{"id":17784,"date":"2026-03-19T19:32:05","date_gmt":"2026-03-19T11:32:05","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=17784"},"modified":"2026-04-04T01:47:59","modified_gmt":"2026-04-03T17:47:59","slug":"top-cambodia-insurance-companies-expats","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/top-cambodia-insurance-companies-expats.html","title":{"rendered":"Top 10 Insurance Companies in Cambodia for Expats"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Expats in Cambodia should consider securing health insurance from top providers such as <\/span><b>Cigna, Bupa, Allianz, AXA<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Pacific Cross<\/b><span style=\"font-weight: 400;\">. These companies offer comprehensive plans with global coverage, ensuring access to quality healthcare while living or traveling in Cambodia.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This article highlights the top 10 <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/asia\/cambodia-health-insurance-pacific-prime-international\/\"><span style=\"font-weight: 400;\">health insurance companies in Cambodia<\/span><\/a><span style=\"font-weight: 400;\"> for expats, offering detailed information on the plans, benefits, and annual coverage limits. By the end, you\u2019ll be equipped to make an informed decision and compare quotes to find the best health insurance option for you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This <\/span><a href=\"https:\/\/www.pacificprime.com\/corporate\/about-us-corporate-insurance-brokers\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> post is designed for you! We use our over 20 years of experience in the international insurance market to introduce you to the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-top-10-providers.html\"><span style=\"font-weight: 400;\">top 10 health insurance providers<\/span><\/a><span style=\"font-weight: 400;\"> for expats in Cambodia.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The top 10 companies that provide <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance for expats<\/span><\/a><span style=\"font-weight: 400;\"> in Cambodia are:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/april-international\/\"><span style=\"font-weight: 400;\">April International<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers\/vumi-health-insurance\/\"><span style=\"font-weight: 400;\">VUMI<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers\/pacific-cross\/\"><span style=\"font-weight: 400;\">Pacific Cross<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/luma\/\"><span style=\"font-weight: 400;\">LUMA<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/william-russell\/\"><span style=\"font-weight: 400;\">William Russell<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers\/morgan-price\/\"><span style=\"font-weight: 400;\">Morgan Price<\/span><\/a><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">These providers are not listed in any particular order; rather each offers spectacular coverage packages that allow expats to travel with peace of mind. Let\u2019s explore a little deeper into each company. Monetary values are in USD.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h3><b>1. Cigna Health Insurance for Expats in Cambodia<\/b><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-29494 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/phnom-penh-skyline-view-from-sora-skybar-overlooking-riverside-high-rise-district.webp\" alt=\"Image of Phnom Penh Skyline View From Sora Skybar Overlooking Riverside High-rise District with text overlay of &quot;Cigna Health Insurance for Expats in Cambodia&quot;\" width=\"1244\" height=\"700\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/phnom-penh-skyline-view-from-sora-skybar-overlooking-riverside-high-rise-district.webp 1244w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/phnom-penh-skyline-view-from-sora-skybar-overlooking-riverside-high-rise-district-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/phnom-penh-skyline-view-from-sora-skybar-overlooking-riverside-high-rise-district-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/phnom-penh-skyline-view-from-sora-skybar-overlooking-riverside-high-rise-district-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/phnom-penh-skyline-view-from-sora-skybar-overlooking-riverside-high-rise-district-150x84.webp 150w\" sizes=\"auto, (max-width: 1244px) 100vw, 1244px\" \/><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna Global<\/span><\/a><span style=\"font-weight: 400;\"> offers international health insurance to expats in more than 50 languages and in over 200 territories, including Cambodia. Cigna is a world-renowned provider that offers unlimited annual limits with their most comprehensive <\/span><b>Platinum <\/b><span style=\"font-weight: 400;\">plan. Other plans include <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, <\/span><b>Gold<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Close Care<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cigna Silver<\/b><span style=\"font-weight: 400;\"> is a medical coverage plan for expats in Cambodia seeking core benefits for inpatient, day-patient, emergency, and hospital accommodations for parents\/guardians.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cigna Gold<\/b><span style=\"font-weight: 400;\"> is the next step up for expatriates wanting higher levels of coverage for Silver benefits, plus additional benefits such as routine maternity and newborn care, pregnancy complications, home nursing.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cigna Platinum<\/b><span style=\"font-weight: 400;\"> is the most comprehensive plan that expands on the Gold package by adding full coverage for mental and behavioral health care, cancer care, inpatient care, and transplant services.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Close Care<\/b><span style=\"font-weight: 400;\"> is designed for expats who only want local coverage in Cambodia instead of worldwide protection. Benefits focus on inpatient and day patient care, emergency hospitalization, and cancer care.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by Cigna in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>Cigna Health Insurance Benefits for Expats in Cambodia<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Benefit Type<\/b><\/td>\n<td><b>Coverage Offered<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Worldwide Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Included; Optional inclusion or exclusion of the U.S.