{"id":18487,"date":"2024-10-01T22:47:00","date_gmt":"2024-10-01T14:47:00","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=18487"},"modified":"2026-04-16T00:08:30","modified_gmt":"2026-04-15T16:08:30","slug":"temporary-health-insurance","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/temporary-health-insurance.html","title":{"rendered":"Temporary Health Insurance Options"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Whether you plan to travel extensively overseas, you just turned twenty-six and got bumped from your parent\u2019s health insurance, or you\u2019re in between plans from a job change or other life event, your best temporary options for medical coverage are COBRA, ACA, or short-term health insurance plans.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you looking for temporary health insurance for you or a loved one? Even if jargon like <\/span><i><span style=\"font-weight: 400;\">ACA<\/span><\/i><span style=\"font-weight: 400;\"> or <\/span><i><span style=\"font-weight: 400;\">short-term plans<\/span><\/i><span style=\"font-weight: 400;\"> is familiar to you, picking the right plan can feel downright intimidating, especially when you throw budget and personal health concerns into the mix.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To help you find <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/short-term-health-insurance-plans\/\"><span style=\"font-weight: 400;\">the best short-term health insurance<\/span><\/a><span style=\"font-weight: 400;\"> for you, this article will outline the different options for temporary health insurance and guide you through what you need to know about each plan, how to qualify, and what you should consider before purchasing your health insurance plan.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Types of Temporary Health Insurance Coverage\u00a0<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-18489 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/insurance-certificate-policy-document-and-dollar-bills-representing-coverage.webp\" alt=\"Image of Insurance Certificate, Policy Document, And Dollar Bills Representing Coverage with text overlay of &quot;Types of Temporary Health Insurance&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/insurance-certificate-policy-document-and-dollar-bills-representing-coverage.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/insurance-certificate-policy-document-and-dollar-bills-representing-coverage-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/insurance-certificate-policy-document-and-dollar-bills-representing-coverage-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/insurance-certificate-policy-document-and-dollar-bills-representing-coverage-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/insurance-certificate-policy-document-and-dollar-bills-representing-coverage-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">For those living outside of the United States who are searching for temporary coverage for medical needs, look for international short-term health insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For those living in the United States, the three main types of health insurance to consider are COBRA plans, ACA plans, and short-term plans\u2014unless you qualify for Medicaid or Medicare. They each have different benefits and setbacks, but they\u2019re each worth considering.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Temporary Health Insurance Coverage in the United States<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Short-term health insurance offers flexible, customizable coverage for a few weeks up to a year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While short-term insurance is available in most states, you can no longer purchase short-term health insurance in Hawaii, Washington, California, Colorado, New Mexico, Minnesota, D.C., New York, New Jersey, Connecticut, Rhode Island, Massachusetts, Vermont, New Hampshire, or Maine. Similarly, Oregon, Delaware and Maryland restrict short-term-plan coverage to three months or less.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These restrictions apply as an attempt to ensure that individuals receive comprehensive care for the ten essential health benefits (EHBs): ambulatory patient services, hospitalization, mental health and substance use disorder services, emergency services, maternity and newborn care, laboratory services, prescription drugs, pediatric services, rehabilitative services, and preventative wellness and chronic disease care.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you live in a state which restricts short-term health insurance, look into a COBRA plan or an ACA plan.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">COBRA Plans<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.dol.gov\/general\/topic\/health-plans\/cobra\"><span style=\"font-weight: 400;\">Consolidated Omnibus Budget Reconciliation Act (COBRA)<\/span><\/a><span style=\"font-weight: 400;\"> is a law in the U.S. that allows you to extend the health insurance coverage you received from your previous employer after you have lost that coverage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Since your employer no longer covers the cost, you are responsible for payment in full.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The continuity of care available through COBRA plans makes them a tempting option for those with specific health concerns, like chronic illness or regular medical needs, who have established providers and services that suit them.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">COBRA plans also tend to be more comprehensive than short-term health insurance, so they\u2019re dependable in both familiarity and scope.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To qualify for COBRA, you must have a distinguishing life event such as voluntary or involuntary job loss, a qualifying move, retirement, reduced work hours, or loss of coverage as the dependent of an employee receiving coverage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While COBRA plans sound like an easy choice, keep in mind that they can be pricey. Without the contribution from your employer, paying 100% of premiums (plus a small administrative fee) may be unaffordable.\u00a0<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">ACA Plans<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.hhs.gov\/healthcare\/about-the-aca\/index.html\"><span style=\"font-weight: 400;\">Affordable Care Act<\/span><\/a><span style=\"font-weight: 400;\"> is a U.S. health reform law that offers subsidized government health care for American households with incomes between 100% and 400% of the federal poverty level. Open enrollment runs from November to mid-January, but you may receive ACA coverage with a qualifying life event.