{"id":18627,"date":"2024-10-08T21:35:56","date_gmt":"2024-10-08T13:35:56","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=18627"},"modified":"2026-04-15T22:16:26","modified_gmt":"2026-04-15T14:16:26","slug":"health-insurance-for-new-green-card-holders","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/health-insurance-for-new-green-card-holders.html","title":{"rendered":"Health Insurance for Newly Approved Green Card Holders"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Newly approved Green Card holders can get health insurance from <\/span><b>Medicare, Medicaid, CHIP, <\/b><span style=\"font-weight: 400;\">the <\/span><b>ACA Marketplace, private providers, <\/b><span style=\"font-weight: 400;\">and <\/span><b>state-run programs.<\/b><span style=\"font-weight: 400;\"> They can also save money on various health insurance subsidies offered by the government.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Have you recently obtained a Green Card? Congratulations! Are you looking to get long-term health insurance now that you\u2019re a permanent U.S. resident?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Look no further. This <\/span><a href=\"https:\/\/www.pacificprime.com\/corporate\/about-us-corporate-insurance-brokers\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> blog post will introduce you to over 10 ways you can get medical insurance, and save money doing it. We\u2019ll introduce options for residents who plan to spend most of their time in the U.S., as well as for those who expect to travel frequently.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Don\u2019t miss our article <a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-for-green-card-holders.html\">Green Card Holder Health Insurance<\/a> to find all the articles in our series about health insurance for Green Card holders!<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Health Insurance After Recently Getting Your Green Card<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-18630 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/brooklyn-bridge-in-new-york-city-usa-with-skyline-in-the-background.webp\" alt=\"Image of Brooklyn Bridge In New York City, USA, With Skyline In The Background with text overlay of &quot;Health Insurance After Recently Getting Your Green Card&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/brooklyn-bridge-in-new-york-city-usa-with-skyline-in-the-background.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/brooklyn-bridge-in-new-york-city-usa-with-skyline-in-the-background-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/brooklyn-bridge-in-new-york-city-usa-with-skyline-in-the-background-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/brooklyn-bridge-in-new-york-city-usa-with-skyline-in-the-background-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/brooklyn-bridge-in-new-york-city-usa-with-skyline-in-the-background-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Immigrants who have recently gotten their Green Card will want to choose between a long-term health insurance plan or a <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/short-term-health-insurance-plans\/\"><span style=\"font-weight: 400;\">short-term health insurance plan<\/span><\/a><span style=\"font-weight: 400;\">. This choice will depend on how long you expect to spend in the U.S. during any given year.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Green Card Holders who Permanently Live in the U.S.<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Recently approved Green Card holders who permanently live in the U.S. are considered Lawful Permanent Residents (LPR). Permanent residents of the U.S. may acquire U.S. health insurance through <\/span><b>private insurance providers, employers, or government-funded programs<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So long as you don\u2019t leave the country for more than 12 months at a time, you can retain your permanent resident status and qualify for U.S. health insurance. Later in this article, we will introduce you to <\/span><b>7 ways<\/b><span style=\"font-weight: 400;\"> new Green Card holders can secure health insurance.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Green Card Holders who Travel Outside of the U.S.<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">New Green Card holders who choose to travel outside of the U.S. (to a home country or elsewhere) cannot stay out of the U.S. <\/span><a href=\"https:\/\/uk.usembassy.gov\/visas\/immigrant-visas\/lawful-permanent-residents-lprs\/#:~:text=3)%20How%20long%20can%20I%20stay%20outside%20the%20United%20States%3F\/What%20should%20I%20do%20if%20I%20have%20been%20outside%20the%20U.S.%20for%20longer%20than%20a%20year\/beyond%20the%20validity%20period%20of%20my%20reentry%20permit%3F\"><span style=\"font-weight: 400;\">for more than 12 months<\/span><\/a><span style=\"font-weight: 400;\">. If they do, they forfeit their Lawful Permanent Resident (LPR) status.