{"id":17445,"date":"2025-04-03T20:40:21","date_gmt":"2025-04-03T12:40:21","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=17445"},"modified":"2026-02-19T01:15:36","modified_gmt":"2026-02-18T17:15:36","slug":"top-netherlands-insurance-companies-expats","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/top-netherlands-insurance-companies-expats.html","title":{"rendered":"Top 10 Health Insurance Providers for Expats in the Netherlands"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The Netherlands requires all residents to have health insurance, and expats are no exception. To help you choose the right provider, we&#8217;ve highlighted the top 10 insurance companies offering comprehensive coverage for expats. These insurers, such as OOM Insurance, AXA, and IMG Global, provide various plans that cater to different needs and budgets.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether you&#8217;re in the Netherlands for a short-term stay, long-term residency, or as a student, the <a href=\"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-top-10-providers.html\">top 10 insurance companies<\/a> listed here offer tailored plans to meet your specific needs. This article outlines the benefits and coverage areas of each provider, ensuring you can make an informed decision about your health insurance while living abroad.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Leading Insurance Options for Expats in the Netherlands<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20841 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/modern-urban-architecture-along-the-waterfront-in-rotterdam-zh-netherlands.webp\" alt=\"Image of Modern Urban Architecture Along The Waterfront In Rotterdam, ZH, Netherlands with text overlay of &quot;Leading Insurance Options for Expats in the Netherlands&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/modern-urban-architecture-along-the-waterfront-in-rotterdam-zh-netherlands.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/modern-urban-architecture-along-the-waterfront-in-rotterdam-zh-netherlands-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/modern-urban-architecture-along-the-waterfront-in-rotterdam-zh-netherlands-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/modern-urban-architecture-along-the-waterfront-in-rotterdam-zh-netherlands-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/modern-urban-architecture-along-the-waterfront-in-rotterdam-zh-netherlands-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Some of the notable health insurance companies in the Netherlands for expats include GeoBlue, Cigna, Aviva, and more. Each insurer offers comprehensive health insurance coverage for expats with different plans and benefits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following are the notable health insurance companies available for expats in the Netherlands.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.oominsurance.com\/\"><span style=\"font-weight: 400;\">OOM Insurance<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa Global<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/aviva\/\"><span style=\"font-weight: 400;\">Aviva<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/april-international\/\"><span style=\"font-weight: 400;\">April International<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/img\/\"><span style=\"font-weight: 400;\">IMG Global<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/now-health\/\"><span style=\"font-weight: 400;\">NOW Health<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/geoblue\/\"><span style=\"font-weight: 400;\">GeoBlue<\/span><\/a><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-30' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_1.jpg\" alt=\"Blog Banner Europe 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">OOM Insurance: Tailored Options for Temporary and Long-Term Expats in The Netherlands<\/span><\/h2>\n<p><a href=\"https:\/\/www.oominsurance.com\/\"><span style=\"font-weight: 400;\">OOM Insurance<\/span><\/a><span style=\"font-weight: 400;\"> specializes in providing insurance for local Dutch citizens as well as expats living in the Netherlands. Below are the key insurance products available from OOM Insurance.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.oominsurance.com\/going-abroad\/oom-temporary-residence-abroad-insurance\/\"><span style=\"font-weight: 400;\">OOM Temporary Residence Abroad Insurance<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.oominsurance.com\/going-abroad\/living-abroad-insurance\/\"><span style=\"font-weight: 400;\">OOM Living Abroad Insurance<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.oominsurance.com\/going-abroad\/oom-studying-abroad-insurance\/\"><span style=\"font-weight: 400;\">OOM Studying Abroad Insurance<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.oominsurance.com\/going-abroad\/collective-insurance-abroad\/\"><span style=\"font-weight: 400;\">Collective Insurance<\/span><\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you would like to learn more about each of OOM\u2019s insurance products in more detail, including its varying premiums and coverage areas, click each of the aforementioned insurance products listed above for further reading.