{"id":29639,"date":"2026-03-27T08:46:40","date_gmt":"2026-03-27T00:46:40","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=29639"},"modified":"2026-03-27T08:46:40","modified_gmt":"2026-03-27T00:46:40","slug":"pre-existing-conditions-health-insurance-spain","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/pre-existing-conditions-health-insurance-spain.html","title":{"rendered":"Pre-Existing Conditions and Health Insurance in Spain"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Coverage for pre-existing conditions in Spain varies by health insurance plan. If you qualify for public health insurance in Spain, you will have coverage for your pre-existing conditions. Private health insurance providers may cover pre-existing conditions at a greater cost.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you an expat with pre-existing conditions looking for guidance on how to find health insurance for your move to Spain? This article from the insurance experts at Pacific Prime can help you find the answers you\u2019re looking for.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We will explain what counts as a pre-existing condition, tell how to find coverage in Spain, and recommended health insurance providers. Keep reading to learn more about <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/europe\/spain-health-insurance-pacific-prime-international\/\"><span style=\"font-weight: 400;\">health insurance in Spain<\/span><\/a><span style=\"font-weight: 400;\">, or use our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">free quote tool<\/span><\/a><span style=\"font-weight: 400;\"> to begin comparing health insurance plans.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What Counts as a Pre-Existing Condition<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-29642 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/oncology-doctor-consulting-female-patient-seated-upright-in-hospital-bed.webp\" alt=\"Image of Oncology Doctor Consulting Female Patient Seated Upright In Hospital Bed with text overlay of &quot;What Counts as a Pre-Existing Condition&quot;\" width=\"1244\" height=\"700\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/oncology-doctor-consulting-female-patient-seated-upright-in-hospital-bed.webp 1244w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/oncology-doctor-consulting-female-patient-seated-upright-in-hospital-bed-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/oncology-doctor-consulting-female-patient-seated-upright-in-hospital-bed-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/oncology-doctor-consulting-female-patient-seated-upright-in-hospital-bed-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/oncology-doctor-consulting-female-patient-seated-upright-in-hospital-bed-150x84.webp 150w\" sizes=\"auto, (max-width: 1244px) 100vw, 1244px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Any illness, injury, or condition that occurs before an expat starts their new health insurance plan can be considered a <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/pre-existing\/\"><span style=\"font-weight: 400;\">pre-existing condition<\/span><\/a><span style=\"font-weight: 400;\">. This also includes any symptoms that expats may have received medical treatment, diagnosis, or advice for.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pre-existing conditions can include many different conditions, but we have listed a few of the most common below:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Diabetes<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Depression<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cancer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lupus<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Epilepsy<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sleep apnea<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pregnancy<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chronic obstructive pulmonary disease<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Less severe conditions, such as asthma and acne, can also be included as pre-existing conditions. What an insurance company deems a pre-existing condition can vary slightly depending on the company.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Challenges with Finding Coverage for Pre-Existing Conditions in Spain<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">It can be difficult to find coverage for pre-existing conditions due to some private health insurance providers denying the coverage. Expats may find the process discouraging.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Insuring a person with a pre-existing condition is a predictable financial risk that some insurance companies do not want to take. They may either exclude coverage for these conditions completely or charge higher premiums.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Finding the right health insurance option for your needs is key to getting coverage for pre-existing conditions in Spain.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-30' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_1.jpg\" alt=\"Blog Banner Europe 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Health Insurance Options for Pre-Existing Conditions in Spain<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Expats in Spain have the option of using private or public health insurance to cover their pre-existing conditions. Not every expat may qualify for public health insurance, and they may be required to have private health insurance, depending on their visa.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Private Health Insurance for Pre-Existing Conditions in Spain<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Some <a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-spain-expats-guide.html\">private health insurance plans<\/a> may cover pre-existing conditions in Spain in return for higher premiums, exclusions, or waiting periods. When applying for private health insurance, an expat must disclose their pre-existing conditions to the insurance company.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once the insurance company has this information, it can decide how to move forward with the coverage. Some options they may take are:\u00a0<\/span><\/p>\n<ul>\n<li><b>Exclusion of the Condition: <\/b><span style=\"font-weight: 400;\">The insurer may cover all of the expat\u2019s medical expenses, but not the pre-existing condition. Any claims related to the pre-existing condition will not be covered.