{"id":17550,"date":"2025-04-02T17:39:00","date_gmt":"2025-04-02T09:39:00","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=17550"},"modified":"2026-01-23T16:25:06","modified_gmt":"2026-01-23T08:25:06","slug":"top-insurance-companies-mozambique-expats","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/top-insurance-companies-mozambique-expats.html","title":{"rendered":"Top Health Insurance Providers in Mozambique for Expats"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Mozambique\u2019s healthcare system, while offering private facilities in major cities, still lacks sufficient specialized care. For expats, securing international health insurance is essential to cover both local and regional healthcare needs. Top providers such as Allianz, Bupa, AXA, and Cigna offer comprehensive health insurance plans that provide access to medical care not just in Mozambique, but also in neighboring countries with better healthcare systems.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.pacificprime.com\/country\/africa\/mozambique-health-insurance\/\">International health insurance for expats in Mozambique<\/a> ensures that you receive the best medical treatment when needed, whether in Mozambique or elsewhere. These plans offer a variety of coverage options, from inpatient treatment to emergency evacuation, ensuring that expats have access to the care they need in emergencies.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Best International Health Insurance Companies for Expats in Mozambique<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20781 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/street-view-with-parked-cars-on-25-de-setembro-maputo-mozambique.webp\" alt=\"Image of Street View With Parked Cars On 25 De Setembro, Maputo, Mozambique with text overlay of &quot;Health Insurance Companies for Expats in Mozambique&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/street-view-with-parked-cars-on-25-de-setembro-maputo-mozambique.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/street-view-with-parked-cars-on-25-de-setembro-maputo-mozambique-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/street-view-with-parked-cars-on-25-de-setembro-maputo-mozambique-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/street-view-with-parked-cars-on-25-de-setembro-maputo-mozambique-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/street-view-with-parked-cars-on-25-de-setembro-maputo-mozambique-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The 10 best insurance companies for expats in Mozambique are Allianz Care, Bupa Global, AXA Global, Cigna, William Russell, VUMI, IMG International, DavidShield Group, NOW Health International, and Blue Cross Blue Shield Global Solutions. These companies offer expats in Mozambique a diverse selection of health insurance solutions.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa Global\u00a0<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA Global<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna\u00a0<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/william-russell\/\"><span style=\"font-weight: 400;\">William Russell<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers\/vumi-health-insurance\/\"><span style=\"font-weight: 400;\">VUMI<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/img\/\"><span style=\"font-weight: 400;\">IMG International<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.lat\/insurers\/david-shield-health-insurance\/\"><span style=\"font-weight: 400;\">DavidShield Group<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/now-health\/\"><span style=\"font-weight: 400;\">NOW Health International<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/blue-cross-blue-shield-global-solutions\/\"><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><\/a><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Allianz Care: Comprehensive Expat Health Insurance Plans<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As a world-leading health insurance provider, <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><span style=\"font-weight: 400;\"> is one of the top choices for expats in Mozambique looking for international health insurance plans. The core international health insurance plans Allianz Care offers include: the <\/span><b>Care Plan<\/b><span style=\"font-weight: 400;\">, the <\/span><b>Care Plus Plan<\/b><span style=\"font-weight: 400;\">, and the <\/span><b>Care Pro Plan<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Among the international plans available, the Care Pro Plan offers the most comprehensive coverage with the highest limit of US $5,000,000. Below is a table of comparison showing the limits and core coverage of each plan:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\">\n<p style=\"text-align: center;\"><b>Allianz Care Expat Health Insurance Plans Comparison<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Benefits Coverage<\/b><\/td>\n<td><b>Care Plan<\/b><\/td>\n<td><b>Care Plus Plan<\/b><\/td>\n<td><b>Care Pro Plan<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Maximum Plan Limit<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">US $2,500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $4,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $5,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Type of Room<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">Semi-Private<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Private<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Private<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Inpatient \/ Day-Care<\/span><\/i><\/td>\n<td>\n<p style=\"text-align: center;\"><b>\u2713<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><b>\u2713<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><b>\u2713<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Medical Evacuation<\/span><\/i><\/td>\n<td>\n<p style=\"text-align: center;\"><b>\u2713<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><b>\u2713<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><b>\u2713<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Preventive