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The temporary residence abroad insurance is designed for those temporarily staying abroad and the maximum validity is two years while its living abroad counterpart is designed for those who are staying abroad for an indefinite period of time.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On the other hand, OOM\u2019s studying abroad insurance is designed for students and interns. Finally, OOM\u2019s collective insurance allows you to conveniently take out health insurance for employees or students abroad, allowing access to multilingual healthcare facilities.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Bupa Global: Premium Health Insurance for Expats in The Netherlands<\/span><\/h2>\n<p><a href=\"https:\/\/www.bupaglobal.com\/en\/\"><span style=\"font-weight: 400;\">Bupa Global<\/span><\/a><span style=\"font-weight: 400;\"> is Bupa\u2019s division specializing in health insurance for expats and their families as well as groups and businesses. Each health insurance plan available from Bupa will vary depending on the expat\u2019s location.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are four tiers of health insurance plans available from Bupa Global. These include the <\/span><b>Major Medical<\/b><span style=\"font-weight: 400;\">, <\/span><b>Select<\/b><span style=\"font-weight: 400;\">, <\/span><b>Premier<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Elite<\/b><span style=\"font-weight: 400;\">. Out of the four tiers, Major Medical is the most basic health insurance plan from Bupa while Elite is the most comprehensive plan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Below are the different annual deductibles for the different plans from Bupa Global.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Plan<\/b><\/td>\n<td><b>Annual Deductible (GBP)<\/b><\/td>\n<td><b>Annual Deductible (USD)<\/b><\/td>\n<td><b>Annual Deductible (Netherlands Euro)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Major Medical<\/span><\/td>\n<td><span style=\"font-weight: 400;\">GBP 2,500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Approximately USD $3,174,200<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Approximately 2,926,929.82 Netherlands Euro<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Select<\/span><\/td>\n<td><span style=\"font-weight: 400;\">GBP 1,250,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Approximately USD $1,587,100<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Approximately 1,463,464.91 Netherlands Euro<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Premier<\/span><\/td>\n<td><span style=\"font-weight: 400;\">GBP 1,875,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Approximately USD $2,380,600<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Approximately 2,195,151.26 Netherlands Euro<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Elite<\/span><\/td>\n<td><span style=\"font-weight: 400;\">GBP 3,750,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Approximately USD $4,761,300\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Approximately 4,390,394.73 Netherlands Euro<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">If you would like to learn more about Bupa Global and the coverage areas in each of their available health insurance plans, please visit <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">our page on Bupa Global<\/span><\/a><span style=\"font-weight: 400;\"> for further reading.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-61' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-europe-bg.png');\n\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Europe -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-europe-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for Europe<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton eurecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"130\" height=\"130\" style=\"width: 70px; height: 70px;\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\" alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton eurecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner Europe ends --><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">AXA International: Flexible Plans with Comprehensive Coverage for Expats in The Netherlands<\/span><\/h2>\n<p><a href=\"https:\/\/www.axa.com\/\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><span style=\"font-weight: 400;\"> offers five different tiers of international health insurance plans for expats. These five tiers of international health insurance plans include the <\/span><b>Foundation <\/b><span style=\"font-weight: 400;\">plan, the <\/span><b>Standard<\/b><span style=\"font-weight: 400;\"> plan, the <\/span><b>Comprehensive <\/b><span style=\"font-weight: 400;\">plan, the <\/span><b>Prestige <\/b><span style=\"font-weight: 400;\">plan, and the <\/span><b>Prestige Plus <\/b><span style=\"font-weight: 400;\">plan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Below are the different annual limits of each plan.