{"id":27747,"date":"2026-01-15T02:50:18","date_gmt":"2026-01-14T18:50:18","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=27747"},"modified":"2026-01-22T01:31:09","modified_gmt":"2026-01-21T17:31:09","slug":"health-insurance-cost-in-japan","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/health-insurance-cost-in-japan.html","title":{"rendered":"How Much Does Health Insurance Cost in Japan?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The average cost for an individual international health insurance plan in Japan was <\/span><b>USD $5,228 (around JPY 816,744)<\/b><span style=\"font-weight: 400;\"> in <\/span><span style=\"font-weight: 400;\">2025<\/span><span style=\"font-weight: 400;\">. Health insurance costs for expats in Japan will vary depending on whether they have a private or public health insurance plan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you an expat moving to Japan?\u00a0 Are you unsure of what the average premium is for health insurance in the country? The insurance experts at Pacific Prime have created this guide to help you understand what you can expect to pay for <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/asia\/japan-health-insurance\/\"><span style=\"font-weight: 400;\">health insurance in Japan.<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We will share the average health insurance costs in Japan, explain the factors that affect insurance premiums, and more. Keep reading to learn more, or <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">click here for a free health insurance quote<\/span><\/a><span style=\"font-weight: 400;\">!<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Health Insurance Costs in Japan for Expats<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-27752 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/toyama-city-skyline-with-snow-capped-mountains-in-the-background-japan.webp\" alt=\"Image of Toyama City Skyline With Snow-capped Mountains In The Background, Japan with text overlay of &quot;Health Insurance Costs in Japan for Expats&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/toyama-city-skyline-with-snow-capped-mountains-in-the-background-japan.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/toyama-city-skyline-with-snow-capped-mountains-in-the-background-japan-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/toyama-city-skyline-with-snow-capped-mountains-in-the-background-japan-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/toyama-city-skyline-with-snow-capped-mountains-in-the-background-japan-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/toyama-city-skyline-with-snow-capped-mountains-in-the-background-japan-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The average health insurance costs in Japan vary greatly depending on whether you have public or private health insurance and other factors. Public health insurance in Japan is generally more affordable than private health insurance plans due to government subsidies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Foreigners staying in Japan longer than 90 days can enroll in public health insurance in Japan. They may also choose private health insurance plans to further supplement their coverage. Expats staying less than 90 days will not be eligible for public health insurance.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Public Health Insurance Costs in Japan<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Public health insurance costs for expats in Japan vary depending on whether you are a part of the <\/span><a href=\"https:\/\/www.city.kita.lg.jp\/_res\/projects\/default_project\/_page_\/001\/001\/709\/kokuhonotebiki2025_english.pdf\"><span style=\"font-weight: 400;\">National Health Insurance<\/span><\/a><span style=\"font-weight: 400;\"> or an <\/span><a href=\"https:\/\/www.nenkin.go.jp\/international\/japanese-system\/employeespension\/employee.html\"><span style=\"font-weight: 400;\">employer-based plan<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>National Health Insurance (NHI) Costs: <\/b><span style=\"font-weight: 400;\">Members will pay a monthly premium and a 30% copayment on the medical services they receive. Once members have reached their monthly maximum limit for out-of-pocket costs, they will be reimbursed or not charged for further services for the rest of the month.<\/span><\/li>\n<li aria-level=\"1\"><b>Employer-Based Health Insurance Costs: <\/b><span style=\"font-weight: 400;\">Members will split their monthly payments with their employers, with coverage typically costing around 5% of each paycheck. Members have a 30% copayment on the medical services they receive, and there is also a monthly maximum limit for out-of-pocket costs.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Copayments are the same across the different health insurance plans, with cost-sharing varying according to age. Young children and the elderly pay less in copayments.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Private Health Insurance Costs in Japan<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The average annual international health insurance premium for an individual policy was <\/span><b>USD $5,228 (around JPY 816,640) <\/b><span style=\"font-weight: 400;\">in <\/span><span style=\"font-weight: 400;\">2025<\/span><b>.<\/b><span style=\"font-weight: 400;\"> The average yearly cost for a family policy was<\/span><b> USD $14,670 (around JPY2,291,52) <\/b><span style=\"font-weight: 400;\">in the same year.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Private health insurance costs in Japan will vary depending on your plan and your provider. Private health insurance plans from local providers may be less expensive than international health insurance providers, but they offer less geographical coverage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Private health insurance rates rise annually, with Pacific Prime\u2019s data showing us around a <\/span><b>3% increase<\/b><span style=\"font-weight: 400;\"> in individual international health insurance premiums for Japan from 2023 to <\/span><span style=\"font-weight: 400;\">2025<\/span><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-24' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_5.jpg\" alt=\"blog banner asia 5\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Comparing Japan Health Insurance Costs to Other Asian Countries<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Japan\u2019s average international health insurance costs are less expensive than other Asian countries like Hong Kong but more expensive than Malaysia. The table below illustrates the cost of private health insurance in Japan compared to other Asian countries.