{"id":19223,"date":"2026-04-09T22:23:49","date_gmt":"2026-04-09T14:23:49","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=19223"},"modified":"2026-04-10T00:53:49","modified_gmt":"2026-04-09T16:53:49","slug":"axa-hong-kong","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/axa-hong-kong.html","title":{"rendered":"AXA Hong Kong Insurance in 2026"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">AXA offers <\/span><b>five international health insurance plans<\/b><span style=\"font-weight: 400;\"> for expats living or working in Hong Kong. These plans all include coverage for emergency care, evacuation and repatriation, virtual doctor services, and more. Annual plan limits range from <\/span><b>USD $160,000 to USD $8,000,000<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA Global<\/span><\/a><span style=\"font-weight: 400;\"> is a leading international insurance provider that serves more than 90 million clients in over 50 countries, including Hong Kong. Are you an expat or traveler in Hong Kong interested in learning if AXA is the right insurer for you?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This article will introduce the insurance plans and coverage benefits offered in Hong Kong by AXA. We\u2019ll also discuss the average cost of AXA plans and how an insurance broker can help you secure the right insurance plan for you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To learn more about <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-hong-kong\/\"><span style=\"font-weight: 400;\">Hong Kong health insurance for expats<\/span><\/a><span style=\"font-weight: 400;\">, you can contact one of our insurance experts <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">online<\/span><\/a><span style=\"font-weight: 400;\"> or by calling 1-800-868-1451.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can also read more about the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/top-hong-kong-insurance-companies-expats.html\"><span style=\"font-weight: 400;\">Top 10 Insurance Companies in Hong Kong for Expats<\/span><\/a><span style=\"font-weight: 400;\"> here.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><b>Key Benefits Offered to Expats in 2026 by AXA Insurance in Hong Kong<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-29821 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/sunrise-aerial-over-hong-kong-island-with-skyline-rising-above-the-harbour.webp\" alt=\"Image of Sunrise Aerial Over Hong Kong Island With Skyline Rising Above The Harbour with text overlay of &quot;Key Benefits Offered to Expats in 2026 by AXA Insurance in Hong Kong&quot;\" width=\"1244\" height=\"700\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/sunrise-aerial-over-hong-kong-island-with-skyline-rising-above-the-harbour.webp 1244w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/sunrise-aerial-over-hong-kong-island-with-skyline-rising-above-the-harbour-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/sunrise-aerial-over-hong-kong-island-with-skyline-rising-above-the-harbour-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/sunrise-aerial-over-hong-kong-island-with-skyline-rising-above-the-harbour-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/sunrise-aerial-over-hong-kong-island-with-skyline-rising-above-the-harbour-150x84.webp 150w\" sizes=\"auto, (max-width: 1244px) 100vw, 1244px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Expats living or working in Hong Kong in 2026 know they can rely on AXA Global as their insurance provider because all plans include emergency coverage, evacuation and repatriation benefits, reliable cancer care, and more.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let\u2019s dive into the key global coverage benefits offered by AXA plans.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Emergency Coverage<\/b><span style=\"font-weight: 400;\">: Emergency care, such as ambulatory services and overnight hospital stays, is covered by all AXA plans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Evacuation and Repatriation<\/b><span style=\"font-weight: 400;\">: AXA includes <\/span><a href=\"https:\/\/www.pacificprime.com\/medical-evacuation-guide\/\"><span style=\"font-weight: 400;\">emergency medical evacuation<\/span><\/a><span style=\"font-weight: 400;\"> to transport you to the nearest hospital equipped to service your medical needs; repatriation of your mortal remains is also insured.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cancer Care<\/b><span style=\"font-weight: 400;\">: AXA covers a wide range of cancer treatments, such as radiotherapy and chemotherapy, in the event you are diagnosed with cancer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Virtual Doctor Service<\/b><span style=\"font-weight: 400;\">: AXA\u2019s Virtual Doctor Service allows patients to schedule a virtual appointment any day or night in multiple languages, so you can receive medical advice at home or on the move.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mind Health Service<\/b><span style=\"font-weight: 400;\">: AXA\u2019s Mind Health Service lets patients connect with a certified psychologist on the phone or a video call to receive mental health support no matter where you are.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Second Medical Opinion Service<\/b><span style=\"font-weight: 400;\">: All AXA plans cover a second medical opinion for your diagnosis and treatment plan through a network of over 50,000 specialists.<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-29' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_5.jpg\" alt=\"Blog Banner China 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>AXA Global\u2019s Five Expat Medical Insurance Plans<\/b><\/h2>\n<p><b>Foundation, Standard, Comprehensive, Prestige, <\/b><span style=\"font-weight: 400;\">and <\/span><b>Prestige Plus<\/b><span style=\"font-weight: 400;\"> are the five <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> plans AXA provides for expats, digital nomads, and global citizens living and\/or working in Hong Kong.