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Prescriptions<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Partial coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Partial to full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maternity Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No coverage with the Silver and Close Care plans; Partial to full coverage with the Gold and Platinum plans<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental Health Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Partial to full coverage up to 30\u201390 days<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Partial to full coverage as an optional benefit<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Optical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Partial coverage as an optional benefit<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">To help you understand the coverage levels offered by each type of plan, the following chart highlights the annual benefit limit available in each of Cigna\u2019s four plans.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>Cigna Global Plans: Annual Benefit Limits at a Glance<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Plan<\/b><\/td>\n<td><b>Annual Benefit Limit<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Silver<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Gold<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$2,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Platinum<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Unlimited<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Close Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$500,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for Cambodia expats.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-24' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_5.jpg\" alt=\"blog banner asia 5\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><b>2. Bupa Health Insurance Plans for Expats in Cambodia<\/b><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa Global<\/span><\/a><span style=\"font-weight: 400;\"> has over 75 years of experience providing medical coverage for expatriates worldwide. Travelers to Cambodia are fond of Bupa\u2019s large direct billing network and lifetime renewal that simplifies the insurance process. The health plans are <\/span><b>Major Medical<\/b><span style=\"font-weight: 400;\">, <\/span><b>Select<\/b><span style=\"font-weight: 400;\">, <\/span><b>Premier<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Elite<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bupa Major Medical<\/b><span style=\"font-weight: 400;\"> is designed for expats who want worldwide emergency medical coverage in the event a major health crisis arises. Medical evacuation and repatriation are covered, but routine healthcare is not.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bupa Select<\/b><span style=\"font-weight: 400;\"> is a health plan for Cambodia expats seeking basic regional coverage instead of worldwide insurance. Benefits cover inpatient care, outpatient prescriptions, and health checks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bupa Premier<\/b><span style=\"font-weight: 400;\"> is the intermediate medical plan for expats wanting increased coverage for health screenings and wellness checks, plus vaccinations, dental, and optical care.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bupa Elite<\/b><span style=\"font-weight: 400;\"> is the most advanced medical package adding benefits for complementary therapies, maternity care, medical repatriation, and more.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by Bupa in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>Bupa Health Insurance Benefits for Expats in Cambodia<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Benefit Type<\/b><\/td>\n<td><b>Coverage Offered<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Worldwide Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Included with the Major Medical, Premier, and Elite plans<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Prescriptions<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Partial coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maternity Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Only available with the Elite plan<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental Health Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Available with the Premier and Elite plans<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Optical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Available with the Premier and Elite plans<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of Bupa\u2019s expat health insurance plans.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>Bupa Plans: Annual Benefit Limits at a Glance<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Plan<\/b><\/td>\n<td><b>Annual Benefit Limit<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Major Medical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">About $3,174,200<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Select<\/span><\/td>\n<td><span style=\"font-weight: 400;\">About $1,587,100<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Premier<\/span><\/td>\n<td><span style=\"font-weight: 400;\">About $2,380,600<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Elite<\/span><\/td>\n<td><span style=\"font-weight: 400;\">About $4,761,300<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for Cambodia expats.<\/span><\/p>\n<h3><b>3. Allianz Health Insurance Options for Expats in Cambodia<\/b><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz<\/span><\/a><span style=\"font-weight: 400;\"> offers international health insurance to over 72 million expats in 58 languages and 75 countries, including Cambodia. Allianz Care\u2019s <\/span><b>Care Base<\/b><span style=\"font-weight: 400;\">, <\/span><b>Care Enhanced<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Care Signature<\/b><span style=\"font-weight: 400;\"> medical plans offer flexibility for expats looking for coverage in Cambodia.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Allianz Care Base<\/b><span style=\"font-weight: 400;\"> is the health plan offering foreigners in Cambodia minimum health coverage with benefits such as a semi-private hospital room, medical evacuation, nursing at home, emergency outpatient care, and cancer care.