{"id":27462,"date":"2026-01-06T20:51:24","date_gmt":"2026-01-06T12:51:24","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=27462"},"modified":"2026-01-22T01:29:51","modified_gmt":"2026-01-21T17:29:51","slug":"health-insurance-cost-in-italy","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/health-insurance-cost-in-italy.html","title":{"rendered":"How Much Does Health Insurance Cost in Italy?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The average annual premium cost for international health insurance in 2024 in Italy was <\/span><b>USD $<\/b><b>4,620<\/b><b> for individuals <\/b><span style=\"font-weight: 400;\">and <\/span><b>USD $<\/b><b>12,798 <\/b><b>for families<\/b><span style=\"font-weight: 400;\">. This proprietary data was collected from actual Pacific Prime expat customers who purchased international health insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you looking to secure private international health insurance before moving to Italy but are unsure how much it should cost? Do you want to make sure you aren\u2019t overcharged for your health insurance? This article outlines all the data you need to make an informed decision.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this article you can check out our <\/span><b>privately collected statistics on health insurance premiums<\/b><span style=\"font-weight: 400;\"> over the years to get accurate facts that will help you plan for the cost of your individual or family plan. Plus, we\u2019ll compare Italy\u2019s costs to the rest of Europe and give tips on how to save money.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once you\u2019re done reading, head to our guide on the <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/europe\/italy-health-insurance-pacific-prime-internationa\/\"><span style=\"font-weight: 400;\">best expat international health insurance in Italy<\/span><\/a><span style=\"font-weight: 400;\"> to compare top plans and learn more about Italy\u2019s healthcare system.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Cost of Health Insurance in Italy for Individuals<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-27465 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/grand-canal-in-venice-with-historic-buildings-and-boats-along-the-waterfront.webp\" alt=\"Image of Grand Canal In Venice With Historic Buildings And Boats Along The Waterfront with text overlay of &quot;Cost of Health Insurance in Italy for Individuals&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/grand-canal-in-venice-with-historic-buildings-and-boats-along-the-waterfront.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/grand-canal-in-venice-with-historic-buildings-and-boats-along-the-waterfront-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/grand-canal-in-venice-with-historic-buildings-and-boats-along-the-waterfront-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/grand-canal-in-venice-with-historic-buildings-and-boats-along-the-waterfront-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/grand-canal-in-venice-with-historic-buildings-and-boats-along-the-waterfront-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The average cost of international health insurance for individuals moving to Italy was <\/span><b>USD $4,620<\/b><span style=\"font-weight: 400;\"> (or <\/span><b>about EUR 3,924<\/b><span style=\"font-weight: 400;\">) in 2024, according to proprietary data collected from expat customers of Pacific Prime. Costs can vary greatly depending on age, health history, and coverage preferences.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Inflation has caused an increase in the overall cost for individual international health insurance plans over a five-year span. Costs being as low as USD $3,781 in 2019 (about EUR 3,212) and even lower in 2020, at USD $3,737 (about EUR 3,174).\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Take a look at the table below to see how the cost of insurance has changed for expats in Italy:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h3><span style=\"font-weight: 400;\">Italy\u2019s Annual Premiums for Individual Health Insurance<\/span><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Year<\/b><\/td>\n<td><b>Average Annual Premium (USD\/EUR)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2024<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,620 (about EUR 3,924.83)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2023<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,512 (about EUR 3,833.08)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2021<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,949 (about EUR 3,354.79)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2020<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,737 (about EUR 3,174.69)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2019<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,781 (about EUR 3,212.07)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-30' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_1.jpg\" alt=\"Blog Banner Europe 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Cost of Health Insurance in Italy for Families<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Family international health insurance plans are obviously more costly than individual plans, with average annual premiums for expats in Italy reaching <\/span><b>USD $12,798<\/b><span style=\"font-weight: 400;\"> (about <\/span><b>EUR 10,924<\/b><span style=\"font-weight: 400;\">) in 2024. This average comes from proprietary data gathered from Pacific Prime\u2019s customers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We\u2019ve outlined the inflation costs of international family health insurance plans since 2019 below:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h3><span style=\"font-weight: 400;\">Italy\u2019s Annual Premiums for Family Health Insurance<\/span><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Year<\/b><\/td>\n<td><b>Average Annual Premium (USD\/EUR)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2024<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$12,798 (about EUR 10,924.18)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2023<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,594 (about EUR 9,896.46)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2022<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$12,503 (about EUR 10,621.67)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2021<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$10,700 (about EUR 9,089.97)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2021<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$10,700 (about EUR 9,089.97)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2020<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$10,294 (about EUR 8,745.06)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2019<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,164 (about EUR 9,484.15)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-31' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_2.jpg\" alt=\"Blog Banner Europe 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Italy\u2019s Cost of Health Insurance Compared to Europe<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Italy\u2019s cost of individual international health insurance ranks near the middle of other European countries\u2019 insurance costs. The UK takes the most expensive slot, averaging <\/span><b>USD $5,770<\/b><span style=\"font-weight: 400;\"> (about EUR 4,926) per year, and Poland claims the least expensive cost at <\/span><b>USD $3,900<\/b><span style=\"font-weight: 400;\"> (about EUR 3,329) per year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We\u2019ve input our data from real customer costs to help you compare the average individual premiums across Europe in 2024:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h3><span