{"id":26557,"date":"2025-11-20T17:04:39","date_gmt":"2025-11-20T09:04:39","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=26557"},"modified":"2025-11-20T17:04:39","modified_gmt":"2025-11-20T09:04:39","slug":"img-health-insurance-for-expats-in-latin-america","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/img-health-insurance-for-expats-in-latin-america.html","title":{"rendered":"IMG Health Insurance for Expats in Latin America: Options and Costs"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">IMG offers comprehensive international health insurance options for expats in Latin America through their<\/span><b> Global Medical <\/b><span style=\"font-weight: 400;\">plans. Coverage comes in four different levels:<\/span><b> Bronze, Silver, Gold, and Platinum<\/b><span style=\"font-weight: 400;\">, providing a range of options to fit the varying needs of expats living in the region.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Latin American countries are home to large and still-growing expat communities thanks to their vibrant culture and affordable cost of living. However, the quality of healthcare varies widely across the region, making reliable health insurance essential for expats to access quality care.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this Pacific Prime article, we explore <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/img\/\"><span style=\"font-weight: 400;\">IMG\u2019s health insurance<\/span><\/a><span style=\"font-weight: 400;\"> options for expats in <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/americas\/\"><span style=\"font-weight: 400;\">Latin America<\/span><\/a><span style=\"font-weight: 400;\">, including available plans, pricing, and key benefits. We also highlight why health insurance is essential and share tips on choosing and applying for the right plan for your stay abroad.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Why Health Insurance is Essential for Expats Living in Latin America\u00a0<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-26561 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-a-key-landmark-in-central-mexico-city.webp\" alt=\"Image of Aerial View Of A Key Landmark In Central Mexico City with text overlay of &quot;Why Health Insurance is Essential for Expats Living in Latin America&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-a-key-landmark-in-central-mexico-city.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-a-key-landmark-in-central-mexico-city-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-a-key-landmark-in-central-mexico-city-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-a-key-landmark-in-central-mexico-city-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-a-key-landmark-in-central-mexico-city-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Health insurance in Latin America is critical for legal compliance, accessing quality care, protecting your finances, and ensuring peace of mind while living abroad. The right plan can make your expat experience safer, smoother, and stress-free.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Navigating Visa and Residency Requirements<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Several Latin American countries require health insurance for long-term stays or visa applications:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Colombia:<\/b><span style=\"font-weight: 400;\"> Visa applicants, including those applying for the Digital Nomad Visa, must provide proof of private medical coverage that meets minimum requirements. Once approved, expats must enroll in the EPS, Colombia\u2019s public healthcare system.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Costa Rica:<\/b><span style=\"font-weight: 400;\"> Residency and visa applicants must show proof of adequate health insurance based on their visa type. Some may register with the CCSS (Costa Rica\u2019s Social Security system), while private coverage is accepted in certain cases.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>El Salvador:<\/b><span style=\"font-weight: 400;\"> Comprehensive international health insurance valid for their full stay is required for certain visa application processes, including the Digital Nomad Visa.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Access to Quality Private Healthcare<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Health insurance <\/span><b>gives expats reliable access to private healthcare across Latin America<\/b><span style=\"font-weight: 400;\">, where costs are often higher than in the public system. While public care is usually free or low-cost, most expats choose private hospitals for shorter wait times, English-speaking staff, and modern facilities.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cities like Mexico City, Buenos Aires, S\u00e3o Paulo, and San Jos\u00e9 have excellent private hospitals with internationally trained specialists and advanced technology. However, without insurance, these services can be expensive and must be paid upfront.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For instance, a basic emergency visit may run USD $100\u2013$300, serious surgeries USD $5,000\u2013$15,000, and medical evacuation to the U.S. or Europe can exceed $50,000. Health insurance protects expats against these expenses while granting access to quality care whenever they need it.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Coverage for Unexpected Events and Emergencies<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Accidents, sudden illnesses, and tropical diseases can happen at any time. <\/span><b>Health insurance ensures you get treatment quickly without facing large bills.<\/b><span style=\"font-weight: 400;\"> Some plans may also provide protection for popular sports and adventurous activities in Latin America like surfing, hiking, or zip-lining.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Managing Pre-Existing Conditions Abroad<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">For those with chronic conditions, insurance covers ongoing treatments, medications, and specialist visits. International plans often provide better protection for pre-existing conditions when disclosed upfront. Planning ahead and being transparent helps ensure you get the coverage you need.