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Allianz Care Enhanced<\/b><span style=\"font-weight: 400;\"> is a step up with coverage for a private hospital room, increased benefit limits from the Care plan, and additional emergency dental treatment benefits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Allianz Care Signature<\/b><span style=\"font-weight: 400;\"> is the most detailed health plan that adds benefits for preventive surgery and laser eye treatment, and the highest maximum plan limit.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by Allianz in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>Allianz Health Insurance Benefits for Expats in Cambodia<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Benefit Type<\/b><\/td>\n<td><b>Coverage Offered<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Worldwide Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Included; Optional exclusion of the U.S.; Optional exclusive Africa coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Optional add-on<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Optional add-on<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Transportation and Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maternity Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Routine maternity covered (with 12-month waiting period)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental Health Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Partial coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Optical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not covered<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of Allianz\u2019s global medical insurance plans.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>Allianz Plans: Annual Benefit Limits at a Glance<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Plan<\/b><\/td>\n<td><b>Annual Benefit Limit<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Care Base<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,350,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Care Enhanced<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$2,700,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Care Signature<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$5,000,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for Cambodia expats.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-23' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_4.jpg\" alt=\"blog banner asia 4\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><b>4. AXA Health Insurance for Expats in Cambodia<\/b><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA Global Healthcare<\/span><\/a><span style=\"font-weight: 400;\"> has 55 years of experience offering international health insurance to over 95 million expats in over 50 countries. Expats in Cambodia can choose their preferred level of coverage from one of AXA\u2019s five plans: <\/span><b>Foundation<\/b><span style=\"font-weight: 400;\">, <\/span><b>Standard<\/b><span style=\"font-weight: 400;\">, <\/span><b>Comprehensive<\/b><span style=\"font-weight: 400;\">, <\/span><b>Prestige<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Prestige Plus<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Foundation<\/b><span style=\"font-weight: 400;\"> is the plan for expats seeking the barest minimum coverage at an affordable price. Benefits cover inpatient hospital care, emergency care and transport, and testing.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Standard<\/b><span style=\"font-weight: 400;\"> is the most common plan for expats wanting basic coverage. This plan offers a maximum plan limit 10 times higher than Foundation, and it adds dental care benefits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Comprehensive<\/b><span style=\"font-weight: 400;\"> is the next step up for expats in Cambodia who also want to have coverage for outpatient care, chronic conditions, and vision benefits at a higher annual maximum limit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prestige<\/b><span style=\"font-weight: 400;\"> is an all-inclusive plan that adds the last remaining benefits available from AXA, including maternity care and annual health checks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prestige Plus<\/b><span style=\"font-weight: 400;\"> offers all the same benefits as Prestige, but this is for expats who want the highest annual limit possible at $8,000,000, perfect for expats who expect high medical bills.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by AXA in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>AXA Health Insurance Benefits for Expats in Cambodia<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Benefit Type<\/b><\/td>\n<td><b>Coverage Offered<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Worldwide Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Included; Optional exclusion of U.S.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Optional add-on for beginning plans; included with Comprehensive, Prestige, and Prestige Plus<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Transportation and Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maternity Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered with Prestige and Prestige Plus\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental Health Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered with Standard, Comprehensive, Prestige, and Prestige Plus<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Optical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered with Comprehensive, Prestige, and Prestige Plus<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of AXA\u2019s expat health insurance plans.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>AXA Plans: Annual Benefit Limits at a Glance<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Plan<\/b><\/td>\n<td><b>Annual Benefit Limit<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Foundation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$160,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Standard<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,600,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Comprehensive<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$2,400,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Prestige<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,200,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Prestige Plus<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$8,000,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for Cambodia expats.