{"id":19345,"date":"2026-08-03T21:13:33","date_gmt":"2026-08-03T13:13:33","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=19345"},"modified":"2026-08-03T23:43:25","modified_gmt":"2026-08-03T15:43:25","slug":"allianz-insurance-hong-kong","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/allianz-insurance-hong-kong.html","title":{"rendered":"Allianz Insurance in Hong Kong in 2026"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Allianz is an international health insurance provider that offers comprehensive individual and family medical insurance plans in Hong Kong. Allianz designed its international Care plans specifically for those looking for flexible and inclusive healthcare coverage overseas.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Do you or your family live in <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-hong-kong\/\"><span style=\"font-weight: 400;\">Hong Kong and need a health insurance plan<\/span><\/a><span style=\"font-weight: 400;\">? Maybe you\u2019re unsure where to start in your health insurance shopping journey. This article from Pacific Prime will help you understand one of the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/top-hong-kong-insurance-companies-expats.html\"><span style=\"font-weight: 400;\">most popular insurance companies<\/span><\/a><span style=\"font-weight: 400;\"> on the market today, Allianz.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We will discuss the key features of an Allianz health insurance plan, the coverage and benefits included in their plans, and more. Keep reading to learn more, or <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">click here to begin comparing quotes<\/span><\/a><span style=\"font-weight: 400;\"> from Allianz or other providers for free!<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><b>An Overview of Allianz Insurance in Hong Kong in 2026<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-30639 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-museum-of-art-beside-the-tsim-sha-tsui-waterfront-promenade.webp\" alt=\"Image of Hong Kong Museum Of Art Beside The Tsim Sha Tsui Waterfront Promenade with text overlay of &quot;An Overview of Allianz Insurance in Hong Kong in 2026&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-museum-of-art-beside-the-tsim-sha-tsui-waterfront-promenade.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-museum-of-art-beside-the-tsim-sha-tsui-waterfront-promenade-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-museum-of-art-beside-the-tsim-sha-tsui-waterfront-promenade-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-museum-of-art-beside-the-tsim-sha-tsui-waterfront-promenade-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-museum-of-art-beside-the-tsim-sha-tsui-waterfront-promenade-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz <\/span><\/a><span style=\"font-weight: 400;\">is an international health insurance provider that offers comprehensive medical insurance worldwide. Their mission as a company is to keep their members well and to provide 24-hour support across numerous time zones.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.allianzcare.com\/en\/personal-international-health-insurance\/products-and-services\/specialised-international-plans\/plans-for-hongkong.html#:~:text=Awards%20and%20Recognition,Insurance%20Provider%202023.\"><span style=\"font-weight: 400;\">Allianz has won several awards<\/span><\/a><span style=\"font-weight: 400;\">, such as those listed below:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ITIJ Award Winner: International Travel and Health Insurer of the Year<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">EFMA &amp; Accenture Innovation in Insurance Awards Win 2022<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">UK Health &amp; Protection Award Win: Best International Group Health Insurance Provider 2023<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Allianz has over 219,000 employees and manages over 72 million cases a year. With their leading global presence, policyholders can rest assured that they can get the support they need when they need it.\u00a0<\/span><\/p>\n<h2><b>Key Features of Allianz Insurance in Hong Kong<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Some of the key features Allianz offers to its policyholders in Hong Kong and worldwide are a <\/span><b>vast global network, 24\/7 support, quick claims processing, and flexible coverage<\/b><span style=\"font-weight: 400;\">. These features help bring value to Allianz members and set them apart from other providers.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Vast Global Network: <\/b><span style=\"font-weight: 400;\">Allianz offers its members a growing network of over 1.9 million medical providers worldwide, with a variety to choose from just in Hong Kong alone. Staying in the network can help members settle their medical bills directly and save time.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>24\/7 Support: <\/b><span style=\"font-weight: 400;\">Allianz offers its members in Hong Kong 24\/7 support through its multilingual helpline, Expat Assistance Programme, and Travel Security Services. These various support services can help you with any question day and night, on weekends, and on holidays.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Quick Claims Processing: <\/b><span style=\"font-weight: 400;\">Allianz provides fully completed medical claims processing within 48 hours to its members in Hong Kong. Claims can be submitted anytime and anywhere from the Allianz MyHealth app, making it convenient for its members.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Flexible Coverage: <\/b><span style=\"font-weight: 400;\">Allianz gives its members a variety of plans to choose from, with the option to purchase additional coverage and tailor the plan further. Don\u2019t worry about paying for coverage you won\u2019t need with Allianz\u2019s Care plans in Hong Kong.