{"id":24021,"date":"2025-08-19T14:33:59","date_gmt":"2025-08-19T06:33:59","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=24021"},"modified":"2025-08-20T03:05:44","modified_gmt":"2025-08-19T19:05:44","slug":"medical-insurance-bali-us-expats","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/medical-insurance-bali-us-expats.html","title":{"rendered":"Health &#038; Medical Insurance in Bali: What Expats from the U.S. Need to Know"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Most U.S. expats who move to Bali opt for international health insurance to protect their budget and health. Bali does offer public medical services to qualifying expats, but private insurance offers access to better facilities, more specialists, and higher-quality care.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you an American expat preparing for a long-term move to Bali? If you\u2019re wondering about Bali\u2019s healthcare system, what medical services are available to you, or what kind of health insurance you should get, this article is for you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this Pacific Prime guide for U.S. expats moving to Bali, we\u2019ll not only explain the country\u2019s healthcare system and insurance options but also present the top international health insurance providers for expats in Bali and much more.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re ready to compare plans, go ahead and use our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">free quote tool<\/span><\/a><span style=\"font-weight: 400;\">. If you\u2019re looking for more tips to make your move to Bali easier, visit our article <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/moving-to-bali-from-usa-guide.html\"><i><span style=\"font-weight: 400;\">Moving to Bali from the USA: Your Complete Guide to Visas, Insurance, and Living Abroad<\/span><\/i><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">The Healthcare System in Bali, Explained for U.S. Expats<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-24026 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/couple-standing-at-the-iconic-handara-gate-in-bali.webp\" alt=\"Image of Couple Standing At The Iconic Handara Gate In Bali with text overlay of &quot;The Healthcare System in Bali, Explained for U.S. Expats&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/couple-standing-at-the-iconic-handara-gate-in-bali.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/couple-standing-at-the-iconic-handara-gate-in-bali-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/couple-standing-at-the-iconic-handara-gate-in-bali-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/couple-standing-at-the-iconic-handara-gate-in-bali-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/couple-standing-at-the-iconic-handara-gate-in-bali-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Bali\u2019s healthcare system includes public and private sectors, with the public sector utilizing hospitals, clinics, and health posts to meet the basic health needs of the population. While public healthcare in Bali varies in quality, private care is generally sophisticated and comprehensive.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bali\u2019s public healthcare system continues to improve, but challenges to infrastructure and resource allocation continue. Most public facilities are concentrated in urban areas like Denpasar, making comprehensive services sparse in rural locations.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Private healthcare is prevalent in Bali and is generally preferred by expatriates. Bali\u2019s private sector offers higher standards of care, shorter wait times, and more comfortable facilities, whether you\u2019re seeking primary care, specialized treatments, or emergency services.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When medical facilities aren\u2019t able to provide the necessary care for complex cases, patients are evacuated to Singapore or Australia for more advanced treatment. This makes <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/travel-insurance-ensuring-emergency-evacuation-coverage.html\"><span style=\"font-weight: 400;\">medical evacuation coverage<\/span><\/a><span style=\"font-weight: 400;\"> a necessity for U.S. expats settling in Bali.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Costs of Medical Care in Bali for U.S. Expats<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Medical costs in Bali are far less than in the U.S., but insurance offers the best buffer for your budget. Basic consultations in public hospitals may cost 100,000\u2013300,000 IDR (USD $5\u201315), with specialist consultations ranging from about 489,190\u2013815,317 IDR (USD $30\u201350) in private hospitals.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prescription medications also tend to be less expensive in Bali, and individuals can often purchase medications at a pharmacy without a prescription.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-20' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_1.jpg\" alt=\"blog banner asia 1\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_1.jpg\" alt=\"blog banner asia 1\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Alternative Medicine in Bali<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expats moving from the U.S. to Bali should be aware that alternative medicine and natural healthcare are still widely practiced in patient care. Treatments such as Balinese massage, herbal medicine, and yoga are offered at wellness centers and clinics to promote natural healing.