{"id":22983,"date":"2025-07-16T13:34:49","date_gmt":"2025-07-16T05:34:49","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=22983"},"modified":"2026-01-26T14:49:21","modified_gmt":"2026-01-26T06:49:21","slug":"malaysia-healthcare-system-explained","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/malaysia-healthcare-system-explained.html","title":{"rendered":"Malaysia\u2019s Healthcare System Explained: A Complete Guide For Expats"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Malaysia has one of the most advanced and affordable healthcare systems in Asia, benefiting from extensive government support, and most medical staff are well-trained and able to communicate in English.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you planning the move to Malaysia? This <\/span><a href=\"https:\/\/www.pacificprime.com\/\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> article will be your complete guide to Malaysia\u2019s Healthcare System, what you should know before flying there, and what you can do to get the best medical coverage possible for foreigners in the Malay Peninsula.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Overview of Malaysia\u2019s Healthcare System<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-23099 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/city-skyline-of-kuala-lumpur-with-modern-buildings-in-the-background.webp\" alt=\"Image of City Skyline Of Kuala Lumpur With Modern Buildings In The Background with text overlay of &quot;Overview of Malaysia\u2019s Healthcare System&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/city-skyline-of-kuala-lumpur-with-modern-buildings-in-the-background.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/city-skyline-of-kuala-lumpur-with-modern-buildings-in-the-background-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/city-skyline-of-kuala-lumpur-with-modern-buildings-in-the-background-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/city-skyline-of-kuala-lumpur-with-modern-buildings-in-the-background-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/city-skyline-of-kuala-lumpur-with-modern-buildings-in-the-background-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Malaysia has a two-tier healthcare system: the tax-funded public sector and the private sector. Public healthcare offers universal, low-cost services for legal residents, while private care offers faster, more personalized services.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Most doctors in Malaysia speak English at a communicable level and were trained in the UK, the US, or Australia, so they are considered to meet western medical standards.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Public Healthcare Sector in Malaysia<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Funded through general income taxation, public healthcare is accessible to all Malaysian citizens. The government has boosted funding recently to address the growing elderly population and rising healthcare demands for non-communicable diseases (NCDs) like diabetes and cardiovascular diseases.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Private Healthcare Sector in Malaysia<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Private facilities offer faster services, better doctor-patient ratios, and more attractive salaries for doctors and medical professionals. This incentive draws in doctors from the public sector, which directly impacts staffing issues in public hospitals.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Hospital Infrastructure &amp; Staffing Challenges in Malaysia<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As of 2020, Malaysia had 146 public hospitals and 202 private ones. Since 2014, there\u2019s been a growing shortage of medical professionals, especially in rural areas. While the public sector serves about 65% of the population, <\/span><a href=\"https:\/\/www.researchgate.net\/publication\/237409933_The_Malaysian_Health_Care_System_A_Review\"><span style=\"font-weight: 400;\">it\u2019s staffed by only 45%<\/span><\/a><span style=\"font-weight: 400;\"> of the country\u2019s doctors and just 25\u201330% of specialists.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This problem is largely due to lower salaries and heavier workloads for doctors in public hospitals. Many professionals leave the public system for better pay and conditions in the private sector, putting more strain on already overcrowded and understaffed public services.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-20' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_1.jpg\" alt=\"blog banner asia 1\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_1.jpg\" alt=\"blog banner asia 1\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Cost of Malaysia\u2019s Healthcare System<\/span><\/h2>\n<h2><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-22989\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-2.webp\" alt=\"malaysia healthcare system\" width=\"1140\" height=\"495\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-2.webp 1140w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-2-300x130.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-2-600x261.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-2-768x333.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-2-1138x493.webp 1138w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-2-150x65.webp 150w\" sizes=\"auto, (max-width: 1140px) 100vw, 1140px\" \/><\/h2>\n<p><span style=\"font-weight: 400;\">Healthcare costs in Malaysia can vary widely depending on whether you use public or private services and whether you have insurance coverage.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Price Differences Between a Public and Private Hospital in Malaysia<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">To help you compare, here are the average prices for some of Malaysia&#8217;s most popular medical treatments in both government and private hospitals.