\u00a0<\/span><\/li>\n<li><b>Coverage with Higher Annual Premiums: <\/b><span style=\"font-weight: 400;\">The insurer may provide coverage for pre-existing conditions in exchange for raising the annual premium.\u00a0<\/span><\/li>\n<li><b>Waiting Period or Moratorium: <\/b><span style=\"font-weight: 400;\">The insurer may cover the condition after premiums have been paid for a predetermined waiting period. A moratorium is when the insurer uses the waiting period to determine whether or not it is worth the financial risk to cover the pre-existing conditions.\u00a0<\/span><\/li>\n<li><b>Limit of Benefits for the Condition: <\/b><span style=\"font-weight: 400;\">The insurer may choose to cover the pre-existing condition, but at a lower limit on the benefits that can be claimed relating to the pre-existing condition.\u00a0<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Public Health Insurance for Pre-Existing Conditions in Spain<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expats with pre-existing conditions can find coverage through Spain\u2019s public health insurance, <\/span><a href=\"https:\/\/www.sanidad.gob.es\/organizacion\/sns\/home.htm\"><span style=\"font-weight: 400;\">Sistema Nacional de Salud (National Health System)<\/span><\/a><span style=\"font-weight: 400;\">. This public health insurance covers all Spanish citizens, permanent residents, and expats who contribute to social security through work.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Spanish National Health System covers many medical services, with the following being some of the benefits:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">General practitioner and specialist visits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pregnancy and childbirth<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Diagnostics<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Palliative care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical transport<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Spain\u2019s healthcare system is decentralized, which means that healthcare is overseen by the region. Because of this decentralized system, healthcare services covered by the National Health System may vary by region.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This public health insurance does not cover all medications, dental services, and eyeglasses. Expats looking for a more comprehensive option of coverage can purchase supplemental private health insurance.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Expats who are not working in Spain and aren\u2019t permanent residents will not qualify for this health insurance. They will need to purchase their own private health insurance to stay protected and to meet visa requirements.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">They may also apply for <\/span><a href=\"https:\/\/www.sanidad.gob.es\/en\/servCiudadanos\/internacional\/convenioEspecial.htm\"><span style=\"font-weight: 400;\">Convenio Especial<\/span><\/a><span style=\"font-weight: 400;\">, a paid, voluntary scheme that is offered by the regional healthcare authorities within the SNS. It\u2019s aimed at people who do not qualify for the SNS, but are still legal residents and have been in Spain for a year.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This option allows expats to buy into Spain\u2019s public healthcare coverage for a monthly fee.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-31' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_2.jpg\" alt=\"Blog Banner Europe 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Recommended Health Insurance Providers for Pre-Existing Conditions<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Some of the top recommended health insurance providers for pre-existing conditions are <\/span><b>Cigna Global<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Allianz<\/b><span style=\"font-weight: 400;\">. These health insurance companies require full medical underwriting for all applicants and will decide how to handle applicants&#8217; pre-existing conditions after.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cigna Global and Allianz may choose to cover the pre-existing condition if it is minor or stable, or they may cover it at a higher premium. It is important for you to disclose your medical information completely and thoroughly when you apply.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Cigna Global Plans for Spain<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna Global <\/span><\/a><span style=\"font-weight: 400;\">is one of the most popular international health insurance providers due to their high benefit limits and customizable plan options. After the medical underwriting, they may decide to cover pre-existing conditions depending on their severity.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Expats can choose between Cigna\u2019s <\/span><b>Global Health Option plans in Silver, Gold, and Platinum<\/b><span style=\"font-weight: 400;\">. There is also <\/span><b>Close Care plan<\/b><span style=\"font-weight: 400;\">, a cheaper health insurance plan with a smaller global network, but it may require optional add-ons to fit Spain\u2019s visa requirements.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We have compiled the main core benefits of these plans in the table below.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"5\"><b>Cigna Global Plan Benefits for Spain<\/b><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><b>Platinum<\/b><\/td>\n<td><b>Silver<\/b><\/td>\n<td><b>Gold<\/b><\/td>\n<td><b>Close Care<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Annual benefit limit<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Unlimited<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $2,000,000\/EUR \u20ac1,600,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,000,000\/EUR \u20ac 800,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $500,000\/around EUR\u00a0 \u20ac 422,00<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Area of coverage<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Worldwide options<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Worldwide options<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Worldwide options<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Spain and home country<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Hospitalization and surgery<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Inpatient care and private room\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Covered\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered for a semi-private room<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-32' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_3.jpg\" alt=\"Blog Banner Europe 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Allianz Plans for Spain<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><span style=\"font-weight: 400;\"> is a leading international health insurance provider that offers full medical underwriting, meaning some pre-existing conditions may be accepted. They may also use moratorium underwriting, under which previously excluded conditions may become eligible.