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When deciding which plan works best for you, first select one of these coverage levels that best meets your needs. After picking your plan, you can customize your coverage by:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Adding an <\/span><b>optional upgrade<\/b><span style=\"font-weight: 400;\">, such as <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/dental\/\"><span style=\"font-weight: 400;\">dental care<\/span><\/a><span style=\"font-weight: 400;\"> or <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/#:~:text=Does%20AXA%20international%20insurance%20cover%20outpatient%20fees%3F\"><span style=\"font-weight: 400;\">outpatient care<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Add an <\/span><b>excess <\/b><span style=\"font-weight: 400;\">per person on the plan to help lower your premium<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choose to either pay your premium <\/span><b>monthly, quarterly, or annually<\/b><span style=\"font-weight: 400;\"> (annual premiums will save you 5%)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choose to either include or exclude <\/span><b>medical coverage in the United States<\/b><span style=\"font-weight: 400;\">, which impacts your final premium cost<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Let\u2019s discuss each of <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/#:~:text=AXA%20Global%20Health%20Coverage%3A%20Insurance%20Plans%20for%20Expats\"><span style=\"font-weight: 400;\">AXA\u2019s coverage levels<\/span><\/a><span style=\"font-weight: 400;\"> in more detail.<\/span><\/p>\n<h3><b>AXA\u2019s Foundation Plan<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Foundation is AXA\u2019s insurance plan for expats in Hong Kong seeking only <\/span><b>minimal levels of medical coverage<\/b><span style=\"font-weight: 400;\">. With an annual plan limit of <\/span><b>USD $160,000<\/b><span style=\"font-weight: 400;\">, the Foundation plan covers inpatient care, emergency care, medical evacuation and repatriation, and cancer care.<\/span><\/p>\n<h3><b>AXA\u2019s Standard Plan<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Standard is AXA\u2019s insurance plan for long-term visitors in Hong Kong who want the same basic levels of coverage for inpatient and emergency care as the Foundation plan, but who also want <\/span><b>to add dental care<\/b><span style=\"font-weight: 400;\"> to the mix. This plan\u2019s annual limit is <\/span><b>USD $1,600,000<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><b>AXA\u2019s Comprehensive Plan<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Comprehensive is the medical coverage plan by AXA for Hong Kong expats wanting a <\/span><b>middle-ground tier of coverage<\/b><span style=\"font-weight: 400;\"> between the minimum and the maximum levels of coverage available. With an annual plan limit of <\/span><b>USD $2,400,000<\/b><span style=\"font-weight: 400;\">, Comprehensive adds outpatient, chronic conditions, and vision benefits.<\/span><\/p>\n<h3><b>AXA\u2019s Prestige Plan<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Prestige is one of two plans by AXA Global that offer expats in Hong Kong their <\/span><b>most comprehensive benefits package<\/b><span style=\"font-weight: 400;\">. With an annual plan limit of <\/span><b>USD $3,200,000<\/b><span style=\"font-weight: 400;\">, Prestige adds to the Comprehensive plan with coverage for <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/maternity\/\"><span style=\"font-weight: 400;\">maternity care<\/span><\/a><span style=\"font-weight: 400;\"> and annual health checks.\u00a0<\/span><\/p>\n<h3><b>AXA\u2019s Prestige Plus Plan<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Prestige Plus is AXA\u2019s highest tier of health insurance available for expats in Hong Kong. It has all the medical benefits available in Prestige, but it takes coverage to the next level by bumping the annual plan limit to <\/span><b>USD $8,000,000<\/b><span style=\"font-weight: 400;\">. This plan is ideal for <\/span><b>expats expecting high medical fees<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-28' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_4.jpg\" alt=\"Blog Banner China 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><b>Hong Kong AXA Global Plan Comparisons<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">To help expats compare the benefits of AXA\u2019s 5 core plans, we\u2019ve created the following chart with a summary of all benefits included side by side.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"6\"><b>AXA\u2019s International Insurance Plans: A Comparison<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Benefits<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Foundation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Standard<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Comprehensive<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Prestige<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Prestige Plus<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Plan Limit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$160,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,600,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$2,400,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,200,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$8,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Second Medical Opinion Service<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Virtual Doctor Service<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mind Health Service<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Hospital Charges and Surgeries<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical Evacuation and Repatriation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Wide Range of Cancer Treatments<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ambulance Transport<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">CT, PET, and MRI Scans<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental Care (not