{"id":18227,"date":"2024-09-10T02:12:56","date_gmt":"2024-09-09T18:12:56","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=18227"},"modified":"2026-08-26T20:31:27","modified_gmt":"2026-08-26T12:31:27","slug":"compare-international-plans","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/compare-international-plans.html","title":{"rendered":"How to Compare International Plans: Get the Best Coverage"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">To get the best coverage plan for your international health or travel insurance, you\u2019ll want to research and compare various insurance companies, consider the needs and market of your country of residence, compare the claims processes, and make sure your top priority benefits are covered.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you an expat or traveler looking to get international insurance while abroad? Are you not sure how to compare insurance plans or where to find the best coverage options?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This Pacific Prime article will introduce you to <\/span><b>your number one resource for comparing insurance plans to make this process easier<\/b><span style=\"font-weight: 400;\">! We\u2019ll also give you 10 tips for comparing health and travel insurance plans and tell you which companies are the top providers.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact our insurance experts<\/span><\/a><span style=\"font-weight: 400;\"> to get impartial advice from a third-party broker who is dedicated to helping you find the best deal for your insurance, regardless of who you get it from.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What to Know Before Comparing International Insurance<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-18229 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/man-in-black-suit-and-woman-in-blue-and-white-dress-discussing-insurance-plans.webp\" alt=\"Image of Man In Black Suit And Woman In Blue And White Dress Discussing Insurance Plans with text overlay of &quot;What to Know Before Comparing International Insurance&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/man-in-black-suit-and-woman-in-blue-and-white-dress-discussing-insurance-plans.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/man-in-black-suit-and-woman-in-blue-and-white-dress-discussing-insurance-plans-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/man-in-black-suit-and-woman-in-blue-and-white-dress-discussing-insurance-plans-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/man-in-black-suit-and-woman-in-blue-and-white-dress-discussing-insurance-plans-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/man-in-black-suit-and-woman-in-blue-and-white-dress-discussing-insurance-plans-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">International insurance is different from regular, local insurance, and this is because these plans are designed to cover you as you cross borders internationally. You\u2019ll want to understand the differences between international health insurance and travel insurance before you begin comparing plans.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To give you a snapshot, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> is comprehensive medical coverage for expatriates and travelers who plan to spend over a year living abroad. It can include inpatient, outpatient, mental health, maternity, dental, and vision coverage, to name a few.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/travel-insurance-and-short-term-health-insurance-for-expats\/\"><span style=\"font-weight: 400;\">Travel insurance<\/span><\/a><span style=\"font-weight: 400;\">, on the other hand, is typically short-term insurance that only covers you for a single trip or for several trips that take place within one year. There are two main types of travel insurance:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Travel Expenses Protection<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">: This type focuses on financially protecting the cost of your trip with benefits such as trip cancellation, trip interruption, and lost luggage. These plans often include emergency medical coverage, but it is the bare minimum coverage for emergency medical care.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Travel Medical<\/b><span style=\"font-weight: 400;\">: A travel medical plan is one that offers comprehensive inpatient and emergency medical coverage and even sometimes outpatient care. These plans may or may not have any travel expenses protection.<\/span><\/li>\n<\/ol>\n<h3><span style=\"font-weight: 400;\">Your #1 Resource to Compare 50,000 Insurance Plans<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The number one resource for expats and travelers to use when comparing international insurance plans is <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">Pacific Prime\u2019s obligation-free insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This comparison tool grants you access to compare <\/span><b>over 50,000 insurance plans<\/b><span style=\"font-weight: 400;\"> side by side!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">All you have to do is take the link and plug in your country of coverage, age, length of coverage required, gender, and coverage type needed. After that, you can scan our table to review thousands of plans, their benefits, deductibles, annual limits, and premiums all in one place.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The value of this free resource cannot be overstated. Check it out today!