\u2019ll also need to adapt to the metric system to live in Europe. They\u2019ll measure liquids with liters, and distance in kilometers. The temperature will be measured in degrees Celcius.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We ranked the number of English speakers according to <\/span><a href=\"https:\/\/livingcost.org\/\"><span style=\"font-weight: 400;\">crowd-sourced measures<\/span><\/a><span style=\"font-weight: 400;\"> in each European country.\u00a0<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In Ireland, 98.4% of the people speak English.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In the UK, 98.3% speak English.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In Sweden, 89% speak English.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In Malta, 88.3% speak English.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In France, 57.3% speak English.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In Germany, 56.3% speak English.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In Poland, 49.1% speak English.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In Italy, 13.6% speak English.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In Portugal, 27.3% speak English.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In Spain, 22% speak English.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In Greece, 51% speak English.<\/span><\/li>\n<\/ol>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-33' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_4.jpg\" alt=\"Blog Banner Europe 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Retiring In Europe From The USA<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Many European countries have visas for retirees. The lower cost of living is a great perk. You\u2019ll have to get a visa and pay taxes to both the US and the destination country, but many retirees still find living abroad to be cheaper and\/or more enjoyable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If the country does not have a retirement-specific visa, many countries do have investor visas for individuals who purchase property in the country.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Many countries have <\/span><a href=\"https:\/\/www.ssa.gov\/international\/agreements_overview.html\"><span style=\"font-weight: 400;\">Social Security Agreements with the United States<\/span><\/a><span style=\"font-weight: 400;\">\u2014bilateral agreements that coordinate the U.S. social security program with the comparable programs of other countries.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These agreements help foreign workers from the U.S. from having to pay Social Security taxes to both countries on the same earnings and help fill gaps in benefit protection for workers abroad.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Moving To Europe From The USA<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">To move to Europe, you\u2019ll need to make sure you can obtain the correct visa and work permits for your situation. Remember that whether you\u2019re working or retiring abroad, you will need <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> coverage.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Visa Requirements For US Citizens In Europe<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In general, countries will require that you have adequate means to move to their country without needing financial assistance. They will also require proof of health insurance coverage. You\u2019ll also need to demonstrate that you don\u2019t have a criminal record or contagious diseases.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-34' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_5.jpg\" alt=\"Blog Banner Europe 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">New Policy for Americans Traveling to Europe in 2025 and 2026<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Expecting to start in <\/span><a href=\"https:\/\/travel-europe.europa.eu\/revised-timeline-ees-and-etias-2025-03-07_en\"><b>October 2025<\/b><\/a><span style=\"font-weight: 400;\">, there will be a new digital border management system for non-EU visa-free nationals entering Europe called <\/span><a href=\"https:\/\/travel-europe.europa.eu\/ees_en\"><span style=\"font-weight: 400;\">the Entry\/Exit System (EES)<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Entry\/Exit System (EES) aims to register non-EU nationals traveling for a short stay, meaning up to 90 days within any 180-day period. The system will apply to American nationals since they do not need a visa to travel for a short stay in European countries.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The EES aims to identify overstayers and provide data on entries, exits, and refusals of entry. It directly combats identity fraud by collecting biometric data and further strengthens security within the EU.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After the implementation of EES, another system called <\/span><a href=\"https:\/\/travel-europe.europa.eu\/etias_en\"><span style=\"font-weight: 400;\">the European Travel Information and Authorization System (ETIAS)<\/span><\/a><span style=\"font-weight: 400;\"> is expected to follow in the <\/span><b>last quarter of 2026.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Once the ETIAS is in place, <\/span><b>American nationals traveling to <\/b><a href=\"https:\/\/travel-europe.europa.eu\/etias\/who-should-apply_en#european-countries-requiring-etias:~:text=European%20countries%20requiring%20ETIAS,have%20an%20ETIAS%20travel%20authorisation.\"><b>30 European countries<\/b><\/a><b>* will need to apply for the ETIAS before their arrival in Europe.<\/b><span style=\"font-weight: 400;\"> ETIAS is <\/span><b>a travel authorization<\/b><span style=\"font-weight: 400;\">, not a visa. It is designed to enhance border security and screen travelers before they cross borders.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The ETIAS travel authorization is linked to a traveler\u2019s passport and is valid for up to three years\u2014or until the passport expires.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The ETIAS travel authorization is not equivalent to a residence permit. It only allows you to enter and remain on the territory of the European countries requiring ETIAS for a short-term stay.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It also does not give you the right to study long-term or to work in these countries. If you plan to stay in a European country for a longer period, you will need to apply for a long-term visa.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Travelers with a valid visa do not need an ETIAS travel authorization.<\/span><\/p>\n<p><b>*30 European countries that will require ETIAS include:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-61' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-europe-bg.png');\n\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Europe -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-europe-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for Europe<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton eurecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"130\" height=\"130\" style=\"width: 70px; height: 70px;\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\" alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton eurecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner Europe ends --><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Do you need a Schengen visa as an American citizen?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you are American, you do not need to apply for a Schengen visa. Just make sure that your passport is valid for at least six months at the time of your entry. For 2025 and 2026, please check on updates about the new <\/span><a href=\"https:\/\/travel-europe.europa.eu\/ees_en\"><span style=\"font-weight: 400;\">EES<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/travel-europe.europa.eu\/etias_en\"><span style=\"font-weight: 400;\">ETIAS<\/span><\/a><span style=\"font-weight: 400;\"> systems.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Why do I need to register in the EES?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The purpose of the EES system is to modernize border management across European countries, making border checks more efficient, and increasing security against terrorism and international crimes at the same time.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What is the difference between the EES and ETIAS?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The EES focuses on <\/span><b>recording the entries and exits of non-EU citizens <\/b><span style=\"font-weight: 400;\">in and out of the Schengen area, while the ETIAS is a <\/span><b>pre-travel authorization system<\/b><span style=\"font-weight: 400;\"> for visa-exempt travelers from countries outside the EU who wish to visit the Schengen area.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Europe is a wonderful place for US expats! The lower cost of living and high quality of life have attracted many expats to move to the other side of the pond. Europe is also a great place to retire with its robust medical system.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If Europe doesn\u2019t feel like the best fit for you, consider <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-asia.html\"><span style=\"font-weight: 400;\">moving to Asia<\/span><\/a><span style=\"font-weight: 400;\"> for your next adventure.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> today if you have any questions or concerns about <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance!<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In order to get a visa in Europe, you will have to demonstrate that you can afford the cost of living in the country. Whether you\u2019re an expat, a digital nomad, or a retiree, knowing what to expect when you move abroad is important to a smooth and successful relocation. In this Pacific Prime guide, &#8230;<\/p>\n","protected":false},"author":48,"featured_media":20903,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[217,208],"tags":[],"class_list":["post-9646","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-travel-2"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Guide For Living Abroad In Europe<\/title>\n<meta name=\"description\" content=\"Compare the cost of living and visa options in popular European countries for expats or retirees moving from the United States.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-europe.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Guide For Living Abroad In Europe\" \/>\n<meta property=\"og:description\" content=\"Compare the cost of living and visa options in popular European countries for expats or retirees moving from the United States.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-europe.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-11T14:44:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-20T18:56:29+00:00\" \/>\n<meta property=\"og:image\" 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