<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Foundation Plan: <\/b><span style=\"font-weight: 400;\">USD $160,000 (approximately 147,536 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Standard Plan: <\/b><span style=\"font-weight: 400;\">USD $1,600,000 (approximately 1,475,360 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Comprehensive Plan: <\/b><span style=\"font-weight: 400;\">USD $2,400,000 (approximately 2,213,040 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Prestige Plan: <\/b><span style=\"font-weight: 400;\">USD $3,200,000 (approximately 2,950,720 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Prestige Plus Plan: <\/b><span style=\"font-weight: 400;\">USD $8,000,000 (approximately 7,376,800 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<p>If you would like to learn more about each plan\u2019s coverage areas, along with other insurance products available from AXA, please visit <a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\">our page on AXA<\/a> for further reading.<br \/>\n<b><\/b><\/p>\n<h2><span style=\"font-weight: 400;\">Allianz Care: Expansive Plans for Expats in The Netherlands<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20843 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hofvijver-with-buildings-reflecting-in-the-water-the-hague-netherlands.webp\" alt=\"Image of Hofvijver With Buildings Reflecting In The Water, The Hague, Netherlands with text overlay of &quot;Allianz Care&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hofvijver-with-buildings-reflecting-in-the-water-the-hague-netherlands.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hofvijver-with-buildings-reflecting-in-the-water-the-hague-netherlands-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hofvijver-with-buildings-reflecting-in-the-water-the-hague-netherlands-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hofvijver-with-buildings-reflecting-in-the-water-the-hague-netherlands-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hofvijver-with-buildings-reflecting-in-the-water-the-hague-netherlands-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><a href=\"https:\/\/www.allianzcare.com\/en\/international-expat-health-insurance\/benefits-2.html?utm_source=google&amp;utm_medium=ppc&amp;utm_campaign=alwayson&amp;utm_content=b2c&amp;&amp;infinity=ict2~net~gaw~ar~660361370798~kw~allianz%20care~mt~e~cmp~UK_English_Brand_Core~ag~Allianz+Care&amp;gclid=CjwKCAjw-O6zBhASEiwAOHeGxd6YzZqP4A7J2pbjBngCVFAlQWZj-1IjeHrBl1uvNoMdXiW4Rm7fuBoCkDMQAvD_BwE&amp;gclsrc=aw.ds\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><span style=\"font-weight: 400;\"> features three different expat health insurance plans. These include the <\/span><b>Allianz Care<\/b><span style=\"font-weight: 400;\"> plan, the <\/span><b>Allianz Care Plus <\/b><span style=\"font-weight: 400;\">plan, and the <\/span><b>Allianz Care Pro <\/b><span style=\"font-weight: 400;\">plan. Below are the maximum plan limits of each plan.<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Allianz Care: <\/b><span style=\"font-weight: 400;\">USD $2,500,000 (approximately 2,305,250 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Allianz Care Plus: <\/b><span style=\"font-weight: 400;\">USD $4,000,000 (approximately 3,688,400 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Allianz Care Pro: <\/b><span style=\"font-weight: 400;\">USD $5,000,000 (approximately 4,610,500 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<p>The Allianz Care plan covers semi-private inpatient and day-care hospital hospital rooms, medical evacuation, home nursing, rehabilitation, as well as emergency outpatient care.<br \/>\n<b><\/b><\/p>\n<p><span style=\"font-weight: 400;\">Meanwhile, the Allianz Care Plus counterpart covers private inpatient and day-care hospital rooms as well as the same remaining areas as the regular Allianz Care plan. However, a notable addition to this plan is emergency dental care coverage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Finally, the Allianz Care Pro plan covers the same areas as the aforementioned Allianz Care Plus plan but with added preventative surgery and laser eye treatment coverage.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-31' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_2.jpg\" alt=\"Blog Banner Europe 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Cigna Global: Worldwide Coverage for Expats in The Netherlands<\/span><\/h2>\n<p><a href=\"https:\/\/www.cignaglobal.com\/\"><span style=\"font-weight: 400;\">Cigna Global<\/span><\/a><span style=\"font-weight: 400;\"> offers up to four tiers of international health insurance plans, such as the <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, <\/span><b>Gold<\/b><span style=\"font-weight: 400;\">, <\/span><b>Platinum<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Close Care<\/b><span style=\"font-weight: 400;\"> plans. All these plans grant worldwide coverage with the option for US coverage. However, do keep in mind that the close care plan only offers domestic coverage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Below are the different annual limits for each of Cigna Global\u2019s international health insurance plans.