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Because ACA plans are subsidized to make healthcare affordable, they\u2019re a much more budget-friendly option than other plans. However, ACA, sometimes called Obamacare, isn\u2019t strictly temporary, like short-term health insurance, so if you only need coverage for something like a trip, consider other plans upfront.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Under the ACA, being denied coverage for a pre-existing health problem is prohibited, many screenings and preventive care services are covered, and generally, copays and deductibles are low, as the point of the law was to make health insurance accessible to those who couldn\u2019t afford it previously.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">International and Local Temporary Health Insurance Coverage<\/span><\/h3>\n<h4><span style=\"font-weight: 400;\">Short-Term Plans<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Crafted for transitional care, short-term health insurance offers coverage for as short as a month and up to a year, with options of renewal. For immediate, flexible, affordable care, it fills the gap well. However, because short-term health insurance is not comprehensive, it may not cover all care.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-3' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4632\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-Family.jpg\" alt=\"Family health insurance banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Explaining Short-Term Health Insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Short-term health insurance is perfect for individuals who need coverage quickly while they are in between plans. You should consider short-term insurance if you:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Are b<\/span><span style=\"font-weight: 400;\">etween jobs\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Are newly employed and waiting for benefits to begin<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Are a U.S. resident who has retired and is waiting for Medicare to start<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Are a U.S. resident who is waiting for ACA to kick in<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Are a U.S. resident who missed the enrollment deadline for ACA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Just turned 26<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Just graduated college<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Plan to travel for more than a month or two<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Not all short-term health insurance plans are created equal, so some companies and plans will cover many of these services while others will not. You can also purchase international short-term health insurance, which can grant you access to a worldwide network of providers.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you don\u2019t have many health needs, opting for a less-comprehensive plan could save you a chunk of money, but if you need your temporary coverage to check more boxes of care, the extra dollars are well worth the money to keep you safe.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How to Qualify for Short-Term Health Insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Most individuals will qualify for short-term health insurance. Many companies will ask you to complete a short questionnaire that outlines your health history and information on how you have used policies in the past.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you meet a company\u2019s screening requirements, you\u2019ll likely have coverage within a couple days. Private insurance companies usually require this cursory medical underwriting in order to gauge the risk of insuring an individual and so assess the best plan for that individual.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some plans may not approve you if you have pre-existing conditions such as cancer or pregnancy, if you are a man weighing more than 300 pounds or a woman weighing more than 250 pounds, if you qualify for other insurance such as Medicaid, or you are not a U.S. citizen.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Those with more complicated health needs will likely deal out higher payments while those with better health or fewer medical needs will find lower prices.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What Short-Term Health Insurance Covers<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Most short-term health insurance covers preventative care, emergency care, urgent care, and medical test, with some plans also offering discounts for prescription medications, but each plan\u2019s coverage will depend on which plan you choose.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Most short-term insurance does not often cover pre-existing conditions, mental health services, maternity care, and substance abuse.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4628\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-04_updated-1.jpg\" alt=\"Health insurance quote banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What to Consider When Buying Short-Term Health Insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pacific Prime partners with top-notch companies with globally renowned networks to provide the best short-term health insurance, specializing in short-term insurance for travelers and expats living overseas. Check out <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/short-term-health-insurance-plans\/\"><span style=\"font-weight: 400;\">our site<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">find a plan<\/span><\/a><span style=\"font-weight: 400;\"> that fits your needs, and keep these in mind:<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Premium<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Your premium is the monthly cost you pay to have insurance. Your premium cost will depend on how many people need coverage, their health history, deductible and out-of-pocket costs, and breadth of coverage.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Copay<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The copay cost is the amount you pay when you finish a service, such as a doctor\u2019s visit. Copay costs usually go toward your deductible and out-of-pocket maximum.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Deductible and Out-of-Pocket Maximum\u00a0\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A deductible is the amount you pay before your insurance pays for covered expenses. In contrast, your out-of-pocket maximum is the highest total amount you pay for medical services within a twelve-month period. Keep in mind that not all short-term health insurance plans have out-of-pocket maximums.