Surgery<\/span><\/i><\/td>\n<td>\n<p style=\"text-align: center;\"><b>\u2717<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><b>\u2717<\/b><\/p>\n<\/td>\n<td><span style=\"font-weight: 400;\">US $40,500<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Emergency Out-Patient Treatment<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">US $338<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $1,015<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $1,015<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4628\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-04_updated-1.jpg\" alt=\"Health insurance quote banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Bupa Global: Extensive Coverage for Expats in Mozambique<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa Global<\/span><\/a><span style=\"font-weight: 400;\"> is one of the top insurance companies for expats in Mozambique. Their localized customer service and 24\/7 medical help through Bupa\u2019s Global Virtual Care makes them a great option for expats.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">All Bupa policyholders can enjoy excellent benefit provision across all plan tiers, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Extensive network of providers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Direct billing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Customized insurance plans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Second medical opinions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lifetime renewal<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Direct access to specialists without referral<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for two children under 10 at no additional cost<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Online and in-app access to support services through MembersWorld<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The table below shows the annual plan limit and the coverage of Bupa\u2019s international health insurance for expats:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"5\">\n<p style=\"text-align: center;\"><b>Bupa Global Health Plans Compared<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Private Hospital Room Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Medical Repatriation Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Medical Evacuation Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Outpatient Prescriptions<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Major Medical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Select<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Premier<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Elite<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">AXA Global: Flexible International Health Insurance for Expats in Mozambique<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA Global Healthcare<\/span><\/a><span style=\"font-weight: 400;\"> is a renowned brand with over 50 years of experience offering insurance solutions to more than 95 million clients in 50 countries. This makes AXA a great choice for expats in Mozambique looking for wide coverage and flexibility in their health insurance plan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">AXA\u2019s international insurance plans include the <\/span><b>Foundation<\/b><span style=\"font-weight: 400;\">,<\/span><b> Standard<\/b><span style=\"font-weight: 400;\">, <\/span><b>Comprehensive<\/b><span style=\"font-weight: 400;\">, <\/span><b>Prestige<\/b><span style=\"font-weight: 400;\">, and<\/span><b> Prestige Plus<\/b><span style=\"font-weight: 400;\">. The annual plan limits range from US $160,000 to US $8,000,000. The key features of their international health insurance plans are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Experienced 24\/7 personal support\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Evacuation and repatriation coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ambulance transport<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Telehealth service<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CT, PET, and MRI scans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rapid claims repay<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Second medical opinion<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cancer Treatments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mind Health Support<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient hospital charges and surgeries<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Below is a table of comparison showing the maximum annual limits for AXA\u2019s international health insurance plans:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><\/td>\n<td>\n<p style=\"text-align: center;\"><b>Foundation<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><b>Standard<\/b><\/td>\n<td style=\"text-align: center;\"><b>Comprehensive<\/b><\/td>\n<td style=\"text-align: center;\"><b>Prestige<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><b>Prestige Plus<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Benefit Limit:<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $160,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $1,600,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $2,400,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $3,200,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $8,000,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">Cigna: Reliable Health Insurance Solutions for Expats in Mozambique<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20784 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/tall-building-next-to-the-road-radisson-blu-hotel-maputo-mozambique.webp\" alt=\"Image of Tall Building Next To The Road, Radisson Blu Hotel, Maputo, Mozambique with text overlay of &quot;Cigna Global&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/tall-building-next-to-the-road-radisson-blu-hotel-maputo-mozambique.