\u00a0<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Silver: <\/b><span style=\"font-weight: 400;\">USD $1,000,000 (approximately 922,100 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Gold: <\/b><span style=\"font-weight: 400;\">USD $2,000,000 (approximately 1,844,200 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Platinum: UNLIMITED<\/b><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Close Care: <\/b><span style=\"font-weight: 400;\">USD $500,000 (approximately 461,050 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<p>If you would like to learn more about the different coverage areas under Cigna Global, please visit <a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\">our page on Cigna Global<\/a> for further reading.<br \/>\n<b><\/b><\/p>\n<h2><span style=\"font-weight: 400;\">Aviva: Health Insurance with Added Benefits for Expats in The Netherlands<\/span><\/h2>\n<p><a href=\"https:\/\/www.aviva.com\/\"><span style=\"font-weight: 400;\">Aviva<\/span><\/a><span style=\"font-weight: 400;\">\u2019s health insurance is designed for individuals, including expats, along with families and businesses. The primary health insurance plan covers specialist consultations and treatment, diagnostic tests, hospital charges, complete cancer coverage, and outpatient mental health treatment.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following are additional areas available as optional add-on coverage.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental and vision care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mental health upgrade<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Additional treatment or treatments such as chiropractic, osteotherapy, or physiotherapy\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Protected no-claim discount<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Extended hospital list<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you would like to learn more about Aviva\u2019s various health insurance products available to choose from, please check out <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/aviva\/\"><span style=\"font-weight: 400;\">our page on Aviva<\/span><\/a><span style=\"font-weight: 400;\"> for further reading.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-32' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_3.jpg\" alt=\"Blog Banner Europe 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">April International: Customizable Health Insurance Plans for Expats in The Netherlands<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Through <\/span><a href=\"https:\/\/www.april-international.com\/en\/long-term-international-health-insurance\/myhealth-international\"><span style=\"font-weight: 400;\">MyHealth International<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.april-international.com\/en\/landing\/health-insurance-solutions-thailande?cmpid=sg_ge_aa_et_th5ee81a_uancceap5eb4eapc&amp;gclid=CjwKCAjw-O6zBhASEiwAOHeGxR5PKtPDtlLyzLM4cDM3J4fT9JQslEDCEIz51zTsndnqGHwKSdxVMhoCtC4QAvD_BwE\"><span style=\"font-weight: 400;\">April International<\/span><\/a><span style=\"font-weight: 400;\"> features five different tiers of health insurance coverage. These include the <\/span><b>Emergency <\/b><span style=\"font-weight: 400;\">plan, the <\/span><b>Formule Basic <\/b><span style=\"font-weight: 400;\">plan, the <\/span><b>Essential <\/b><span style=\"font-weight: 400;\">plan, the <\/span><b>Comfort <\/b><span style=\"font-weight: 400;\">plan, and the <\/span><b>Premium <\/b><span style=\"font-weight: 400;\">plan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to covering medical repatriation, the Emergency plan only covers hospitalization costs for accidents or emergencies. Additionally, private rooms and comprehensive cancer care are <\/span><b>not <\/b><span style=\"font-weight: 400;\">covered.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On the other hand, the Formule Basic plan covers medical repatriation as well as <\/span><b>full <\/b><span style=\"font-weight: 400;\">hospitalization costs. However, this plan once again lacks comprehensive cancer care and private room coverage like its Emergency plan counterpart.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Finally, the Essential, Comfort, and Premium plans all cover medical repatriation, comprehensive care, as well as <\/span><b>full <\/b><span style=\"font-weight: 400;\">hospitalization costs, and private hospital rooms.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019d like to learn more about April International\u2019s annual benefits, coverage comparisons, and other insurance products available, we recommend visiting <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/april-international\/\"><span style=\"font-weight: 400;\">our page on April International<\/span><\/a><span style=\"font-weight: 400;\"> for further reading.