style=\"font-weight: 400;\">A Comparison of Italy\u2019s Individual Insurance Costs to Europe Costs<\/span><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Country<\/b><\/td>\n<td><b>2024 Average Annual Premium (USD\/ EUR)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Italy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,620 (about EUR 3,944.50)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">UK<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$5,770 (about EUR 4,926.36)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Switzerland<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$5,532 (about EUR 4,723.16)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Portugal<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,638 (about EUR 3,959.87)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Greece<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,859 (about EUR 4,148.56)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Russia<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,849 (about EUR 4,140.02)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ireland<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,697 (about EUR 4,010.25)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Spain<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$5,193 (about EUR 4,411.61)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Austria<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,462 (about EUR 3,809.61)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Finland<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,391 (about EUR 3,748.99)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ukraine<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,316 (about EUR 3,684.95)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Germany<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,307 (about EUR 3,677.27)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Bulgaria<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,264 (about EUR 3,640.55)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Serbia<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,264 (about EUR 3,640.55)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Sweden<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,261 (about EUR 3,637.99)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">France<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,213 (about EUR 3,597.01)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Denmark<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,202 (about EUR 3,587.62)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Norway<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,170 (about EUR 3,560.30)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hungary\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,143 (about EUR 3,537.25)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Czech Republic<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,141 (about EUR 3,535.54)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Romania<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,074 (about EUR 3,478.34)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Croatia<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,074 (about EUR 3,478.34)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Slovakia<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,074 (about EUR 3,478.34)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Netherlands<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,071 (about EUR 3,475.77)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Poland<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,900 (about EUR 3,329.78)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Average family insurance costs in Italy also sit near the middle of other European countries\u2019 costs. The UK tops the charts at about <\/span><b>USD $15,936<\/b><span style=\"font-weight: 400;\"> (about <\/span><b>EUR 13,602<\/b><span style=\"font-weight: 400;\">), while Poland still enjoys the cheapest prices at about <\/span><b>USD $10,710<\/b><span style=\"font-weight: 400;\"> (about <\/span><b>EUR 9,141<\/b><span style=\"font-weight: 400;\">).\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We\u2019ve input our data from Pacific Prime expat customers who moved to Europe and purchased family international health insurance plans in 2024. You can look at the costs below to compare the average individual premiums across Europe in 2024:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h3><span style=\"font-weight: 400;\">A Comparison of Italy\u2019s Family Insurance Costs to Europe Costs<\/span><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Country<\/b><\/td>\n<td><b>2024 Average Annual Premium (USD\/EUR)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Italy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$12,798 (about EUR 10,924.18)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Switzerland<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$15,359 (about EUR 13,110.21)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">UK<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$15,936 (about EUR 13,602.73)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Portugal<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$12,828 (about EUR 10,949.79)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Greece<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$13,487 (about EUR 11,512.30)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Russia<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$13,260 (about EUR 11,318.54)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ireland<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$12,970 (about EUR 11,071.00)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Spain<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$14,417 (about EUR 12,306.13 )<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Austria<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$12,300 (about EUR 10,499.10)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Finland<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$12,106 (about EUR 10,333.50)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Germany<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,859 (about EUR 10,122.66)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ukraine<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,779 (about EUR 10,054.38)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">France<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,597 (about EUR 9,899.03 )<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Serbia<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,742 (about EUR 10,022.80)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Bulgaria<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,742 (about EUR 10,022.80)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Sweden<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,731 (about EUR 10,013.41)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hungary<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,412 (about EUR 9,741.11)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Denmark<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,582 (about EUR 9,886.22)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Czech Republic<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,399 (about EUR 9,730.02)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Norway<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,486 (about EUR 9,804.28)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Netherlands<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,196 (about EUR 9,556.74)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Romania<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,217 (about EUR 9,574.66)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Croatia<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,217 (about 9,574.66)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Slovakia<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$11,217 (about EUR 9,574.66)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Poland<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$10,710 (about EUR 9,141.90)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-32' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_3.jpg\" alt=\"Blog Banner Europe 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Tips to Help Expats Save Money on Insurance in Italy<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Expats moving to Italy who want to save on premiums should consider how copays, deductibles, and annual maximums affect their overall costs. Expats should also apply as soon as possible, consider their health history and lifestyle, and verify if they qualify for public insurance coverage.