\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h3><b>Individual International Health Insurance Annual Premiums in Asia<\/b><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Country<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Annual Average Premium (<\/span><span style=\"font-weight: 400;\">2025<\/span><span style=\"font-weight: 400;\">)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hong Kong<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $8,339 (around JPY 1,303,269)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Singapore<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $6,855 (around JPY 1,071,341)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">China<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $5,915 (around JPY 924,432)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Taiwan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $5,710 (around JPY 892,393)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Japan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $5,228 (around JPY 816,744)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">South Korea<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $5,226 (around JPY 816,751)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Malaysia<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $4,969(around JPY 776,585)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">India<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $4,715 (around JPY 736,888)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vietnam<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $4,547(around JPY 710,632)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Families can expect to pay different costs for their health insurance premiums depending on where they are in Asia as well. We have compared average costs of family health insurance premiums in the table below.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h3><b>Family International Health Insurance Annual Premiums in Asia<\/b><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Country<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Annual Average Premium (<\/span><span style=\"font-weight: 400;\">2025<\/span><span style=\"font-weight: 400;\">)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hong Kong<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $23,558 (around JPY 3,681,786)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Singapore<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $19,879 (around JPY 1,071,341)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">China<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $19,188 (around JPY 924,432)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Thailand<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $18,027 (around JPY 2,817,368)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Taiwan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $15,891 (around JPY 2,483,541)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Japan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $14,670 (around JPY 2,292,716)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">South Korea<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $14,660 (around JPY 2,291,153)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Malaysia<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $13,889 (around JPY 2,170,656)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">India<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $13,016 (around JPY 2,034,219)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vietnam<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $12,505 (around JPY1,954,356)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><i><span style=\"font-weight: 400;\">These average costs are proprietary data collected by Pacific Prime through their experience with helping expats find health insurance solutions that work for them.<\/span><\/i><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-23' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_4.jpg\" alt=\"blog banner asia 4\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Factors That Affect Health Insurance Costs in Japan<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Factors that affect health insurance costs in Japan can include age and health history, coverage level of your plan, your deductible, and more. Public health insurance and private health insurance will have different factors that affect their costs for expats.\u00a0<\/span><b><\/b><\/p>\n<ul>\n<li><b>Your Age: <\/b><span style=\"font-weight: 400;\">Your age will affect your insurance premium due to insurance providers charging more for older individuals. This is due to the higher financial risk associated with insuring older individuals.\u00a0<\/span><\/li>\n<li><b>The Number of Your Dependents: <\/b><span style=\"font-weight: 400;\">The number of dependents in your household (if you have them) will directly affect your insurance premium by increasing it per dependent.\u00a0<\/span><\/li>\n<li><b>The Coverage Level of Your Plan: <\/b><span style=\"font-weight: 400;\">Plans with high levels of coverage and high annual maximum limits will always cost more than basic plans that only offer emergency coverage. This includes plans with specialized coverage like outpatient,11 vision, and dental.\u00a0<\/span><\/li>\n<li><b>Your Deductible: <\/b><span style=\"font-weight: 400;\">Whether you choose a low, medium, or high deductible will directly affect your premium. Your deductible is the amount the policyholder pays before the insurance company begins to pay. High deductible plans cost less than low deductible plans.<\/span><\/li>\n<li><b>Your Health History: <\/b><span style=\"font-weight: 400;\">Your health history, including any pre-existing conditions, will affect your health insurance premiums. Some insurance providers won\u2019t cover your pre-existing condition, or if they do, they will at a higher premium.\u00a0<\/span><\/li>\n<li><b>Your Income: <\/b><span style=\"font-weight: 400;\">For public health insurance, your monthly contributions will depend on your income. Employed expats will have their monthly contributions taken out of their paychecks, while self-employed expats will have to pay based on their income.