\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Treatment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Public hospital<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Private hospital\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Spine Surgery<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 15,000-36,000 (USD 3,490\u20138,370)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 40,000-55,000\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD 9,300\u201312,790)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Stroke\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 4,000 and above<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD 930+)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 35,000-75,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD 8,140\u201317,440)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Kidney Stone<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 3,000-10,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD 700\u20132,330)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 9,000-40,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD 2,090\u20139,300)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cataract<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 100-540<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD 23\u2013125)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 3,500-6,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD 810\u20131,400)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dengue Fever<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Free<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 3,500-6,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD 810\u20131,400)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">Cost of Prescription Drugs in Malaysia<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Prices of prescription drugs and medicines in general are cheaper in Malaysia compared to most Western countries. Here are some examples of the most common over-the-counter drugs found in Malaysia, according to <\/span><a href=\"https:\/\/pharmacy.moh.gov.my\/en\/apps\/drug-price\"><span style=\"font-weight: 400;\">Malaysia\u2019s Ministry of Health<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Medication name<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Retail price per pack\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ibuprofen 400 mg tablet (pack of 1,000 tablet)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 160 (USD 37)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pseudoephedrine HCL 30 mg\/5 ml (bottle of 90 ml)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 4.20 (USD 1)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Loratadine 1 mg\/ml Syrup (bottle of 60 ml)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 4.80 (USD 1.1)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hydrocortisone 1 % Cream (tube of 15 gram<\/span> <span style=\"font-weight: 400;\">)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RM 7.70 (USD 1.8)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-21' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_2.jpg\" alt=\"blog banner asia 2\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Healthcare Options for Expats and Travelers in Malaysia<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Unlike Malaysian citizens, who get a heavily subsidized rate for healthcare at a public hospital, expats must pay for their medical care in full if they are not covered by insurance or enrolled in the <\/span><a href=\"https:\/\/www.takaful-malaysia.com.my\/en\/products\/foreign-workers-hospitalisation-surgical-scheme-skhppa\/\"><b>Foreign Worker Hospitalization and Surgical Scheme<\/b><\/a><b> (FWHS).<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Expats in Malaysia can qualify for the FWHS if they meet the criteria. First, the employer must enroll you to join the scheme. It has an annual limit of up to RM 20,000 (USD 4,620) and covers room and board up to RM 160 (USD 37) and ICU fees up to 15 days. Coverage includes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Daily Hospital &amp; Room Board (Maximum up to 30 days)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Intensive Care Unit (ICU) (Maximum up to 15 days)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hospital Supplies and Services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Operating Theatre<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Surgical fees (Excluding Organ Transplantation)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Anesthetist Fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In-Hospital Physician Visits (Maximum up to 30 days)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In-Hospital Specialist Consultation Visits (Maximum up to 30 days)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ambulance Fees \/ Medical Report Fees<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">To be eligible for this scheme, foreign workers must meet the following criteria:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Be current and future full-time employees of the certificate holder.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Be between 18 and 60 years of age and actively performing their regular work duties.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Please note that domestic workers are excluded from this scheme. Domestic workers include individuals employed in or connected with the work of a private dwelling house, such as housemaids, personal drivers, gardeners, personal bodyguards, house guards, cooks, nurses, caretakers, and valets.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The coverage period for this scheme is one year and is renewable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Another popular option for expats in Malaysia is to get <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-in-malaysia.html#:~:text=Foreigners%20in%20Malaysia%20must%20secure,for%20broader%20access%20to%20care.\"><span style=\"font-weight: 400;\">private health insurance<\/span><\/a><span style=\"font-weight: 400;\"> for their healthcare needs. Not only will you get access to private medical facilities, but you can also be sure that the coverage limits will match your potential medical expenses.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For short-term visitors, you can technically go to public hospitals, but you\u2019ll need to pay in full, which can sometimes equal the cost of private hospital care. It is recommended for travelers and those on shorter stays to secure <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/malaysia-travel-insurance-guide.html\"><span style=\"font-weight: 400;\">travel insurance<\/span><\/a><span style=\"font-weight: 400;\"> to cover unforeseen medical expenses during your trip.