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">IMG Global: A Range of Insurance Plans for Expats in The Netherlands<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20854 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-by-a-building-in-amsterdam-the-netherlands.webp\" alt=\"Image of People Standing By A Building In Amsterdam, The Netherlands with text overlay of &quot;IMG Global: Insurance Plans for Expats in The Netherlands&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-by-a-building-in-amsterdam-the-netherlands.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-by-a-building-in-amsterdam-the-netherlands-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-by-a-building-in-amsterdam-the-netherlands-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-by-a-building-in-amsterdam-the-netherlands-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-by-a-building-in-amsterdam-the-netherlands-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Through the insurer\u2019s global medical plan, <\/span><a href=\"https:\/\/www.imglobal.com\/?gad_source=1&amp;gclid=CjwKCAjw-O6zBhASEiwAOHeGxUpKGv9P32X-WTLy0Dp-OsxKozw4JOQ052iRN9hDzcTKx2TGUw8NpxoCzM8QAvD_BwE\"><span style=\"font-weight: 400;\">IMG Global<\/span><\/a><span style=\"font-weight: 400;\"> features up to four types of international health insurance plans available to expats. These four notable plans include the <\/span><b>Bronze<\/b><span style=\"font-weight: 400;\">, <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, <\/span><b>Gold<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Platinum <\/b><span style=\"font-weight: 400;\">plans. The following are each of the plans\u2019 lifetime limits per individual.\u00a0<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Bronze: <\/b><span style=\"font-weight: 400;\">USD $1,000,000 (approximately 922,440 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Silver: <\/b><span style=\"font-weight: 400;\">USD $5,000,000 (approximately 4612200 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Gold: <\/b><span style=\"font-weight: 400;\">USD $5,000,000 (approximately 4612200 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Platinum: <\/b><span style=\"font-weight: 400;\">USD $8,000,000 (approximately 7,379,520 Netherlands Euro)<\/span><\/li>\n<\/ul>\n<p>Below are the optional benefits expats can also add on top of their default IMG Global health insurance plans.<br \/>\n<b><\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental Rider (only available in bronze, silver, and gold plans)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vision Rider (only available in bronze, silver, and gold plans)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Global term life insurance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Terrorism (only available in platinum plans)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sports Rider (only available in gold and platinum plans)<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-33' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_4.jpg\" alt=\"Blog Banner Europe 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">NOW Health: Tailored Global Coverage for Expats in The Netherlands<\/span><\/h2>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/now-health\/\"><span style=\"font-weight: 400;\">Now Health International\u2019s <\/span><\/a><span style=\"font-weight: 400;\">health insurance plans are designed for expats worldwide and can be tailored to match each expat\u2019s unique healthcare needs and budget. When it comes to worldwide coverage, there are also two main options available to choose from: <\/span><b>Including <\/b><span style=\"font-weight: 400;\">or <\/span><b>Excluding <\/b><span style=\"font-weight: 400;\">the US.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you would like to learn more about Now Health\u2019s various coverage areas and benefits, please visit <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/now-health\/\"><span style=\"font-weight: 400;\">our page on Now Health International<\/span><\/a><span style=\"font-weight: 400;\"> for further reading.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">GeoBlue: Extensive International Health Insurance Network for Expats in The Netherlands<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In addition to offering both short and long-term health insurance for expats, <\/span><a href=\"https:\/\/www.geobluetravelinsurance.com\/\"><span style=\"font-weight: 400;\">GeoBlue<\/span><\/a><span style=\"font-weight: 400;\"> also features a large international network of up to 1.7 million healthcare providers spanning over 180 countries.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And as icing on the cake, GeoBlue also has a 24\/7 phone, online, mobile, and telemedicine service available for members. This allows members to conveniently seek out healthcare options anywhere at any time.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019d like to learn more about GeoBlue\u2019s different health insurance plans and the available coverage areas, please visit <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/geoblue\/\"><span style=\"font-weight: 400;\">our page on GeoBlue<\/span><\/a><span style=\"font-weight: 400;\"> for further reading.