{"id":6589,"date":"2024-03-18T14:58:56","date_gmt":"2024-03-18T06:58:56","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=6589"},"modified":"2026-02-16T21:51:15","modified_gmt":"2026-02-16T13:51:15","slug":"maternity-insurance-what-are-waiting-periods","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/maternity-insurance-what-are-waiting-periods.html","title":{"rendered":"Understanding Waiting Periods: Key Considerations for Expats Seeking Maternity Coverage"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">International health insurance policies with maternity coverage have a waiting period between when the policy begins and when coverage for maternity expenses related to pregnancy and delivery will be covered. Secure a policy before becoming pregnant, and wait until coverage begins to conceive.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you trying to understand what maternity insurance waiting periods are? Perhaps you would like to know what you should do if you are already pregnant and do not have maternity insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Keep reading to find answers to your questions about maternity insurance waiting periods, including infertility treatments and more. <\/span><a href=\"https:\/\/www.pacificprime.com\/\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> will explain what a waiting period is, why waiting periods exist, and share examples of maternity insurance waiting periods from some of the best maternity insurance providers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For additional resources on maternity insurance for expats, also see <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/maternity\/\"><span style=\"font-weight: 400;\">Pacific Prime\u2019s maternity insurance coverage page<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Expat Maternity Coverage Waiting Period Basics<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-13712 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/caucasian-pregnant-woman-holding-belly.jpg\" alt=\"Caucasian Pregnant Woman Holding Belly\" width=\"1123\" height=\"750\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/caucasian-pregnant-woman-holding-belly.jpg 1123w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/caucasian-pregnant-woman-holding-belly-300x200.jpg 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/caucasian-pregnant-woman-holding-belly-600x401.jpg 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/caucasian-pregnant-woman-holding-belly-768x513.jpg 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/caucasian-pregnant-woman-holding-belly-150x100.jpg 150w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/caucasian-pregnant-woman-holding-belly-272x182.jpg 272w\" sizes=\"auto, (max-width: 1123px) 100vw, 1123px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">International medical insurance plans for expats have waiting periods before coverage for maternity (pregnancy and delivery) expenses are covered by insurance. The waiting period is the length of time between when the premium payments begin and coverage starts.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The waiting period is set by the insurance company and the policy. If you want a shorter waiting period, you need to choose an insurer with a shorter waiting period offer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For prenatal appointments to be covered, you will need to select and begin coverage before becoming pregnant.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-36' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Maternity_2.jpg\" alt=\"Blog Banner Maternity 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Why Does Expat Maternity Insurance Have Waiting Periods<\/span><\/h3>\n<p><b>Expat maternity insurance has waiting periods to help offset the cost of providing maternity insurance benefits.<\/b><span style=\"font-weight: 400;\"> The waiting period is a length of time when the insurance company is collecting premiums from policyholders to prepare for the medical costs of pregnancy and delivery.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In places like <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-uae-maternity-insurance-plans.html\"><span style=\"font-weight: 400;\">Dubai in the United Arab Emirates, where maternity insurance waiting periods are waived<\/span><\/a><span style=\"font-weight: 400;\">, the premiums for maternity insurance are much higher than in other places. That\u2019s because the insurance company is offsetting the cost of maternity benefits over a shorter period.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The best route for balancing the premiums and the waiting period is to opt into a comprehensive international medical insurance policy with maternity coverage a couple of years before planning to start or grow your family.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Expat Maternity Insurance Waiting Period Examples<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Most expat maternity insurance plans have waiting periods between one to two years. That means you will need to select a policy one to two years before conception or almost two to three years before delivery.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Not all plans cover pregnancy and childbirth complications the same. Be sure to balance the optimal coverage and the waiting period appropriately to ensure the plan is a good fit for your family.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are some of the <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/maternity\/#:~:text=Insurance%20Providers%20With,around%20the%20globe.