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some of the most common holistic healing options offered in Bali include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Traditional Balinese massage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Herbal medicine (jamu)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Acupuncture<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Energy healing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reflexology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Yoga therapy<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Public Hospitals in Bali<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Some of Bali\u2019s top public facilities are <\/span><b>Sanglah Hospital<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Mangusadah Hospital<\/b><span style=\"font-weight: 400;\">, in addition to public health centers.<\/span><\/p>\n<p><a href=\"https:\/\/profngoerahhospitalbali.com\/home\/\"><b>Prof. Ngoerah Central General Hospital (Sanglah Hospital)<\/b><\/a><\/p>\n<p><b>Address:<\/b><span style=\"font-weight: 400;\"> Jl. Diponegoro No.\u202f45, Dauh Puri Klod, Denpasar, Bali, Indonesia<\/span><\/p>\n<p><b>Phone number:<\/b><span style=\"font-weight: 400;\"> +62-361-227-911<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prof. Ngoerah Central General Hospital offers services such as inpatient, emergency, cancer, maternity, and central surgery care, as well as traditional services such as acupuncture and prana. This is the largest public hospital in Bali, with 721 beds.<\/span><\/p>\n<p><a href=\"https:\/\/rsdmangusada.id\/e-reservasi\/#\/reservasi\"><b>RSUD Badung (Mangusadah Hospital)<\/b><\/a><\/p>\n<p><b>Address:<\/b><span style=\"font-weight: 400;\"> Jalan Raya Kapal, Mangupura, Mengwi, Kapal, Kec. Mengwi, Kabupaten Badung, Bali 80351, Indonesia<\/span><\/p>\n<p><b>Phone number:<\/b><span style=\"font-weight: 400;\"> +62 361 9006813<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mangusadah Hospital is a prominent hospital located in the Badung Regency. With 594 beds, it offers a variety of services and is a common treatment site for locals.<\/span><\/p>\n<p><a href=\"https:\/\/puskesmaskutaselatan.badungkab.go.id\/\"><b>Puskesmas Clinics (Public Health Centers)<\/b><\/a><\/p>\n<p><b>Address:<\/b><span style=\"font-weight: 400;\"> Jalan Srikandi No. 40A, Benoa Village, South Kuta District, Badung Regency, Bali 80361<\/span><\/p>\n<p><b>Phone number:<\/b><span style=\"font-weight: 400;\"> +62-361-771-957<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pukesmas, or local clinics, serve as the first point of contact for basic public healthcare. At these clinics, patients can receive general primary care and dental care, and some offer more comprehensive care.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-21' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_2.jpg\" alt=\"blog banner asia 2\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Private Hospitals in Bali<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Urban and tourist-centric areas such as Denpasar, Kuta, and Ubud offer most of the top private hospitals, such as <\/span><b>BaliMed Hospital<\/b><span style=\"font-weight: 400;\">, <\/span><b>BIMC Hospital<\/b><span style=\"font-weight: 400;\">, <\/span><b>Siloam Hospitals<\/b><span style=\"font-weight: 400;\">, <\/span><b>Kasih Ibu Hospitals<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Bali Royal Hospital<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><a href=\"https:\/\/balimedhospital.co.id\/\"><b>BaliMed Hospital<\/b><\/a><\/p>\n<p><b>Address:<\/b> <span style=\"font-weight: 400;\">Jl. Mahendradatta No.57X, Denpasar, Bali, Indonesia<\/span><\/p>\n<p><b>Phone number:<\/b> <span style=\"font-weight: 400;\">+62 361 484748<\/span><\/p>\n<p><span style=\"font-weight: 400;\">BaliM\u00e9d Hospital provides high-quality care across a range of medical specialties, including emergency medicine, obstetrics and gynecology, pediatrics, and general surgery. The hospital is equipped with advanced medical technologies and professional staff. It is a popular choice for expats.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/bimcbali.com\/\"><b>BIMC Hospital Bali<\/b><\/a><\/p>\n<p><b>Kuta address: <\/b><span style=\"font-weight: 400;\">Jl. Bypass Ngurah Rai No. 100X, Kuta 80361<\/span><\/p>\n<p><b>Kuta phone number:<\/b><span style=\"font-weight: 400;\"> +62 361 761 263\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><b>BIMC Nusa Dua<\/b><\/p>\n<p><b>Nusa Dua address:<\/b><span style=\"font-weight: 400;\"> Kawasan BTDC Blok D, Nusa Dua 80363<\/span><\/p>\n<p><b>Nusa Dua phone number:<\/b><span style=\"font-weight: 400;\"> +62 361 3000 911<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><b>BIMC Ubud<\/b><\/p>\n<p><b>Ubud address:<\/b><span style=\"font-weight: 400;\"> Jl Raya Sanggingan No 21, Kedewatan, Ubud \u2013 Gianyar 80561, Bali, Indonesia<\/span><\/p>\n<p><b>Ubud phone number:<\/b><span style=\"font-weight: 400;\"> +62 361 209 1030<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bali International Medical Centre (BIMC) is a renowned private medical facility that is part of the Siloam Group. BIMC is known for its comprehensive services, including cosmetic surgery and dialysis, and for its multilingual staff, which simplifies the experience for U.S. expats.