check-ups)<\/span><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Treatment, Tests, and Vaccinations<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Optional<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Optional<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Drugs and Dressings<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Optional<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Optional<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Chronic Conditions<\/span><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Eye Tests and Prescription Glasses<\/span><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Routine Pregnancy Care<\/span><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Health Checks<\/span><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">To get insurance quotes for these plans by AXA for your individual situation and to get a more comprehensive understanding of all benefits included, please <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">contact our Pacific Prime insurance experts<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can also <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">compare plans yourself online<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-27' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_3.jpg\" alt=\"Blog Banner China 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>AXA Insurance Cost in Hong Kong for Long-Term Visitors<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The premium cost of the Standard AXA insurance plan for long-term foreigners living in Hong Kong starts at <\/span><b>$110\/month for a 30-year-old female who has chosen a USD $16,000 deductible<\/b><span style=\"font-weight: 400;\">. This premium cost is on a sliding scale that is determined based on your age, gender, deductible, and add-ons.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Please note that these premiums are meant only as examples to give you an idea of what AXA plans may cost. Final premiums are based on your individual situation, health needs, and the plan you have customized.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following scenarios will compare premium costs for the Standard AXA plan as we change the insured individual\u2019s age, gender, and chosen deductible.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To compare plans according to your individual age, gender, and situation, visit our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">insurance quote generator online<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><b>30-Year-Old Female<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Premium costs for a 30-year-old female living in Hong Kong for over a year start at USD <\/span><b>$110\/monthly<\/b><span style=\"font-weight: 400;\">. In this scenario, the <\/span><b>Standard <\/b><span style=\"font-weight: 400;\">plan includes inpatient care, dental care, emergency evacuation and repatriation, an annual limit of $1,600,000, and a deductible of $16,000.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are a few more examples of possible premiums if we change the deductible cost and nothing else:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$110\/monthly with a deductible of $16,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$176\/monthly with a deductible of $3,200<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$213\/monthly with a deductible of $1,600<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$317\/monthly with a deductible of $400<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$347\/monthly with a deductible of $160<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$367\/monthly with a deductible of $0<\/span><\/li>\n<\/ul>\n<h3><b>45-Year-Old Male<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Premium costs for a 45-year-old male living in Hong Kong for over a year start at USD <\/span><b>$187\/month<\/b><span style=\"font-weight: 400;\">. In this scenario, the <\/span><b>Standard <\/b><span style=\"font-weight: 400;\">plan includes inpatient care, dental care, emergency evacuation and repatriation, an annual limit of $1,600,000, and a deductible of $16,000.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are a few more examples of possible premiums if we change the deductible cost and nothing else:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$187\/monthly with a deductible of $16,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$300\/monthly with a deductible of $3,200<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$373\/monthly with a deductible of $1,600<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$562\/monthly with a deductible of $400<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$599\/monthly with a deductible of $160<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$625\/monthly with a deductible of $0\u00a0<\/span><\/li>\n<\/ul>\n<h3><b>60-Year-Old Female<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Premium costs for a 60-year-old female living in Hong Kong for over a year start at USD <\/span><b>$311\/month<\/b><span style=\"font-weight: 400;\">. In this scenario, the <\/span><b>Standard <\/b><span style=\"font-weight: 400;\">plan includes inpatient care, dental care, emergency evacuation and repatriation, an annual limit of $1,600,000, and a deductible of $16,000.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are a few more examples of possible premiums if we change the deductible cost and nothing else:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$311\/monthly with a deductible of $16,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$497\/monthly with a deductible of $3,200<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$717\/monthly with a deductible of $1,600<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$964\/monthly with a deductible of $400<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$1,007\/monthly with a deductible of $160<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$1,036\/monthly with a deductible of $0<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-26' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_2.jpg\" alt=\"Blog Banner China 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>How an Insurance Broker Can Save You Money and Time<\/b><\/h2>\n<p><b>Expats who purchase their insurance plans through a broker instead of directly from the insurance company can save time and money<\/b><span style=\"font-weight: 400;\">. Brokers save you time by aiding in the research and comparison process, and they save you money by using their market knowledge to find you the best deals available.