\"><span style=\"font-weight: 400;\">best expat maternity insurance providers<\/span><\/a><span style=\"font-weight: 400;\"> and their waiting periods:<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\"><strong>Expat Maternity Insurance Providers and Their Waiting Periods<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>International Insurance Provider<\/strong><\/td>\n<td><strong>Waiting Period<\/strong><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/insurers\/vumi-health-insurance\/\">VUMI<\/a><\/td>\n<td>12 Months<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\">Allianz Care<\/a><\/td>\n<td>10 or 18 Months<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\">AXA Global<\/a><\/td>\n<td>18 Months<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\">Cigna<\/a><\/td>\n<td>24 Months<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/blue-cross-blue-shield-global-solutions\/\">Blue Cross Blue Shield Global Solutions<\/a><\/td>\n<td>12 Months<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-37' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Maternity_3.jpg\" alt=\"Blog Banner Maternity 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Expat Maternity Insurance Waiting Period Exceptions<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-13713 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-by-crib-in-white-dress.jpg\" alt=\"Pregnant Woman By Crib In White Dress\" width=\"1125\" height=\"750\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-by-crib-in-white-dress.jpg 1125w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-by-crib-in-white-dress-300x200.jpg 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-by-crib-in-white-dress-600x400.jpg 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-by-crib-in-white-dress-768x512.jpg 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-by-crib-in-white-dress-150x100.jpg 150w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-by-crib-in-white-dress-272x182.jpg 272w\" sizes=\"auto, (max-width: 1125px) 100vw, 1125px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">International health insurance companies require waiting periods for maternity coverage where allowed. In the United Arab Emirates, residents and visa holders are required to have maternity insurance coverage by law. The waiting period is waived in the UAE as a result.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Be advised that the international health insurance premiums in the UAE reflect this additional coverage with a waived waiting period. It\u2019s also important to note that while the waiting period is waived within the UAE with the proper plan, there is no coverage outside of the UAE until after the waiting period.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This means that if you are an expat living primarily in Dubai, there is no waiting period for maternity coverage in Dubai with your international health insurance plan. If you travel outside of the UAE during the normal waiting period, however, there is no coverage for pregnancy-related expenses.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-35' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Maternity_1.jpg\" alt=\"Blog Banner Maternity 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Expat Infertility Treatment Coverage Waiting Periods<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Keep in mind that waiting periods for maternity coverage include benefits related to infertility investigation and treatment. The best bet when selecting international health insurance coverage is to select a plan with comprehensive coverage and maternity benefits before starting a family.<\/span><\/p>\n<p><a href=\"https:\/\/www.who.int\/news\/item\/04-04-2023-1-in-6-people-globally-affected-by-infertility\"><span style=\"font-weight: 400;\">The World Health Organization found that 1 in 6 individuals are affected by infertility<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Expat maternity insurance plans don\u2019t always include infertility investigation and treatment. If you know or suspect that one or both partners may have an infertility concern, select maternity insurance with infertility coverage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are some insurance providers with infertility coverage:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><span style=\"font-weight: 400;\"> offers infertility investigation and treatment after a 24-month waiting period on its Platinum Plan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers\/vumi-health-insurance\/\"><span style=\"font-weight: 400;\">VUMI<\/span><\/a><span style=\"font-weight: 400;\"> covers infertility treatments after a 24-month waiting period with a 25% coinsurance. The benefit limit for IVF is USD $2,500 per attempt and a lifetime limit of USD $10,000.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers\/morgan-price\/\"><span style=\"font-weight: 400;\">Morgan Price<\/span><\/a><span style=\"font-weight: 400;\">\u2019s Evolution Health Premium Plan and Evolution Health Elite Plans have some infertility treatment coverage options.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Already Pregnant: What to Do About Maternity Insurance<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-13714 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-cradling-her-belly.jpg\" alt=\"Pregnant Woman Cradling Her Belly\" width=\"1125\" height=\"750\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-cradling-her-belly.jpg 1125w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-cradling-her-belly-300x200.jpg 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-cradling-her-belly-600x400.jpg 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-cradling-her-belly-768x512.jpg 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-cradling-her-belly-150x100.jpg 150w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/pregnant-woman-cradling-her-belly-272x182.jpg 272w\" sizes=\"auto, (max-width: 1125px) 100vw, 1125px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">International health insurance providers do not cover maternity expenses for a new policyholder