{"id":29090,"date":"2026-02-24T02:14:44","date_gmt":"2026-02-23T18:14:44","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=29090"},"modified":"2026-02-24T02:18:08","modified_gmt":"2026-02-23T18:18:08","slug":"top-health-insurance-in-thailand-for-british-expats","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/top-health-insurance-in-thailand-for-british-expats.html","title":{"rendered":"Top Health Insurance in Thailand for British Expats: Options and Benefits"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Top health insurance for British expats in Thailand includes <\/span><b>AXA Thailand, AIA, Luma, Allianz Ayudhya, April, and more<\/b><span style=\"font-weight: 400;\">. Thailand has a robust insurance market, and British expats can find a wealth of options from both local and international providers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this article, we will take you through some common offerings from top insurers in Thailand. British expats can familiarize themselves with general plan structures, benefits, and characteristics of <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/asia\/thailand-health-insurance\/\"><span style=\"font-weight: 400;\">health insurance in Thailand<\/span><\/a><span style=\"font-weight: 400;\"> to better inform their purchase before settling in the Land of Smiles.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Best Health Insurance Options for British Expats in Thailand<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-29093 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-and-red-riverboat-cruising-past-central-bangkok-waterfront-buildings.webp\" alt=\"Image of White And Red Riverboat Cruising Past Central Bangkok Waterfront Buildings with text overlay of &quot;Best Health Insurance Options for British Expats in Thailand&quot;\" width=\"1244\" height=\"700\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-and-red-riverboat-cruising-past-central-bangkok-waterfront-buildings.webp 1244w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-and-red-riverboat-cruising-past-central-bangkok-waterfront-buildings-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-and-red-riverboat-cruising-past-central-bangkok-waterfront-buildings-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-and-red-riverboat-cruising-past-central-bangkok-waterfront-buildings-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-and-red-riverboat-cruising-past-central-bangkok-waterfront-buildings-150x84.webp 150w\" sizes=\"auto, (max-width: 1244px) 100vw, 1244px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">To find the best health insurance options in Thailand, it is essential that expats thoroughly familiarize themselves with common terms, jargon, and offerings from insurers. In the following section, we will compare offerings from some top insurers in Thailand, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AXA Thailand<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AIA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Luma<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Allianz Ayudhya<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">April\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pacific Cross<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thaivivat<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">LMG Insurance<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Read on to find out more about what you can expect for your health policies in Thailand and what essential coverage you should look for when securing your health insurance in Thailand.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Allianz Ayudhya Health Insurance for Expats in Thailand<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/allianz-ayudhya-pacific-prime-thailand\/\"><span style=\"font-weight: 400;\">Allianz Ayudhya<\/span><\/a><span style=\"font-weight: 400;\"> is a trusted name in Thailand, with a large international and local presence. Allianz Ayudhya\u2019s offerings range from Basic Care, which caters primarily to health coverage in Thailand, to Flex Care, which offers international coverage on top of family discounts.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to the core plan, which provides coverage for inpatient treatments, expats can enhance their coverage by adding optional benefits such as outpatient, maternity, dental and optical, and personal accident coverage to safeguard against other potential risks.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">Allianz Ayudhya\u2019s Offerings Comparison<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Basic Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Max Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Beyond Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Flex Care<\/span><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage up to THB 750,000\/policy year<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional outpatient and personal accident coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lifetime renewal<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Telemedicine service<\/span><\/li>\n<\/ul>\n<\/td>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage up to THB 5 million\/confinement<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional outpatient, maternity, and personal accidents coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lifetime renewal<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Over 490 hospitals and clinics in the cashless network<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Telemedicine<\/span><\/li>\n<\/ul>\n<\/td>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">International coverage (excluding the US)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage up to THB 30 million\/confinement<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional outpatient, maternity, and personal accident coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency medical evacuation and repatriation coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Annual health check coverage<\/span><\/li>\n<\/ul>\n<\/td>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">International coverage (excluding the US)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Up to THB 50 million in annual maximum limit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional outpatient, maternity, wellbeing, and dental and optical coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deductible options<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Payment frequency options<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Family discount<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-48' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Thailand_3.jpg\" alt=\"Blog Banner Thailand 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">April MyHEALTH Thailand for British Expats<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/april-international-insurance-pacific-prime-thailand\/\"><span style=\"font-weight: 400;\">April<\/span><\/a><span style=\"font-weight: 400;\">\u2019s MyHEALTH Thailand offers comprehensive inpatient and cancer coverage for British expats in Thailand. On top of the core plan, expats can add April\u2019s optional benefits packages of outpatient, maternity, and dental and optical care for better and a wider range of coverage.