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.siloamhospitals.com\/en\/\"><b>Siloam Hospitals<\/b><\/a><\/p>\n<p><b>Address:<\/b><span style=\"font-weight: 400;\"> Jl. Sunset Road No.818, Kuta, Kec. Kuta, Kabupaten Badung, Bali 80361, Indonesia<\/span><\/p>\n<p><b>Phone number:<\/b><span style=\"font-weight: 400;\"> +62-361-779-900<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Siloam Hospitals boasts the largest private hospital network in Indonesia, with over 41 hospital branches and 25 clinics. The medical staff at Siloam prioritizes giving international-standard services to patients across many specialties, from cardiology and neurology to urology and orthopedics.<\/span><\/p>\n<p><a href=\"https:\/\/kih.co.id\/\"><b>Kasih Ibu Hospitals<\/b><\/a><\/p>\n<p><b>Address:<\/b><span style=\"font-weight: 400;\"> Jl. Teuku Umar No. 120, Denpasar \u2013 Bali 80114<\/span><\/p>\n<p><b>Phone Number:<\/b><span style=\"font-weight: 400;\"> (0361)-300-3030<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With locations in Denpasar, Kedonganan, Tabanan, and Saba, Kasih Ibu Hospitals offer top-quality care to patients. Services include brain and spine, orthopedic, eye, dialysis, and oncology care, and the facilities include an intensive care, emergency, and outpatient units, and more.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.baliroyalhospital.co.id\/\"><b>Bali Royal Hospital (BROS)<\/b><\/a><\/p>\n<p><b>Address:<\/b> <span style=\"font-weight: 400;\">Jl. Tantular No. 6 Renon, Denpasar\u00a0<\/span><\/p>\n<p><b>Phone number:<\/b> <span style=\"font-weight: 400;\">+62 361 222 588<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bali Royal Hospital (BROS) was founded in 2013 and offers modern medical facilities and advanced technology for a high-quality patient experience. Its spectrum services include, but are not limited to, emergency care, maternity services, and specialized treatments.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-22' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_3.jpg\" alt=\"blog banner asia 3\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Health Insurance Options for U.S. Expats in Bali<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-24027 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/team-of-medical-professionals-working-together-in-a-clinic.webp\" alt=\"Image of Team Of Medical Professionals Working Together In A Clinic with text overlay of &quot;Health Insurance Options for U.S. Expats in Bali&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/team-of-medical-professionals-working-together-in-a-clinic.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/team-of-medical-professionals-working-together-in-a-clinic-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/team-of-medical-professionals-working-together-in-a-clinic-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/team-of-medical-professionals-working-together-in-a-clinic-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/team-of-medical-professionals-working-together-in-a-clinic-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">U.S. expats living in Bali may qualify for Bali\u2019s public insurance scheme, but private insurance is much more popular because it affords expats access to top facilities and better care.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Public Health Insurance for U.S. Expats in Bali<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Indonesia\u2019s national health insurance scheme, known as <\/span><a href=\"https:\/\/www.bpjs-kesehatan.go.id\/#\/\"><span style=\"font-weight: 400;\">BPJS Kesehatan<\/span><\/a><span style=\"font-weight: 400;\">, provides affordable healthcare to citizens and residents, including expatriates who are employed in Indonesia.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Under this scheme, expats can receive free or heavily subsidized treatment at public healthcare facilities, with full coverage having no limits on age or pre-existing conditions.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Expats who are employed in Indonesia for at least six months can qualify for BPJS Kesehatan. After six months, your employer must register you and your family for the <\/span><a href=\"https:\/\/www.badankebijakan.kemkes.go.id\/en\/program-jaminan-kesehatan-nasional-jkn\/\"><span style=\"font-weight: 400;\">JKN program<\/span><\/a><span style=\"font-weight: 400;\">. Once this is complete, you should receive a BPJS card, which you\u2019ll use to access public healthcare facilities.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Private Health Insurance for U.S. Expats in Bali<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Private facilities in Bali are known for high-quality care and internationally trained staff. They frequently offer state-of-the-art equipment and specialized care. <\/span><b>U.S. expats in Bali generally choose private insurance like <\/b><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><b>international health insurance<\/b><\/a><b> to guarantee access to these institutions.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">International health insurance offers portable, customizable care, giving expats access to the best facilities not just in Bali and Indonesia but worldwide. Portability is important for expats in Bali since <\/span><a href=\"https:\/\/www.pacificprime.com\/medical-evacuation-guide\/\"><span style=\"font-weight: 400;\">medical evacuation<\/span><\/a><span style=\"font-weight: 400;\"> is otherwise very expensive.