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You may apply for a reentry permit before leaving the U.S., thus getting permission to leave the U.S. for no more than 2 years. Newly Approved Green Card holders who plan to spend an extended period of time outside of the U.S. may not want to get traditional U.S. health insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Instead, you may want to purchase either <\/span><b>short-term travel insurance<\/b><span style=\"font-weight: 400;\"> (also known as visitors insurance) or <\/span><b>long-term international health insurance<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">1. Short-Term Travel Insurance for Newly Approved Green Card Holders<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Newly approved Green Card holders who want short-term health insurance for visits to the U.S. or another country may choose a travel insurance plan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These <\/span><b>short-term travel plans<\/b><span style=\"font-weight: 400;\"> are typically less than a year and cover benefits such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency medical services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency hospitalization<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ER visits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ambulance use<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency medical evacuation and\/or repatriation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Trip costs (flights, hotels, transportation, etc.)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lost luggage or personal items<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you\u2019d like to get a more robust health insurance plan, you can specifically seek out a travel medical insurance plan, such as those plans offered by <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/geoblue\/#:~:text=GeoBlue%20Personal%20Travel%20Insurance%20Plans\"><span style=\"font-weight: 400;\">GeoBlue<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers\/vumi-health-insurance\/\"><span style=\"font-weight: 400;\">VUMI<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A <\/span><b>travel medical plan<\/b><span style=\"font-weight: 400;\"> also lasts less than a year, but it includes benefits such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient care\/hospitalization<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency medical services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ER visits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ambulance use<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency medical evacuation and\/or repatriation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Office visits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lab work<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient prescription drugs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Physical and occupational therapy<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental care due to injury or pain<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Newly approved Green Card holders can <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/short-term\/travel-quote\/\"><span style=\"font-weight: 400;\">compare travel insurance plans and quotes<\/span><\/a><span style=\"font-weight: 400;\"> here. <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Speak to our travel insurance experts<\/span><\/a><span style=\"font-weight: 400;\"> to get obligation-free advice.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-3' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4632\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-Family.jpg\" alt=\"Family health insurance banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">2. International Health Insurance for New Green Card Holders<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">New Green Card holders who expect to travel outside of the U.S. may consider getting an <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> plan that covers them worldwide. If you know you\u2019ll visit your country of origin, or anywhere else on the globe, global health insurance grants medical coverage wherever you go.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With one health insurance plan, Green Card holders can receive treatment anywhere they travel! Just make sure to return to the U.S. in under 12 months (or 2 years if you receive a reentry permit <\/span><b>before <\/b><span style=\"font-weight: 400;\">leaving the country).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are some of the benefits that make international health coverage stand out:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">One insurance plan covers you in every country of the world<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You can get benefits for inpatient, outpatient, dental, and vision care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">There are plans available for individuals, families, groups, and more<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You can have virtual telehealth consultations with physicians no matter where you are<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You can choose to include or exclude coverage in the United States<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Pacific Prime specializes in international health insurance, so <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">speak to one of our representatives<\/span><\/a><span style=\"font-weight: 400;\"> to learn how we can help you.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">7 Ways to Get Health Insurance for New Green Card Holders<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Newly approved Green Card holders who plan to be permanent residents of the U.S. with or without infrequent travels to other countries should consider these 7 forms of U.S. health insurance:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medicare<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medicaid<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CHIP (for children)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health insurance subsidies<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ACA Marketplace<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private health insurance providers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Local state insurance programs<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Let\u2019s discuss each form of medical coverage in more detail. <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact our insurance experts<\/span><\/a><span style=\"font-weight: 400;\"> if you have questions or want further guidance.