\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-25' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_1.jpg\" alt=\"Blog Banner China 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>Allianz Health Insurance Plans in Hong Kong in 2026<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Allianz offers comprehensive international health insurance in Hong Kong in 2026 through their <\/span><b>Hong Kong Care, Hong Kong Care Plus, and Hong Kong Care Pro<\/b><span style=\"font-weight: 400;\"> plans. These plans are considered your Core plan, and members have the option to choose an optional plan to further extend coverage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When purchasing a plan from Allianz in Hong Kong, you will follow three steps:\u00a0<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choose your Core plan and deductible<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Add any optional plans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choose your geographical area of coverage<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Allianz offers two different geographical areas of cover for its plans: Worldwide <\/span><b>excluding <\/b><span style=\"font-weight: 400;\">Belarus, Cuba, Iran, North Korea, and Russia, and Worldwide <\/span><b>excluding <\/b><span style=\"font-weight: 400;\">Belarus, Cuba, Iran, North Korea, Russia, and <\/span><b>the USA<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The optional plans available to add to your core plan are listed below:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient Plans (available in Active Pro, Active Plus, and Active)\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental Plan (available in Smile and Smile Plus)\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Repatriation Plan<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity plan (available in Bloom and Bloom Plus)\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Optional plans can not be purchased on their own.\u00a0<\/span><\/p>\n<h3><b>Allianz Hong Kong Care<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The Hong Kong Care plan offers the most basic coverage of all three Allianz Hong Kong plans. It covers inpatient and hospitalization services and medical evacuation. The Care plan has a maximum plan limit of <\/span><b>US$ 2,500,000 (HKD 19,375,000).\u00a0<\/b><\/p>\n<h3><b>Allianz Hong Kong Care Plus<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The Hong Kong Care Plus plan offers the same core benefits as the Care plan but with enhanced benefits as well. Members can further customize their coverage with a maternity plan.\u00a0 The Care Plus plan has a maximum plan limit of<\/span><b> US$ 4,000,000 (HKD 31,000,000).<\/b><\/p>\n<h3><b>Allianz Hong Kong Care Pro<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The Hong Kong Care Pro plan is the most comprehensive of the Hong Kong plans, with extensive inpatient benefits and limits. Members can further customize their coverage with a maternity plan. The Care Pro plan has a maximum plan limit of <\/span><b>US$5,000,000 (HKD 38,750,000).\u00a0<\/b><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-26' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_2.jpg\" alt=\"Blog Banner China 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>Allianz Hong Kong Plan Benefits Comparison\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">While each of the Allianz Hong Kong Care plans offers valuable financial protection, they differ in key ways, such as benefit limits. We will compare the plans in the tables below.\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\">\n<h3><b>Allianz Core Plan Benefits in Hong Kong in 2026<\/b><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><b>Hong Kong Care<\/b><\/td>\n<td><b>Hong Kong Care Plus<\/b><\/td>\n<td><b>Hong Kong Care Pro<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospital room accommodation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Private Room<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Private Room<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Semi-Private Room\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Intensive care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Surgical fees, including anesthesia and theatre charges<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Day care treatment\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">HIV\/AIDS treatment<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(subject to 48-month waiting period)\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 10,000 (HKD 77,500)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 10,000 (HKD 77,500)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient surgery<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency out-patient treatment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 1,015 (HKD 7,920)\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 1,015 (HKD 7,920)\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 1,015 (HKD 7,920)\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Repatriation of mortal remains<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 13,500<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(HKD 105,300)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 13,500<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(HKD 105,300)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 13,500<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(HKD 105,300)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical Evacuation\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Expenses for one person accompanying an evacuated person<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 4,050 (HKD 31,590)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 3,375 (HKD 26,330)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 2,700 (HKD 21,060)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Additional benefits available through the optional plans, Outpatient, Dental, and more, also vary in benefit limits and coverage. See the table below for details on outpatient benefits through Allianz in Hong Kong.