{"id":18799,"date":"2024-10-21T14:32:40","date_gmt":"2024-10-21T06:32:40","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=18799"},"modified":"2026-04-15T22:14:42","modified_gmt":"2026-04-15T14:14:42","slug":"health-insurance-for-green-card-holders","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/health-insurance-for-green-card-holders.html","title":{"rendered":"Green Card Holder Health Insurance"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Green Card holders in the U.S. can get health insurance through their <\/span><b>employers<\/b><span style=\"font-weight: 400;\">, a <\/span><b>private insurance company<\/b><span style=\"font-weight: 400;\"> of their choosing, or an <\/span><b>international health insurance<\/b><span style=\"font-weight: 400;\"> plan. If you meet certain low-income requirements, you may qualify for <\/span><b>Medicaid<\/b><span style=\"font-weight: 400;\">, <\/span><b>CHIP<\/b><span style=\"font-weight: 400;\">, various <\/span><b>subsidies, <\/b><span style=\"font-weight: 400;\">or <\/span><b>Marketplace <\/b><span style=\"font-weight: 400;\">insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you an immigrant in the United States with a Green Card who needs to find health insurance? Are you still waiting for your Green Card to finish processing but need temporary insurance in the meantime?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This <\/span><a href=\"https:\/\/www.pacificprime.com\/corporate\/about-us-corporate-insurance-brokers\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> blog post is designed for you! <\/span><b>This is the core article in a mini-series<\/b><span style=\"font-weight: 400;\"> of blog posts about <\/span><b>health insurance for Green Card holders<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Not only will we show you where you can read all of our articles in this series, but we will introduce you to many health insurance options for Green Card holders, seniors, parents, and those who are still waiting on their Green Card.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We highly recommend considering an <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> plan or an <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/travel-insurance-choosing-the-right-annual-plan.html\"><span style=\"font-weight: 400;\">annual travel insurance plan<\/span><\/a><span style=\"font-weight: 400;\"> if you think you may travel to your home country with some regularity.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Medical Insurance Options After Getting a Green Card<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-18801 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/cityscape-with-tall-buildings-viewed-from-dusable-bridge-chicago-il.webp\" alt=\"Image of Cityscape With Tall Buildings Viewed From Dusable Bridge, Chicago, IL with text overlay of &quot;Medical Insurance Options&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/cityscape-with-tall-buildings-viewed-from-dusable-bridge-chicago-il.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/cityscape-with-tall-buildings-viewed-from-dusable-bridge-chicago-il-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/cityscape-with-tall-buildings-viewed-from-dusable-bridge-chicago-il-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/cityscape-with-tall-buildings-viewed-from-dusable-bridge-chicago-il-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/cityscape-with-tall-buildings-viewed-from-dusable-bridge-chicago-il-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Green Card holders can get medical coverage from their employers, a private insurance company, or government-funded programs for low-income families and individuals. Green Card holders are lawfully permanent residents in the U.S., so they can get insurance in almost every way U.S. citizens can.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There will be some additional qualifications for government-funded programs, such as Medicaid, Medicare, and CHIP. These programs require immigrants to have lived in the U.S. for 5 consecutive years with the intent of permanently residing in the country. This is known as the <\/span><b>5-Year Residency Rule<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019d like coverage from Medicare, you\u2019ll also be required to have contributed to the tax system.<\/span><\/p>\n<p><b>Here is a list of viable health insurance options for Green Card holders:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage from your employer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private health insurance companies<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Short-Term Travel Insurance (including travel medical plans)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Long-Term International Health Insurance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The ACA Marketplace<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Advanced Premium Tax Credits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cost Sharing Reductions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medicaid<\/span><\/li>\n<\/ul>\n<p><b>Learn more about <\/b><a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-for-new-green-card-holders.html\"><b>Health Insurance for Newly Approved Green Card Holders<\/b><\/a><b> by reading this article.<\/b><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-3' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4632\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-Family.jpg\" alt=\"Family health insurance banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Health Insurance for Green Card-Holding Parents<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Low-income parents with Green Cards may qualify to get <\/span><b>CHIP <\/b><span style=\"font-weight: 400;\">medical coverage for their children. Children Health Insurance Program (CHIP) is a government-funded program <\/span><b>for children and pregnant people<\/b><span style=\"font-weight: 400;\"> who earn too much money to qualify for Medicaid but too little to pay for private insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">CHIP typically followed the 5-Year Residency Rule, until recently. As of June 2024, <\/span><b>36 states <\/b><span style=\"font-weight: 400;\">have chosen to waive this waiting period for children and <\/span><b>30 states<\/b><span style=\"font-weight: 400;\"> now waive this waiting period for pregnant people.