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Personalized Needs\u00a0\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">It goes without saying, but beyond costs, covering your specific needs should be at the top of your priority list, whether that includes finding drug coverage for pricey prescriptions, or opting for a lengthier plan as you look for new employment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In looking for a new plan, many filter their plan options to remain with specific doctors who specialize in treating their condition\u2014or who they\u2019re simply most comfortable visiting. Insurance companies make it easy to find highly rated doctors and caregivers in network, but not all offices take all insurances.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you have already established care with a doctor, some will accept a change of insurance. However, if remaining at the same doctor\u2019s office or with specific medical professionals is important to you, call the office and clarify their insurance policies first.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">What is temporary insurance coverage referred to as?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Temporary health insurance is usually called short-term health insurance.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What insurance is considered temporary coverage?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Enrollment plans vary in length, but short-term insurance is considered temporary, with some plans as brief as a month while others may span a year, with renewal options. Some states limit short-term insurance availability to three months.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can I obtain temporary health insurance in the USA?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">All states except Hawaii, Washington, California, Colorado, New Mexico, Minnesota, D.C., New York, New Jersey, Connecticut, Rhode Island, Massachusetts, Vermont, New Hampshire, and Maine allow temporary health insurance. Oregon, Delaware and Maryland restrict short-term plans to three months.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How can I obtain health insurance in the USA if I don\u2019t have a job?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">See if you qualify for Medicaid, CHIP, or an ACA subsidized plan. You may also be able to join a partner\u2019s health insurance plan. If you recently left your employment, you may extend your health insurance using a COBRA plan.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What type of insurance coverage starts right away?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Most short-term health insurance plans start right away, even the day after you apply. Because short-term health insurance is customizable, you can choose when you would like your coverage to begin and to end.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How do I cancel my short-term health insurance?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">When you apply, indicate start and end dates for coverage. Once your chosen end date has passed, coverage ends automatically. If you need to end coverage early, call the customer support number on the back of your insurance card. You may be asked to fill out a form or provide written confirmation.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What questions will I need to answer on my health insurance questionnaire?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Questionnaires ask for your medical history such as substance use, consultations or treatments, diseases or impairments and what medications you may take, and information on hospitalizations or overnight stays you may have had in the last five years. They also include policy-use-related queries.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Whether you elect to keep coverage from your previous employer through a COBRA plan, you stick with an ACA plan, or you pick short-term health insurance for an extended stay in Hong Kong, don\u2019t let finding the right plan give you need for a mental health day.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pacific Prime makes it easy to <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">get a quote<\/span><\/a><span style=\"font-weight: 400;\">, so <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/short-term-health-insurance-plans\/\"><span style=\"font-weight: 400;\">visit our page<\/span><\/a><span style=\"font-weight: 400;\"> on short-term health insurance, or <a href=\"https:\/\/www.pacificprime.com\/blog\/top-short-term-health-insurance-plans.html\">check out this article<\/a> on flexible short-term insurance to research more about specific plans.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whether you plan to travel extensively overseas, you just turned twenty-six and got bumped from your parent\u2019s health insurance, or you\u2019re in between plans from a job change or other life event, your best temporary options for medical coverage are COBRA, ACA, or short-term health insurance plans.\u00a0 Are you looking for temporary health insurance for &#8230;<\/p>\n","protected":false},"author":54,"featured_media":18488,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[570,217],"tags":[],"class_list":["post-18487","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health","category-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Temporary Health Insurance Options<\/title>\n<meta name=\"description\" content=\"Learn more about your options for temporary health insurance and what to consider when purchasing a plan.\u00a0\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/temporary-health-insurance.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Temporary Health Insurance Options\" \/>\n<meta property=\"og:description\" content=\"Learn more about your options for temporary health insurance and what to consider when purchasing a plan.\u00a0\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/temporary-health-insurance.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-01T14:47:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-15T16:08:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/health-card-and-stethoscope-representing-healthcare-coverage-options.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"731\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Serena Fung\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Serena Fung\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" 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