{"id":3654,"date":"2025-12-01T23:18:52","date_gmt":"2025-12-01T15:18:52","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=3654"},"modified":"2025-12-17T04:17:51","modified_gmt":"2025-12-16T20:17:51","slug":"health-insurance-when-traveling-should-you-include-the-usa","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html","title":{"rendered":"Health Insurance When Traveling: Should You Include the USA?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Travelers are advised to include the USA in their travel health insurance plan unless the country is not in their list of places to visit. Although the premiums will be higher, the extra protection travelers will get is well worth it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">US medical expenses are notoriously high, and many <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> plans exclude the USA primarily due to the exorbitant costs of American healthcare. As we\u2019ll explain, that is exactly why it is crucial to include the USA in your health insurance if you will spend time there.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">The Cost of Healthcare in the USA for Travelers<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-19410 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/daytime-vehicles-on-washington-dc-roads-usa.webp\" alt=\"Image of Daytime Vehicles On Washington DC Roads, USA with text overlay of &quot;The Cost of Healthcare in the USA&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/daytime-vehicles-on-washington-dc-roads-usa.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/daytime-vehicles-on-washington-dc-roads-usa-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/daytime-vehicles-on-washington-dc-roads-usa-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/daytime-vehicles-on-washington-dc-roads-usa-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/daytime-vehicles-on-washington-dc-roads-usa-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The USA is known for its high healthcare expenses, which can quickly escalate without insurance. Here we provide a snapshot of the typical medical costs associated with accidents and emergencies as of mid 2024.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Emergency Care Costs<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In the US, emergency medical care is significantly more expensive than in many other countries. Here\u2019s a breakdown of typical costs travelers might face:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Service<\/b><\/td>\n<td><b>Estimated Cost (USD)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ambulance Ride<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$400 to $1,200<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Room Visit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$700 to $3,400<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Overnight Hospital Stay<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Additional $5,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Urgent Care Visit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$80 to $800<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">These figures illustrate the potential financial burden. For instance, an ambulance ride alone can start at USD $400, and if additional medical services are required, costs can rise even further.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-3' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4632\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-Family.jpg\" alt=\"Family health insurance banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Common Emergency Treatments<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You may be familiar with the saying that <\/span><b>in the USA, you are only one illness away from financial disaster unless you are insured<\/b><span style=\"font-weight: 400;\">. You\u2019ll know that is not an exaggeration after seeing the typical costs of some common medical procedures (all costs are in USD):<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Fractures and Sprains:<\/b><\/li>\n<\/ul>\n<ol>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>X-ray (Forearm):<\/b><span style=\"font-weight: 400;\"> $190<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Surgery for severe fractures:<\/b><span style=\"font-weight: 400;\"> Can exceed $35,000.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<ul>\n<li aria-level=\"1\"><b>Surgical Procedures:<\/b><\/li>\n<\/ul>\n<ol>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Appendectomy:<\/b><span style=\"font-weight: 400;\"> Ranges from $33,000 to over $48,000.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Cataract Surgery (per eye):<\/b><span style=\"font-weight: 400;\"> $3,500 to $7,000.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<ul>\n<li aria-level=\"1\"><b>Emergency Transport:<\/b><\/li>\n<\/ul>\n<ol>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Air Ambulance:<\/b><span style=\"font-weight: 400;\"> Starts around $12,000 and can exceed $100,000 depending on the situation.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">It should now be very obvious why health insurance is a must when visiting the USA. Pacific Prime can help you secure a plan satisfying your needs that also fits your budget, at <\/span><b>no extra cost to you<\/b><span style=\"font-weight: 400;\">. <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact us<\/span><\/a><span style=\"font-weight: 400;\"> today!