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Protection for Your Loved Ones<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">For expats moving with family, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/family\/\"><span style=\"font-weight: 400;\">family health plans<\/span><\/a><span style=\"font-weight: 400;\"> keep everyone protected under a single policy with better value. They cover pediatric care, vaccinations, maternity care, and emergency services, ensuring your whole family can enjoy your life in Latin America without worrying about medical what-ifs.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-3' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4632\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-Family.jpg\" alt=\"Family health insurance banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">IMG Health Insurance\u2019s Plans, Benefits, and Options\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Since 1990, <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/img\/\"><span style=\"font-weight: 400;\">IMG Health Insurance<\/span><\/a><span style=\"font-weight: 400;\"> has been a top-ranked global provider, offering a wide range of insurance products and dependable service to members in over 190 countries, including across Latin America.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">IMG is recognized for its high-quality worldwide coverage and additional services designed to make expats\u2019 lives easier. Key features of their <\/span><b>Global Medical Plan<\/b><span style=\"font-weight: 400;\"> include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Emergency Medical Evacuation Support<\/b><span style=\"font-weight: 400;\">: Assistance when you need urgent care abroad<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Travel and Medical Concierge<\/b><span style=\"font-weight: 400;\">: Guidance and support for healthcare and travel needs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>24\/7 Multilingual Support<\/b><span style=\"font-weight: 400;\">: In-house assistance in 18 languages<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>MyIMG Member Portal<\/b><span style=\"font-weight: 400;\">: Easy policy management and claim submission<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Choice of Coverage Area: <\/b><span style=\"font-weight: 400;\">Worldwide or Worldwide excluding the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Global Medical Bronze: Starter Plan for Budget-Conscious Expats in Latin America\u00a0<\/span><\/h3>\n<p><b>Global Medical Bronze<\/b><span style=\"font-weight: 400;\"> is IMG\u2019s standard plan, offering an <\/span><b>annual benefit limit of USD $1,000,000<\/b><span style=\"font-weight: 400;\">. It\u2019s an ideal choice for budget-conscious expats seeking long-term, reliable global coverage without anticipating extremely high medical costs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The plan includes essential medical services such as <\/span><b>inpatient and outpatient treatment<\/b><span style=\"font-weight: 400;\">, <\/span><b>prescription drugs<\/b><span style=\"font-weight: 400;\">, and <\/span><b>emergency care<\/b><span style=\"font-weight: 400;\">. Optional add-ons are available, including <\/span><b>Dental &amp; Vision<\/b><span style=\"font-weight: 400;\">, <\/span><b>Term Life and Accidental Death &amp; Disability<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Mobile Device Protection<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Overview of IMG\u2019s Global Medical Bronze:\u00a0<\/b><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Global Medical Bronze<\/b><\/td>\n<td><b>Plan Details (USD)\u00a0<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Benefit Limit\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Deductible Options<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$250 to $10,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospitalization Room\/Board\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Surgeon and Surgery\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">ICU<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Diagnostic Tests<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Physical Therapy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Chemotherapy or Radiation Therapy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Prescriptions<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Transplants\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$250,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">GP and Specialist Visits<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental Rider<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$750 (6-month waiting period)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vision Rider\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Exams: $100 per 24 months<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Materials: $150 per 24 months<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">Global Medical Silver: Enhanced Plan for Savvy Expats in Latin America\u00a0<\/span><\/h3>\n<p><b>Global Medical Silver<\/b><span style=\"font-weight: 400;\"> is IMG\u2019s most popular international health plan, offering a generous <\/span><b>USD $5,000,000 annual coverage limit<\/b><span style=\"font-weight: 400;\"> and broader benefits than the Global Medical Bronze tier. It delivers <\/span><b>comprehensive worldwide protection<\/b><span style=\"font-weight: 400;\"> without the cost of a top-tier plan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Coverage includes <\/span><b>inpatient and outpatient care<\/b><span style=\"font-weight: 400;\">, <\/span><b>mental health counselling<\/b><span style=\"font-weight: 400;\">, <\/span><b>prescription drugs<\/b><span style=\"font-weight: 400;\">, <\/span><b>disclosed pre-existing conditions<\/b><span style=\"font-weight: 400;\">, and <\/span><b>emergency services<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Members can further enhance their plan with optional add-ons, including <\/span><b>Dental &amp; Vision<\/b><span style=\"font-weight: 400;\">, <\/span><b>Term Life and Accidental Death &amp; Disability<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Mobile Device Protection.