<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4628\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-04_updated-1.jpg\" alt=\"Health insurance quote banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Tips for Comparing International Health Insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Travelers, international citizens, and anyone looking for long-term or short-term global health insurance should carefully analyze many health insurance plans, look for flexible benefit packages, and determine if there are any gaps in coverage before settling on a plan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are four more tips you can use when picking the right expat medical insurance for your time abroad.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. Look at all the Coverage Levels<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">It is common for medical coverage providers to have various tiers of coverage with a spread of benefits and costs. You\u2019ll want to carefully look at each of the plans offered to see both how their prices change and, more importantly, how their benefits change.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Make sure you select a plan with the benefits that are of greatest importance to you, and don\u2019t pick a plan that makes you pay for coverage you don\u2019t think you need.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, if including <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/maternity\/\"><span style=\"font-weight: 400;\">maternity insurance<\/span><\/a><span style=\"font-weight: 400;\"> is an absolute must for you and you\u2019re looking at <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/#:~:text=AXA%E2%80%99s%20Top%2DTier,providers%20here.\"><span style=\"font-weight: 400;\">AXA\u2019s health plans<\/span><\/a><span style=\"font-weight: 400;\">, you\u2019ll want to note that pregnancy and postpartum care are only covered in the <\/span><b>Prestige<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Prestige Plus<\/b><span style=\"font-weight: 400;\"> plans.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. Analyze the Cost and What\u2019s Normal Locally<\/span><\/h3>\n<p><b>The cost of health insurance is different in every country of the world<\/b><span style=\"font-weight: 400;\">. Expatriates will want to become familiar with what to expect to pay in their country of residence so they can figure out what is affordable or not.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s also important to note that local health insurance companies may have a different cost market than global health insurance plans that cover you worldwide.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pacific Prime posts an annual <\/span><a href=\"https:\/\/www.pacificprime.com\/cost-of-health-insurance-2023\/\"><span style=\"font-weight: 400;\">Cost of International Health Insurance Report<\/span><\/a><span style=\"font-weight: 400;\"> to help you compare costs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You\u2019ll also want to play around with how changing benefits included in your plan, deductibles, copays, and coinsurance amounts can affect your premium and total monetary commitment.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. Consider Your Country of Residence and Local Needs<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Every country in the world has its own twist on how they run their healthcare system. Expats, travelers, and digital nomads living overseas will want to <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/\"><span style=\"font-weight: 400;\">research the healthcare system of their country of residence<\/span><\/a><span style=\"font-weight: 400;\"> to determine which public and private healthcare options they have.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You\u2019ll also want to consider what <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/most-common-diseases-when-traveling-abroad.html\"><span style=\"font-weight: 400;\">health risks and exposures<\/span><\/a><span style=\"font-weight: 400;\"> you may face in your country so that you can determine which medical benefits you want to make sure you have coverage for.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. Determine if the Provider Uses Medical Underwriters<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A medical underwriter is typically a third-party professional who assesses your health insurance application <\/span><b>to determine how likely it is you will submit coverage claims<\/b><span style=\"font-weight: 400;\"> and how those will affect the insurance company. An underwriter can decide if the insurer should accept your application or not.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Not every international health insurance company uses underwriters, so you will want to learn if medical underwriting is part of the application process and if that will affect your premiums and coverage plan benefits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We highly recommend you <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">consult a third-party broker<\/span><\/a><span style=\"font-weight: 400;\">, such as Pacific Prime, to get professional advice about medical underwriting. We can walk you through the application process and guarantee you find the best plan for your needs.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-3' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4632\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-Family.jpg\" alt=\"Family health insurance banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Our Top Recommendations for Global Health Insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pacific Prime\u2019s top recommendations for global health insurance are the plans offered by <\/span><b>William Russell<\/b><span style=\"font-weight: 400;\">, <\/span><b>GeoBlue<\/b><span style=\"font-weight: 400;\">, <\/span><b>Cigna<\/b><span style=\"font-weight: 400;\">, <\/span><b>Allianz Care<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Bupa Global<\/b><span style=\"font-weight: 400;\">. For a deeper look, you can read up on our list of the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-top-10-providers.html\"><span style=\"font-weight: 400;\">top 10 best international medical providers for expats and travelers<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Below are some key points about each of these top providers.