<\/span><\/p>\n<h3><b>5. April International Health Insurance for Expats in Cambodia<\/b><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-29495 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/angkor-wat-temple-complex-in-siem-reap-reflected-across-tranquil-water-basin.webp\" alt=\"Image of Angkor Wat Temple Complex In Siem Reap Reflected Across Tranquil Water Basin with text overlay of &quot;April International Health Insurance for Expats in Cambodia&quot;\" width=\"1244\" height=\"700\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/angkor-wat-temple-complex-in-siem-reap-reflected-across-tranquil-water-basin.webp 1244w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/angkor-wat-temple-complex-in-siem-reap-reflected-across-tranquil-water-basin-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/angkor-wat-temple-complex-in-siem-reap-reflected-across-tranquil-water-basin-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/angkor-wat-temple-complex-in-siem-reap-reflected-across-tranquil-water-basin-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/angkor-wat-temple-complex-in-siem-reap-reflected-across-tranquil-water-basin-150x84.webp 150w\" sizes=\"auto, (max-width: 1244px) 100vw, 1244px\" \/><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/april-international\/\"><span style=\"font-weight: 400;\">April International<\/span><\/a><span style=\"font-weight: 400;\"> has over 30 years of experience in the international health insurance industry, and expats in Cambodia appreciate their paperless reimbursement system. April\u2019s medical coverage packages are divided into five tiers: <\/span><b>Emergency Plan<\/b><span style=\"font-weight: 400;\">, <\/span><b>Formule Basic<\/b><span style=\"font-weight: 400;\">, <\/span><b>Essential<\/b><span style=\"font-weight: 400;\">, <\/span><b>Comfort<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Premium<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Emergency<\/b><span style=\"font-weight: 400;\"> is created for expats in Cambodia who only want basic emergency medical coverage for hospital costs and medical repatriation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Formule Basic<\/b><span style=\"font-weight: 400;\"> is the introductory general package for inpatient, cancer care, and a semi-private room. Optional add-ons include outpatient care, dental, and vision.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Essential<\/b><span style=\"font-weight: 400;\"> is April\u2019s standard plan for medical insurance. Benefits include inpatient care, cancer care, a private room, medical repatriation, and add-ons for outpatient, dental vision, and maternity, all at higher limits than Formule Basic.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Comfort<\/b><span style=\"font-weight: 400;\"> is for expats who want a very secure insurance plan but a step down from the highest available. Benefits are similar to the Essential plan but with the option to double the maximum limit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Premium<\/b><span style=\"font-weight: 400;\"> is the ultimate option from April. It Includes the most comprehensive range of benefits offered and the highest maximum limits.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by April International in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>April International Benefits for Expats in Cambodia<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Benefit Type<\/b><\/td>\n<td><b>Coverage Offered<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Worldwide Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Included<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Full coverage for all plans except those on the Emergency plan<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No coverage to high coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Transportation and Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No coverage to full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maternity Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered with Essential, Comfort, and Premium<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental Health Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No coverage to partial coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Low to high coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Optical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Low to high coverage<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of April\u2019s expat health insurance plans.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>April International Plans: Annual Benefit Limits at a Glance<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Plan<\/b><\/td>\n<td><b>Annual Benefit Limit<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency<\/span><\/td>\n<td><span style=\"font-weight: 400;\">About $268,300<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Formule<\/span><\/td>\n<td><span style=\"font-weight: 400;\">About $536,600<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Essential<\/span><\/td>\n<td><span style=\"font-weight: 400;\">About $1,073,300<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Comfort<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Unlimited<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Premium<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Unlimited<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for Cambodia expats.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-22' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_3.jpg\" alt=\"blog banner asia 3\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><b>6. VUMI Health Insurance for Expats in Cambodia<\/b><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/april-international\/\"><span style=\"font-weight: 400;\">VUMI<\/span><\/a><span style=\"font-weight: 400;\"> is a leading insurance provider in the international industry with over 35 years of experience. Expats living in Cambodia can customize their benefits package by selecting from their health insurance Global Flex VIP plans: <\/span><b>Basic<\/b><span style=\"font-weight: 400;\">, <\/span><b>Standard<\/b><span style=\"font-weight: 400;\">, <\/span><b>Superior<\/b><span style=\"font-weight: 400;\">, <\/span><b>Ultra<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Total<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Basic<\/b><span style=\"font-weight: 400;\"> offers only minimum medical insurance benefits, so expats who don\u2019t want to pay for much may like this plan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Standard<\/b><span style=\"font-weight: 400;\"> is the plan many expats choose if they want low-tier coverage for benefits like complementary therapies, nursing at home, preventive health, PT, palliative care, and inpatient care.