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Review the following chart to see if your state of residence will cover you if you\u2019re pregnant and\/or your child(ren) if you meet the income requirements, regardless of how long you\u2019ve lived in the U.S. or the status of your Green Card.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"3\">\n<h4><span style=\"font-weight: 400; color: #000000;\">CHIP Coverage for Immigrants to the U.S. by State<\/span><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000;\"><strong>State (or D.C.)<\/strong><\/span><\/td>\n<td><span style=\"color: #000000;\"><strong>CHIP for Children<\/strong><\/span><\/td>\n<td><span style=\"color: #000000;\"><strong>CHIP for Pregnant People<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">D.C.<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Washington<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">California<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Nevada<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Colorado<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">New Mexico<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Nebraska<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Minnesota<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Wisconsin<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Arkansas<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Kentucky<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Ohio<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Maine<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Vermont<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">New Hampshire<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Massachusetts<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">New York<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Connecticut<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Rhode Island<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Pennsylvania<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">New Jersey<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Delaware<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Virginia<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Maryland<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">West Virginia<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">North Carolina<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">South Carolina<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Georgia<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Hawaii<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Oregon<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Montana<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Utah<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Texas<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Iowa<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Illinois<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Louisiana<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Florida<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">North Dakota<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Wyoming<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Idaho<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">South Dakota<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Arizona<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Kansas<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Oklahoma<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Missouri<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Indiana<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Michigan<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Tennessee<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Mississippi<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Alabama<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400; color: #000000;\">Alaska<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #000000;\">\u2717<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><b>Read our article <\/b><a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-for-parents-on-green-card.html\"><b>Health Insurance for Green Card Holding Parents<\/b><\/a><b> to see all of the options parents have to get coverage for themselves and their children.<\/b><\/p>\n<h2><span style=\"font-weight: 400;\">Health Insurance for Senior Green Card Holders<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Senior Green Card holders over the age of 65 may get health insurance through <\/span><b>Medicare<\/b><span style=\"font-weight: 400;\">. To qualify for Medicare, immigrants must be lawfully present residents (Green Card holders), have lived in the U.S. for a minimum of 5 consecutive years, and contributed to the tax system.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Individuals who aren\u2019t yet age 65 but who have certain disabilities or illnesses may also qualify for Medicare.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lawfully present immigrants may <\/span><a href=\"https:\/\/www.medicare.gov\/basics\/get-started-with-medicare\/using-medicare\/how-to-get-medicare-services\/information-for-my-situation#:~:text=I%20have%20a%20disability%20or%20chronic%20condition\"><span style=\"font-weight: 400;\">qualify for Medicare under 65<\/span><\/a><span style=\"font-weight: 400;\"> if they have:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Diabetes<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A stroke<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chronic heart failure<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">End-Stage Renal Disease<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ALS (Lou Gehrig\u2019s disease)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Senior immigrants with Green Cards can also get insurance through <\/span><b>Medicaid <\/b><span style=\"font-weight: 400;\">if they meet the low-income requirements created by their state of residence. See your local state\u2019s Medicaid website to see if you qualify.