{"id":19046,"date":"2026-04-14T22:37:33","date_gmt":"2026-04-14T14:37:33","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=19046"},"modified":"2026-04-15T01:07:40","modified_gmt":"2026-04-14T17:07:40","slug":"philippines-health-insurance-long-term-visitors","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/philippines-health-insurance-long-term-visitors.html","title":{"rendered":"Philippines Health Insurance For Long-Term Visitors"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Long-term visitors to the Philippines should secure international health insurance before arrival as it ensures access to high-quality medical care. This is especially true at private hospitals in cities like Manila, where English-speaking doctors and modern facilities are more common.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While healthcare in major urban areas is generally reliable, rural hospitals may lack essential resources and staff. To avoid gaps in coverage or high out-of-pocket expenses, having an international plan can offer peace of mind and access to a wider network of providers across the country.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you planning a long-term visit to the Philippines? If you are, you\u2019re in luck! This <\/span><a href=\"https:\/\/www.pacificprime.com\/\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> article will give you an overview of the healthcare system in <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/asia\/philippines-health-insurance\/\"><span style=\"font-weight: 400;\">the Philippines<\/span><\/a><span style=\"font-weight: 400;\"> and how to secure international healthcare coverage when you visit the country.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><b>Healthcare System in the Philippines: What Visitors Should Know<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-29886 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/young-doctors-in-white-coats-reviewing-data-on-a-tablet-in-a-clinical-workspace.webp\" alt=\"Image of Young Doctors In White Coats Reviewing Data On A Tablet In A Clinical Workspace with text overlay of &quot;Healthcare System in the Philippines: What Visitors Should Know&quot;\" width=\"1244\" height=\"700\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/young-doctors-in-white-coats-reviewing-data-on-a-tablet-in-a-clinical-workspace.webp 1244w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/young-doctors-in-white-coats-reviewing-data-on-a-tablet-in-a-clinical-workspace-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/young-doctors-in-white-coats-reviewing-data-on-a-tablet-in-a-clinical-workspace-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/young-doctors-in-white-coats-reviewing-data-on-a-tablet-in-a-clinical-workspace-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/young-doctors-in-white-coats-reviewing-data-on-a-tablet-in-a-clinical-workspace-150x84.webp 150w\" sizes=\"auto, (max-width: 1244px) 100vw, 1244px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">While there is a mix of both public and private healthcare systems in the Philippines, the healthcare system heavily relies on private providers, as about 30% of the population utilizes the private healthcare system as their source of treatment. About 60% of the hospitals are privately owned, too.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Filipino government offers its citizens universal healthcare via the Philippine Health Insurance Corporation or <\/span><a href=\"https:\/\/www.philhealth.gov.ph\/\"><span style=\"font-weight: 400;\">PhilHealth<\/span><\/a><span style=\"font-weight: 400;\">, which is funded by government subsidies at the local and national levels.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Along with emergency and urgent care, PhilHealth subsidizes inpatient health care and non-emergency surgeries. However, it does not cover all medical treatments and costs.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Above all else, you are only qualified for PhilHealth if you\u2019re a citizen of the Philippines or if you\u2019re an expat who\u2019s employed and living in the country. You cannot obtain universal healthcare via PhilHealth if you are a long-term visitor.<\/span><\/p>\n<h2><b>Public Healthcare in the Philippines: Pros and Cons<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Before deciding how to secure an international insurance plan in the Philippines, you should thoroughly examine the pros and cons of public and private healthcare in the country.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Public hospitals in the Philippines offer a good standard of healthcare at a lower price. However, they may not have equipment and facilities that are as modern and cutting-edge as those in private hospitals.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s a deeper look at the pros and cons of public healthcare in the Philippines.\u00a0<\/span><\/p>\n<h3><b>Benefits of Using Public Healthcare in the Philippines<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cheaper Treatment<\/b><span style=\"font-weight: 400;\"> \u2013 You\u2019ll find much lower prices for your hospital visits, including medication and tests in the Philippines, compared to European and North American nations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>English-speaking Medical Staff <\/b><span style=\"font-weight: 400;\">\u2013 Most doctors who work in public hospitals in the Philippines generally have an excellent command of English, so communication is not an issue.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Lower Costs<\/b><span style=\"font-weight: 400;\"> \u2013 Public healthcare in the Philippines is an excellent option for those who are looking for high-standard treatments on a budget, compared to private hospitals where you\u2019ll have to pay a fortune<\/span><\/li>\n<\/ul>\n<h3><b>Drawbacks of Public Healthcare in the Philippines<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Technology Issues<\/b><span style=\"font-weight: 400;\"> \u2013 Some hospitals, especially in rural areas, are not as well-equipped with advanced medical tools and technology.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Staffing Issues<\/b><span style=\"font-weight: 400;\"> \u2013 This is the case with most regional hospitals, as there are problems related to understaffing, and some healthcare professionals prefer to pursue their careers in hospitals in larger major cities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Low Medical Supplies in Rural Areas<\/b><span style=\"font-weight: 400;\">\u2014Medical institutions in rural areas are often equipped with a limited budget, so stocking supplies can be challenging.