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some of the benefits often included with international health insurance include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Worldwide coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient and day patient care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cancer care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mental health care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency ambulatory services and ER care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Palliative care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Home nursing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lab work and testing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescription medications<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency dental care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rehabilitation<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Individuals who choose an international insurance plan also have the luxury of picking which benefits they need, including add-on benefits like vision and dental care, and when to renew their policies.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-23' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_4.jpg\" alt=\"blog banner asia 4\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">The Best International Health Insurance Plans for U.S. Expats in Bali<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Some of the top international health insurance providers for U.S. expats in Bali include Allianz, AXA, Cigna, GeoBlue, IMG Global, and NOW Health International.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Allianz<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz<\/span><\/a><span style=\"font-weight: 400;\"> offers expats coverage through three plans: <\/span><b>Allianz Care<\/b><span style=\"font-weight: 400;\">, <\/span><b>Allianz Care Plus<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Allianz Care Pro<\/b><span style=\"font-weight: 400;\">. All three plans cover inpatient and day-care services, oncology treatment, and medical evacuation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The annual limit per plan is:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Care plan: USD $2,500,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Care Plus plan: USD $4,000,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Care Pro plan: USD $5,00,000<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">AXA<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><span style=\"font-weight: 400;\"> offers five core international plans: their <\/span><b>Foundation<\/b><span style=\"font-weight: 400;\">, <\/span><b>Standard<\/b><span style=\"font-weight: 400;\">, <\/span><b>Comprehensive<\/b><span style=\"font-weight: 400;\">, <\/span><b>Prestige<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Prestige Plus<\/b><span style=\"font-weight: 400;\"> plans. These plans come with valuable services such as:\u00a0<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>24\/7 customer support:<\/b><span style=\"font-weight: 400;\"> All AXA members receive 24\/7 customer support from an experienced multilingual team.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prompt claims process:<\/b><span style=\"font-weight: 400;\"> For claims submitted with the required information, over 80% are paid to the client within 48 hours.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Second medical opinion:<\/b><span style=\"font-weight: 400;\"> AXA plans offer clients the option of a second medical opinion from highly ranked medical professionals.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Evacuation and repatriation:<\/b><span style=\"font-weight: 400;\"> Evacuation and repatriation coverage comes standard with AXA health plans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Virtual doctor service:<\/b><span style=\"font-weight: 400;\"> Expats who buy an AXA plan have access to virtual consultations with a real doctor day or night, anywhere in the world.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Annual limits of each plan are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Foundation plan: USD $160,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Standard plan: USD $1,600,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Comprehensive plan: USD $2,400,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prestige plan: USD $3,200,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prestige Plus plan: USD $8,00,000<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Cigna<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><span style=\"font-weight: 400;\"> is known for their excellent health insurance plans. Expats looking for coverage inpatient and outpatient services can choose from Cigna\u2019s <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, <\/span><b>Gold<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Platinum<\/b><span style=\"font-weight: 400;\"> plans as well as their <\/span><b>Close Care<\/b><span style=\"font-weight: 400;\"> plan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Expats can also choose to customize their plan with add-on benefits such as:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental and vision benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Evacuation and Crisis Assistance Plus&#x2122;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health and wellbeing services<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The annual limits for each plan are:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $1,000,000 for the Silver plan<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $2,000,000 for the Gold plan<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">An unlimited annual maximum for the Platinum plan\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $500,000 for the Close Care plan\u00a0<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">GeoBlue: International Health Insurance<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/geoblue\/#:~:text=GeoBlue%20Personal%20Travel%20Insurance%20Plans\"><span style=\"font-weight: 400;\">GeoBlue<\/span><\/a><span style=\"font-weight: 400;\"> is a favorite insurance provider for U.S. expats since they\u2019re backed by the Blue Cross Blue Shield reputation. Their <\/span><b>Xplorer Essential<\/b><span style=\"font-weight: 400;\"> and<\/span><b> Xplorer Premier<\/b><span style=\"font-weight: 400;\"> (Select) plans are ideal for expats making a long-term move to Bali.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some of the top perks offered under GeoBlue plans include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unlimited annual and lifetime global medical coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Immediate coverage for pre\u2011existing conditions (with prior U.S. coverage)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescription drug benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Telemedicine<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Direct billing with private hospitals overseas<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-24' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_5.jpg\" alt=\"blog banner asia 5\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">IMG Global<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/img\/\"><span style=\"font-weight: 400;\">IMG<\/span><\/a><span style=\"font-weight: 400;\">\u2019s Global Medical Insurance plan comes in four tiers: <\/span><b>Bronze<\/b><span style=\"font-weight: 400;\">, <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, <\/span><b>Gold<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Platinum<\/b><span style=\"font-weight: 400;\">. Expats value IMG for their customizable worldwide coverage, emergency medical evacuation coverage, and prescription drug coverage across all tiers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Limits across each tier are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bronze: $1,000,000 per individual<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Silver: $5,000,000 per individual<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gold: $5,000,000 per individual<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Platinum: $8,000,000 per individual<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">NOW Health International: Health Insurance<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/now-health\/\"><span style=\"font-weight: 400;\">NOW Health<\/span><\/a><span style=\"font-weight: 400;\"> offers their <\/span><b>WorldCare plan<\/b><span style=\"font-weight: 400;\"> with four tiers of coverage and their <\/span><b>SimpleCare plan<\/b><span style=\"font-weight: 400;\"> with three tiers of coverage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The SimpleCare plan was designed to allow expats to save on their premium costs. Note that expats cannot receive elective coverage in the United States under the SimpleCare plan.\u00a0 Under the SimpleCare plan, annual limits are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $1,000,000 for the SimpleCare Core tier<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $1,500,000 for the SimpleCare 100 tier<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $1,500,000 for the SimpleCare 250 tier<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The WorldCare plans from NOW Health were designed with comprehensive care in mind. Under the WorldCare plan, annual limits are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $3,000,000 for the Essential tier<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $3,500,000 for the Advance tier<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $4,000,000 for the Excel tier<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $4,500,000 for the Apex tier<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">What U.S. Expats Should Consider When Choosing Health Insurance in Bali<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-24029 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/close-up-view-of-a-stethoscope-on-a-clean-surface.webp\" alt=\"Image of Close-up View Of A Stethoscope On A Clean Surface with text overlay of &quot;What U.S. Expats Should Consider When Choosing Health Insurance in Bali&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/close-up-view-of-a-stethoscope-on-a-clean-surface.