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Superior<\/b><span style=\"font-weight: 400;\"> is the meet-in-the-middle plan between basic coverage and comprehensive coverage. Optical and maternity benefits are included on this plan, but routine dental is not.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ultra<\/b><span style=\"font-weight: 400;\"> is designed for expats who want comprehensive coverage for maternity, routine dental, optional optical, inpatient, and emergency but not at the highest annual limit available.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Total<\/b><span style=\"font-weight: 400;\"> is the most advanced health insurance plan offered by VUMI. Expats who want an annual benefit limit of $5,000,000 select this plan.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by VUMI in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>VUMI Health Insurance Benefits for Expats in Cambodia<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Benefit Type<\/b><\/td>\n<td><b>Coverage Offered<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Worldwide Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Included; options to exclude the U.S.; option for exclusive coverage in Africa or South East Asia<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Partial to full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Transportation and Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maternity Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered with Superior, Ultra, and Total<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental Health Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Optical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Optional coverage with Standard, Superior, Ultra, and Total<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of VUMI\u2019s expat health insurance plans.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>VUMI Plans: Annual Benefit Limits at a Glance<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Global Flex VIP Plan<\/b><\/td>\n<td><b>Annual Benefit Limit<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Basic<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Standard<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Superior<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ultra<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Total<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$5,000,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for Cambodia expats.<\/span><\/p>\n<h3><b>7. Pacific Cross Health Insurance for Expats in Cambodia<\/b><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers\/pacific-cross\/\"><span style=\"font-weight: 400;\">Pacific Cross<\/span><\/a><span style=\"font-weight: 400;\"> is a top health insurance provider for expats in Cambodia. Their plans cover you worldwide, or if you\u2019re living in Cambodia, you can select a Treatment Area Limit coverage option. This offers local regional coverage at a lower premium cost. Plans also include travel insurance benefits.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Major Medical<\/b><span style=\"font-weight: 400;\"> is a broad inpatient-only plan with a yearly deductible.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Standard <\/b><span style=\"font-weight: 400;\">is Pacific Cross\u2019s basic international health insurance plan. It includes inpatient benefits, emergency benefits, and additional benefits like dental, vision, and personal accident.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Premier <\/b><span style=\"font-weight: 400;\">is Pacific Cross\u2019s most popular expat health insurance policy. This plan adds on to the Standard package with coverage for alternative medicines, well checks and vaccinations. There is no vision coverage with this plan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Comprehensive <\/b><span style=\"font-weight: 400;\">is the most advanced expat option. It includes full inpatient coverage, full travel coverage, and full emergency coverage.\u00a0<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by Pacific Cross in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>Pacific Cross\u2019s Insurance Benefits for Expats in Cambodia<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Benefit Type<\/b><\/td>\n<td><b>Coverage Offered<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Worldwide Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Included with regional options<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Partial coverage to full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Transportation and Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maternity Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental Health Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Optical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of Pacific Cross\u2019s international health insurance plans.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>Pacific Cross Plans: Annual Benefit Limits at a Glance<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Plan<\/b><\/td>\n<td><b>Annual Benefit Limit<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Major Medical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Standard<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$2,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Premier<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Comprehensive<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,000,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for Cambodia expats.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-21' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_2.jpg\" alt=\"blog banner asia 2\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><b>8. LUMA Health Insurance for Expats in Cambodia<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">LUMA is a top-tier health insurance company for expats in Cambodia because they offer affordable plans with flexible designs. Both LUMA\u2019s <\/span><b>Global Care<\/b><span style=\"font-weight: 400;\"> plans and <\/span><b>Asia Care Plus<\/b><span style=\"font-weight: 400;\"> plans are designed specifically for expatriates, while the Asia Care plans cater to expats who are living in Asia.