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Limited Capacity<\/b><span style=\"font-weight: 400;\"> \u2013 Similarly to other countries, public hospitals in the Philippines often have a limited capacity, as several patients are looking to get treated each day, resulting in longer waiting times<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Lower Facility Standards<\/b><span style=\"font-weight: 400;\"> \u2013 The quality of public healthcare facilities in the Philippines is typically below that of private healthcare facilities, which could be troublesome should you need more advanced or specialized treatments<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-38' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Philippines_1.jpg\" alt=\"Blog Banner Philippines 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>Private Healthcare in the Philippines: Pros and Cons<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Private healthcare in the Philippines, on the other hand, offers high treatment standards, but it comes at a premium compared to public healthcare.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Private hospitals in the Philippines offer a wide range of medical services, such as preventative medicine, diagnostic testing, primary care, specialist consultations, surgical procedures, and specialized areas of medical care, such as dermatology, ophthalmology, and neurology.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With that in mind, let\u2019s dive a little deeper into the pros and cons of private healthcare in the Philippines.<\/span><\/p>\n<h3><b>Advantages of Private Healthcare in the Philippines<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Better Quality of Care<\/b><span style=\"font-weight: 400;\"> \u2013 Private hospitals in the Philippines are equipped with state-of-the-art medical technology with modern facilities, along with well-trained and experienced medical staff, so you can expect a premium, personalized service with quick recovery<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Faster Access to Medical Services<\/b><span style=\"font-weight: 400;\">\u2014Compared to public hospitals, you can expect easy appointments with the doctor and shorter wait times, which can prove vital in life-or-death situations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Access to Advanced Treatment<\/b><span style=\"font-weight: 400;\"> \u2013 Private hospitals provide access to the latest treatments and therapies, as well as cutting-edge equipment and medication which may not be yet available in public hospitals<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Great Hospitality<\/b><span style=\"font-weight: 400;\"> \u2013 Private healthcare facilities in the Philippines offer a larger and more comfortable environment for patients, such as private rooms with comfortable beds and other luxury amenities for a higher level of comfort.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>High-quality Facilities<\/b><span style=\"font-weight: 400;\">\u2014Private healthcare facilities in the Philippines are generally very modern, with luxury amenities and state-of-the-art facilities, elevating overall quality in the process.<\/span><\/li>\n<\/ul>\n<h3><b>Disadvantages of Private Healthcare in the Philippines<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Higher Price Tag<\/b><span style=\"font-weight: 400;\"> \u2013 Generally, services in private hospitals in the Philippines are more expensive compared to public hospitals. Although healthcare standards in private hospitals are higher, it\u2019s advisable to assess your budget before making your decision.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Limited Network<\/b><span style=\"font-weight: 400;\"> \u2013 Private hospitals usually have limited forms of insurance, as some insurers acknowledge certain hospitals. Thus, we advise you to check whether or not the particular private hospital acknowledges certain insurers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inequality<\/b><span style=\"font-weight: 400;\"> \u2013 While this may not directly affect long-term visitors, the costs of private healthcare are more often than not a burden for those on low incomes who may not be able to afford certain types of treatments<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-39' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Philippines_2.jpg\" alt=\"Blog Banner Philippines 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>Choosing Between Public and Private Health Insurance<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Just like healthcare, there are both private and public health insurance in the Philippines. Private health insurance offers more flexibility, whereas public health insurance, or PhilHealth, offers universal healthcare but only for Filipino citizens and expats who live and work in the country.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Now, let\u2019s examine what to expect from public and private health insurance in the Philippines.<\/span><\/p>\n<h3><b>Understanding Public Health Insurance (PhilHealth)<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">PhilHealth administers public health insurance in the Philippines. While it can only be applied to Filipino citizens and expats who have lived and worked in the country for six months or more, it is still worth learning all the information.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The most economical option for health insurance in the Philippines, PhilHealth\u2019s network consists of both public and private facilities. Coverage includes, but is not limited to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient and outpatient services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Surgery<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Catastrophic coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Additional services such as lab tests and medication<\/span><\/li>\n<\/ul>\n<h3><b>Private Health Insurance Options in the Philippines<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">On the other hand, private health insurance gives insured access to private healthcare networks and offers more flexibility than public health insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the Philippines, premiums are fully paid by the insured, and immediate family members can also be on the plan but may come at an additional cost. Private insurers offer several benefits and features, and their facilities will meet high international standards.