<\/b><\/p>\n<p><b>Overview of IMG\u2019s Global Medical Silver:\u00a0<\/b><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Global Medical Silver<\/b><\/td>\n<td><b>Plan Details (USD)\u00a0<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Benefit Limit\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$5,000,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Deductible Options<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$250 to $10,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospitalization Room\/Board\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$600 per day \/ 240 day max<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ancillary Services<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$400 per day<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Surgeon and Surgery\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">ICU<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Limit per day: $1,500<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Maximum consecutive days: 180<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Diagnostic Tests<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Physical Therapy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Chemotherapy or Radiation Therapy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Prescriptions<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Included in ancillary services<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Transplants<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$250,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">GP and Specialist Visits<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Combined maximum visits: 25<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Physician\/Specialist maximum per<\/span><\/p>\n<p><span style=\"font-weight: 400;\">visit: $70<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Chiro max per visit: $50 (with referral<\/span><\/p>\n<p><span style=\"font-weight: 400;\">from physician)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Surgical Intervention Consultation<\/span><\/p>\n<p><span style=\"font-weight: 400;\">max: $500<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental or Nervous Counseling<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Outpatient after 12 months of<\/span><\/p>\n<p><span style=\"font-weight: 400;\">continuous coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental Rider<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$750 (6-month waiting period)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vision Rider\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Exams: $100 per 24 months<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Materials: $150 per 24 months<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4628\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-04_updated-1.jpg\" alt=\"Health insurance quote banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Global Medical Gold: Extensive Health Coverage for Active Expats in Latin America<\/span><\/h3>\n<p><b>Global Medical Gold<\/b><span style=\"font-weight: 400;\"> is designed for expats seeking broader flexibility and richer outpatient benefits than the mid-tier plans. With a <\/span><b>USD $5,000,000 annual coverage limit<\/b><span style=\"font-weight: 400;\">, it suits those who want predictable out-of-pocket costs and wider global access to care.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This plan delivers extensive <\/span><b>inpatient and outpatient coverage<\/b><span style=\"font-weight: 400;\">, <\/span><b>mental and nervous counseling<\/b><span style=\"font-weight: 400;\">, <\/span><b>stronger preventive and specialist benefits<\/b><span style=\"font-weight: 400;\">, <\/span><b>disclosed pre-existing conditions<\/b><span style=\"font-weight: 400;\">, <\/span><b>emergency evacuation<\/b><span style=\"font-weight: 400;\">, and added non-insurance services, such as <\/span><b>telehealth support.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Optional upgrades include <\/span><b>Dental &amp; Vision<\/b><span style=\"font-weight: 400;\">, <\/span><b>Term Life and Accidental Death &amp; Disability<\/b><span style=\"font-weight: 400;\">, <\/span><b>Mobile Device Protection<\/b><span style=\"font-weight: 400;\">, and the <\/span><b>Sports Rider<\/b><span style=\"font-weight: 400;\">, making it ideal for active expats who also want coverage for sports-related injuries.\u00a0<\/span><\/p>\n<p><b>Overview of IMG\u2019s Global Medical Gold:\u00a0<\/b><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Global Medical Gold<\/b><\/td>\n<td><b>Plan Details (USD)\u00a0<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Benefit Limit\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$5,000,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Deductible Options<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$250 to $25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospitalization Room\/Board\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Surgeon and Surgery\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">ICU<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Diagnostic Tests<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Physical Therapy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$50 per visit\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Chemotherapy or Radiation Therapy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Prescriptions<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Transplants<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">GP and Specialist Visits<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental or Nervous Counseling<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Maximum limit: $10,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lifetime maximum: $50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Up to benefit limit<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental Rider<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$750 (6-month waiting period)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vision Rider\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Exams: $100 per 24 months<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Materials: $150 per 24 months<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Sports Rider\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Amateur Athletics: $10,000 lifetime max<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Adventure Sports:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2013 Up to age 49: $50,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2013 Age 50\u201359: $30,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2013 Age 60\u201364: $15,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">Global Medical Platinum: Prestige