<\/span><\/p>\n<p><b>Read our post <\/b><a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-for-elderly-green-card-holders.html\"><b>Senior Green Card Holders&#8217; Health Insurance<\/b><\/a><b> to see all the health insurance options available for the elderly.<\/b><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4628\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-04_updated-1.jpg\" alt=\"Health insurance quote banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Health Insurance While Waiting for a Green Card<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Immigrants who are waiting for their Green Card to finish proceeding can still get health insurance through <\/span><b>visitor <\/b><span style=\"font-weight: 400;\">insurance, <\/span><b>short-term<\/b><span style=\"font-weight: 400;\"> insurance plans, <\/span><b>travel medical<\/b><span style=\"font-weight: 400;\"> plans, <\/span><b>state-run programs<\/b><span style=\"font-weight: 400;\"> for unlawful immigrants, and <\/span><b>international health insurance<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Visitors\u2019 Insurance<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">, also known as travel insurance, offers short-term coverage for under a year for emergency medical care and treatments. It also includes coverage for trip expenses and belongings benefits. These plans are typically not medically comprehensive.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Travel Medical Insurance<\/b><span style=\"font-weight: 400;\">, however, is short-term trip insurance that does include comprehensive medical benefits. These plans are designed to cover more than just inpatient coverage, but outpatient and prescription drug coverage as well. <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/geoblue\/#:~:text=GeoBlue%20Personal%20Travel%20Insurance%20Plans\"><span style=\"font-weight: 400;\">GeoBlue<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers\/vumi-health-insurance\/#:~:text=outstanding%20customer%20service.-,VUMI%20Travel%20Insurance%20Plans,-VIP%20Universal%20Medical\"><span style=\"font-weight: 400;\">VUMI<\/span><\/a><span style=\"font-weight: 400;\">, and <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/img\/#:~:text=IMG%20Global%20Travel%20Medical%20Insurance%20Plans%20and%20Benefits\"><span style=\"font-weight: 400;\">IMG<\/span><\/a><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> offer these types of plans.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>State-Run Programs<\/b><span style=\"font-weight: 400;\"> include local agencies and organizations that provide medical coverage and healthcare for immigrants to the U.S. who may or may not have Green Cards. Immigrants will need to research their local state to see which programs they offer, if any. <\/span><a href=\"https:\/\/www.nilc.org\/resources\/medical-assistance-various-states\/\"><span style=\"font-weight: 400;\">This table<\/span><\/a><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> can serve as a starting point for your research.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>International Health Insurance<\/b><span style=\"font-weight: 400;\"> is one plan that provides worldwide coverage. No matter what country you travel to, including the U.S., you can receive healthcare and be covered by your provider. This option may be appealing to immigrants who know they will do a lot of international travel.<\/span><\/li>\n<\/ol>\n<p><b>Read our article <a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-while-waiting-for-green-card.html\">Insurance While Waiting for Green Card Processing<\/a> to learn several more options of coverage.<\/b><\/p>\n<h2><span style=\"font-weight: 400;\">U.S. Health Insurance Explained for Non-Citizens<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Citizens of the United States typically use <\/span><b>private health insurance <\/b><span style=\"font-weight: 400;\">to cover their medical expenses. This either comes through your employer or a private plan you select. Non-citizen immigrants to the U.S. can get private insurance with or without a Green Card if they can afford it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">New immigrants to the U.S. who can\u2019t afford private insurance will want to consider government-subsidized health coverage. These options include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medicaid<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CHIP<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The ACA Marketplace<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Advanced Premium Tax Credits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cost Sharing Reductions<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Many of these programs were initiated through the <\/span><a href=\"https:\/\/www.hhs.gov\/healthcare\/about-the-aca\/index.html\"><span style=\"font-weight: 400;\">Affordable Care Act<\/span><\/a><span style=\"font-weight: 400;\"> (or Obamacare) to make high-quality healthcare more affordable and accessible to all residents of the U.S.<\/span><\/p>\n<p><b>To learn more about the U.S. healthcare system, its costs, and how it affects non-citizens (like immigrants), read our article <\/b><a href=\"https:\/\/www.pacificprime.com\/blog\/us-health-insurance-for-non-citizens.html\"><b>U.S. Health Insurance for Non-Citizens<\/b><\/a><b>.<\/b><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-3' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4632\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-Family.jpg\" alt=\"Family health insurance banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How a Broker Can Save You Time and Money on Insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Buying insurance through a broker can <\/span><b>save you money<\/b><span style=\"font-weight: 400;\">, introduce you <\/span><b>to more options<\/b><span style=\"font-weight: 400;\">, and <\/span><b>simplify your navigation <\/b><span style=\"font-weight: 400;\">of an unfamiliar international market. Because brokers are experts in the market, they can direct you to the best plans that meet your healthcare needs and have the best monetary value.