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/tall-building-next-to-the-road-radisson-blu-hotel-maputo-mozambique-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/tall-building-next-to-the-road-radisson-blu-hotel-maputo-mozambique-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/tall-building-next-to-the-road-radisson-blu-hotel-maputo-mozambique-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/tall-building-next-to-the-road-radisson-blu-hotel-maputo-mozambique-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna Global<\/span><\/a><span style=\"font-weight: 400;\"> is a leading insurance provider providing policies in over 200 markets and territories around the world. The four core international health insurance plans Cigna Global offers include: <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, <\/span><b>Gold<\/b><span style=\"font-weight: 400;\">, <\/span><b>Platinum<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Close Care<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Among the four core international health insurance plans, the Close Care plan acts more like a local plan and only provides coverage in your country of residence. As such, the benefits and annual limit is not as comprehensive as the other plans offered.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cigna Global International Health Insurance Plans table of core benefits:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"5\">\n<p style=\"text-align: center;\"><b>Cigna Health Insurance Plans: Core Benefits (USD)<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><b>Coverage Benefits<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><b>Silver<\/b><\/td>\n<td style=\"text-align: center;\"><b>Gold<\/b><\/td>\n<td style=\"text-align: center;\"><b>Platinum<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><b>Close Care<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Annual Limit Amount<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $2,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Unlimited<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Coverage Area<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">Worldwide<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Worldwide<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Worldwide<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Country of residence<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Inpatient and Outpatient Treatment<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full for a private room<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full for a private room<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full for a private room<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full for a semi-private room<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Hospital Accommodation for Parent or Guardian<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Pandemics, Epidemics, and Outbreaks of Infectious Diseases<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Inpatient Cash Benefit<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">USD $100<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $100<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $100<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $100<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Accident and ER Treatment<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">USD $500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,200<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Advanced Medical Imaging<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">$10,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$15,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $2,500<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Rehabilitation<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">USD $5,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $10,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $2,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Home Nursing<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">USD $2,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $5,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Ambulance Services<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full (road only)<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Out-of-Area Emergency Hospitalization<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">USD $100,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $250,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $40,000 (for temporary trips out of the country)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">William Russell: Tailored Health Plans for Expats in Mozambique<\/span><\/h3>\n<p><a href=\"https:\/\/www.googleadservices.com\/pagead\/aclk?sa=L&amp;ai=DChcSEwjo-6z4jJeHAxUqXg8CHQHZDIEYABAAGgJ0Yg&amp;ase=2&amp;gclid=CjwKCAjwnK60BhA9EiwAmpHZw6c3PS4WdKZhK0maSm6xQDA-Q6WklJcy_O5TA16N871-yF-DoubzkxoCDmMQAvD_BwE&amp;ohost=www.google.com&amp;cid=CAESVuD2CsLu99PcvcCG8iM8Rk_9Kihe25uJeY0k3opIKgAVGzxKXsmEtzYQlqcV1jV0wbQEf36sDc7omyL9rBHUuiSW4wdySEv8iMZRHmzWP1cu60iMapsp&amp;sig=AOD64_1m5eNLoYW0BLEjPg3ETAnWtOVp2Q&amp;q&amp;nis=4&amp;adurl&amp;ved=2ahUKEwjs7aX4jJeHAxVXs1YBHeZEAHUQ0Qx6BAgHEAE\"><span style=\"font-weight: 400;\">William Russell<\/span><\/a><span style=\"font-weight: 400;\"> is a great option for expats in Mozambique looking to get insured. Known for providing comprehensive and customizable international health insurance, expats can choose between the four available tiers: <\/span><b>Bronze<\/b><span style=\"font-weight: 400;\">,<\/span><b> Silver Lite<\/b><span style=\"font-weight: 400;\">,<\/span><b> Silver<\/b><span style=\"font-weight: 400;\">,<\/span> <span style=\"font-weight: 400;\">and <\/span><b>Gold.