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-22' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_3.jpg\" alt=\"blog banner asia 3\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">The Difference Between Private and Public Health Care in Malaysia<\/span><\/h2>\n<h2><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-22990\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-3.webp\" alt=\"malaysia healthcare system\" width=\"1140\" height=\"495\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-3.webp 1140w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-3-300x130.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-3-600x261.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-3-768x333.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-3-1138x493.webp 1138w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/malaysia-3-150x65.webp 150w\" sizes=\"auto, (max-width: 1140px) 100vw, 1140px\" \/><\/h2>\n<p><span style=\"font-weight: 400;\">The Malaysian government helps subsidize medical costs in public hospitals, making medical\u00a0 care accessible for all Malaysians, though the treatments, patient care, customer service, and facilities in public hospitals may not be ideal for expats, as local patients flood in every day.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With higher service fees, private hospitals can improve your hospital experience by offering clean and pleasant environments, attentive service, various room types, and wider food and medicine selections.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, private hospitals offer shorter wait times for doctor examinations. If you are visiting a patient, private hospitals also allow more privacy and longer visiting hours in a private ward.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Challenges for Expats in the Malaysian Healthcare System\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Navigating the healthcare system in Malaysia can be tough work for expats. While the country offers high-quality medical care at comparatively lower prices, having comprehensive health coverage ensures your financial stability and access to the best private medical facilities.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Expats in Malaysia are likely to face higher medical fees, as stated in <\/span><a href=\"https:\/\/www.malaysiakini.com\/letters\/506622#:~:text=To%20make%20matters%20worse%2C%20non%2Dcitizens%20are%20charged%20between%2024%20to%20100%20times%20more%20than%20citizens%20to%20access%20care%20in%20public%20hospitals%20since%20January%202016%2C%20after%20the%20Fees%20Act%20(Medical)%201951%20was%20amended%20for%20foreigners.\"><span style=\"font-weight: 400;\">the Fees Act (Medical) (1951)<\/span><\/a><span style=\"font-weight: 400;\"> that non-citizens will be charged between 24 and 100 times more than citizens to access care in public hospitals. This can make public healthcare costs comparable to private hospital charges.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For foreign workers enrolled in the FWHS, this scheme has an annual limit of RM 20,000 (USD 4,620) and specifies which hospitals you can attend, potentially limiting the quality of care received and possibly requiring additional payments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Even with the FWHS, expats may still face expensive out-of-pocket fees, especially for major procedures, without adequate insurance. Due to the potential high costs in both public and private facilities, <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/asia\/malaysia-health-insurance-pacific-prime-international\/\"><span style=\"font-weight: 400;\">comprehensive international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> is highly recommended for expats in Malaysia.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Let Pacific Prime Guide Your Journey to Malaysia<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Navigating a new life abroad shouldn\u2019t be stressful, especially when it comes to your health. With more than 25 years of experience in the industry, Pacific Prime is ready to help expats from all over the world secure the ideal <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance plan<\/span><\/a><span style=\"font-weight: 400;\"> that matches their needs and budget.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether you\u2019re an expat living in Malaysia looking for healthcare coverage to protect yourself from unexpected medical costs or if you\u2019re a visitor looking for <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/travel-insurance-and-short-term-health-insurance-for-expats\/\"><span style=\"font-weight: 400;\">travel insurance<\/span><\/a><span style=\"font-weight: 400;\"> here, our experts are more than ready to help you kickstart your journey to Malaysia.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact us<\/span><\/a><span style=\"font-weight: 400;\"> today for a free quote and no-obligation plan comparison!<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Is Health Insurance Mandatory for Expats in Malaysia?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">All expats in Malaysia are not legally required to have health insurance, but we strongly recommend having coverage. Long-term residents and employment visa holders may be eligible for employer-sponsored insurance, while self-funded expats and retirees must arrange their own coverage.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What is the Emergency Number in Malaysia?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expats in Malaysia can dial 999 to call the primary emergency number for the ambulance, police, and fire department, or dial 112 from a mobile phone. This will work even if the phone is locked or has no credit. All 112 calls will be redirected to the 999 response center.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Will My Health Insurance Cover Medical Evacuation?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Medical evacuation may be covered in some international health insurance plans, since they are very customizable and can be adjusted to suit your specific needs. The majority of international health insurance plans offer coverage extension for medical evacuation and repatriation benefits.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Malaysia has one of the most advanced and affordable healthcare systems in Asia, benefiting from extensive government support, and most medical staff are well-trained and able to communicate in English.\u00a0 Are you planning the move to Malaysia? 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