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-27' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_3.jpg\" alt=\"Blog Banner China 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\">\n<h3><b>Allianz Outpatient Plan Benefits in Hong Kong in 2026<\/b><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><b>Hong Kong Active Pro<\/b><\/td>\n<td><b>Hong Kong Active Plus\u00a0<\/b><\/td>\n<td><b>Hong Kong Active<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maximum plan limit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US$ 25,650\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(HKD 200,100)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US$ 11,780<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(HKD 91,900)\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US$ 6,750\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(HKD 52,650)\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical practitioner fees<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Prescribed drugs<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Health and well-being checks<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covers 15 visits up to US$ 1,080\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(HKD 8,420)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covers 15 visits up to US$ 810<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(HKD 6,320)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vaccinations<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 1,000 (HKD 7,750)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 400 (HKD 3,120)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 150 (HKD 1,200)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Prescribed glasses and contact lenses, including eye examination<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 245 (HKD 1,910)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not covered<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The table below compares the benefits available through Allianz\u2019s dental plans, Smile and Smile Plus. Smile Plus is only available to members who choose the Hong Kong Care Pro core plan.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-28' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_4.jpg\" alt=\"Blog Banner China 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"3\">\n<h3><b>Allianz Dental Plan Benefits in Hong Kong in 2026<\/b><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><b>Smile Plus<\/b><\/td>\n<td><b>Smile<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maximum plan limit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No limit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US$ 1,500 (HKD 11,625)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental treatment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">100% refund for costs<\/span><\/td>\n<td><span style=\"font-weight: 400;\">80% refund for costs<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental surgery<\/span><\/td>\n<td><span style=\"font-weight: 400;\">100% refund for costs<\/span><\/td>\n<td><span style=\"font-weight: 400;\">80% refund for costs<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Periodontics<\/span><\/td>\n<td><span style=\"font-weight: 400;\">100% refund for costs<\/span><\/td>\n<td><span style=\"font-weight: 400;\">80% refund for costs<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Orthodontic treatment (subject to a 10-month waiting period)\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">65% refund for costs<\/span><\/p>\n<p><span style=\"font-weight: 400;\">up to US$ 6,750<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(HKD 52,650)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50% refund for costs<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The table below compares the benefits available through Allianz\u2019s maternity plans,<\/span><b> Bloom,<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Bloom Plus.<\/b><span style=\"font-weight: 400;\"> These plans are not available to be purchased with the Hong Kong Care plan and have to be purchased in conjunction with an outpatient plan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Both maternity plans are subject to a 10-month waiting period before benefits can go into effect.\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"3\">\n<h3><b>Allianz Maternity Plan Benefits in Hong Kong<\/b><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><b>Bloom Plus<\/b><\/td>\n<td><b>Bloom<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Routine inpatient and outpatient maternity treatment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 13,500 (HKD 105,300)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">per pregnancy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 6,750 (HKD 52,650)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">per pregnancy<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Childbirth complications\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 20,250 (HKD 158,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">per pregnancy)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to US$ 13,500 (HKD 105,300)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">per pregnancy<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">To compare more Allianz plan benefits, check out our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">free quote generator<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-29' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_5.jpg\" alt=\"Blog Banner China 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>Tips for Choosing the Right Allianz Plan for Hong Kong in 