<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Risks of Traveling Without US Coverage<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Traveling without health insurance that includes coverage in the US can expose you to significant financial and health risks. The United States is known for its high healthcare costs, where even minor accidents can lead to exorbitant bills. Here are some key risks to consider:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Emergency Expenses<\/b><span style=\"font-weight: 400;\">: A simple visit to the emergency room can cost anywhere from USD $700 to over USD $3,000. Without coverage, these fees become your sole responsibility.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Accident Costs<\/b><span style=\"font-weight: 400;\">: Injuries from accidents, such as broken bones or dental emergencies, can easily cost you over USD $10,000, potentially derailing your life plans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Lack of Coverage<\/b><span style=\"font-weight: 400;\">: Many national health insurance plans of foreigners do not extend benefits internationally. For example, while <\/span><a href=\"https:\/\/health.ec.europa.eu\/cross-border-healthcare\/overview_en#:~:text=EU%20citizens%20have%20the%20right%20to%20access%20healthcare%20in%20any%20EU%20Country%20and%20to%20be%20reimbursed%20for%20care%20abroad%20by%20their%20home%20Country.\"><span style=\"font-weight: 400;\">European Union (EU) citizens enjoy free healthcare in other EU nations<\/span><\/a><span style=\"font-weight: 400;\">, this coverage does not extend across the pond to the US.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Without adequate insurance, travelers face not only the risk of high medical expenses but also the possibility of inadequate care, which can compromise their health during their trip. Prioritizing US coverage in your travel insurance is thus <\/span><b>a vital step for any traveler heading to America<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Benefits of Having US Health Insurance for Travelers<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Opting for a plan that includes US coverage can save travelers from overwhelming costs during medical emergencies, though this investment might mean slightly higher premiums. Other important benefits include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Peace of Mind<\/b><span style=\"font-weight: 400;\">: Comprehensive health coverage allows travelers to enjoy their trips without the constant worry of unexpected medical expenses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Easier Access to Medical Care<\/b><span style=\"font-weight: 400;\">: When medical establishments see that you are adequately insured, they will not have to worry about your ability to pay for the services they provide, and that can only help you when every second counts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Preparedness<\/b><span style=\"font-weight: 400;\">: Securing health insurance in advance is far better than scrambling for coverage at the last minute, and you are much more likely to be able to secure the right plan at a reasonable cost.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ultimately, having a health insurance plan with US coverage is useful for travelers not only when they really need medical services there, but it&#8217;s a vital step for a stress-free travel experience.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4628\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-04_updated-1.jpg\" alt=\"Health insurance quote banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Health Insurance Options for Travelers in the USA<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The three primary options for health insurance in the USA for travelers are travel insurance, expat health insurance, and international health insurance.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Travel Insurance with US Health Coverage<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/travel-insurance-and-short-term-health-insurance-for-expats\/\"><span style=\"font-weight: 400;\">Travel insurance<\/span><\/a><span style=\"font-weight: 400;\"> with US health coverage is often the most cost-effective choice for short-term visitors to the USA. Travel insurance typically includes health coverage for emergencies, making it a convenient option. However, it\u2019s essential to read the policy details very carefully:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Coverage Limits<\/b><span style=\"font-weight: 400;\">: Ensure the plan adequately covers medical expenses in the USA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Extension Options<\/b><span style=\"font-weight: 400;\">: Check if you can extend your coverage in case your stay in the US lasts longer than anticipated.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Year-Round Plans<\/b><span style=\"font-weight: 400;\">: Consider policies that offer year-round coverage if you travel frequently. This can potentially save you money and time.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Expat Health Insurance<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Designed for individuals who spend a significant amount of time in the US, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">expat health insurance<\/span><\/a><span style=\"font-weight: 400;\"> provides comprehensive protection. While this option tends to be more expensive relative to travel insurance, it offers several advantages:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Comprehensive Coverage<\/b><span style=\"font-weight: 400;\">: These plans usually offer broader medical benefits than standard travel insurance.