{"id":31242,"date":"2026-09-08T03:38:38","date_gmt":"2026-09-07T19:38:38","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=31242"},"modified":"2026-09-08T03:38:38","modified_gmt":"2026-09-07T19:38:38","slug":"health-insurance-seniors-retirees-indonesia","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/health-insurance-seniors-retirees-indonesia.html","title":{"rendered":"Health Insurance for Seniors &#038; Retirees in Indonesia (Bali) (2026)"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Health insurance is mandatory for the E33F and E33E KITAS visas for seniors retiring to Indonesia. Securing international health insurance provides coverage stability, and the sooner you purchase coverage, the better the benefits and price.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Pacific Prime <\/span><a href=\"https:\/\/www.pacificprime.com\/state-of-health-insurance-2025\/download-SOHI-2025?uid=1335828392\"><span style=\"font-weight: 400;\">State of Health Insurance Report 2025<\/span><\/a><span style=\"font-weight: 400;\"> outlines how Indonesia\u2019s medical system is overrun and undergoing drastic insurance overhauls. These factors should lead expats to prioritize <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/top-indonesia-insurance-companies-expats.html\"><span style=\"font-weight: 400;\">reliable international health insurance<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this article, we\u2019ll cover health insurance requirements for Indonesia, explain <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/pre-existing\/\"><span style=\"font-weight: 400;\">pre-existing conditions coverage<\/span><\/a><span style=\"font-weight: 400;\">, compare <\/span><a href=\"https:\/\/www.pacific-prime.cn\/en\/insurance-plans\/senior-citizen\/\"><span style=\"font-weight: 400;\">providers for older expats<\/span><\/a><span style=\"font-weight: 400;\">, and more.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What are the Health Insurance Requirements for Expat Retirees in Indonesia?<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-31245 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/traditional-balinese-gateway-framed-by-lush-tropical-greenery.webp\" alt=\"Image of Traditional Balinese Gateway Framed By Lush Tropical Greenery with text overlay of &quot;What are the Health Insurance Requirements for Expat Retirees in Indonesia?&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/traditional-balinese-gateway-framed-by-lush-tropical-greenery.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/traditional-balinese-gateway-framed-by-lush-tropical-greenery-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/traditional-balinese-gateway-framed-by-lush-tropical-greenery-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/traditional-balinese-gateway-framed-by-lush-tropical-greenery-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/traditional-balinese-gateway-framed-by-lush-tropical-greenery-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The two tracks to retirement in Indonesia are the E33F and the E33E KITAS visas, which both require health insurance. Coverage should include a minimum of IDR 25,000,000 (about USD $1,500\u2013$1,600) for at least one year and medical evacuation and repatriation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Coverage must be active before you apply for your visa and should extend through your stay. Always refer to the <\/span><a href=\"https:\/\/evisa.imigrasi.go.id\/\"><span style=\"font-weight: 400;\">official e-Visa Website<\/span><\/a><span style=\"font-weight: 400;\"> for other qualifications and changes.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Will My Insurer Cover My Pre-existing Conditions?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Most pre-existing conditions are not automatically included in <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health coverage<\/span><\/a><span style=\"font-weight: 400;\">, and some companies exclude pre-existing conditions altogether. Those who cover these conditions may require moratoriums, waiting periods, or loading.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Moratorium Underwriting:<\/b><span style=\"font-weight: 400;\"> Do not share your medical history upfront, and insurers exclude conditions from the last five years. After two continuous years on your policy without symptoms or treatment, it may become covered.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Full Medical Underwriting:<\/b><span style=\"font-weight: 400;\"> Share all your medical history when you apply for coverage, and the insurer decides whether to cover you in full, with exclusions, or not at all.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Exclusions<\/b><span style=\"font-weight: 400;\">: Insurers cover most of your medical needs but not all of them. They exclude coverage for conditions they deem too financially risky.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Loading:<\/b><span style=\"font-weight: 400;\"> Insurers cover your pre-existing condition but charge a higher rate, usually reflected in your premium, to offset their financial risk.\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-24' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_5.jpg\" alt=\"blog banner asia 5\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Where is the Best Place to Receive Medical Care in Indonesia?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Jakarta has <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/best-hospitals-in-indonesia-for-expats-and-visitors.html\"><span style=\"font-weight: 400;\">the best hospitals in Indonesia<\/span><\/a><span style=\"font-weight: 400;\">. Healthcare on Bali is sufficient for everyday expat and <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/travel-insurance-digital-nomads.html\"><span style=\"font-weight: 400;\">digital nomad<\/span><\/a><span style=\"font-weight: 400;\"> needs, but medical care on outer islands and rural areas is unreliable and sparse.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Because <\/span><a href=\"http:\/\/pacificprime.com\/country\/asia\/indonesia-health-insurance-pacific-prime-international\"><span style=\"font-weight: 400;\">Indonesia\u2019s healthcare system<\/span><\/a><span style=\"font-weight: 400;\"> is inconsistent, serious medical cases often require transportation to Singapore, which makes securing international health insurance coverage with medical evacuation a necessity.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">When Should Retiree Expats Get International Health Insurance?<\/span><\/h2>\n<p><b>It is recommended that expats secure coverage before age 60<\/b><span style=\"font-weight: 400;\"> to lock in renewability, lower pricing, and to avoid pre-existing conditions exclusions.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Most companies have new-applicant age limits of under 75, with some limits being in the 60s. Starting your plan younger also guarantees you can get lifetime renewal.