2026<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Tips you can follow to choose the right Allianz health insurance plan for your stay in Hong Kong include determining your healthcare needs, considering your budget, and more. We will discuss these points in further detail below:\u00a0<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Determine Your Healthcare Needs:<\/b><span style=\"font-weight: 400;\"> Consider any existing medical conditions you may have or potential health risks, as well as any dependents\u2019 healthcare needs. If you expect to use healthcare services often, you will want to purchase an Allianz plan with more comprehensive coverage and limits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Consider Your Budget:<\/b><span style=\"font-weight: 400;\"> Take the time to consider what monthly or annual premiums you can afford in your plan. The best Allianz plan for you will have a premium that fits your budget while providing the right coverage for your needs. To further lower your premium, try a higher deductible plan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ask for Professional Advice: <\/b><span style=\"font-weight: 400;\">Asking an insurance professional, such as an <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-insurance-why-use-a-broker.html\"><span style=\"font-weight: 400;\">insurance broker<\/span><\/a><span style=\"font-weight: 400;\">, for advice can help you choose a plan that is the best fit for your needs, lifestyle, and budget. Make sure to choose a professional who offers impartial advice and is transparent and honest.\u00a0<\/span><\/li>\n<\/ol>\n<h2><b>Frequently Asked Questions:\u00a0<\/b><\/h2>\n<h3><b>Does Allianz offer VHIS Certified Plans in Hong Kong?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Allianz does not offer VHIS-Certified Plans in Hong Kong. As of July 2022, Allianz is not registered with the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/vhis-hong-kong.html\"><span style=\"font-weight: 400;\">VHIS<\/span><\/a><span style=\"font-weight: 400;\">. Expats looking for VHIS-Certified Plans in Hong Kong can find them through other international health insurance providers like <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/best-vhis-plans-in-hong-kong.html\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<h3><b>Can I use Allianz insurance outside of Hong Kong?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Allianz policyholders can use their health insurance plans outside of Hong Kong. Allianz offers two different geographical areas of cover for its plans: Worldwide excluding Belarus, Cuba, Iran, North Korea, and Russia, and Worldwide excluding Belarus, Cuba, Iran, North Korea, Russia, and the USA.\u00a0<\/span><\/p>\n<h3><b>Does Allianz offer maternity coverage in Hong Kong?\u00a0<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Allianz offers basic maternity coverage through their Hong Kong Care Pro and Care Plus plans, with an option to purchase a more comprehensive maternity plan called Bloom or Bloom Plus. These plans offer coverage for routine maternity care and childbirth complications.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Expats in Hong Kong can enjoy medical coverage with Allianz, which protects their finances and health. With an Allianz health insurance plan, expats can enjoy peace of mind as they travel abroad for work or leisure.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re interested in comparing Allianz plans or other <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-hong-kong\/\"><span style=\"font-weight: 400;\">health insurance plans in Hong Kong<\/span><\/a><span style=\"font-weight: 400;\">, Pacific Prime can help. As an insurance broker, we give our clients free and unbiased advice and help them compare a variety of plans from global providers, such as Allianz or <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/cigna-insurance-hong-kong.html\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">contact us online<\/span><\/a><span style=\"font-weight: 400;\"> or call us toll-free at <\/span><span style=\"font-weight: 400;\">1-800-868-1451<\/span><span style=\"font-weight: 400;\">. If you\u2019d like to compare quotes, use our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">free quote tool<\/span><\/a><span style=\"font-weight: 400;\">!\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you enjoyed this article, check out our others with similar topics like these below:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/hong-kong-life-insurance.html\"><span style=\"font-weight: 400;\">The Best Life Insurance in Hong Kong<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-hong-kong.html\"><span style=\"font-weight: 400;\">Living Abroad In Hong Kong<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-hong-kong.html\"><span style=\"font-weight: 400;\">The 20 Best Places To Live In Hong Kong For Expats<\/span><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Allianz is an international health insurance provider that offers comprehensive individual and family medical insurance plans in Hong Kong. Allianz designed its international Care plans specifically for those looking for flexible and inclusive healthcare coverage overseas.\u00a0 Do you or your family live in Hong Kong and need a health insurance plan? Maybe you\u2019re unsure where &#8230;<\/p>\n","protected":false},"author":63,"featured_media":30638,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[570,217],"tags":[],"class_list":["post-19345","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health","category-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Allianz Insurance in Hong Kong in 2026<\/title>\n<meta name=\"description\" content=\"Learn why Allianz is a popular choice in Hong Kong in 2026\u00a0 due to its comprehensive and flexible health insurance plans in this guide from Pacific Prime.\" \/>\n<meta name=\"robots\" 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