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Convenience<\/b><span style=\"font-weight: 400;\">: Once enrolled, you don\u2019t need to reapply for coverage each time you visit the US.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">However, for occasional travelers, the cost may outweigh the benefits, making it less ideal for those visiting infrequently.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">International Health Insurance<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">For frequent globetrotters, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> that includes the US is often the best route. This option provides coverage no matter where you are. The primary drawback, however, is the higher premium costs associated with this type of insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When choosing health insurance for your travels in the USA, consider <\/span><b>the frequency and duration of your stays, the level of coverage you need, and your budget<\/b><span style=\"font-weight: 400;\">. Each option has its pros and cons, so select the one that aligns best with your travel habits and personal circumstances.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A good choice is to have the experts help you decide. Pacific Prime has 20+ years of experience helping individuals and organizations secure the health coverage they need while ensuring <\/span><b>great value for money<\/b><span style=\"font-weight: 400;\">. So, <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">talk to one of our experts<\/span><\/a><span style=\"font-weight: 400;\"> today!<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-3' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4632\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-Family.jpg\" alt=\"Family health insurance banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Factors to Consider When Deciding<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When selecting private health insurance plans, it\u2019s essential to consider numerous factors beyond just the insurer\u2019s reputation and premium costs. Here\u2019s a list of the key considerations:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal Health History and Risk Factors<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Evaluate your personal health history and any existing risk factors. This assessment will help determine your potential healthcare needs and the type of coverage that may be most beneficial for you.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Coverage Limits<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Understand the plan\u2019s coverage limits, which specify the maximum amount the insurer will pay for medical expenses. Ensure these limits align with your anticipated healthcare needs and costs, especially if you expect to require extensive care.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Outpatient Coverage<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Select a plan that offers adequate outpatient limits, as many treatments that previously required hospitalization can now be performed in a clinical setting, making this coverage increasingly important.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Range of Benefits<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Examine the benefits offered by the plan. Look for comprehensive coverage that includes essential services such as inpatient and outpatient care, preventive services, maternity and mental health support, and prescription medications.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Exclusions<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Thoroughly review the policy\u2019s exclusions. Many plans may not cover certain pre-existing conditions, specific treatments, or alternative therapies. Knowing these exclusions is crucial to avoid unexpected out-of-pocket expenses.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Provider Network<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Assess the size and quality of the insurer\u2019s provider network. A larger network typically means better access to hospitals and clinics, leading to shorter wait times and improved care quality.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Direct Billing Options<\/b><span style=\"font-weight: 400;\">: Check if the insurer offers <\/span><a href=\"https:\/\/student.ask.adelaide.edu.au\/app\/answers\/detail\/a_id\/1320\/~\/what-is-direct-billing\"><span style=\"font-weight: 400;\">direct billing<\/span><\/a><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> arrangements with healthcare providers. This feature allows you to receive treatment while making only minimal payments upfront, simplifying the payment process and alleviating financial stress.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Insurer Reputation<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Research the insurer&#8217;s reputation through reviews and ratings from current policyholders. A well-reviewed insurer is more likely to provide reliable service and responsive support.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Medical Evacuation Coverage<\/b><span style=\"font-weight: 400;\">: Ensure the plan includes <\/span><a href=\"https:\/\/www.pacificprime.com\/medical-evacuation-guide\/\"><span style=\"font-weight: 400;\">medical evacuation<\/span><\/a><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> coverage, which covers the costs and logistics of transporting you to another location or country for necessary medical treatment.