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">From inpatient and outpatient treatments to wellness and maternity benefits, William Russell\u2019s international health insurance will have coverage for all these expenses up to the policy limit. Below are the core insurance coverage for the four tiers:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><b>Benefits Coverage<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><b>Bronze<\/b><\/td>\n<td style=\"text-align: center;\"><b>Silver Lite<\/b><\/td>\n<td style=\"text-align: center;\"><b>Silver<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><b>Gold<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Annual Benefit Limit<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $2,500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $5,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Hospital Treatments<\/span><\/i><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/p>\n<\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Advanced Diagnostic Tests<\/span><\/i><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/p>\n<\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/i><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/p>\n<\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Cancer Treatment<\/span><\/i><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/p>\n<\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2713<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Lifetime Limit for Mental Health Treatment<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">US $50,000<\/span><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2717<\/span><\/p>\n<\/td>\n<td><span style=\"font-weight: 400;\">US $75,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $100,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">VUMI: Premium Health Coverage for Expats in Mozambique<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expats in Mozambique can choose between the five different tiers (<\/span><b>Basic<\/b><span style=\"font-weight: 400;\">, <\/span><b>Standard<\/b><span style=\"font-weight: 400;\">, <\/span><b>Superior<\/b><span style=\"font-weight: 400;\">, <\/span><b>Ultra<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Total)<\/b><span style=\"font-weight: 400;\"> that\u00a0 <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers\/vumi-health-insurance\/\"><span style=\"font-weight: 400;\">VUMI<\/span><\/a><span style=\"font-weight: 400;\"> offers for their international health insurance policy, the Global Flex VIP plan for expats.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">All the Global Flex VIP plans include inpatient benefits including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Standard private hospital room fully covered<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fully covered intensive care unit stays<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accommodations for an adult accompanying an insured child under age 18 during the child\u2019s hospitalization<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medications prescribed while in the hospital are fully covered<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Psychiatric treatments are fully covered for up to 30 days<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Eligibility and special conditions expats need to know when applying for Global Flex VIP plans:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Applicants must be <\/span><b>aged 74 years or younger<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Declared pre-existing conditions may be covered. This benefit will be evaluated during underwriting.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>HIV-AIDS may be covered<\/b><span style=\"font-weight: 400;\"> by VUMI\u2019s Global Flex VIP Plans <\/span><b>after a 36-month waiting period<\/b><span style=\"font-weight: 400;\"> with a benefit limit of up to USD $50,000.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Routine maternity coverage<\/b><span style=\"font-weight: 400;\"> has a 1<\/span><b>2-month waiting period<\/b><span style=\"font-weight: 400;\"> through VUMI\u2019s applicable Global Flex VIP Plans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Injuries that occur while training or practicing hazardous sports and hobbies are excluded from coverage.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Below is a table showing the annual benefit limits of each tier in the Global Flex VIP Plans:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Global Flex VIP Plan<\/b><\/td>\n<td><b>Annual Benefit Limit (USD)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Basic<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Standard<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Superior<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ultra<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$4,500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Total<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$5,000,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">IMG International: Affordable Global Health Insurance Options for Expats in Mozambique<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers\/img\/\"><span style=\"font-weight: 400;\">IMG Global<\/span><\/a><span style=\"font-weight: 400;\"> Health\u2019s international health insurance plan is available in four different categories of coverage: <\/span><b>Bronze<\/b><span style=\"font-weight: 400;\">, <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, <\/span><b>Gold<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Platinum<\/b><span style=\"font-weight: 400;\">. Lifetime limits vary across these plans, with a maximum limit of up to USD $8,000,000 per individual.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">All IMG Global international health insurance plans have a non-renewable lifetime limit. As such, the premium is more affordable than other insurance companies; those looking to relocate may want to consider more sustainable plans.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The benefits provided by IMG are comprehensive, with coverage for inpatient, prescription coverage, cancer treatment, and medical emergencies. You can also opt to add riders such as dental, vision, maternity, and even sports coverage depending on your plan level.