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">April MyHEALTH Thailand\u2019s Benefits at a Glance (THB)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Benefits<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Essential<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Extensive<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Elite<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Limit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">32,750,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">65,500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospitalization<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Room and Board<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Standard private room<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Standard private room<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Standard private room<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Surgery<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Treatment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Complications of Pregnancy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2573<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,637,500 per pregnancy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical Checkup<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2573<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation and Repatriation<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">Up to US$1,000,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">April MyHEALTH Thailand\u2019s Optional Benefits<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Optional Outpatient<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Optional Maternity<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Optional Dental &amp; Optical<\/span><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Doctor and specialist visits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medicines, scans, and tests<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Physiotherapy with referral<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical checkups and vaccination<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Complementary Medicine and Traditional Chinese Medicine<\/span><\/li>\n<\/ul>\n<\/td>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pre- and post-natal care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Delivery<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Newborn care<\/span><\/li>\n<\/ul>\n<\/td>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minor dental treatment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Major dental treatment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Eye exams<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescription contact lenses and lenses<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">AXA Thailand Health Insurance Offering for British Expats in Thailand<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-29094 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/wide-river-view-with-bangkok-skyline-rising-beyond-the-waterfront.webp\" alt=\"Image of Wide River View With Bangkok Skyline Rising Beyond The Waterfront with text overlay of &quot;AXA Thailand Health Insurance Offering for British Expats in Thailand&quot;\" width=\"1244\" height=\"700\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/wide-river-view-with-bangkok-skyline-rising-beyond-the-waterfront.webp 1244w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/wide-river-view-with-bangkok-skyline-rising-beyond-the-waterfront-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/wide-river-view-with-bangkok-skyline-rising-beyond-the-waterfront-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/wide-river-view-with-bangkok-skyline-rising-beyond-the-waterfront-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/wide-river-view-with-bangkok-skyline-rising-beyond-the-waterfront-150x84.webp 150w\" sizes=\"auto, (max-width: 1244px) 100vw, 1244px\" \/><\/p>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/axa-insurance-thailand\/\"><span style=\"font-weight: 400;\">AXA Thailand<\/span><\/a><span style=\"font-weight: 400;\"> offers a wide range of plans for British expats in Thailand, from AXA EasyCare, which is tailored especially for Thailand\u2019s long-stay visa compliance, to the International Exclusive plan, which includes international coverage and evacuation service.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Expats who plan to stay mainly in Thailand can opt for AXA EasyCare or Smart Care Essential, which are designed to cover healthcare in Thailand and Thai visa compliance, while SwitchCare and International Exclusive can offer international portability to expats who regularly travel across borders.