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/close-up-view-of-a-stethoscope-on-a-clean-surface-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/close-up-view-of-a-stethoscope-on-a-clean-surface-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/close-up-view-of-a-stethoscope-on-a-clean-surface-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/close-up-view-of-a-stethoscope-on-a-clean-surface-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">When choosing private health insurance plans for Bali, U.S. expats should consider direct billing options, specifics of their health and budget, and more. We\u2019ve listed some of the main factors to keep in mind below:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Your Budget<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Your health history, desired coverage, extra benefits, and even age and gender all contribute toward the cost of your plan. When breaking down your budget for your policy, remember the following costs:<\/span><\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Premiums <\/b><span style=\"font-weight: 400;\">are the amount you pay each month for health insurance.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Deductibles <\/b><span style=\"font-weight: 400;\">are the amount you pay before your insurance covers costs.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Copays <\/b><span style=\"font-weight: 400;\">are the amount you pay for medical visits, like doctor\u2019s visits.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Coinsurance <\/b><span style=\"font-weight: 400;\">is the coverage percentage you pay once you have met your deductible.<br \/>\n<\/span><\/li>\n<li aria-level=\"1\">The <strong>out-of-pocket maximum<\/strong> is the total maximum amount you may pay for health care within a term.<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Plan Limits<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Each plan offers differing coverage limits, meaning the maximum amount the insurer will pay for medical expenses.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Range of Benefits<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Expats should evaluate plans that meet their unique needs, especially if they require specialty services, such as maternity care, mental health services, and prescription medications.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Exclusions<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Many plans do not cover pre-existing conditions, specific treatments, or alternative therapies. If you need treatment for excluded care, you will have to cover the costs out of pocket.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Direct Billing Options<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Some providers provide direct billing, which allows expats to receive treatment upfront before payment, alleviating financial stress and streamlining the medical process.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Adventure Support<\/b><span style=\"font-weight: 400;\">: Many individuals moving to Bali have lifestyles that include many outdoor excursions, so verify that your chosen policy covers your chosen activities, from hiking to surfing. Ensure the insurer also provides 24\/7 emergency assistance for urgent medical emergencies.<\/span><\/li>\n<\/ol>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-66' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_Asia.png\" alt=\"Insurers recommendation blog banner Asia v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Asia - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations in Asia\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton asiarecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\"\n            alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton asiarecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Safety Tips for U.S. Expats in Bali<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">U.S. expats who move to Bali can make the most of their move by avoiding common health emergencies, by securing insurance that includes medical evacuation coverage, and by following general safety guidelines. Let\u2019s cover each of these in more depth below.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Avoid Common Health Risks in Bali<\/span><\/h3>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/dengue-fever-travel-advice.html\"><b>Dengue Fever<\/b><\/a><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: This mosquito-borne disease can cause high fevers, severe headaches, nausea and vomiting, and a rash. Avoid dengue by using bug spray, wearing long, lightweight, loose clothing, and staying inside during dusk and other times when mosquitoes are more active.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Surfing and Diving Injuries<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: Expats who love to surf and enjoy the ocean often choose Bali for long-term relocation, but they should be careful to avoid reef cuts, sprains, or other water-related injuries. Warm up properly, wear appropriate gear, and learn about Bali\u2019s ocean conditions.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Dehydration and Heatstroke<\/b><span style=\"font-weight: 400;\">: Bali&#8217;s tropical climate may be unlike many areas of the U.S. from where expats are moving. Drink water regularly, wear appropriate clothing and sunscreen, and seek shade and rest to avoid dehydration and heatstroke.<\/span><\/li>\n<\/ol>\n<h3><span style=\"font-weight: 400;\">Secure Medical Evacuation in Bali<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Medevac insurance covers the cost of transporting you from Bali to a better medical facility, often in Singapore or Australia, if local care is insufficient. Without insurance, this can cost USD $25,000\u2013$100,000, or more.