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How Copays, Deductibles, and Annual Maximums Affect Premium Costs<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Don\u2019t just choose the cheapest plan available if it doesn\u2019t suit your medical needs. Look over copays, deductibles, and annual maximums, along with your premium.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Copays and Deductibles:<\/b><span style=\"font-weight: 400;\"> Expats who want comprehensive international coverage but who are generally healthy can choose a plan with a higher copay or deductible. Copays can lower premiums by increasing the percentage expats pay for treatment. Similarly, a higher deductible results in a lower premium.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Annual Maximums:<\/b><span style=\"font-weight: 400;\"> Choosing a lower maximum level of coverage for certain benefits can significantly lower the plan\u2019s premium.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Other Key Considerations for Lowering Premium Costs<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expats who carefully evaluate their lifestyle can strategically lower the cost of international health insurance premiums.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Apply Early:<\/b><span style=\"font-weight: 400;\"> Generally, younger individuals can get coverage at a more reasonable price than older individuals. Lock into a plan as quickly as possible to enjoy the benefits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Consider Health History:<\/b><span style=\"font-weight: 400;\"> Consider whether you have pre-existing conditions or a family history of diseases that need coverage beyond basic care. Some plans exclude pre-existing conditions, require a waiting period, or only cover them at a higher premium.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Choose Regional Plans:<\/b><span style=\"font-weight: 400;\"> Expats who don\u2019t plan to travel extensively or who only plan to visit certain regions may be able to exclude certain areas from coverage and thus lower their premium.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Check for Public Insurance Coverage:<\/b><span style=\"font-weight: 400;\"> Most expats will need private insurance coverage to receive their visas to Italy, but they may eventually qualify for Italy\u2019s free or subsidized universal healthcare, the <\/span><a href=\"https:\/\/www.salute.gov.it\/portale\/lea\/homeLea.jsp\"><span style=\"font-weight: 400;\">Servizio Sanitario Nazionale<\/span><\/a><span style=\"font-weight: 400;\"> (SSN).<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-33' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_4.jpg\" alt=\"Blog Banner Europe 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">What kind of health insurance do I need for Italy?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Most expats applying for a long-term visa to Italy are required to purchase private health insurance that meets Italy\u2019s standards in order to get visa approval. International health insurance usually meets these mandates, though local private plans in Italy are also an option.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can expats get healthcare in Italy?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Those living permanently in Italy receive free or subsidized healthcare. To qualify for public healthcare in Italy, expats must visit their nearest Azienda Sanitaria Locale (ASL) office and register with the SSN. Before that, expats should rely on private insurance coverage to receive care in Italy.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What is the best health insurance for people living abroad in Italy?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">International health insurance is recommended and preferred for expats. It provides customizable, flexible, and portable coverage designed for the needs of individuals living abroad.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Both individual expat as well as those moving to Italy with a family should now have a good idea of the cost of international health insurance, how inflation may affect costs, and how costs for those living in Italy compare to those for expats moving to other countries in Europe.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you would like help comparing quotes and choosing a personalized plan, <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">contact our expert brokers<\/span><\/a><span style=\"font-weight: 400;\">. They can fill you in about Italy\u2019s healthcare system, help you secure a plan that fits your lifestyle, and even take care of administrative tasks after you\u2019ve purchased your plan.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> has over 25 years of experience as an international health insurance brokerage helping well over a million global citizens find and secure bespoke, portable medical coverage across the globe, including in Italy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Give us a call at <a href=\"tel:+1-800-868-1451\">+1-800-868-1451<\/a>. If you\u2019re looking for other information to prepare for your move to Italy or you\u2019re considering other locations abroad, look through our articles:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/top-italy-insurance-companies-expats.html\"><span style=\"font-weight: 400;\">Top Health Insurance Providers for Expats in Italy<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-italy.html\"><span style=\"font-weight: 400;\">20 Best Places to Live in Italy for Expats and Digital Nomads<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-cost-in-france.html\"><span style=\"font-weight: 400;\">How Much Does Health Insurance Cost in France?<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-cost-in-germany.html\"><span style=\"font-weight: 400;\">How Much Does Health Insurance Cost in Germany?<\/span><\/a><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-34' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_5.jpg\" alt=\"Blog Banner Europe 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The average annual premium cost for international health insurance in 2024 in Italy was USD $4,620 for individuals and USD $12,798 for families. This proprietary data was collected from actual Pacific Prime expat customers who purchased international health insurance. Are you looking to secure private international health insurance before moving to Italy but are unsure &#8230;<\/p>\n","protected":false},"author":54,"featured_media":27464,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-27462","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Much Does Health Insurance Cost in Italy?<\/title>\n<meta name=\"description\" content=\"Compare data from actual customers to find how much international health insurance costs in Italy for expat 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