who is already pregnant. Options will be limited, but don\u2019t give up hope. <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Reach out to an insurance expert for customized assistance in finding an international health insurance plan<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Insurance companies protect themselves financially by avoiding risks. Covering an already pregnant woman presents a large risk, so pregnancy is considered a <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/pre-existing\/\"><span style=\"font-weight: 400;\">pre-existing condition<\/span><\/a><span style=\"font-weight: 400;\"> by most insurance providers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You may be eligible for some medical insurance coverage on a plan with pre-existing condition coverage. You may also be able to find a plan that will offer coverage that excludes any pregnancy or childbirth-related expenses. These options will be better than no coverage at all.<\/span><\/p>\n<p><iframe loading=\"lazy\" title=\"Maternity Insurance - Understanding Waiting Periods\" width=\"700\" height=\"394\" src=\"https:\/\/www.youtube.com\/embed\/8l0hTzhygf0?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions:<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">What is the waiting period for expat maternity insurance coverage?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expat maternity insurance plans have a waiting period of 10 to 24 months, depending on the plan and insurance company. Ideally, you will want to enroll in the plan and wait to conceive so that all of your prenatal care will be covered following the waiting period.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What is an insurance waiting period?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">An insurance waiting period is the amount of time between when you begin paying premiums on a policy and when you are eligible for benefits. International maternity and dental insurance plans frequently have waiting periods before you can receive benefits.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Do you need expat maternity insurance?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">International health insurance plans only cover prenatal visits, labor and delivery costs, and other pregnancy and delivery-related expenses if you have maternity insurance as part of your policy. Without maternity insurance coverage, you will need to pay out-of-pocket for all these costs.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What does a waiting period mean for pregnancy?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The waiting period on expat maternity insurance means that prenatal appointments and other pregnancy-related expenses will not be covered until the waiting period has passed. For this reason, you should enroll in a maternity insurance plan 12 to 24 months before becoming pregnant.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion: Shopping for Expat Maternity Insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The best way to shop for expat maternity insurance is to comparison shop. <a href=\"https:\/\/www.pacificprime.com\/blog\/expat-maternity-insurance-comparison.html\">Consider multiple insurers and plans to find one that is a good fit for your family planning needs<\/a>, budget, and other medical coverage needs. You may want to choose one with infertility investigation and treatment.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one\/?campSource=PP-Blog&amp;utm_campaign=Blog\"><span style=\"font-weight: 400;\">Pacific Prime makes it easy to comparison shop<\/span><\/a><span style=\"font-weight: 400;\"> for maternity insurance plans to cover you abroad. As an insurance broker, Pacific Prime is partnered with multiple companies to offer free and impartial insurance advice. You\u2019ll be able to find and compare quotes from insurance companies around the world.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pacific Prime also boasts a dedicated claims support team to help clients have the most satisfactory insurance experience possible. With regional offices in multiple places around the world, we are well-suited to help you no matter where your adventures or career take you.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>International health insurance policies with maternity coverage have a waiting period between when the policy begins and when coverage for maternity expenses related to pregnancy and delivery will be covered. Secure a policy before becoming pregnant, and wait until coverage begins to conceive. Are you trying to understand what maternity insurance waiting periods are? Perhaps &#8230;<\/p>\n","protected":false},"author":52,"featured_media":13711,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570,217],"tags":[2105,1746,2111,1827,1957,2106,3381,2107],"class_list":["post-6589","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health","category-insurance","tag-ban_cou","tag-cta_gen","tag-international-maternity-insurance","tag-maternity-benefits","tag-maternity-insurance","tag-maternity-insurance-guide","tag-newborn-insurance","tag-waiting-periods"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Expat Pregnancy: Insurance Coverage Waiting Periods<\/title>\n<meta name=\"description\" content=\"Expat maternity insurance has waiting periods between when you start paying premiums and when coverage for pregnancy-related expenses begins. Learn more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/maternity-insurance-what-are-waiting-periods.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Expat Pregnancy: Insurance Coverage Waiting Periods\" \/>\n<meta property=\"og:description\" content=\"Expat maternity insurance has waiting periods between when you start paying premiums and when coverage for pregnancy-related expenses begins. 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