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">William Russell<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/william-russell\/\"><span style=\"font-weight: 400;\">William Russell<\/span><\/a><span style=\"font-weight: 400;\"> provides health, life, and income protection insurance for individuals and businesses all around the world<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">They offer worldwide coverage that can be renewed annually as long as you want<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Max Annual Limit<\/span><\/i><span style=\"font-weight: 400;\">: USD $1.5 million to $5 million<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Health Plans<\/span><\/i><span style=\"font-weight: 400;\">: <\/span><b>Bronze<\/b><span style=\"font-weight: 400;\">, <\/span><b>SilverLite<\/b><span style=\"font-weight: 400;\">, <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Gold<\/b><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">GeoBlue<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/blue-cross-blue-shield-global-solutions\/\"><span style=\"font-weight: 400;\">GeoBlue<\/span><\/a><span style=\"font-weight: 400;\"> offers long-term and short-term health insurance options for individuals, families, groups, missionaries, students, faculty, and multinational corporations<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Their health plans are especially flexible for U.S. citizens because they include comprehensive coverage in the U.S. for those who travel back and forth frequently<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Max Annual Limit<\/span><\/i><span style=\"font-weight: 400;\">: USD $1 million to Unlimited<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Health Plans<\/span><\/i><span style=\"font-weight: 400;\">: <\/span><b>Xplorer Essential<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Xplorer Premier<\/b><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Cigna<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><span style=\"font-weight: 400;\"> offers international health insurance to expats, families, and businesses in more than 200 markets and territories<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Standard benefits in their plans include worldwide coverage, mental health care, and cancer care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Max Annual Limit<\/span><\/i><span style=\"font-weight: 400;\">: USD $1 million to Unlimited<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Health Plans<\/span><\/i><span style=\"font-weight: 400;\">: <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, <\/span><b>Gold<\/b><span style=\"font-weight: 400;\">, <\/span><b>Platinum<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Close Care<\/b><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Allianz Care<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><span style=\"font-weight: 400;\"> provides health, life, critical illness, and disability insurance to individuals, families, and employers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Allianz has optional plan add-ons for outpatient care, dental, maternity, and repatriation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Max Annual Limit<\/span><\/i><span style=\"font-weight: 400;\">: USD $2.5 million to $5 million<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Health Plans<\/span><\/i><span style=\"font-weight: 400;\">: <\/span><b>Care<\/b><span style=\"font-weight: 400;\">, <\/span><b>Care Plus<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Care Pro<\/b><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Bupa Global<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa Global<\/span><\/a><span style=\"font-weight: 400;\"> offers international medical coverage for individuals, families, groups, and businesses across 190 countries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bupa has direct billing options and an extensive network of providers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Max Annual Limit<\/span><\/i><span style=\"font-weight: 400;\">: About USD $1.5 million to $4.7 million<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Health Plans<\/span><\/i><span style=\"font-weight: 400;\">: <\/span><b>Major Medical<\/b><span style=\"font-weight: 400;\">, <\/span><b>Select<\/b><span style=\"font-weight: 400;\">, <\/span><b>Premier<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Elite<\/b><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Tips for Comparing Travel Insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">6 tips to use when comparing travel insurance include researching and comparing lots of travel policies, comparing claims processes between providers, considering what the customers are saying, and asking yourself whether or not you need medical coverage and\/or extreme sports coverage.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. Research, Review, and Compare Travel Policies<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Carefully research, review, and compare all travel insurance policies you are considering because you don\u2019t want to be surprised when the policy you pick neglects to cover certain situations you need.