\u00a0<\/span><\/li>\n<\/ul>\n<p>To learn more about the factors that affect the cost of health insurance, download our guide, <a href=\"https:\/\/www.pacificprime.com\/cost-of-health-insurance-2024\">The Cost of International Health Insurance Report 2024<\/a>.<b><\/b><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-22' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_3.jpg\" alt=\"blog banner asia 3\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How to Reduce Private Health Insurance Costs in Japan<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Expats in Japan interested in securing a private health insurance plan can help keep their annual or monthly premiums affordable by comparing plans from different providers, customizing their coverage, and choosing a high-deductible plan.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. Compare a Variety of Plans from Different Providers<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Compare a variety of plans from different private health insurance providers before you choose a plan. You may find a plan that has higher coverage for a better price than one from a different health insurance provider. You can use <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">free quote tools <\/span><\/a><span style=\"font-weight: 400;\">to help compare plans more efficiently.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When comparing separate plans, make sure you analyze the geographical coverage, annual limits, benefits covered, and exclusions. Take your time with this step so you don\u2019t miss any key points. Comparing plans can help you find the most affordable solution for your health insurance needs.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. Customize Your Health Insurance Coverage<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Don\u2019t pay for coverage you don\u2019t need, and customize your coverage in your health insurance plan. Are you unsure if you\u2019ll need vision coverage? Don\u2019t choose a plan with vision riders. If you don\u2019t think you\u2019ll need outpatient coverage, choose inpatient-coverage-only plans.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. Choose a High-Deductible Health Insurance Plan<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Choosing a high-deductible plan can lower your annual or monthly premium. With a high-deductible plan, the insurance company will pay less upfront and shift more of the financial risk to the policyholder. This can help keep your health insurance premiums more affordable.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-21' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_2.jpg\" alt=\"blog banner asia 2\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions:\u00a0<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Can expats get public health insurance in Japan?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expats can get public health insurance in Japan by enrolling with the NHI or by having an employer-based health insurance plan. Self-employed or unemployed expats can enroll with the NHI after 90 days in Japan. Working expats will be enrolled automatically in an employer-based plan.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Are expats required to have health insurance in Japan?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expats must have health insurance in Japan if they are staying in the country for over 90 days or if they are on a Digital Nomad Visa. Expats staying over 90 days will be required to enroll in the NHI. Expats on a Digital Nomad Visa are required to have their own private health insurance.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Is healthcare less expensive in Japan than in the US?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Japan has less expensive healthcare than the US. Japan aims to keep its healthcare high-quality and low-cost for citizens and foreigners. Seeing a doctor in Japan with insurance can cost around JPY 5,000\u201310,000 ($45\u201390 USD).<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion:\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Expats in Japan can expect to pay around <\/span><b>USD $5,228 (~JPY 816,640) <\/b><span style=\"font-weight: 400;\">for an international individual health insurance plan. Private local health insurance plans may be cheaper, with public health insurance offering the most affordable option.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you ready to begin shopping for your private health insurance plan for Japan? Contact the insurance experts at Pacific Prime. We partner with a diverse range of top international health insurance providers in Japan and across the globe.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We are brokers with over 20 years of experience in providing insurance solutions to expats and digital nomads worldwide. We can help you understand insurance quotes and plans and offer our unbiased advice. If you\u2019d like to compare plans on your own, <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">feel free to use our free quote generator<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019d like to read more helpful guides on health insurance costs for expats, check out our articles below:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-cost-in-germany.html\"><span style=\"font-weight: 400;\">How Much Does Health Insurance Cost in Germany?<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-cost-in-singapore.html\"><span style=\"font-weight: 400;\">How Much Does Health Insurance Cost in Singapore?<\/span><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The average cost for an individual international health insurance plan in Japan was USD $5,228 (around JPY 816,744) in 2025. Health insurance costs for expats in Japan will vary depending on whether they have a private or public health insurance plan.\u00a0 Are you an expat moving to Japan?\u00a0 Are you unsure of what the average &#8230;<\/p>\n","protected":false},"author":54,"featured_media":27750,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-27747","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Much Does Health Insurance Cost in Japan?<\/title>\n<meta name=\"description\" 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