<\/span><\/p>\n<p><b>Here\u2019s a comparison of the core benefits provided by IMG\u2019s international health insurance of different tiers:<\/b><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"5\">\n<p style=\"text-align: center;\"><b> IMG Health Insurance Plans Benefits Comparison<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><b> Benefits Coverage<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><b>Bronze<\/b><\/td>\n<td style=\"text-align: center;\"><b>Silver<\/b><\/td>\n<td style=\"text-align: center;\"><b>Gold<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><b>Platinum<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Physician Visits<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Hospitalization room\/board<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><span style=\"font-weight: 400;\">USD $600 per day; 240 days max<\/span><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Surgery<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Labs &amp; X-rays<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Physical therapy<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><span style=\"font-weight: 400;\">USD $50 Maximum limit per visit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $50 Maximum limit per visit<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Outpatient Surgery<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Cancer Treatment<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">NOW Health International: Budget-Friendly Health Insurance for Expats in Mozambique<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">For expats in Mozambique, <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/now-health\/\"><span style=\"font-weight: 400;\">NOW Health International<\/span><\/a><span style=\"font-weight: 400;\"> offers two international health insurance plans, the comprehensive <\/span><b>WorldCare<\/b><span style=\"font-weight: 400;\"> and the <\/span><b>SimpleCare<\/b><span style=\"font-weight: 400;\"> plans which offers cost effective coverage and benefits for expats on a budget.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The SimpleCare plan offers three different tiers for expats to choose from: <\/span><b>Core<\/b><span style=\"font-weight: 400;\">,<\/span><b> 100<\/b><span style=\"font-weight: 400;\">, and<\/span><b> 250<\/b><span style=\"font-weight: 400;\">. While the Core tier is designed to only cover sudden, unexpected hospitalizations, surgeries, or cancer treatment, the 100 and 250 includes outpatient expenses and specialist fees.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The annual benefit limit for the SimpleCare plan goes up to US $1,500,000. Below is a table of comparison of the annual benefit limit for each tier:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><b>Plan<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><b>SimpleCare Core<\/b><\/td>\n<td style=\"text-align: center;\"><b>SimpleCare 100<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><b>SimpleCare 250<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Annual Benefit Limit<\/b><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,500,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The WorldCare plans are NOW Health International\u2019s more comprehensive health insurance solution. Expats can expect more benefits and higher annual benefit limits compared to the SimpleCare plans. There are four tiers for the WorldCare plans: <\/span><b>Essentia<\/b><span style=\"font-weight: 400;\">l,<\/span><b> Advance<\/b><span style=\"font-weight: 400;\">,<\/span><b> Excel<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Apex<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Below is a table of comparison of the annual benefits of each tier of the WorldCare plans:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><b>Plan<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><b>Essential<\/b><\/td>\n<td style=\"text-align: center;\"><b>Advance<\/b><\/td>\n<td style=\"text-align: center;\"><b>Excel<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><b>Apex<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Annual Benefit Limit<\/b><\/td>\n<td><span style=\"font-weight: 400;\">USD $3,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $3,500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $4,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $4,500,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">In the table below, we have created a table of comparison to show the coverage and annual benefit limits between the SimpleCare plan and the WorldCare plan:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"3\">\n<p style=\"text-align: center;\"><b>Now Health International\u2019s SimpleCare and WorldCare Plan Comparisons<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">SimpleCare<\/span><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">WorldCare<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual Benefit Limit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,000,000 to $1,500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $3,000,000 to $4,500,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">In-patient and Day-patient Care<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Limits Apply<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Organ Transplant<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Limits Apply<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Evacuation and Repatriation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Limits Apply<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mortal Remains<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Limits Apply<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Limits Apply<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pregnancy Medical Conditions<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Congenital Disorders<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Limits