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">AXA Thailand\u2019s Offerings Comparison<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">SmartCare Essential<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SwitchCare<\/span><\/td>\n<td><span style=\"font-weight: 400;\">International Exclusive<\/span><\/td>\n<td><span style=\"font-weight: 400;\">EasyCare<\/span><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage up to THB 10 million\/illness<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient and outpatient cancer coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Addable wellness, dental, and vision options<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Renewable up to 99<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Option to comply with O-A, O-X, and LTR visas<\/span><\/li>\n<\/ul>\n<\/td>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage up to THB 30 million\/year<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">International coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Immediate protection from the first day<\/span><\/li>\n<\/ul>\n<\/td>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage up to THB 93 million\/year<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">International coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Immediate protection on the first day<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Evacuation and repatriation services<\/span><\/li>\n<\/ul>\n<\/td>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Comply with O-A, O-X, and LTR visas<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Entry age up to 80 (renewal age up to 90)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Up to THB 4 million in coverage\/confinement<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Extensive hospital network<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">LMG Insurance in Thailand<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/lmg-insurance\/\"><span style=\"font-weight: 400;\">LMG Insurance<\/span><\/a><span style=\"font-weight: 400;\"> is a veteran insurer in the Thai market with over 45 years of operation. LMG offers a full suite of insurance for expats in Thailand, including health and accident insurance with international portability or the LMG Long Stay Visa plan, which complies with the O-A Visa\u2019s requirements.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">LMG Insurance\u2019s Offerings Comparison<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Individual Health And Accident Insurance Policy Elite Plus<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Individual Health and Accident Insurance Policy Universal Plus<\/span><\/td>\n<td><span style=\"font-weight: 400;\">LMG Long Stay Visa Plus<\/span><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency outpatient<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cancer care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency evacuation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Three variations available<\/span><\/li>\n<\/ul>\n<\/td>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Higher coverage limits than Individual Health And Accident Insurance Policy Elite Plus<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Worldwide coverage, excluding the US<\/span><\/li>\n<\/ul>\n<\/td>\n<td rowspan=\"4\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Long Stay Visa (O-A Visa) compliance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Data automatically uploaded to the TGIA portal database<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deductible options<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-47' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Thailand_2.jpg\" alt=\"Blog Banner Thailand 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">AIA for British Expats in Thailand<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/aia-insurance-pacific-prime-thailand\/\"><span style=\"font-weight: 400;\">AIA<\/span><\/a><span style=\"font-weight: 400;\"> is one of the longest-standing insurers in the Thai market. Long-term expats looking for affordable yet comprehensive coverage in Thailand can find an ideal plan in AIA Health Happy, while globally mobile expats may find peace of mind in AIA Infinite Care with its worldwide coverage.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">AIA\u2019s Offerings Comparison<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Benefits<\/span><\/td>\n<td><span style=\"font-weight: 400;\">AIA Infinite Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">AIA Health Happy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">AI CI Care (Rider)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Worldwide inpatient and outpatient<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Inpatient and outpatient within Thailand<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Critical illness protection<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Benefit Limit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">THB 60 to 120 Million<\/span><\/td>\n<td><span style=\"font-weight: 400;\">THB 1 to 25 Million<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Varies by Policy<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Includes<\/span><\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Access to private hospitals<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Critical illness coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional riders<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Affordable premiums<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Essential health benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional riders<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lump-sum payout for covered illnesses<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Best for<\/span><\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Digital nomads<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Frequent travelers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">High-net-worth individuals<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Long-term expats<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Retirees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Budget-conscious residents<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Those with a family history of illness or seeking added protection<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">Luma Thailand for British Expats<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/luma\/\"><span style=\"font-weight: 400;\">Luma<\/span><\/a><span style=\"font-weight: 400;\"> Hi5 and Luma PRIME are Luma\u2019s health insurance offerings for expats in Thailand. Both provide coverage for inpatient treatments, pre- and post-hospitalization outpatient care and diagnostics, cancer treatment, and medical evacuation, with Luma PRIME offering higher benefits limits.