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For all plans, you can choose your own zone of coverage from the following options:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Zone A<\/b><span style=\"font-weight: 400;\"> is worldwide, excluding the U.S.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Zone B<\/b><span style=\"font-weight: 400;\"> is worldwide, excluding the U.S., Canada, Switzerland, Israel, Japan, Hong Kong, Bahamas, and China<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Zone C<\/b><span style=\"font-weight: 400;\"> is worldwide, excluding the U.S., Canada, Switzerland, Israel, Japan, Hong Kong, Bahamas, China, Russia, United Kingdom, Taiwan, and Brazil<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Here\u2019s an overview of LUMA\u2019s expat health insurance plans.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Global Care Premier<\/b><span style=\"font-weight: 400;\"> is a great plan that offers full coverage for a standard private hospital room, surgeries, prescription drugs and materials, emergency dental, worldwide emergencies, and medical evacuation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Global Care Pro 1<\/b><span style=\"font-weight: 400;\"> adds to the Premier plan with full coverage for outpatient visits and partial coverage for routine health checks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Global Care Pro 2<\/b><span style=\"font-weight: 400;\"> is the most comprehensive option. It increases the benefit values for all three plans and offers coverage for outpatient benefits, chiropractic, osteopathy, homeopathy, acupuncture, and traditional Chinese medicine.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asia Care Plus Essential Care<\/b><span style=\"font-weight: 400;\"> is a plan that covers hospitalization, cancer, worldwide emergencies, chronic medical conditions, accidents, and medical evacuation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asia Care Plus SuperiorCare<\/b><span style=\"font-weight: 400;\"> is a plan that includes the benefits from the Essential package and adds outpatient care and routine health check ups.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by LUMA. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>LUMA Health Insurance Benefits for Expats in Cambodia<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Benefit Type<\/b><\/td>\n<td><b>Coverage Offered<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Worldwide Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Included with options to exclude the U.S. and\/or other areas of the world<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No coverage to partial coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Transportation and Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maternity Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental Health Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Partial coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Optical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of LUMA\u2019s expat health insurance plans that cater to the needs of U.S. expats abroad.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>LUMA Plans: Annual Benefit Limits at a Glance<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Plan<\/b><\/td>\n<td><b>Annual Benefit Limit<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Global Care Premier<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$100,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Global Care Pro 1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$300,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Global Care Pro 2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Asia Care Plus Essential Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Asia Care Plus SuperiorCare<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,000,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for Cambodia expats.<\/span><\/p>\n<h3><b>9. William Russell Health Insurance for Expats in Cambodia<\/b><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/william-russell\/\"><span style=\"font-weight: 400;\">William Russell<\/span><\/a><span style=\"font-weight: 400;\"> is a leading health insurance provider in Cambodia for expats because the company has an extensive provider network with over 4,000 hospitals and they offer a variety of packages with flexible coverage for everyone. Expat health plans are <\/span><b>Bronze<\/b><span style=\"font-weight: 400;\">, <\/span><b>SilverLite<\/b><span style=\"font-weight: 400;\">, <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Gold<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bronze<\/b><span style=\"font-weight: 400;\"> is a plan designed for expats only wanting coverage for outpatient services that are incurred after a discharge from the hospital. This is only to cover the most expensive healthcare services and minimal other benefits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>SilverLite<\/b><span style=\"font-weight: 400;\"> is the basic medical care package, but it lacks post-hospital outpatient services. Expats who don\u2019t expect to see the doctor frequently will appreciate this plan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Silver<\/b><span style=\"font-weight: 400;\"> is an insurance plan for expats in Cambodia who want comprehensive coverage with full outpatient services insured. This is William Russell\u2019s most popular plan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gold<\/b><span style=\"font-weight: 400;\"> offers the most coverage and benefit limits. This is the only plan that includes maternity and basic dental services in addition to inpatient and outpatient benefits.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by William Russell in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>William Russell Health Benefits for Expats in Cambodia<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Benefit Type<\/b><\/td>\n<td><b>Coverage Offered<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Worldwide Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Included; options for regional coverage instead<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Partial to full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Transportation and Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maternity Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No coverage to full coverage<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental Health Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Optional add-on<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Optical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No coverage<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of William Russell\u2019s global medical insurance plans.