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. Medicare for Newly Approved Green Card Holders Over 65<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Medicare is designed for seniors in the U.S. over the age of 65. Newly approved Green Card holders over 65 may qualify for this government-funded health insurance if they have lived in the U.S. for <\/span><b>a minimum of 5 consecutive years<\/b><span style=\"font-weight: 400;\"> and contributed to the U.S. tax system.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Newly approved immigrants may <\/span><a href=\"https:\/\/www.medicare.gov\/basics\/get-started-with-medicare\/using-medicare\/how-to-get-medicare-services\/information-for-my-situation#:~:text=I%20have%20a%20disability%20or%20chronic%20condition\"><span style=\"font-weight: 400;\">qualify for Medicare under 65<\/span><\/a><span style=\"font-weight: 400;\"> if they have <\/span><b>a disability<\/b><span style=\"font-weight: 400;\">, such as diabetes, stroke, or chronic heart failure,<\/span> <span style=\"font-weight: 400;\">or <\/span><b>a qualifying illness<\/b><span style=\"font-weight: 400;\">, such as End-Stage Renal Disease or ALS (Lou Gehrig\u2019s disease).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Newly approved Green Card holders can <\/span><a href=\"https:\/\/www.medicare.gov\/basics\/get-started-with-medicare\/get-more-coverage\/joining-a-plan\"><span style=\"font-weight: 400;\">enroll in Medicare<\/span><\/a><span style=\"font-weight: 400;\"> during their <\/span><b>Initial Enrollment Period<\/b><span style=\"font-weight: 400;\">, which is the 3 months before their 65th birthday, their birth month, and the 3 following months. If they miss this period, they can also enroll in the <\/span><b>General Enrollment Period<\/b><span style=\"font-weight: 400;\"> which is from October 15 &#8211; December 7.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can <\/span><a href=\"http:\/\/medicare.gov\"><span style=\"font-weight: 400;\">visit Medicare.gov<\/span><\/a><span style=\"font-weight: 400;\"> to learn if you qualify for coverage.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. Medicaid for New Green Card Holders and Pregnant Mothers<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Medicaid is government-funded health insurance for low-income individuals and families. Parents, pregnant women, and individuals with Green Cards may qualify for Medicaid based on their state-specific income requirements. The 5-Year Residency Rule applies to Medicaid.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This means that individuals who have recently obtained a Green Card must have lived in the U.S. for 5 years before they qualify for Medicaid.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are states that have chosen to <\/span><b>waive this waiting period and still provide coverage<\/b><span style=\"font-weight: 400;\"> for eligible children and pregnant parents who are lawfully present in the U.S.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Review this list of the <\/span><a href=\"https:\/\/www.medicaid.gov\/medicaid\/enrollment-strategies\/medicaid-and-chip-coverage-lawfully-residing-children-pregnant-individuals\"><span style=\"font-weight: 400;\">35 states and territories<\/span><\/a><span style=\"font-weight: 400;\"> that waive the 5-year waiting period for Medicaid.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Low-income immigrants who are covered by Medicaid receive coverage for:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hospitalization costs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Physician services, labs, medical equipment, and other outpatient services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medicare Advantage Plan<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescription drugs<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">3. Children Health Insurance Program (CHIP) for Green Card Holders<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">CHIP, or the <\/span><a href=\"https:\/\/www.medicaid.gov\/chip\/index.html\"><span style=\"font-weight: 400;\">Children Health Insurance Program<\/span><\/a><span style=\"font-weight: 400;\">, provides health coverage to children in families who earn too much money to qualify for Medicaid, but too little to afford private insurance. Children from parents who have recently gotten Green Cards can qualify for CHIP.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To qualify, children must meet state income and residency rules. CHIP also covers pregnant individuals.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Many qualified non-citizens (such as Green Card holders) need to live in the U.S. for a minimum of 5 years before they qualify for CHIP. This is called the <\/span><b>5-Year Residency Rule<\/b><span style=\"font-weight: 400;\">. 28 states have chosen to <\/span><a href=\"https:\/\/www.healthcare.gov\/immigrants\/lawfully-present-immigrants\/#:~:text=Children%20and%20pregnant%20people\"><span style=\"font-weight: 400;\">waive this waiting period<\/span><\/a><span style=\"font-weight: 400;\">, however, and provide CHIP and Medicaid coverage to eligible children and pregnant people.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">View this <\/span><a href=\"https:\/\/www.medicaid.gov\/medicaid\/enrollment-strategies\/medicaid-and-chip-coverage-lawfully-residing-children-pregnant-individuals\"><span style=\"font-weight: 400;\">list of the states that offer Medicaid and CHIP<\/span><\/a><span style=\"font-weight: 400;\"> regardless of how many years the legally present parent and child have lived in the country.