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Both Luma Hi5 and Luma PRIME also come with optional benefits that can be added to expand the scope of the core plan\u2019s coverage, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vision benefits<\/span><\/li>\n<\/ul>\n<table>\n<tbody>\n<tr>\n<td colspan=\"6\"><span style=\"font-weight: 400;\">Luma\u2019s Benefits at a Glance (THB)<\/span><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"2\"><span style=\"font-weight: 400;\">Benefits<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Luma Hi5<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">Luma PRIME<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Plan 1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Plan 2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Plan 1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Plan 2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Plan 3<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Maximum Limits<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5M<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5M<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10M<\/span><\/td>\n<td><span style=\"font-weight: 400;\">30M<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50M<\/span><\/td>\n<\/tr>\n<tr>\n<td colspan=\"6\"><span style=\"font-weight: 400;\">Hospitalization Benefits<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Room and Board (per day)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">20,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Intensive Care Room and Board<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical Service Fees<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Attending Medical Professional Fee<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical Expenses for Surgery and Surgical Procedures<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Day Surgery<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td colspan=\"6\"><span style=\"font-weight: 400;\">Non-Hospitalization Benefits<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pre- and Post-hospitalization Diagnostics and Outpatient (per policy year)<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">15,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">30,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">100,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Accidental Outpatient (within 24 hrs)<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Treatment<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#x2714;<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#x2714;<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#x2714;<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#x2714;<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#x2714;<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-46' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Thailand_1.jpg\" alt=\"Blog Banner Thailand 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Pacific Cross Health Insurance for Expats in Thailand<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/pacific-cross\/\"><span style=\"font-weight: 400;\">Pacific Cross<\/span><\/a><span style=\"font-weight: 400;\"> offers a range of insurance plans for expats coming to Thailand, starting from the Standard plan for expats looking for reliable and affordable coverage to the Ultima plan with all-inclusive premium coverage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the following table, we provide a quick comparison of three Pacific Cross plans that meet Thailand\u2019s long-stay visa compliance:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">Pacific Cross\u2019 Benefits at a Glance (THB)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Benefits<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Premier Plus<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Maxima Plus<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ultima Plus<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maximum Limit per Confinement<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">Inpatient Benefits<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Room and Board (per confinement)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6,000 per day<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000 per day<\/span><\/td>\n<td><span style=\"font-weight: 400;\">18,000 per day<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Intensive Care Unit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Max. 12,000 per day<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Medical Expenses<\/span><\/td>\n<td><span style=\"font-weight: 400;\">300,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Outpatient<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Treatment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">Maternity Benefits<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Natural Delivery or Planned Caesarean Section without Indication or Medical Necessity<\/span><\/td>\n<td><span style=\"font-weight: 400;\">30,000<\/span><\/td>\n<td rowspan=\"2\"><span style=\"font-weight: 400;\">120,000<\/span><\/td>\n<td rowspan=\"2\"><span style=\"font-weight: 400;\">200,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Caesarean Section<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60,000<\/span><\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">Outpatient Benefits<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Visits (max. 1 visit\/day and overall 30 visits\/year)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">International Assistance Services<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">Thaivivat for Expats in Thailand<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/thaivivat-insurance-pacific-prime-thailand\/\"><span style=\"font-weight: 400;\">Thaivivat<\/span><\/a><span style=\"font-weight: 400;\"> is a longstanding name in Thailand\u2019s insurance market and can offer excellent choices for expats who are looking for coverage in Thailand as well as sufficient insurance coverage for their LTR visa\u2019s application.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"7\"><span style=\"font-weight: 400;\">Thaivivat Star Plus plan\u2019s Benefits at a Glance (THB)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Benefits<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Star 1+<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Star 2+<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Star 3+<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Star 4+<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Star 5+<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Star 6+<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maximum Payable\/Disability<\/span><\/td>\n<td><span style=\"font-weight: 400;\">200,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">800,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Room and Board (per day)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,200<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">14,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Intensive Care Room and Board (per