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Adventure Activities and Support<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: If you intend to engage in adventure activities, confirm that your policy covers these scenarios. Additionally, check for 24\/7 emergency assistance for urgent medical situations.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Travel Frequency and Duration in the US<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Consider your travel frequency and duration in the US. Occasional travelers in the US and frequent business travelers and globe-trotters will have different health insurance needs in the US.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Simplified Coverage for US Visits<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Having continuous coverage in the US can save you the hassle of purchasing insurance each time you visit. This is particularly important for people who often need to head to the USA on short notice, for obvious reasons.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Underwriting Considerations<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Keep in mind that each time you purchase US coverage, there is an underwriting process involved. Having existing US coverage can save you money and worries, especially since everyone\u2019s health conditions may change in the future.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Guaranteed Renewal<\/b><span style=\"font-weight: 400;\">: Choose a health insurance plan with guaranteed renewal. This feature ensures uninterrupted coverage as long as you pay your premiums on time, regardless of your claims history since you joined the plan.<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">Conclusion: Compare Plans and Quotes Now<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">At Pacific Prime, we offer a full range of insurance plans, including <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.pacificprime.com\/medical-evacuation-guide\/\"><span style=\"font-weight: 400;\">medical evacuation (medevac)<\/span><\/a><span style=\"font-weight: 400;\"> plans. We also offer <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/family\/\"><span style=\"font-weight: 400;\">family health<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/maternity\/\"><span style=\"font-weight: 400;\">maternity health<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/dental\/\"><span style=\"font-weight: 400;\">dental insurance<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/travel-insurance-and-short-term-health-insurance-for-expats\/\"><span style=\"font-weight: 400;\">travel insurance<\/span><\/a><span style=\"font-weight: 400;\">, and a whole host of plans of other categories.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To learn more about our insurance plans with US coverage or for a free quote, <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">contact one of our professional advisors<\/span><\/a><span style=\"font-weight: 400;\"> today! You may compare plans using our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online comparison tool<\/span><\/a><span style=\"font-weight: 400;\"> as well.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Do standard health insurance plans cover medical care in the USA?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Most standard health insurance plans don\u2019t include coverage for medical services in the United States. Travelers should verify their policy details, as many plans exclude US care due to the high costs associated with medical treatment in the country.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What are the risks of traveling in the US without health insurance?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Traveling in the US without health insurance exposes you to significant financial risks. A medical emergency can lead to exorbitant bills, potentially costing thousands of dollars for even simple procedures. If medical care is not available when needed, the consequences can be severe.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Is it worth paying extra for US coverage in travel insurance?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">While plans with US coverage are more expensive, they can save you substantial amounts in emergencies. Given the high costs of medical care in the US, investing in comprehensive coverage is always financially prudent for travelers spending time in the country.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Travelers are advised to include the USA in their travel health insurance plan unless the country is not in their list of places to visit. Although the premiums will be higher, the extra protection travelers will get is well worth it. US medical expenses are notoriously high, and many international health insurance plans exclude the &#8230;<\/p>\n","protected":false},"author":63,"featured_media":26750,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,208],"tags":[1747,1746,1228,1226,1225,1339,1223,1224],"class_list":["post-3654","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-travel-2","tag-ban_gen","tag-cta_gen","tag-expat-health-insurance","tag-insurance-for-travelers","tag-travel-health-insurance","tag-travel-insurance","tag-united-states-health-care","tag-united-states-health-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Health Insurance When Traveling: Should You Include the USA?<\/title>\n<meta name=\"description\" content=\"It is crucial to have health insurance when traveling in the USA. We explain the reason and help you decide what type of coverage is best for you.