Apply<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Limits Apply<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">USA Elective Treatment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Coverage Optional<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer Treatment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Day-patient or Out-patient Surgery<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">DavidShield Group: Real-Time Claims with PassportCard Insurance for Expats in Mozambique<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20785 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/group-of-tall-buildings-jat-center-rua-dos-desportistas-maputo-mozambique.webp\" alt=\"Image of Group Of Tall Buildings, JAT Center, Rua Dos Desportistas, Maputo, Mozambique with text overlay of &quot;DavidShield Group&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/group-of-tall-buildings-jat-center-rua-dos-desportistas-maputo-mozambique.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/group-of-tall-buildings-jat-center-rua-dos-desportistas-maputo-mozambique-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/group-of-tall-buildings-jat-center-rua-dos-desportistas-maputo-mozambique-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/group-of-tall-buildings-jat-center-rua-dos-desportistas-maputo-mozambique-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/group-of-tall-buildings-jat-center-rua-dos-desportistas-maputo-mozambique-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><a href=\"https:\/\/www.pacificprime.lat\/insurers\/david-shield-health-insurance\/\"><span style=\"font-weight: 400;\">DavidShield Group<\/span><\/a><span style=\"font-weight: 400;\"> is a leading international private medical insurance provider in the insurance industry providing services to customers over 150 countries. Leveraging their strategic alliances with healthcare providers worldwide, they are one of the top options in Mozambique.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DavidShield Group offers the <\/span><a href=\"https:\/\/www.pacificprime.lat\/insurers\/passport-card\/\"><span style=\"font-weight: 400;\">PassportCard<\/span><\/a><span style=\"font-weight: 400;\"> as a handy insurance solution for expats in Mozambique. This is a great insurance option due to how easily policyholders can make claims and have them settled in real-time, eliminating the need for out-of-pocket payments, complicated claim forms, and lengthy approvals.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Benefits of PassportCard insurance plans:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Instant Payouts<\/b><span style=\"font-weight: 400;\">: When seeing a doctor abroad, policyholders can dial the number on the back of their\u00a0 PassportCard. The system will calculate the costs instantly and transfer the money straight onto your card, which can then be used like a normal debit card when accessing medical care.\u00a0\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>No Paperwork Required<\/b><span style=\"font-weight: 400;\">: PassportCard is the only travel insurer who can settle claims in real-time.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Re-activation<\/b><span style=\"font-weight: 400;\">: To activate the PassportCard, all policyholders need to do is contact the insurer before going abroad to activate the policy for a set length of time. This step can be repeated every time you go abroad.<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4628\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-04_updated-1.jpg\" alt=\"Health insurance quote banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions: Global Health Insurance with U.S. Coverage Options for Expats in Mozambique<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/blue-cross-blue-shield-global-solutions\/\"><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><\/a><span style=\"font-weight: 400;\">\u00a0offers the <\/span><b>Xplorer Essential<\/b><span style=\"font-weight: 400;\"> and the <\/span><b>Xplorer Premier<\/b><span style=\"font-weight: 400;\"> expat health insurance plans that offer comprehensive international health coverage with an extensive network of providers across over 180 countries including Mozambique.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One of the key differences between the two plans is coverage in the US. The Xplorer Premier comes with comprehensive medical benefits internationally including the US. On the other hand, the Xplorer Essential plan offers US coverage as an add-on.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For expats who don\u2019t plan to visit or return to the US, the Xplorer Essential is a great option to get access to international coverage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whilst the coverage for both plans differ, all Blue Cross Blue Shield Global Solutions members have access to the following benefits outside of the US:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unlimited telemedicine visits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional dental and vision coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Immediate coverage of pre-existing conditions with proof of previous coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A waived deductible for prescriptions, office visits, and preventative care<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Both the Xplorer Essential and the Xplorer Premier plan feature a range of deductible options providing you with effective solutions to manage your premium costs.