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are some benefits expats get from using an insurance broker:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You get access to more insurance choices<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You get experienced insurance experts researching your situation for you<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You get access to the most cost-effective plans available<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You get assistance when submitting claims for reimbursement<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You get expert advice designed to help you find the right plan for <\/span><b>you<\/b><span style=\"font-weight: 400;\">, not to be led to the plan an insurance agent wants you to choose<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">There are many <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-insurance-why-use-a-broker.html#:~:text=Why%20Expats%20and%20Travelers%20Should%20Use%20a%20Broker%20to%20Buy%20Insurance\"><span style=\"font-weight: 400;\">more benefits to using a broker<\/span><\/a><span style=\"font-weight: 400;\">, and Pacific Prime is your broker of choice. Let us help you find the right Hong Kong insurance plan for your budget and needs. <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact us<\/span><\/a><span style=\"font-weight: 400;\"> to learn more!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re not sure of the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-insurance-why-use-a-broker.html#:~:text=What%20an%20International%20Insurance%20Broker%20Is\"><span style=\"font-weight: 400;\">difference between an insurance broker and an insurance agent<\/span><\/a><span style=\"font-weight: 400;\">, read our article that explains it.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-25' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_1.jpg\" alt=\"Blog Banner China 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>Frequently Asked Questions<\/b><\/h2>\n<h3><b>What types of insurance does AXA Hong Kong offer to individuals?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">AXA Hong Kong provides a wide range of insurance products, including life, health, and property insurance, as well as investment and retirement solutions.<\/span><\/p>\n<h3><b>How does AXA\u2019s health insurance support expats in Hong Kong?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">AXA offers flexible health and medical insurance plans tailored for expat professionals, families, and retirees in Hong Kong. These plans provide comprehensive coverage to support various healthcare needs.<\/span><\/p>\n<h3><b>What factors influence the cost of expat medical insurance with AXA?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The cost of expat medical insurance with AXA is influenced by several factors, including <\/span><b>location<\/b><span style=\"font-weight: 400;\"> (the region where coverage is needed), <\/span><b>age <\/b><span style=\"font-weight: 400;\">(premiums may increase with age due to a higher likelihood of health issues), and <\/span><b>medical history<\/b><span style=\"font-weight: 400;\"> (pre-existing conditions can affect premium costs).<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Thanks for reading this article! You should now be an expert on the five health insurance plans offered by AXA in Hong Kong, and you should have an idea of what it might cost you to purchase one.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re not sure if AXA is the right provider for you, we encourage you to learn about the other <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/top-hong-kong-insurance-companies-expats.html\"><span style=\"font-weight: 400;\">best insurance companies for expats in Hong Kong<\/span><\/a><span style=\"font-weight: 400;\">, one of which is <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/cigna-insurance-hong-kong.html\"><span style=\"font-weight: 400;\">Cigna Insurance<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You\u2019re also encouraged to read our post about the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/best-vhis-plans-in-hong-kong.html\"><span style=\"font-weight: 400;\">Top 5 VHIS Options in Hong Kong<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><b>Optional Reading:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/living-abroad-in-hong-kong.html\"><span style=\"font-weight: 400;\">Living Abroad in Hong Kong<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-hong-kong.html\"><span style=\"font-weight: 400;\">The 20 Best Places to Live in Hong Kong for Expats<\/span><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>AXA offers five international health insurance plans for expats living or working in Hong Kong. These plans all include coverage for emergency care, evacuation and repatriation, virtual doctor services, and more. Annual plan limits range from USD $160,000 to USD $8,000,000. AXA Global is a leading international insurance provider that serves more than 90 million &#8230;<\/p>\n","protected":false},"author":81,"featured_media":29820,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-19223","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>AXA Hong Kong Insurance in 2026<\/title>\n<meta name=\"description\" content=\"Learn about the international health insurance plans AXA offers in Hong Kong for expats and long-term visitors in 2026.\" \/>\n<meta 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