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Health Insurance When Traveling: Should You Include the USA?\" \/>\n<meta property=\"og:description\" content=\"It is crucial to have health insurance when traveling in the USA. We explain the reason and help you decide what type of coverage is best for you.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-01T15:18:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-16T20:17:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/statue-of-liberty-with-manhattan-skyline-overlooking-calm-daytime-waters.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Martin Lee\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Martin Lee\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html\"},\"author\":{\"name\":\"Martin Lee\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/4c81964f9e27fc4c28ae50db1505e935\"},\"headline\":\"Health Insurance When Traveling: Should You Include the USA?\",\"datePublished\":\"2025-12-01T15:18:52+00:00\",\"dateModified\":\"2025-12-16T20:17:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html\"},\"wordCount\":1799,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/statue-of-liberty-with-manhattan-skyline-overlooking-calm-daytime-waters.webp\",\"keywords\":[\"Ban_gen\",\"CTA_gen\",\"expat health insurance\",\"insurance for travelers\",\"travel health insurance\",\"travel insurance\",\"United States health care\",\"United States health insurance\"],\"articleSection\":[\"Expat Insurance\",\"Travel\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html\",\"name\":\"Health Insurance When Traveling: Should You Include the USA?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/statue-of-liberty-with-manhattan-skyline-overlooking-calm-daytime-waters.webp\",\"datePublished\":\"2025-12-01T15:18:52+00:00\",\"dateModified\":\"2025-12-16T20:17:51+00:00\",\"description\":\"It is crucial to have health insurance when traveling in the USA. We explain the reason and help you decide what type of coverage is best for you.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html#primaryimage\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/statue-of-liberty-with-manhattan-skyline-overlooking-calm-daytime-waters.webp\",\"contentUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/statue-of-liberty-with-manhattan-skyline-overlooking-calm-daytime-waters.webp\",\"width\":1280,\"height\":720,\"caption\":\"Image of Statue Of Liberty With Manhattan Skyline Overlooking Calm Daytime Waters with text overlay of \\\"Health Insurance When Traveling: Should You Include the USA?\\\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/health-insurance-when-traveling-should-you-include-the-usa.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Health Insurance When Traveling: Should You Include the USA?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/\",\"name\":\"Pacific Prime's Blog\",\"description\":\"The Lighter Side Of Health Insurance\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\",\"name\":\"Pacific Prime\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/PP_logo-nonSlogan_blue-nonOutline.png\",\"contentUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/PP_logo-nonSlogan_blue-nonOutline.png\",\"width\":3314,\"height\":999,\"caption\":\"Pacific Prime\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pacificprime\",\"https:\\\/\\\/x.com\\\/ThePacificPrime\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/pacific-prime\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/4c81964f9e27fc4c28ae50db1505e935\",\"name\":\"Martin Lee\",\"description\":\"Martin is a writer and translator with over 10 years of experience. He writes articles and blog posts, creates infographics and videos, translates between Chinese and English, and more. Skilled at explaining complicated concepts in layman\u2019s terms, Martin believes the gold standard of translation is attained when the translated text is not only accurate, but also reads like an original text. Martin holds a degree in Economics from the University of London, UK. Since joining Pacific Prime, Martin has become even more aware of the gap between the true value of insurance products and most people\u2019s appreciation of it, and developed a passion for demystifying and simplifying matters, so that more people get the protection they need at a cost they can easily afford. In his free time, Martin attends concerts of various genres, and plays the violin with piano accompaniment he pre-recorded himself or played live by his niece.\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/author\\\/martin-lee\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Health Insurance When Traveling: Should You Include the USA?","description":"It is crucial to have health insurance when traveling in the USA. We explain the reason and help you decide what type of coverage is best for you.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html","og_locale":"en_US","og_type":"article","og_title":"Health Insurance When Traveling: Should You Include the USA?","og_description":"It is crucial to have health insurance when traveling in the USA. We explain the reason and help you decide what type of coverage is best for you.","og_url":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html","og_site_name":"Pacific Prime&#039;s Blog","article_publisher":"https:\/\/www.facebook.com\/pacificprime","article_published_time":"2025-12-01T15:18:52+00:00","article_modified_time":"2025-12-16T20:17:51+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/statue-of-liberty-with-manhattan-skyline-overlooking-calm-daytime-waters.webp","type":"image\/webp"}],"author":"Martin Lee","twitter_misc":{"Written by":"Martin Lee","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html#article","isPartOf":{"@id":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html"},"author":{"name":"Martin Lee","@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/person\/4c81964f9e27fc4c28ae50db1505e935"},"headline":"Health Insurance When Traveling: Should You Include the USA?","datePublished":"2025-12-01T15:18:52+00:00","dateModified":"2025-12-16T20:17:51+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html"},"wordCount":1799,"commentCount":0,"publisher":{"@id":"https:\/\/www.pacificprime.