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-34' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_5.jpg\" alt=\"Blog Banner Europe 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Is healthcare free in the Netherlands?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Healthcare in the Netherlands is <\/span><b>universal<\/b><span style=\"font-weight: 400;\">. However, the government requires all adults living or working in the country to have basic health insurance. A basic plan will run you around 100-200 Netherlands euros (approximately USD $108.47-$216.94) out of pocket.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How good is healthcare in the Netherlands?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Dutch healthcare system is firmly grounded in primary care, as seen in family doctors being the point of entry as well as the source of continuing care for most of the population in the Netherlands.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What if I don\u2019t have health insurance in the Netherlands?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In the Netherlands, the Dutch law states that <\/span><b>everyone <\/b><span style=\"font-weight: 400;\">working or living in the country must have health insurance. If you lack health insurance while living or working in the Netherlands, you will be fined 496.74 Netherlands euros (which is approximately USD $538.91).<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">From GeoBlue\u2019s extensive network of healthcare providers spanning multiple countries to the different plans available from April International or Cigna and AXA, each insurer has something for every expat in the Netherlands. Just be mindful of any exclusions or limitations in each plan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As an international health insurance broker with over 20 years of experience,<\/span> <a href=\"https:\/\/www.pacificprime.com\/\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> has helped countless expats and local citizens find a suitable<\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"> <span style=\"font-weight: 400;\">health insurance plan<\/span><\/a><span style=\"font-weight: 400;\"> that suits both their budget range and unique health insurance needs.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether you\u2019re an expat in <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/europe\/netherlands-health-insurance-pacific-prime-international\/\"><span style=\"font-weight: 400;\">the Netherlands<\/span><\/a><span style=\"font-weight: 400;\"> on the lookout for adequate healthcare or a local citizen yourself, our team of specialists will be more than happy to help you out. If you have any questions,<\/span> <a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">get in touch with us<\/span><\/a><span style=\"font-weight: 400;\"> or get a free quote<\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"> <span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Enjoyed this article? Click the links below to check out some more!<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/blog\/top-australia-insurance-companies-expats.html\"><span style=\"font-weight: 400;\">Top 10 Insurance Companies in Australia for Expats<\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/blog\/top-spain-insurance-companies-expats.html\"><span style=\"font-weight: 400;\">Top 10 Insurance Companies for Expats in Spain<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Netherlands requires all residents to have health insurance, and expats are no exception. To help you choose the right provider, we&#8217;ve highlighted the top 10 insurance companies offering comprehensive coverage for expats. These insurers, such as OOM Insurance, AXA, and IMG Global, provide various plans that cater to different needs and budgets.\u00a0 Whether you&#8217;re &#8230;<\/p>\n","protected":false},"author":54,"featured_media":20845,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-17445","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 10 Insurance Companies in The Netherlands for Expats<\/title>\n<meta name=\"description\" content=\"Learn more about the top 10 insurance companies for expats in the Netherlands, such as OOM, AXA, IMG, and more, in this article by Pacific Prime.\u00a0\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/top-netherlands-insurance-companies-expats.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 10 Insurance Companies in The Netherlands for Expats\" \/>\n<meta property=\"og:description\" content=\"Learn more about the top 10 insurance companies for expats in the Netherlands, such as OOM, AXA, IMG, and more, in this article by Pacific Prime.\u00a0\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/top-netherlands-insurance-companies-expats.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" 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