day)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2,400<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospital General Expenses (per disability)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">14,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">45,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">80,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Outpatient<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation and Repatriation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">500,000<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Paid in full up to total IPD limit<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Health Checkup<\/span><\/td>\n<td><span style=\"font-weight: 400;\">500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">800<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental Checkup<\/span><\/td>\n<td><span style=\"font-weight: 400;\">500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">800<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">Thaivivat HLSV Plans for LTR Visa at a Glance<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Benefits<\/span><\/td>\n<td><span style=\"font-weight: 400;\">HLSV01<\/span><\/td>\n<td><span style=\"font-weight: 400;\">HLSV02<\/span><\/td>\n<td><span style=\"font-weight: 400;\">HLSV03<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Limit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">400,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">600,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">800,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Room and Board (per day)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Intensive Care Room and Board (per day)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">16,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospital General Expenses<\/span><\/td>\n<td colspan=\"3\" rowspan=\"2\"><span style=\"font-weight: 400;\">Actual cost<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency OPD<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Visit (Max 1 Visit per Day)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(40,000 per year)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(60,000 per year)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(80,000 per year)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-70' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_Thailand.png\" alt=\"Insurers recommendation blog banner Thailand v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Thailand - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations in Thailand\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton threcbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"april\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-april.png\"\n            alt=\"April\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul class=\"april\">\n          <li>WGlobal Health Plans for Expat Families, Individuals, and Organizations<\/li>\n          <li>30+ Years of International Insurance Expertise<\/li>\n          <li>Comprehensive Benefits<br> Including Dental & Vision<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton threcbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Essential Coverage and Benefits for British Expats in Thailand<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When shopping for your health insurance in Thailand, you will want to make sure how your insurer approaches inpatient (IPD) and outpatient (OPD) benefits, whether you will need additional coverage for your OPD, and if the benefits fully cover your potential risks in the country.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We will discuss each essential benefit expats should look for in more detail below:<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Inpatient (IPD) vs Outpatient (OPD) Coverage in Thailand<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Most insurance plans cover inpatient care in Thailand, but outpatient care generally requires an additional rider to be covered under your health insurance plans. Expats should carefully review their policy structure to make sure they get all the coverage they need.<\/span><\/p>\n<p><b>What does inpatient coverage (IPD) include?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Inpatient coverage generally includes any treatments that require hospitalization. Some common inpatient coverages include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Semi-private or private room during hospitalization<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Intensive Care Units<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medication given during hospitalization<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Surgical, anesthetic, and operating room fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Diagnostic tests given during or as a part of your hospitalization (e.g., X-Rays, CAT, PET, and laboratory tests)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical fees during hospitalization, such as nurse and physician fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pre-hospitalization tests<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Post-hospitalization outpatient follow-ups<\/span><\/li>\n<\/ul>\n<p><b>What does outpatient coverage (OPD) include?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Outpatient coverage generally includes treatments or consultations that do not require hospital stays. Some common outpatient coverages include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">General practitioner or specialist consultation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescription drugs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient diagnostic tests<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescribed physiotherapy<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vaccination<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health checkups and screening<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Some policies will require you to purchase an additional rider to obtain outpatient coverage, while some higher-end policies may already include a certain amount of outpatient coverage within their policies.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether preventive care (e.g., checkups or vaccinations) is included within your outpatient coverage is another area to check.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Expats should carefully compare the benefits offered and the limitations of their plans before commencing their purchase.