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Health Insurance Cost and Benefits Breakdown for Indonesian Expats<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pacific Prime\u2019s <\/span><a href=\"https:\/\/www.pacificprime.com\/cost-of-health-insurance-report-2024?uid=1335785808\"><span style=\"font-weight: 400;\">Cost of International Health Insurance Report<\/span><\/a><span style=\"font-weight: 400;\"> from 2024 shows <\/span><b>individual plans in Indonesia averaged USD $4,734<\/b><span style=\"font-weight: 400;\"> in 2024, while <\/span><b>family plans averaged USD $12,909<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Health insurance prices are higher for senior expats because older individuals often have more health complications. Below we\u2019ve outlined estimated annual prices by age for a basic plan from top insurers <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa<\/span><\/a><span style=\"font-weight: 400;\">, and <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-23' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_4.jpg\" alt=\"blog banner asia 4\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th colspan=\"4\">\n<h2><span style=\"font-weight: 400;\">Annual Estimate of International Health Insurance Cost Comparison: Allianz vs. Bupa vs. Cigna (USD)<\/span><\/h2>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><b>Insurer<\/b><\/td>\n<td><b>Age 55<\/b><\/td>\n<td><b>Age 65<\/b><\/td>\n<td><b>Age 70<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Allianz<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,800\u2013$5,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,000\u2013$6,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,000\u2013$6,500+<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Bupa<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$5,500\u2013$8,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$7,500\u2013$17,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$12,000\u2013$17,500+<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cigna<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,000\u2013$5,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$6,500\u2013$7,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$6,500\u2013$7,500+<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">To find out more about the cost of insurance, check out our article \u201c<\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-cost-in-indonesia.html\"><span style=\"font-weight: 400;\">How Much Does Health Insurance Cost in Indonesia?<\/span><\/a><span style=\"font-weight: 400;\">\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Below we\u2019ve compared some of the common concerns for senior expats securing international health insurance.<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th colspan=\"6\">\n<h2><span style=\"font-weight: 400;\">International Health Insurance for Senior Expats Comparison<\/span><\/h2>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><\/td>\n<td><b>Allianz<\/b><\/td>\n<td><b>AXA<\/b><\/td>\n<td><b>Bupa<\/b><\/td>\n<td><b>Cigna<\/b><\/td>\n<td><b>NOW Health<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">New applicant age limit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Under 75<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Under 80<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Under 75<\/span><\/td>\n<td><span style=\"font-weight: 400;\">None<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Under 80<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Guaranteed lifetime renewal<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Available, depending on starting enrollment age<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pre-existing conditions coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Available, subject to underwriting<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Generally not available but subject to underwriting<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Generally not available but subject to underwriting<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Available, subject to underwriting<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Available, subject to underwriting<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental and vision<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-22' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_3.jpg\" alt=\"blog banner asia 3\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Will my US health insurance cover me in Indonesia?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">US health insurance, including Medicaid and Medicare, does not cover you abroad. Without international health insurance, expats must pay for medical care out of pocket.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can I work remotely or start a business on an E33F Retirement Visa?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">It is against the law to work while living in Indonesia on an E33F visa.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What is the minimum age for a Retirement KITAS in 2026?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In 2026, the Silver Hair (E33E) and standard Retirement (E33F) visas are for individuals 60 years or older. Previously it was 55.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The sooner senior expats obtain international health insurance, the better their prices and benefits will be. Having health insurance is required for expats in Indonesia, so purchasing coverage is essential for visa approval.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Use our <\/span><a href=\"https:\/\/health.pacificprime.com\/ALP\/general\/R\/pg1?mtch=p&amp;kwds=pacific%20prime%20broker&amp;cmid=13071692362&amp;dgid=127509589412&amp;kwid=kwd-2464191153557&amp;dvce=c&amp;crtv=549937214290&amp;adps=&amp;netw=Search&amp;gad_source=1&amp;gad_campaignid=13071692362&amp;gbraid=0AAAAAD88GYqIG49F8WUAxH-cYyimBPj7v&amp;gclid=Cj0KCQjw--7UBhCpARIsAGJBptgpjTPTs9f8pU067qzXChJ4sp5oBtBGAIiqcDEWhOlMRgAduNZ0rgQaAlLSEALw_wcB\"><span style=\"font-weight: 400;\">free quote tool<\/span><\/a><span style=\"font-weight: 400;\">, or <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">contact our brokers<\/span><\/a><span style=\"font-weight: 400;\"> to find the right plan for you.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Health insurance is mandatory for the E33F and E33E KITAS visas for seniors retiring to Indonesia. Securing international health insurance provides coverage stability, and the sooner you purchase coverage, the better the benefits and price. The Pacific Prime State of Health Insurance Report 2025 outlines how Indonesia\u2019s medical system is overrun and undergoing drastic insurance &#8230;<\/p>\n","protected":false},"author":54,"featured_media":31244,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-31242","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Health Insurance for Seniors &amp; Retirees in Indonesia (Bali) (2026)<\/title>\n<meta name=\"description\" content=\"Health insurance is required for senior expats in Indonesia. Find out more about pre-existing conditions coverage, prices by age, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-seniors-retirees-indonesia.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Health Insurance for Seniors &amp; Retirees in Indonesia (Bali) (2026)\" \/>\n<meta property=\"og:description\" content=\"Health insurance is required for senior expats in Indonesia. 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