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html#primaryimage"},"thumbnailUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/statue-of-liberty-with-manhattan-skyline-overlooking-calm-daytime-waters.webp","keywords":["Ban_gen","CTA_gen","expat health insurance","insurance for travelers","travel health insurance","travel insurance","United States health care","United States health insurance"],"articleSection":["Expat Insurance","Travel"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html","url":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html","name":"Health Insurance When Traveling: Should You Include the USA?","isPartOf":{"@id":"https:\/\/www.pacificprime.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html#primaryimage"},"image":{"@id":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html#primaryimage"},"thumbnailUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/statue-of-liberty-with-manhattan-skyline-overlooking-calm-daytime-waters.webp","datePublished":"2025-12-01T15:18:52+00:00","dateModified":"2025-12-16T20:17:51+00:00","description":"It is crucial to have health insurance when traveling in the USA. We explain the reason and help you decide what type of coverage is best for you.","breadcrumb":{"@id":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html#primaryimage","url":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/statue-of-liberty-with-manhattan-skyline-overlooking-calm-daytime-waters.webp","contentUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/statue-of-liberty-with-manhattan-skyline-overlooking-calm-daytime-waters.webp","width":1280,"height":720,"caption":"Image of Statue Of Liberty With Manhattan Skyline Overlooking Calm Daytime Waters with text overlay of \"Health Insurance When Traveling: Should You Include the USA?\""},{"@type":"BreadcrumbList","@id":"https:\/\/www.pacificprime.com\/blog\/health-insurance-when-traveling-should-you-include-the-usa.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pacificprime.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Health Insurance When Traveling: Should You Include the USA?"}]},{"@type":"WebSite","@id":"https:\/\/www.pacificprime.com\/blog\/#website","url":"https:\/\/www.pacificprime.com\/blog\/","name":"Pacific Prime's Blog","description":"The Lighter Side Of Health Insurance","publisher":{"@id":"https:\/\/www.pacificprime.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pacificprime.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/www.pacificprime.com\/blog\/#organization","name":"Pacific Prime","url":"https:\/\/www.pacificprime.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/PP_logo-nonSlogan_blue-nonOutline.png","contentUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/PP_logo-nonSlogan_blue-nonOutline.png","width":3314,"height":999,"caption":"Pacific Prime"},"image":{"@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pacificprime","https:\/\/x.com\/ThePacificPrime","https:\/\/www.linkedin.com\/company\/pacific-prime\/"]},{"@type":"Person","@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/person\/4c81964f9e27fc4c28ae50db1505e935","name":"Martin Lee","description":"Martin is a writer and translator with over 10 years of experience. He writes articles and blog posts, creates infographics and videos, translates between Chinese and English, and more. Skilled at explaining complicated concepts in layman\u2019s terms, Martin believes the gold standard of translation is attained when the translated text is not only accurate, but also reads like an original text. Martin holds a degree in Economics from the University of London, UK. Since joining Pacific Prime, Martin has become even more aware of the gap between the true value of insurance products and most people\u2019s appreciation of it, and developed a passion for demystifying and simplifying matters, so that more people get the protection they need at a cost they can easily afford. In his free time, Martin attends concerts of various genres, and plays the violin with piano accompaniment he pre-recorded himself or played live by his niece.","url":"https:\/\/www.pacificprime.com\/blog\/author\/martin-lee"}]}},"_links":{"self":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/3654","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/users\/63"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/comments?post=3654"}],"version-history":[{"count":14,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/3654\/revisions"}],"predecessor-version":[{"id":27207,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/3654\/revisions\/27207"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/media\/26750"}],"wp:attachment":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/media?parent=3654"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/categories?post=3654"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/tags?post=3654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}