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>William Russell Plans: Annual Benefit Limits at a Glance<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Plan<\/b><\/td>\n<td><b>Annual Benefit Limit<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Bronze<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,500,000 million<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">SilverLite<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,500,000 million<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Silver<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$2,500,000 million<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Gold<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$5,000,000 million<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for Cambodia expats.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-20' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_1.jpg\" alt=\"blog banner asia 1\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_1.jpg\" alt=\"blog banner asia 1\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><b>10. Morgan Price Health Insurance for Expats in Cambodia<\/b><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers\/morgan-price\/\"><span style=\"font-weight: 400;\">Morgan Price<\/span><\/a><span style=\"font-weight: 400;\"> is one of the top international health insurance companies for expats in Cambodia. Morgan Price\u2019s Asia Pacific insurance policies have five tiers of coverage: <\/span><b>Standard<\/b><span style=\"font-weight: 400;\">, <\/span><b>Standard Plus<\/b><span style=\"font-weight: 400;\">, <\/span><b>Comprehensive<\/b><span style=\"font-weight: 400;\">, <\/span><b>Premium <\/b><span style=\"font-weight: 400;\">and <\/span><b>Elite<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Asia Pacific plans cater to expats living in Cambodia, China, Hong Kong, Japan, Singapore, Thailand, and more.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Morgan Price also has plans that specifically cater to the healthcare system and needs in the <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers\/morgan-price\/#:~:text=Evolution%20Health%20Insurance%20UK\"><span style=\"font-weight: 400;\">United Kingdom<\/span><\/a><span style=\"font-weight: 400;\"> and the <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers\/morgan-price\/#:~:text=Evolution%20Health%20Insurance%20EU\/EEA\"><span style=\"font-weight: 400;\">EU\/EEA<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asia Pacific Evolution Health Standard<\/b><span style=\"font-weight: 400;\">: This plan includes coverage for inpatient and day-patient care, medical evacuation and repatriation, cancer care, outpatient consults and diagnostics, chronic conditions care, and routine health checks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asia Pacific Evolution Health Standard Plus<\/b><span style=\"font-weight: 400;\">: This plan adds coverage for organ transplants and dental work.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asia Pacific Evolution Health Comprehensive<\/b><span style=\"font-weight: 400;\">: This plan increases the annual benefits amount and the benefits limits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asia Pacific Evolution Health Premium<\/b><span style=\"font-weight: 400;\">: This plan adds coverage for routine maternity care and infertility treatment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asia Pacific Evolution Health Elite<\/b><span style=\"font-weight: 400;\">: This is the most comprehensive plan Morgan Price has available for expats in Cambodia. It offers the most expansive benefits package and the highest annual benefits limit.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by Morgan Price in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>Morgan Price Benefits for Expats in Cambodia<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Benefit Type<\/b><\/td>\n<td><b>Coverage Offered<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Worldwide Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Regional<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency Transportation and Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maternity Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered with Premium and Elite<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mental Health Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dental<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered with all plans except Standard<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Optical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered with Premium and Elite<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of Morgan Price\u2019s international medical coverage plans.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4><b>Morgan Price Plans: Annual Benefit Limits at a Glance<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Plan<\/b><\/td>\n<td><b>Annual Benefit Limit<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Evolution Health Standard<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Evolution Health Standard Plus<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$750,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Evolution Health Comprehensive<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Evolution Health Premium<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Evolution Health Elite<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$2,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Asia Pacific Standard<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Asia Pacific Standard Plus<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$750,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Asia Pacific Comprehensive<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Asia Pacific Premium<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Asia Pacific Elite<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$2,000,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for Cambodia expats.