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Newly approved Green Card holders can read the <\/span><a href=\"https:\/\/www.medicaid.gov\/chip\/eligibility\/index.html\"><span style=\"font-weight: 400;\">eligibility requirements for CHIP<\/span><\/a><span style=\"font-weight: 400;\"> here.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. Health Insurance Subsidies for Low Income Green Card Holders<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">New Green Card holders who don&#8217;t qualify for Medicaid may still qualify for other government health insurance subsidies. Obamacare (or the Affordable Care Act) offers <\/span><b>Advanced Premium Tax Credits<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Cost Sharing Reductions<\/b><span style=\"font-weight: 400;\"> as options to individuals and families with low incomes.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.healthcare.gov\/glossary\/advanced-premium-tax-credit\/\"><span style=\"font-weight: 400;\">Advanced Premium Tax Credits<\/span><\/a><br \/>\n<span style=\"font-weight: 400;\">This subsidy helps lower the monthly premiums of health insurance for low-income individuals. New Green Card holders who qualify will receive a premium tax credit they can use to pay for medical premiums.<br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.healthcare.gov\/lower-costs\/save-on-out-of-pocket-costs\/#:~:text=You%E2%80%99ll%20also%20find,get%20medical%20services.\"><span style=\"font-weight: 400;\">Cost Sharing Reductions (CSRs)<\/span><\/a><br \/>\n<span style=\"font-weight: 400;\">Newly approved Green Card holders who qualify for cost-sharing reductions pay less out-of-pocket fees each time they receive medical services. These extra savings only work for a health plan in the Silver category.<\/span><\/li>\n<\/ol>\n<p><a href=\"https:\/\/www.healthcare.gov\/lower-costs\/qualifying-for-lower-costs\/\"><span style=\"font-weight: 400;\">Use this link to see if you qualify<\/span><\/a><span style=\"font-weight: 400;\"> for Advanced Premium Tax Credits, Cost Sharing Reductions, Medicaid, or CHIP.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">5. ACA Marketplace for New Green Card Holders<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.healthcare.gov\/\"><span style=\"font-weight: 400;\">Marketplace<\/span><\/a><span style=\"font-weight: 400;\"> is a service center that helps families, individuals, and businesses compare and apply for health insurance. It is available in every state of the U.S. and is either run by the local or federal government. <\/span><b>Open enrollment for New Green Card holders is from November 1 &#8211; January 15<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Any U.S. citizen and lawfully present immigrant can enroll in Marketplace medical coverage. Immigrants who recently got a Green Card but don\u2019t have insurance through another means may <\/span><a href=\"https:\/\/www.healthcare.gov\/quick-guide\/one-page-guide-to-the-marketplace\/\"><span style=\"font-weight: 400;\">get coverage in the Marketplace<\/span><\/a><span style=\"font-weight: 400;\"> with lower costs. All plans offered include the 10 essential health benefits, per the ACA.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These <\/span><a href=\"https:\/\/www.healthcare.gov\/coverage\/what-marketplace-plans-cover\/#:~:text=substance%20abuse%20coverage-,What%20Marketplace%20health%20insurance%20plans%20cover,offered%20in%20the%20Marketplace%20cover%20these%2010%20essential%20health%20benefits%3A,-Ambulatory%20patient%20services\"><span style=\"font-weight: 400;\">10 essential health benefits<\/span><\/a><span style=\"font-weight: 400;\"> include:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ambulatory patient services (outpatient care you get without being admitted to a hospital)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hospitalization<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pregnancy, maternity, and newborn care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mental health and substance use disorder services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescription drugs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rehabilitative and habilitative services and devices<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Laboratory services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Preventive and wellness services and chronic disease management<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pediatric services, including oral and vision care (but adult dental and vision coverage aren\u2019t essential health benefits)<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">If you qualify for Medicaid, you can enroll in the Marketplace any time of the year and start coverage immediately. Visit <\/span><a href=\"http:\/\/healthcare.gov\"><span style=\"font-weight: 400;\">HealthCare.gov<\/span><\/a><span style=\"font-weight: 400;\"> to learn if you qualify for coverage.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">6. Private Insurance for Immigrants with New Green Cards<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Immigrants who recently got a Green Card in the U.S. can purchase medical coverage from <\/span><b>private insurers in the general market<\/b><span style=\"font-weight: 400;\">. To do this, they will research local and national health insurance companies in the U.S., compare plans, and select the package that fits their needs and budget.