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Many of Bali\u2019s medical facilities are capable of treating most medical cases. However, complex cases, especially for patients who are relying only on public services, may require more advanced treatment.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Considering Bali\u2019s geographical location, it\u2019s also wise for U.S. expatriates to secure a comprehensive international insurance plan that covers medical evacuation to their home country or a nearby country with advanced medical facilities.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Follow General Safety Guidelines<\/span><\/h3>\n<p><a href=\"https:\/\/travel.state.gov\/content\/travel\/en\/traveladvisories\/traveladvisories\/indonesia-travel-advisory.html\"><span style=\"font-weight: 400;\">Bali is considered a safe place<\/span><\/a><span style=\"font-weight: 400;\"> to travel and live, but other areas of Indonesia, especially Central Papua and Highland Papua, are targets for terrorist activity. If you plan to visit other areas of Indonesia, ensure that you:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monitor media for news of potential terrorist activity<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check weather channels to be prepared against natural disasters<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Secure any personal belongings and avoid wearing flashy items that could attract pickpockets<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Drink responsibly while enjoying nightlife, and secure a safe ride home if necessary<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Are healthcare services in Bali good?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Private hospitals offer the best care in Bali, with modern equipment, English-speaking staff, and shorter wait times. They are prepared to treat infections, perform minor surgery, and more. Public hospitals, however, function at a lower standard.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Do U.S. expats need health insurance in Bali?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expats in Bali can qualify for public insurance after six months if they are employed by an Indonesian employer. That means expats need private health insurance for at least the first six months of their stay, though most prefer to keep their private plan for better access to high-quality care.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What health insurance is best for U.S. expats in Bali?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">International health insurance that includes medical evacuation coverage is the best option for expats living in Bali. It guarantees access to private hospitals and clinics that have English-speaking staff, state-of-the-art equipment, shorter wait times, and specialized services in Bali and abroad.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">U.S. citizens moving to Bali should now have a good idea what Bali\u2019s healthcare looks like and know the best options to cover their medical needs. <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Consult an insurance expert online<\/span><\/a><span style=\"font-weight: 400;\"> to help you compare the best <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/\"><span style=\"font-weight: 400;\">type of insurance plan<\/span><\/a><span style=\"font-weight: 400;\"> for your needs.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Before your big move, also consider reading our articles:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/international-vs-local-insurance-bali-expats.html\"><span style=\"font-weight: 400;\">International Insurance vs. Local Indonesian Plans: Which is Better for U.S. Expats?<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/emergency-medical-care-bali-usa-expats.html\"><span style=\"font-weight: 400;\">Emergency Medical Services in Bali: What U.S. Citizens Should Expect<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/living-in-bali-as-an-american.html\"><span style=\"font-weight: 400;\">Living in Bali as an American<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/the-cost-of-living-in-bali-versus-the-us.html\"><span style=\"font-weight: 400;\">Bali vs. US Cost of Living: Full Comparison for Expats<\/span><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Most U.S. expats who move to Bali opt for international health insurance to protect their budget and health. Bali does offer public medical services to qualifying expats, but private insurance offers access to better facilities, more specialists, and higher-quality care. Are you an American expat preparing for a long-term move to Bali? If you\u2019re wondering &#8230;<\/p>\n","protected":false},"author":54,"featured_media":24025,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-24021","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Health &amp; Medical Insurance in Bali: What Expats from the U.S. Need to Know<\/title>\n<meta name=\"description\" content=\"U.S. expats moving to Bali will find all they need to know about Bali\u2019s healthcare system, the best insurance options for expats, and more in this article.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/medical-insurance-bali-us-expats.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Health &amp; 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