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Direct Billing Networks: Cashless Treatment in Thai Hospitals<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Direct billing lets the healthcare provider settle your bills directly with your insurer. This means you can walk out of the hospital without making any payment if your treatment is fully covered by your policy and no co-payment or deductible applies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To avail yourself of your insurer\u2019s direct billing service, you must make sure your preferred provider is within the direct billing network of your insurer.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If the provider is within the network, simply present your insurer\u2019s card at the registration, and the provider will arrange direct billing with your insurer with some documents for you to sign.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Direct billing may not be available if you are using an out-of-network provider. Therefore, you will want to go through your insurer\u2019s list of in-network providers to make sure your preferred providers are included or that you have ample choices of in-network providers where you stay in Thailand.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, some insurers may not cover treatments given by out-of-network providers or may not provide full coverage. Hence, it is all the more important that expats check how their insurers approach in-network and out-of-network providers and whether they can easily access in-network providers.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Coverage for Tropical Diseases and Local Risks<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">With its location close to the equator, tropical and mosquito-borne diseases are common in Thailand. Expats should make sure their coverage includes necessary treatments and prevention for these diseases.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Thailand is also notorious for its road safety records and road accident statistics. Expats are recommended to carefully review how their policy handles road traffic-related injuries or loss.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Learn more about common diseases in the Land of Smiles in this article: <\/span><a href=\"https:\/\/www.pacificprime.co.th\/blog\/top-13-diseases-and-medical-conditions-in-thailand-expats-should-be-aware-of\/\"><span style=\"font-weight: 400;\">Top 13 Diseases and Medical Conditions in Thailand that Expats Should Be Aware Of<\/span><\/a><\/p>\n<h3><span style=\"font-weight: 400;\">Emergency Medical Evacuation and Repatriation Coverage in Thailand<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">While major cities boast leading medical institutions, healthcare access and quality can fluctuate across Thailand. Expats living outside of major cities or in Thailand\u2019s rural region will want to secure emergency medical evacuation or repatriation coverage for emergency healthcare access.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Emergency medical evacuation includes transportation to the closest available healthcare facility should the facility in your area not be able to handle your illness or condition.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Medical repatriation lets you be transported back to your home country or your country of residence for continued care.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are looking to explore Thailand beyond its major cities, this coverage can be crucial to your healthcare access, as medical evacuation and repatriation can incur significant costs, and advanced treatment may not be readily available.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-65' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\ndiv.banner-insurers-card-image img.april {\n  width: 80px;\n  height: auto;\n}\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-thailand-bg.png');\n  }\n  div.banner-insurers-card-image img.april {\n    width: 80px;\n    height: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Thailand -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-thailand-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for Thailand<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton threcbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"april\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-april.png\" alt=\"April\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>World-leading Health Insurance Provider for Expats<\/li>\n          <li>Quick and Efficient Claims Process<\/li>\n          <li>Maximum Plan benefits up <br>to USD 5,000,000<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton threcbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner Thailand ends --><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What to Look for When Choosing Your Insurer in Thailand<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">With abundant choices of insurers and insurance offerings in Thailand, there are certain things that you can look for to narrow down your choices, including exclusions, claims turnaround time, technological support, and language support.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Full Reimbursement and Few Exclusions<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">When choosing your insurer, it is essential that you thoroughly comb through their exclusions and terms and conditions. This is where they will outline what your policy will cover and how much. The more you understand these fine prints, the more you can avoid having your claims rejected.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Timely Reimbursement<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">It may take a couple of days or even several weeks for your claim to be approved and paid out. Expats will want to make sure their preferred insurer has a positive reputation when it comes to their claims process, whether it is timeliness or customer support in case of complex claim consideration.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Technological Support<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Paperwork can be a nuisance. Many insurers have introduced online services, from claim submission to complementary virtual health consultation. A good suite of online services can ensure a simpler and smoother insurance experience for you.