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Expats in Spain can choose between Allianz\u2019s three Core plans: <\/span><b>Care Base, Care Enhanced, <\/b><span style=\"font-weight: 400;\">and <\/span><b>Care Signature. <\/b><span style=\"font-weight: 400;\">Once you have selected the Core plan you prefer, you can add additional coverage. Additional coverage is available through <\/span><b>Allianz Care\u2019s Outpatient plan<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Dental plan<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We have listed the core benefits below.\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\"><b>Allianz Care Core Plan Benefits for Spain<\/b><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><b>Care Base<\/b><\/td>\n<td><b>Care Enhanced<\/b><\/td>\n<td><b>Care Signature<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Annual benefit limit<\/b><\/td>\n<td><span style=\"font-weight: 400;\">EUR \u20ac 1,000,000\/USD $1,350,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">EUR \u20ac 2,000,000\/USD $2,700,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">EUR \u20ac 3,703,705\/USD $ 5,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Private hospital accommodation\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Inpatient surgical fees<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Inpatient prescriptions<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Inpatient diagnostic tests<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-33' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_4.jpg\" alt=\"Blog Banner Europe 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions:\u00a0<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Can private health insurance cover pre-existing conditions in Spain?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Private health insurance in Spain may cover pre-existing conditions, depending on the provider and the policy. Some private health insurance providers may cover these conditions with higher premiums or with waiting periods for coverage.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can expats with pre-existing conditions get international health insurance?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expats with pre-existing conditions can get international health insurance for their time abroad. Depending on their plan, they may have to pay higher premiums for their coverage, or their pre-existing condition may be excluded.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can American expats in Spain use their US health insurance?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">American expats in Spain cannot use their US health insurance to pay medical fees. US health insurance is only valid within the US, and they will need to either pay out of pocket for medical services in Spain or find a private health insurance plan.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion:<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Expats with pre-existing conditions moving to Spain can find health insurance coverage through public or private plans. Not every expat in Spain is eligible for public health insurance and will need to find their own private health insurance policy to stay covered abroad.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you ready to find coverage for your pre-existing conditions? Let the insurance experts at Pacific Prime help you find the right health insurance plan. As a global health insurance broker who specializes in <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/expat-health-insurance\/\"><span style=\"font-weight: 400;\">expat health insurance<\/span><\/a><span style=\"font-weight: 400;\">, Pacific Prime can offer a wealth of professional expertise.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We offer free and unbiased advice. <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> to discuss a range of Spain health insurance plans available for you, your loved ones, or your group. To get a no-obligation, free price comparison <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-redirecting\/\"><span style=\"font-weight: 400;\">quote<\/span><\/a><span style=\"font-weight: 400;\">, visit our website today!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you enjoyed this article, check out our other articles on topics other expats in Spain may be interested in below!<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-retirees-spain.html\"><span style=\"font-weight: 400;\">Health Insurance for Retirees in Spain: Coverage for Over-60s<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/how-to-get-health-insurance-spain.html\"><span style=\"font-weight: 400;\">How to Get Health Insurance in Spain: Step-by-Step for Expats<\/span><\/a><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-34' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_5.jpg\" alt=\"Blog Banner Europe 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Coverage for pre-existing conditions in Spain varies by health insurance plan. If you qualify for public health insurance in Spain, you will have coverage for your pre-existing conditions. Private health insurance providers may cover pre-existing conditions at a greater cost.\u00a0 Are you an expat with pre-existing conditions looking for guidance on how to find health &#8230;<\/p>\n","protected":false},"author":54,"featured_media":29641,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-29639","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pre-Existing Conditions and Health Insurance in Spain<\/title>\n<meta name=\"description\" content=\"Are you an expat with chronic conditions who wants to move to Spain? 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