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. Compare Claims Processing for Each Provider<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Every provider\u2019s claims process is a little bit different. Be sure to compare how each provider receives their claims, how long it takes for them to be reviewed, and whether or not direct billing is an option.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. Consider Customer Service Reviews<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Don\u2019t ignore what the customers are saying. Consider the customer service reviews to hear what real customers think of this plan and\/or this provider.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. Do You Want Medical Coverage or Not?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You need to decide how important medical coverage is to you. Is emergency medical coverage only sufficient for your needs? Or do you want more comprehensive inpatient care coverage that comes from a travel medical plan?<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">5. Extreme Sports Coverage is Not Always Included<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Be sure to note that not all travel insurance plans cover extreme sports. If you plan to participate in a <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/travel-insurance-extreme-sports-insurance.html#:~:text=Most%20Popular%20Adventure%20Sports%20Needing%20Coverage\"><span style=\"font-weight: 400;\">hazardous activity that is not covered by a standard travel plan<\/span><\/a><span style=\"font-weight: 400;\">, make sure to add on an extreme sports rider.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">6. Decide What Your Priorities Are and What You Want Covered<\/span><\/h3>\n<p><b>Above all, you need to decide what your priorities are for insurance benefits<\/b><span style=\"font-weight: 400;\">. Which benefits can you not settle without? Which ones would you like but aren\u2019t deal breakers? And which ones do you not need and don\u2019t want to waste money paying for?<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4628\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-04_updated-1.jpg\" alt=\"Health insurance quote banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Our Top Travel Insurance Recommendations<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pacific Prime\u2019s top travel insurance recommendations include plans offered by <\/span><b>MSH International<\/b><span style=\"font-weight: 400;\">, <\/span><b>Allianz Travel<\/b><span style=\"font-weight: 400;\">, and <\/span><b>GeoBlue<\/b><span style=\"font-weight: 400;\">. All of these providers have a variety of benefits packages to choose from, and they offer affordable rates.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We also encourage you to read our article dedicated to the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/the-best-travel-insurance-companies.html\"><span style=\"font-weight: 400;\">5 best travel insurance companies<\/span><\/a><span style=\"font-weight: 400;\"> for more detailed descriptions.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">MSH International<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/msh-international-insurer\/#:~:text=MSH%20International%20Short%2DTerm%20Travel%20Insurance%20Plan\"><span style=\"font-weight: 400;\">MSH International<\/span><\/a><span style=\"font-weight: 400;\"> offers short-term travel insurance with benefits for basic healthcare, emergency assistance, lost luggage, and death and disability<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Start\u2019Expat plan comes with an annual benefit limit of USD $270,900 for medical coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Travel Plans<\/span><\/i><span style=\"font-weight: 400;\">: <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/msh-international-the-best-travel-insurance.html#:~:text=Single%20Trip%20Travel%20Coverage%20from%20MSH%20International\"><span style=\"font-weight: 400;\">Single Trip Plans<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/msh-international-the-best-travel-insurance.html#:~:text=Multi%2DTrip%20Travel%20Coverage%20from%20MSH%20International\"><span style=\"font-weight: 400;\">Multi-Trip Plans<\/span><\/a><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Allianz Travel: 9 Plans<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/#:~:text=Allianz%20Travel%3A%20International%20Travel%20Insurance%20Plans\"><span style=\"font-weight: 400;\">Allianz Travel<\/span><\/a><span style=\"font-weight: 400;\"> is a subsidiary of Allianz Partners, and they specialize in travel insurance worldwide<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Allianz Travel has helped over 40 million travelers protect themselves on their global adventures<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You can choose between single-trip coverage or multi\/annual trip coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Travel Plans<\/span><\/i><span style=\"font-weight: 400;\">: <\/span><b>OneTrip Prime, OneTrip Basic, OneTrip Premier, OneTrip Emergency Medical, OneTrip Cancellation Plus, AllTrips Basic, AllTrips Premier, AllTrips Executive, AllTrips Prime<\/b><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">GeoBlue: Voyager and Trekker<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/blue-cross-blue-shield-global-solutions\/\"><span style=\"font-weight: 400;\">GeoBlue<\/span><\/a><span style=\"font-weight: 400;\"> specializes in travel medical plans which is travel insurance with an emphasis on comprehensive medical coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/geoblue-the-best-travel-insurance.html#:~:text=Geoblue%E2%80%99s%20General%20Travel%20Insurance%20Plans\"><span