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-66' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_Asia.png\" alt=\"Insurers recommendation blog banner Asia v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Asia - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations in Asia\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton asiarecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\"\n            alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton asiarecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h2><b>Why Expats Should Consider Using an Insurance Broker<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Expats who secure their health insurance abroad <\/span><b>through a broker<\/b><span style=\"font-weight: 400;\"> instead of directly from the insurance provider not only save money but they also find a plan that better meets their unique circumstances. Brokers are a third party who negotiates between the insured and the insurer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You might be wondering how that works exactly, and the answer is simple.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expats contact a broker, such as Pacific Prime, and ask for our support as they research providers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Because Pacific Prime has years of experience in the international insurance industry, it\u2019s easy for us to help you compare and analyze all the insurance providers that offer benefits that meet your specific criteria and priorities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Once you\u2019ve selected the plan you want, we negotiate on your behalf with the insurer to get you the very best deal possible.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">After your insurance coverage has started, we remain a consistent resource you can turn to for any insurance questions or concerns that come up. We assist you with submitting claims, renewing next year\u2019s insurance policy, and whatever else you need from us.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Be sure to learn more about <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-insurance-why-use-a-broker.html#:~:text=International%20brokers%20can%20save%20you%20money%20on%20expat%20health%20insurance%20and%20travel%20insurance%20by%20negotiating%20with%20the%20coverage%20provider%20on%20your%20behalf%2C%20comparing%20and%20analyzing%20the%20plans%20available%20across%20the%20market%20to%20find%20the%20best%20deal%2C%20and%20customizing%20the%20plan%20to%20your%20needs%20and%20budget.\"><span style=\"font-weight: 400;\">why expats prefer getting insurance through a broker<\/span><\/a><span style=\"font-weight: 400;\"> and the many, many benefits that come with it.<\/span><\/p>\n<h2><b>Frequently Asked Questions<\/b><\/h2>\n<h3><b>What are the best health insurance providers for expats in Cambodia?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The top providers for expats living in Cambodia include Cigna Global, Allianz Care, April International, and Bupa Global. They offer comprehensive plans, extensive medical networks, and strong customer support tailored for expatriates.<\/span><\/p>\n<h3><b>How much does expat health insurance cost in Cambodia?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Monthly health insurance premiums in Cambodia for expats generally range from USD $50 to $300, depending on factors like coverage level, age, and chosen deductible. Comprehensive plans with higher coverage will cost more, and the most basic benefits packages will cost less.<\/span><\/p>\n<h3><b>Do insurance providers in Cambodia cover pre-existing conditions?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Some medical insurance providers in Cambodia, such as Cigna Global and Allianz Care, offer plans that cover <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/pre-existing\/\"><span style=\"font-weight: 400;\">pre-existing medical conditions<\/span><\/a><span style=\"font-weight: 400;\">. Terms and conditions will vary though, so it\u2019s important to review policy details carefully and to be honest upfront about all of your medical conditions.<\/span><\/p>\n<h3><b>Are there local health insurance options for expats in Cambodia?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">There are some local health insurance providers in Cambodia that offer health plans for expats, such as Infinity Insurance and Forte Insurance. These may have limited coverage compared to international plans, so it\u2019s essential to evaluate your needs and know if you need coverage outside of Cambodia.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">We have now reviewed the top 10 health insurance companies in Cambodia for expatriates.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To begin comparing plan quotes, use our obligation-free insurance quote generator online. It\u2019s an easy resource that helps you compare quotes, benefits, and providers all on the same screen. No need to toggle back and forth between insurance company pages!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019ve found value in this article, you may also want to read about the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/top-costa-rica-insurance-companies-expats.html\"><span style=\"font-weight: 400;\">top 10 insurance companies in Costa Rica<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/top-hong-kong-insurance-companies-expats.html\"><span style=\"font-weight: 400;\">Hong Kong<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Be sure to chat with one of our insurance experts <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">online<\/span><\/a><span style=\"font-weight: 400;\"> or by calling <\/span><span style=\"font-weight: 400;\">+852-3113-1331<\/span><span style=\"font-weight: 400;\"> to clear up any questions or concerns you have about getting insurance in Cambodia. We\u2019re here to help!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Expats in Cambodia should consider securing health insurance from top providers such as Cigna, Bupa, Allianz, AXA, and Pacific Cross. These companies offer comprehensive plans with global coverage, ensuring access to quality healthcare while living or traveling in Cambodia.\u00a0 This article highlights the top 10 health insurance companies in Cambodia for expats, offering detailed information &#8230;<\/p>\n","protected":false},"author":71,"featured_media":29493,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-17784","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 10 Insurance Companies in Cambodia for Expats<\/title>\n<meta name=\"description\" content=\"Expatriates in Cambodia can choose from top health insurance providers like Cigna, Bupa, Allianz, AXA, and more. 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