Coverage for Executive Expats in Latin America\u00a0<\/span><\/h3>\n<p><b>Global Medical Platinum<\/b><span style=\"font-weight: 400;\"> is IMG\u2019s highest-tier international health plan with a benefit limit of <\/span><b>USD $8,000,000<\/b><span style=\"font-weight: 400;\">, designed for expats seeking unmatched protection, maximum flexibility, and well-rounded worldwide coverage, including pre-existing conditions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The plan\u2019s benefits are unmatched, providing <\/span><b>extensive inpatient and outpatient care<\/b><span style=\"font-weight: 400;\">, <\/span><b>mental health services<\/b><span style=\"font-weight: 400;\">, <\/span><b>specialist and preventive care<\/b><span style=\"font-weight: 400;\">, <\/span><b>complementary medicine<\/b><span style=\"font-weight: 400;\">, <\/span><b>emergency services<\/b><span style=\"font-weight: 400;\">, <\/span><b>pre-existing conditions<\/b><span style=\"font-weight: 400;\">, <\/span><b>dental treatment<\/b><span style=\"font-weight: 400;\">, and <\/span><b>maternity coverage <\/b><span style=\"font-weight: 400;\">as well as<\/span><b> newborn care<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Non-insurance benefits include <\/span><b>telehealth support<\/b><span style=\"font-weight: 400;\"> and <\/span><b>remote mental health services<\/b><span style=\"font-weight: 400;\">. The available optional add-ons are <\/span><b>Dental &amp; Vision<\/b><span style=\"font-weight: 400;\">, <\/span><b>Term Life and Accidental Death &amp; Disability<\/b><span style=\"font-weight: 400;\">, <\/span><b>Mobile Device Protection<\/b><span style=\"font-weight: 400;\">, <\/span><b>Sports Rider<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Terrorism coverage<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Overview of IMG\u2019s Global Medical Platinum:\u00a0<\/b><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Global Medical Platinum<\/b><\/td>\n<td><b>Plan Details (USD)\u00a0<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Benefit Limit\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$8,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Deductible Options<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$100 to $25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospitalization Room\/Board\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Surgeon and Surgery\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">ICU<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Diagnostic Tests<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Physical Therapy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$50 per visit\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Chemotherapy or Radiation Therapy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Prescriptions<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Transplants<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$2,000,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">GP and Specialist Visits<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maternity Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental Treatment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$750<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(6-month waiting period)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Newborn Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$250,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Adult Preventive Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$500<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Complementary Medicine<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(Acupuncture,<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Aromatherapy, Herbal Therapy,<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Magnetic Therapy, Massage Therapy<\/span><\/p>\n<p><span style=\"font-weight: 400;\">and Vitamin Therapy)\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$500<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental or Nervous Counseling<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Up to benefit limit<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental Rider<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$750 (6-month waiting period)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vision Rider\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Exams: $100 per 24 months<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Materials: $150 per 24 months<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Sports Rider\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Amateur athletics: $10,000 lifetime max<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Adventure sports:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2013 Up to age 49: $50,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2013 Age 50\u201359: $30,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2013 Age 60\u201364: $15,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Terrorism<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$50,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-weight: 400;\">IMG Health Insurance Cost Comparison for Expats in Latin America<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-26564 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/daytime-view-of-salvadors-coastline-and-city-skyline.webp\" alt=\"Image of Daytime View Of Salvador\u2019s Coastline And City Skyline with text overlay of &quot;IMG Health Insurance Cost Comparison for Expats in Latin America&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/daytime-view-of-salvadors-coastline-and-city-skyline.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/daytime-view-of-salvadors-coastline-and-city-skyline-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/daytime-view-of-salvadors-coastline-and-city-skyline-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/daytime-view-of-salvadors-coastline-and-city-skyline-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/daytime-view-of-salvadors-coastline-and-city-skyline-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Depending on your plan tier, chosen deductible, age, and coverage area, monthly plan premiums may cost from <\/span><b>USD $100 up to $3,600.<\/b><span style=\"font-weight: 400;\"> Generally, higher deductibles help reduce premiums, while older age results in higher premiums.