style=\"font-weight: 400;\">GeoBlue has two plan types<\/span><\/a><span style=\"font-weight: 400;\">: the single trip plan covers you up to 182 days and their multi-trip plan covers an unlimited number of trips within 1 year with a max of 70 days per trip<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Benefits include inpatient care, emergency care, surgery, some dental care, office visits, lab work, and more<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Travel Plans<\/span><\/i><span style=\"font-weight: 400;\">: <\/span><b>Voyager <\/b><span style=\"font-weight: 400;\">(single trips) and <\/span><b>Trekker <\/b><span style=\"font-weight: 400;\">(multiple trips)<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">WorldTrips: Atlas Travel Insurance<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.worldtrips.com\/atlas-travel-insurance?utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=BL%20%7C%20Search%20%7C%20PRP%20%7C%20NonBrand%20%7C%20Trip-Travel%20Insurance%20%7C%20US%20%7C%20BM%20Experiment&amp;utm_keyword=travel%20insurance&amp;gad_source=1&amp;gclid=CjwKCAjw8rW2BhAgEiwAoRO5rGV1P_kXyLLMDZF_RMOl_3Sd9JW4JJ7KE3Aas9X_gWY5vJdDF0mlZRoChQUQAvD_BwE\"><span style=\"font-weight: 400;\">WorldTrips<\/span><\/a><span style=\"font-weight: 400;\"> offers a travel insurance plan that covers unexpected medical bills, emergency medical evacuation, and COVID-19-related expenses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Travel benefits include trip interruption, travel delay, and lost checked luggage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">This plan offers customizable travel medical benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Travel Plan<\/span><\/i><span style=\"font-weight: 400;\">: <\/span><b>Atlas Travel Insurance<\/b><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Trawick: Safe Travels Voyager\u00a0<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/trawickinternational.com\/products\/safe-travels-voyager\/?gad_source=1&amp;gclid=CjwKCAjw8rW2BhAgEiwAoRO5rLAbpDTjsmOQe1m_DnslGt3Qs7KhDOGyk-k7Ojl6aaPzx-bTU6ZZuRoCW3IQAvD_BwE\"><span style=\"font-weight: 400;\">Trawick\u2019s<\/span><\/a><span style=\"font-weight: 400;\"> Safe Travels plan is for individuals looking for the highest benefit limits possible to cover a trip\u2019s cost<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">This plan offers up to USD $100,000 for <a href=\"https:\/\/www.pacificprime.com\/blog\/trip-cancellation-insurance.html\">trip cancellation<\/a> and $250,000 per person for primary medical coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Travel Plan<\/span><\/i><span style=\"font-weight: 400;\">: <\/span><b>Safe Travels Voyager<\/b><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Which medical insurance is the best for international expats?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expatriates living internationally will want to consider getting medical insurance from William Russell, Cigna, GeoBlue, Allianz Care, Bupa Global, AXA, IMG, NOW Health International, and April International. These are the best insurance providers because they offer flexible, affordable coverage.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What should you compare between international insurance plans?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You\u2019ll want to compare the annual maximum limits, waiting periods (if any), and inpatient benefits listed on any international health insurance plans you may be considering purchasing. You\u2019ll also want to compare how your premiums shift as you change the deductible and coinsurance rates.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Now that we have given you 10 tips to use when comparing health and travel insurance for international travel, you should be ready to begin comparing plans today.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Don\u2019t forget to check out your <\/span><b>#1 resource for comparing insurance<\/b><span style=\"font-weight: 400;\">\u2013our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">free, comprehensive insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. With it, you can compare over 50,000 plans at once!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We highly recommend you also read our blog posts <a href=\"https:\/\/www.pacificprime.com\/blog\/best-hospitals-in-mexico-for-expats-and-visitors.html\">Best Hospitals in Mexico for Expats and Visitors &#8211; Trusted Care<\/a> and <a href=\"https:\/\/www.pacificprime.com\/blog\/compare-global-health-insurance-plans.html\">Compare Global Health Insurance Plans &#8211; Get the Best Deal<\/a>.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>To get the best coverage plan for your international health or travel insurance, you\u2019ll want to research and compare various insurance companies, consider the needs and market of your country of residence, compare the claims processes, and make sure your top priority benefits are covered. Are you an expat or traveler looking to get international &#8230;<\/p>\n","protected":false},"author":54,"featured_media":18228,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"footnotes":""},"categories":[1713,570,208],"tags":[],"class_list":["post-18227","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health","category-travel-2"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Compare International Plans: Get the Best Coverage<\/title>\n<meta name=\"description\" content=\"Come check out some hot tips about comparing international health and travel insurance plans, and find out who the top recommended providers are.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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