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Multilingual Support<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">For expats living abroad, multilingual support can be crucial for your healthcare and insurance access. Some insurers will have interpretation and translation services to make sure your insurance needs and concerns are properly addressed.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Can you get health insurance at 70 years old in Thailand?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, it\u2019s possible. Insurers like Allianz Ayudhya, Pacific Cross, and more have plans that are tailored for older expats. Brokers like Pacific Prime can help older expats compare and secure plans that are tailored to their needs and age groups.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Do I need health insurance to retire in Thailand?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Your health insurance requirement will depend on your visa\u2019s status in Thailand. If you\u2019re entering Thailand with an O-A visa, you must have at least THB 40,000 in outpatient coverage and THB 400,000 in inpatient coverage.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can I claim my UK pension while living in Thailand?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, UK expats can claim their UK State Pension or new UK State Pension while living in Thailand.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">There is much more to your right insurance plan than its price tag. A good health insurance plan should meet all your healthcare needs at the right price tag and with ample support to make your experience all the more smooth.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">An insurance broker like Pacific Prime can help you compare plans and address any of your insurance concerns as you settle down in the Land of Smiles.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Thailand has a wealth of <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/asia\/thailand-health-insurance\/\"><span style=\"font-weight: 400;\">insurance options<\/span><\/a><span style=\"font-weight: 400;\"> for expats to choose from, and our expert insurance advisors are more than happy to assist British expats in their insurance journey, from finding the plan that works to representing your interests in negotiation with the insurer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether you are looking for an insurance plan <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">for yourself<\/span><\/a><span style=\"font-weight: 400;\"> or <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/family\/\"><span style=\"font-weight: 400;\">your loved ones<\/span><\/a><span style=\"font-weight: 400;\">, let our advisors help.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact us now<\/span><\/a><span style=\"font-weight: 400;\"> for personalized insurance advice and plan comparison, <\/span><b>free of charge<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Top health insurance for British expats in Thailand includes AXA Thailand, AIA, Luma, Allianz Ayudhya, April, and more. Thailand has a robust insurance market, and British expats can find a wealth of options from both local and international providers. In this article, we will take you through some common offerings from top insurers in Thailand. &#8230;<\/p>\n","protected":false},"author":88,"featured_media":29091,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-29090","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top Health Insurance in Thailand for Australian Expats: Options and Benefits<\/title>\n<meta name=\"description\" content=\"Find and compare top health insurance for Australian expats in Thailand here. Discover plans from top insurers, including AXA Thailand, AIA, Allianz Ayudhya, Luma, April, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/top-health-insurance-in-thailand-for-british-expats.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top Health Insurance in Thailand for Australian Expats: Options and Benefits\" \/>\n<meta property=\"og:description\" content=\"Find and compare top health insurance for Australian expats in Thailand here. Discover plans from top insurers, including AXA Thailand, AIA, Allianz Ayudhya, Luma, April, and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/top-health-insurance-in-thailand-for-british-expats.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-23T18:14:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-23T18:18:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/visitors-boarding-a-longtail-boat-along-phi-phis-sandy-shoreline.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1244\" \/>\n\t<meta property=\"og:image:height\" content=\"700\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Ninnart Ratanasukhon\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ninnart Ratanasukhon\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"14 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-health-insurance-in-thailand-for-british-expats.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-health-insurance-in-thailand-for-british-expats.html\"},\"author\":{\"name\":\"Ninnart Ratanasukhon\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/058bd5f07bab8dc2e80b29a7f8b17ab9\"},\"headline\":\"Top Health Insurance in Thailand for British Expats: Options and Benefits\",\"datePublished\":\"2026-02-23T18:14:44+00:00\",\"dateModified\":\"2026-02-23T18:18:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-health-insurance-in-thailand-for-british-expats.html\"},\"wordCount\":2808,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-health-insurance-in-thailand-for-british-expats.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/visitors-boarding-a-longtail-boat-along-phi-phis-sandy-shoreline.webp\",\"articleSection\":[\"Expat Insurance\",\"Health\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-health-insurance-in-thailand-for-british-expats.html\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-health-insurance-in-thailand-for-british-expats.html\",\"name\":\"Top Health Insurance in Thailand for Australian Expats: Options and Benefits\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-health-insurance-in-thailand-for-british-expats.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-health-insurance-in-thailand-for-british-expats.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/visitors-boarding-a-longtail-boat-along-phi-phis-sandy-shoreline.webp\",\"datePublished\":\"2026-02-23T18:14:44+00:00\",\"dateModified\":\"2026-02-23T18:18:08+00:00\",\"description\":\"Find and compare top health insurance for Australian expats in Thailand here. 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