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To help expats estimate costs, the table below compares <\/span><b>Bronze, Silver, Gold,<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Platinum <\/b><span style=\"font-weight: 400;\">plans, showing potential premiums for a <\/span><b>30- and 60-year-old<\/b><span style=\"font-weight: 400;\"> living in <\/span><b>Mexico<\/b><span style=\"font-weight: 400;\"> seeking worldwide coverage.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td rowspan=\"2\"><b>Plan Tiers<\/b><\/td>\n<td rowspan=\"2\"><b>Annual \/ Lifetime Maximum<\/b><\/td>\n<td rowspan=\"2\"><b>Deductible<\/b><\/p>\n<p><b>(USD)\u00a0<\/b><\/td>\n<td colspan=\"2\"><b>Estimated Monthly Premium (USD)<\/b><\/td>\n<\/tr>\n<tr>\n<td><b> 30-Year-Old<\/b><\/td>\n<td><b>60-Year-Old\u00a0<\/b><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"2\"><b>Bronze<\/b><\/td>\n<td rowspan=\"2\"><span style=\"font-weight: 400;\">$1,000,000\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$250<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$240<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$465<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">$10,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$100<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$230<\/span><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"2\"><b>Silver<\/b><\/td>\n<td rowspan=\"2\"><span style=\"font-weight: 400;\">$5,000,000\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$250<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$330<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$640<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">$10,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$140<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$320<\/span><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"2\"><b>Gold<\/b><\/td>\n<td rowspan=\"2\"><span style=\"font-weight: 400;\">$5,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$250<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$570<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,480<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">$25,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$180<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$635<\/span><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"2\"><b>Platinum<\/b><\/td>\n<td rowspan=\"2\"><span style=\"font-weight: 400;\">$8,000,000\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$100<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$990<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,600<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">$25,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$360<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,470<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-weight: 400;\">Choosing the Best Health Insurance for Expats in Latin America<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Selecting the right health insurance plan requires careful consideration of your unique needs, lifestyle, and budget. Here&#8217;s what to evaluate when comparing your options.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Assess Your Coverage Needs<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Start by <\/span><b>reviewing your personal health profile<\/b><span style=\"font-weight: 400;\">, including your age, current health, and any pre-existing conditions. Families may need strong pediatric and vaccination benefits, while older expats often benefit from plans that support ongoing management of chronic conditions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your<\/span><b> lifestyle <\/b><span style=\"font-weight: 400;\">matters too. If you enjoy activities like surfing, mountain biking, or hiking, choose a plan that covers sports-related injuries. If you also expect to travel frequently within the region, make sure your policy includes<\/span><b> international coverage.<\/b><\/p>\n<h3><span style=\"font-weight: 400;\">Compare Plans from Multiple Insurers<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Once you understand your needs,<\/span><b> compare plans from<\/b><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/\"><b> multiple insurers<\/b><\/a><span style=\"font-weight: 400;\"> and what each offers. Pay attention to coverage limits, outpatient and inpatient benefits, and exclusions. It is also helpful to review insurers&#8217; reputations, customer support, and how they handle claims to avoid future problems.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Network of Hospitals and Doctors<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Prioritize plans and insurers with <\/span><b>a wide network of well-regarded private facilities<\/b><span style=\"font-weight: 400;\">, English-speaking staff, and internationally trained doctors, so you can access<\/span><b> direct billing <\/b><span style=\"font-weight: 400;\">and receive care without paying upfront and filing for claims later.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Moreover, verify whether the plan provides access to reputable hospitals and clinics in the areas where you\u2019ll spend most of your time. Networks vary widely across insurers and cities, so it\u2019s important to confirm that the hospitals you prefer are included.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Understand Exclusions and Waiting Periods<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Review the exclusions in your policy carefully. Many plans include waiting periods of <\/span><b>6\u201312 months <\/b><span style=\"font-weight: 400;\">for pre-existing conditions, maternity care, and certain treatments. Some may exclude high-risk sports, dental services, or mental health support unless you purchase extra coverage.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Partner with an Insurance Broker<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Working with an insurance broker can help simplify the insurance process by guiding you through <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><b>plan comparisons<\/b><\/a><b>, explaining complex terms, offering personalized advice, <\/b><span style=\"font-weight: 400;\">and helping you<\/span><b> identify coverage that truly matches your needs and budget.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">As industry experts, brokers have a strong <\/span><b>understanding of the health insurance market <\/b><span style=\"font-weight: 400;\">and the healthcare systems around the world. Their insight helps expats choose policies that <\/span><b>comply with local regulations and provide real value.