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">7. State Insurance Programs for Newly Approved Immigrants<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Immigrants who have recently been approved for a Green Card should look for local insurance programs offered in their state of residence. An example is the <\/span><a href=\"https:\/\/hfs.illinois.gov\/medicalclients\/healthbenefitsforimmigrants\/healthbenefitsforimmigrantseniors.html\"><span style=\"font-weight: 400;\">Health Insurance Benefits for Immigrant Seniors<\/span><\/a><span style=\"font-weight: 400;\"> in the state of Illinois.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are aged 42-64, Illinois also has the <\/span><a href=\"https:\/\/hfs.illinois.gov\/medicalclients\/healthbenefitsforimmigrants\/healthbenefitsforimmigrantadults.html\"><span style=\"font-weight: 400;\">Health Benefits for Immigrant Adults<\/span><\/a><span style=\"font-weight: 400;\"> program.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These two particular programs are for non-legal residents (immigrants who do not have a Green Card), so you will want to look for programs that match your level of status in the country.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4628\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-04_updated-1.jpg\" alt=\"Health insurance quote banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Use a Broker to Secure Health Coverage Today<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Immigrants who have recently obtained a Green Card can get insurance advice from a broker like Pacific Prime. We specialize in international health insurance, though other brokerages will specialize in U.S. insurance. A broker walks you through the entire application process.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Learn <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-insurance-why-use-a-broker.html#:~:text=Why%20Expats%20and%20Travelers%20Should%20Use%20a%20Broker%20to%20Buy%20Insurance\"><span style=\"font-weight: 400;\">how a broker can help you<\/span><\/a><span style=\"font-weight: 400;\"> today!<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">What kind of insurance can I get soon after getting my Green Card?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Recently approved Green Card holders can get health insurance from <\/span><b>Medicare, Medicaid, CHIP, <\/b><span style=\"font-weight: 400;\">the <\/span><b>ACA Marketplace, private providers, <\/b><span style=\"font-weight: 400;\">and <\/span><b>state-run programs.<\/b><span style=\"font-weight: 400;\"> They can also save money on various health insurance subsidies, such as <\/span><b>Advanced Premium Tax Credits<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Cost Sharing Reductions<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Do newly approved Green Card holders qualify for Medicare?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Immigrants who have recently obtained a Green Card can qualify for Medicare if they are over 65, have lived in the U.S. for at least 5 consecutive years, and have contributed to the tax system. If you are under 65, you can also qualify for Medicare if you have a disability or certain illnesses.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">We\u2019ve now introduced you to at least 10 ways you can get health insurance as a newly approved Green Card holder. We recommend you also read our blog posts <a href=\"https:\/\/www.pacificprime.com\/blog\/health-insurance-while-waiting-for-green-card.html\">Insurance While Waiting for Green Card Processing<\/a> and <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/us-health-insurance-for-non-citizens.html\"><span style=\"font-weight: 400;\">U.S. Health Insurance for Non-Citizens<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019d like to consider getting international health insurance through a private insurer, check out our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">obligation-free health insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. With it, you can compare over 50,000 international plans in the same place!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you have questions about your health insurance options, <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">contact one of our brokers<\/span><\/a><span style=\"font-weight: 400;\"> today.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You\u2019ll also want to read these articles:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/foreign-visitors-health-insurance.html\"><span style=\"font-weight: 400;\">Foreign Visitors\u2019 Health Insurance Guide<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/short-term-health-insurance-plans\/\"><span style=\"font-weight: 400;\">Short-Term<\/span><span style=\"font-weight: 400;\"> Health Insurance Plans<\/span><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Newly approved Green Card holders can get health insurance from Medicare, Medicaid, CHIP, the ACA Marketplace, private providers, and state-run programs. They can also save money on various health insurance subsidies offered by the government. Have you recently obtained a Green Card? Congratulations! Are you looking to get long-term health insurance now that you\u2019re a &#8230;<\/p>\n","protected":false},"author":54,"featured_media":18629,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[570,217],"tags":[],"class_list":["post-18627","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health","category-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Health Insurance for Newly Approved Green Card Holders<\/title>\n<meta name=\"description\" content=\"Learn about over 10 ways newly approved Green Card holders can secure health insurance in the U.S., including Medicare, Medicaid, CHIP, 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