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"3\">\n<p style=\"text-align: center;\"><b>Xplorer Plans USA Coverage Comparison<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Xplorer Essential w\/ Add-on<\/span><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Xplorer Premier<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical Maximum Benefit Amount\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Unlimited<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Coverage Duration within the United States (for US Citizens)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Maximum of three trips per calendar year, 21 days per trip<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Capped at 9 months<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Preventative Care within USA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ability to Travel to USA for Treatment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Prescription Drug Coverage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $1,000 for prescriptions only related to emergency medical care, illness, and accidental injury<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $2,500 for Basic Benefit Package, USD $25,000 with Enhanced Prescription Upgrade<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Mental Health Benefits within the USA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not Covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">In-network: 100% after $30 copay; Out-of-network: 60%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">USA Benefits for Covered Pre-existing Condition\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">USD $500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Unlimited<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Co-pay for each USA In-Network Physician Office Visit (USD)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$50<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$30<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Is health insurance mandatory in Mozambique?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Health insurance isn\u2019t mandatory in Mozambique but it is highly recommended. While there is private healthcare in the country, the overall healthcare quality is still lacking. As such, it is crucial expats have coverage that provides access to healthcare in neighboring regions like South Africa.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How do I process my Claims from Mozambique?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The specific claims process will vary from insurer to insurer, but typically you will be able to file claims online through your insurer\u2019s website via their mobile portals. Contact your insurer\u2019s customer service hotline to inquire about the exact claims process.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you are looking to be insured during your stay in Mozambique, Allianz, Bupa, AXA, Cigna, William Russell, VUMI, IMG, NOW Health International, DavidShield, and Blue Cross Blue Shield Global Solutions are some of your best options as an expat.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whilst private healthcare facilities are available in major cities like Maputo, it is important to be aware that the healthcare in Mozambique is still lacking. In the case where specialized care or treatment is required, expats will have to seek care in neighboring regions such as South Africa.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As such, it is crucial that expats secure a strong international health insurance plan to ensure that they are sufficiently covered over multiple regions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can also check our guide on the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-top-10-providers.html\"><span style=\"font-weight: 400;\">top 10 international health insurance providers<\/span><\/a><span style=\"font-weight: 400;\"> if you are interested in securing an international health insurance plan and need information on some of the best providers. You may also find our health insurance guides for <a href=\"https:\/\/www.pacificprime.com\/blog\/top-tanzania-insurance-companies-expats.html\">Tanzania<\/a> and <a href=\"https:\/\/www.pacificprime.com\/blog\/top-israel-insurance-companies-expats.html\">Israel<\/a> helpful.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want to secure an international health insurance plan to protect yourself from unexpected medical expenses, Pacific Prime can help you. With over two decades of experience, our expert advisors can help find a comprehensive plan that suits your needs and requirements.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact us<\/span><\/a><span style=\"font-weight: 400;\"> today for a free plan comparison and an <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one\/\"><span style=\"font-weight: 400;\">obligation-free quote<\/span><\/a><span style=\"font-weight: 400;\">!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mozambique\u2019s healthcare system, while offering private facilities in major cities, still lacks sufficient specialized care. For expats, securing international health insurance is essential to cover both local and regional healthcare needs. Top providers such as Allianz, Bupa, AXA, and Cigna offer comprehensive health insurance plans that provide access to medical care not just in Mozambique, &#8230;<\/p>\n","protected":false},"author":71,"featured_media":20780,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-17550","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 10 Insurance Companies in Mozambique for Expats<\/title>\n<meta name=\"description\" content=\"Allianz, Bupa, AXA, Cigna, William Russell, VUMI, and other global insurance providers offer top-tier health coverage for expats in Mozambique, ensuring access to vital healthcare in the country and abroad.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/top-insurance-companies-mozambique-expats.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 10 Insurance Companies in Mozambique for Expats\" \/>\n<meta property=\"og:description\" content=\"Allianz, Bupa, AXA, Cigna, William Russell, VUMI, and other global insurance providers offer top-tier health coverage for expats in Mozambique, ensuring access to vital healthcare in the country and abroad.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/top-insurance-companies-mozambique-expats.html\" \/>\n<meta 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