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Their support doesn\u2019t end once your policy is in place. With your best interests in mind, a reliable broker continues to <\/span><b>assist with claim filings, policy management, and any questions you may have<\/b><span style=\"font-weight: 400;\"> as you navigate an unfamiliar healthcare system.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Get a Quote for IMG Health Insurance from Pacific Prime<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">IMG offers a range of high-quality coverage options\u2014<\/span><b>Global Medical Bronze, Silver, Gold, and Platinum<\/b><span style=\"font-weight: 400;\">\u2014designed for expats moving to Latin America. The basic tier delivers essential international protection, while the higher tiers provide expanded benefits for more comprehensive care.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With 25+ years of experience, Pacific Prime helps expats find health insurance plans that match their healthcare needs and budgets. Whether you\u2019re relocating to <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/americas\/mexico-health-insurance-pacific-prime-international\/\"><span style=\"font-weight: 400;\">Mexico<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/americas\/panama-health-insurance-pacific-prime\/\"><span style=\"font-weight: 400;\">Panama<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/americas\/colombia-health-insurance\/\"><span style=\"font-weight: 400;\">Colombia<\/span><\/a><span style=\"font-weight: 400;\">, or <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/americas\/chile-health-insurance-pacific-prime-international\/\"><span style=\"font-weight: 400;\">Chile<\/span><\/a><span style=\"font-weight: 400;\">, you can rely on IMG\u2019s international coverage along with Pacific Prime\u2019s ongoing support.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ready to get started? <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Get in touch<\/span><\/a><span style=\"font-weight: 400;\"> with us today for a free <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">plan comparison<\/span><\/a><span style=\"font-weight: 400;\"> and expert, impartial advice.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions\u00a0<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">How much does expat health insurance cost in Mexico?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expat health insurance in Mexico costs an average of <\/span><b>USD $5,485 <\/b><span style=\"font-weight: 400;\">for an individual per year, according to Pacific Prime\u2019s <\/span><a href=\"https:\/\/www.pacificprime.com\/resources\/infographic-cost-international-health-insurance-report-2024\/\"><span style=\"font-weight: 400;\">Cost of Health Insurance Report 2024<\/span><\/a><span style=\"font-weight: 400;\">. However, premiums can vary widely depending on your selected coverage levels, deductible and copayment rates, age, and medical history.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Does expat health insurance typically cover pre-existing conditions?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Coverage for pre-existing conditions <\/span><b>depends entirely on each insurer and plan.<\/b><span style=\"font-weight: 400;\"> Some international health insurance policies, such as IMG\u2019s Global Medical Gold and Platinum, do cover pre-existing conditions but may come with a waiting period, a higher premium, or certain exclusions.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Which Latin American country has the best healthcare?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Latin America offers a number of strong healthcare systems, with <\/span><b>Brazil, Colombia, Mexico, and Argentina <\/b><span style=\"font-weight: 400;\">standing out for their highly rated private hospitals, especially in major cities. A smaller country like <\/span><b>Costa Rica<\/b><span style=\"font-weight: 400;\"> is also reputable for its universal health coverage and system efficiency.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Which is the safest Latin American country?<\/span><\/h3>\n<p><b>Uruguay, Chile, and Costa Rica<\/b><span style=\"font-weight: 400;\"> are widely considered among the safest and most stable countries in Latin America. While safety depends on many factors, such as crime rates, political stability, and overall quality of life, these countries offer a relatively high standard of living.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What health insurance options are available for expats in Colombia?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expats in Colombia can access both public and private health insurance. Legal residents must enroll in the <\/span><b>Entidades Promotoras de Salud (EPS)<\/b><span style=\"font-weight: 400;\">, which provides care through public facilities. Many expats, however, opt for <\/span><b>private insurance<\/b><span style=\"font-weight: 400;\"> for broader access to hospitals and faster treatment.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-79' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner International - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Recommended International Health Insurance Plans\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton asiarecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\"\n            alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton asiarecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>IMG offers comprehensive international health insurance options for expats in Latin America through their Global Medical plans. Coverage comes in four different levels: Bronze, Silver, Gold, and Platinum, providing a range of options to fit the varying needs of expats living in the region. Latin American countries are home to large and still-growing expat communities &#8230;<\/p>\n","protected":false},"author":95,"featured_media":26560,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-26557","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>IMG Health Insurance for Expats in Latin America: Options and Costs<\/title>\n<meta name=\"description\" content=\"In this article, explore IMG health insurance plans for expats in Latin America, including coverage options, 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