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Brokers can save you time because they do the insurance plan research and analysis for you. As partners with numerous insurance companies, they have inside knowledge of the plans available on the market and can sort through the information for you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Brokers can be an invaluable resource as you search to find the right insurance plan for your needs.<\/span><\/p>\n<p><b>Read more about <\/b><a href=\"https:\/\/www.pacificprime.com\/blog\/international-insurance-why-use-a-broker.html#:~:text=What%20an%20International%20Insurance%20Broker%20Is\"><b>what an insurance broker is<\/b><\/a><b> and how they can help you!<\/b><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Can I get medical coverage as a Green Card holder?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Green Card holders can get medical coverage just like any other permanent resident or citizen of the U.S. Private health insurance is the most common method in the U.S., but immigrants who have low income may prefer government-subsidized programs like Medicaid, CHIP, and the Marketplace.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Are Medicare and Medicaid options for Green Card holders?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Medicare and Medicaid are health insurance options available for qualifying lawfully permanent residents (LPRs) of the U.S. Green Card holders are LPRs, and if they meet the age, income, and\/or residency requirements for Medicare and Medicaid, they can be insured through these programs.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What does the 5-Year Residency Rule mean?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The 5-Year Residency Rule for Medicare, Medicaid, and CHIP states that a non-citizen of the U.S. must reside in the country for a minimum of 5 consecutive years before they can receive coverage. Some states, however, will waive this waiting period for Medicaid and CHIP.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How do I qualify to get insurance through the Marketplace?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Individuals can <\/span><a href=\"https:\/\/www.healthcare.gov\/quick-guide\/eligibility\/\"><span style=\"font-weight: 400;\">qualify to get insurance through the Marketplace<\/span><\/a><span style=\"font-weight: 400;\"> created by the Affordable Care Act (or Obamacare) if they 1) live in the U.S., 2) are a U.S. citizen, national, or legally present non-citizen, and 3) are not incarcerated.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">We\u2019ve now discussed many health insurance options for Green Card holders in the U.S. Now that you are a lawfully permanent resident of the United States, you have many, many options available for you to get medical coverage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you <a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-while-waiting-for-green-card.html\">don\u2019t yet have a Green Card<\/a>, be sure to read our article for individuals who are still waiting to change their residency status.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re interested in international health insurance or travel insurance, try out our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">obligation-free insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. With it, you can compare benefits and prices from over 50,000 plans! You can also <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">speak to one of our Pacific Prime representatives<\/span><\/a><span style=\"font-weight: 400;\"> to answer your questions.<\/span><\/p>\n<p><b>Recommended articles you should read:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/top-short-term-health-insurance-plans.html\"><span style=\"font-weight: 400;\">Top Short-Term Health Insurance Plans<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/foreign-visitors-health-insurance.html\"><span style=\"font-weight: 400;\">Foreign Visitors\u2019 Health Insurance Guide<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/short-term-health-insurance-plans\/\"><span style=\"font-weight: 400;\">Short-Term Health Insurance Plans<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-top-10-providers.html\"><span style=\"font-weight: 400;\">Top 10 International Health Insurance Providers<\/span><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Green Card holders in the U.S. can get health insurance through their employers, a private insurance company of their choosing, or an international health insurance plan. If you meet certain low-income requirements, you may qualify for Medicaid, CHIP, various subsidies, or Marketplace insurance. Are you an immigrant in the United States with a Green Card &#8230;<\/p>\n","protected":false},"author":54,"featured_media":18800,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[570,217],"tags":[],"class_list":["post-18799","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health","category-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Green Card Holder Health Insurance<\/title>\n<meta name=\"description\" content=\"Green Card holders and applicants can get health insurance in the U.S. through their employers, private insurance companies, and much more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-for-green-card-holders.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Green Card Holder Health Insurance\" \/>\n<meta property=\"og:description\" content=\"Green Card holders and applicants can get health insurance in the U.S. through their employers, private insurance companies, and much more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-for-green-card-holders.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-21T06:32:40+00:00\" \/>\n<meta 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