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some benefits of private health insurance include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient and outpatient services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Surgical assistance and hospitalization<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Money assistance for loss of income due to illness or accidents<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Additional services such as lab tests and medication<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Above all else, securing <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> might be the best option for you if you\u2019re planning to visit long-term. An international plan will give you coverage wherever you are. If you decide to leave for another country, you will still be medically insured in your new country.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-40' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Philippines_3.jpg\" alt=\"Blog Banner Philippines 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><b>What to Consider When Buying International Health Insurance<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u201cBut how do I get health insurance before I travel to the Philippines?\u201d you may ask. Our recommendation is to <\/span><a href=\"https:\/\/www.pacificprime.com\/corporate\/contact-us\/\"><span style=\"font-weight: 400;\">contact a broker<\/span><\/a><span style=\"font-weight: 400;\"> so they can present you with various policies from several providers, allowing you to compare and choose the one that matches your needs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Then, you will need to consider the following factors before choosing a plan:<\/span><\/p>\n<h3><b>Cost<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Always compare the costs between various insurance providers so you can select the one that provides adequate coverage at an affordable price. Be sure to check for any hidden fees, deductibles, and co-payments.<\/span><\/p>\n<h3><b>Coverage<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Make sure the policy provides a comprehensive plan that covers emergency medical care, hospital stays, outpatient services, and prescriptions. Do note that some policies may not cover pre-existing conditions, so it\u2019s wise to read the policy thoroughly.<\/span><\/p>\n<h3><b>Reputation<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Research the reputation of the health insurance provider by going through customer reviews and ratings. This will help ensure that the chosen provider is reputable, reliable, and has a solid track record of dependable service.<\/span><\/p>\n<h3><b>Additional Services<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Be sure to look out for a policy that covers additional services such as ambulance services, hospital admission assurance, and evacuation services.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-63' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\nh3.banner-insurers-title {\n  width: 170px\n}\n\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-philippines-bg.png');\n\n  }\n  div.banner-insurers-card-image img.bupa {\n    width: 50px;\n    height: 50px;\n  }\n  h3.banner-insurers-title {\n    width: 320px\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Philippines -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-philippines-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for Philippines<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton phirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"130\" height=\"130\" style=\"width: 50px; height: 50px;\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\" alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton phirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner Philippines ends --><\/div>\n<\/span><\/p>\n<h2><b>How Pacific Prime Can Help You Get International Coverage<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Since PhilHealth is only applicable to Filipino citizens and expats working and living in the country, the ideal choice for long-term visitors here is to secure an <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance plan<\/span><\/a><span style=\"font-weight: 400;\">, and we can help you do just that.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With more than 20 years of experience as a world-renowned international health insurance broker, Pacific Prime and our team of experts specialize in crafting international health insurance plans tailored meticulously to the unique needs and budgets of each client.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So, if you\u2019re planning to obtain an international health insurance plan before your upcoming trip to the Philippines, Pacific Prime is here to help. We offer expertise, impartiality, and service-mindedness to assist you in securing the most appropriate coverage for your requirements.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you have any further inquiries, do not hesitate to <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">contact us<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Enjoyed this article? Check out our other articles here:<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/blog\/cost-insurance-philippines-expats.html\"><span style=\"font-weight: 400;\">What is the Cost of Insurance in the Philippines for Expats<\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/blog\/img-insurance-philippines-for-expats.html\"><span style=\"font-weight: 400;\">IMG Philippines Insurance: Coverage for Expats<\/span><\/a><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><b>Frequently Asked Questions<\/b><\/h2>\n<h3><b>Is healthcare expensive in the Philippines?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Healthcare in the Philippines is not exactly cheap. An average hospital stay could set you back at P2,500 a night for private hospitals, while ICU stays could cost P30,000 a night. It\u2019s important to note that these do not include doctors\u2019 fees, laboratory fees, medicine, and other incidental costs.<\/span><\/p>\n<h3><b>How much is a doctor\u2019s visit in the Philippines?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Consultation fees of general practitioners range from P300 to P500 in public hospitals. It\u2019s more expensive if you\u2019re going to see a physician in a private hospital with fees ranging from P700 to P1000. Most health insurance plans include consultations with medical doctors for free.<\/span><\/p>\n<h3><b>Can a foreigner get health insurance in the Philippines?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Foreigners residing in the Philippines can apply for private health insurance through a broker or directly with an insurance provider.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Long-term visitors to the Philippines should secure international health insurance before arrival as it ensures access to high-quality medical care. This is especially true at private hospitals in cities like Manila, where English-speaking doctors and modern facilities are more common. 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