{"id":17440,"date":"2025-04-02T12:25:49","date_gmt":"2025-04-02T04:25:49","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=17440"},"modified":"2026-08-25T19:23:15","modified_gmt":"2026-08-25T11:23:15","slug":"top-czech-republic-insurance-companies-expats","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/top-czech-republic-insurance-companies-expats.html","title":{"rendered":"Top 9 Insurance Providers for Expats in the Czech Republic"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The top 9 insurance companies for expats in the Czech Republic include <strong>VUMI, Bupa, Cigna, Blue Cross Blue Shield Global Solutions, William Russell, Allianz Care, IMG, AXA<\/strong>, and <strong>DavidShield<\/strong>. These providers offer a range of international health insurance plans designed to meet the diverse needs of expatriates living in the country.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Choosing the right <a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\">health insurance<\/a> as an <a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-czech-republic.html\">expat in the Czech Republic<\/a> requires considering factors such as coverage options, benefits, and the company&#8217;s reputation for customer service. This <a href=\"http:\/\/www.pacificprime.com\">Pacific Prime<\/a> guide highlights the <a href=\"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-top-10-providers.html\">best providers<\/a> and their offerings, helping you make an informed decision about your healthcare coverage abroad.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Best International Health Insurance Options for Expats in the Czech Republic<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20832 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-and-brown-concrete-building-by-the-water-in-prague-czech-republic.webp\" alt=\"Image of White And Brown Concrete Building By The Water In Prague, Czech Republic with text overlay of &quot;Health Insurance Options for Expats in the Czech Republic&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-and-brown-concrete-building-by-the-water-in-prague-czech-republic.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-and-brown-concrete-building-by-the-water-in-prague-czech-republic-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-and-brown-concrete-building-by-the-water-in-prague-czech-republic-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-and-brown-concrete-building-by-the-water-in-prague-czech-republic-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-and-brown-concrete-building-by-the-water-in-prague-czech-republic-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The best international health insurance for expats in the Czech Republic offers comprehensive coverage that expats will need in their journey abroad. From inpatient and outpatient coverage to medical evacuation and telehealth services, expats can navigate into the unknown with confidence.<\/span><\/p>\n<p><b>The top 10 insurance companies in the Czech Republic for expats are:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers\/vumi-health-insurance\/\"><span style=\"font-weight: 400;\">VUMI<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/blue-cross-blue-shield-global-solutions\/\"><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/william-russell\/\"><span style=\"font-weight: 400;\">William Russell<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/img\/\"><span style=\"font-weight: 400;\">IMG<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.lat\/insurers\/david-shield-health-insurance\/\"><span style=\"font-weight: 400;\">DavidShield<\/span><\/a><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-30' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_1.jpg\" alt=\"Blog Banner Europe 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">VUMI Insurance Plans for Expats in the Czech Republic<\/span><\/h2>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers\/vumi-health-insurance\/\"><span style=\"font-weight: 400;\">VUMI<\/span><\/a><span style=\"font-weight: 400;\"> has five different plan levels\u2013 Global Flex VIP<\/span><b> Basic, Standard, Superior, Ultra, and Total<\/b><span style=\"font-weight: 400;\">, each providing certain benefits up to the annual benefit limit. Expats in the Czech Republic can also opt for maternity, routine dental, and optical coverage if necessary (subject to a waiting period).<\/span><\/p>\n<p><b>Here\u2019s a list showing the benefits of their respective plan levels:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Global Flex VIP Basic Plan:<\/b><span style=\"font-weight: 400;\"> With an annual limit of <\/span><b>US $3,000,000<\/b><span style=\"font-weight: 400;\">, the VIP Basic plan is the most affordable insurance option for expats in the Czech Republic. It offers comprehensive inpatient coverage, with outpatient services after hospitalization or surgery.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Global Flex VIP Standard Plan: <\/b><span style=\"font-weight: 400;\">With an annual limit of <\/span><b>US $3,500,000<\/b><span style=\"font-weight: 400;\">, this plan offers step-up coverage from the Basic plan with optional wellness and optical benefits for an additional premium.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Global Flex VIP Superior Plan<\/b><span style=\"font-weight: 400;\">: With an annual limit of <\/span><b>US $4,000,000<\/b><span style=\"font-weight: 400;\">, the Superior Plan has options for additional optical and maternity benefits. It also includes coverage for outpatient benefits like complementary therapies.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Global Flex VIP Ultra Plan:<\/b><span style=\"font-weight: 400;\"> With an annual limit of <\/span><b>US $4,500,000<\/b><span style=\"font-weight: 400;\">, the Ultra plan includes routine dental coverage and maternity benefits. Optical benefits can be added as well.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Global Flex VIP Total Plan<\/b><span style=\"font-weight: 400;\">: The Total Plan offers an annual limit of <\/span><b>US $5,000,000<\/b><span style=\"font-weight: 400;\">. This plan includes the highest benefit limits and high coverage for dental and maternity benefits.\u00a0<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Bupa\u2019s Health Insurance for Expats in the Czech Republic<\/span><\/h2>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa<\/span><\/a><span style=\"font-weight: 400;\"> is considered one of the best insurance companies because of its long-established brand name, dedicated customer service, and 24\/7 medical help through Bupa\u2019s <\/span><a href=\"https:\/\/www.bupaglobal.com\/en\/resources\/global-virtual-care\"><span style=\"font-weight: 400;\">Global Virtual Care<\/span><\/a><span style=\"font-weight: 400;\">, a leading telehealth platform capable of offering personalized treatment through technology.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bupa is reputed for its excellent benefit provision across all plan tiers, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.bupaglobal.com\/en\/facilities\/finder\"><span style=\"font-weight: 400;\">Extensive network of providers<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.bupaglobal.com\/en\/resources#:~:text=Second%20Medical%20Opinion-,Digital%20services,-Manage%20your%20health\"><span style=\"font-weight: 400;\">Online and in-app access to support services<\/span><\/a><span style=\"font-weight: 400;\"> through MembersWorld<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Customized insurance plans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.bupaglobal.com\/en\/resources\/second-medical-opinion\"><span style=\"font-weight: 400;\">Second medical opinions<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Direct access to specialists without referral<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Direct billing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lifetime renewal<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for two children under 10 at no additional cost<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Bupa is one of the most popular choices for families due to the coverage for two children under 10 at no additional costs, meaning your children\u2019s medical expenses are also calculated and covered under your policy, saving a decent amount of neonatal and potential pediatric medical expenses.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-61' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-europe-bg.png');\n\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Europe -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-europe-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for Europe<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton eurecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"130\" height=\"130\" style=\"width: 70px; height: 70px;\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\" alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton eurecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner Europe ends --><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Cigna Health Insurance Plans for Expats in the Czech Republic<\/span><\/h2>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><span style=\"font-weight: 400;\"> offers global health insurance to expats from over 200 countries and jurisdictions. Their widespread network of hospitals and doctors, coupled with round-the-clock customer support, has received acclaim from numerous expats for the convenience and professionalism they provide.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cigna\u2019s international health insurance plan is separated into three plan tiers: <\/span><b>Silver, Gold, and Platinum.<\/b> <b>Here are the core benefits covered in all tiers (but to different extents).<\/b><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\">\n<p style=\"text-align: center;\"><b>Cigna Health Insurance Plans: Standard Medical Benefits<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><b> Benefits Coverage<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><b>Silver<\/b><\/td>\n<td style=\"text-align: center;\"><b>Gold<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><b>Platinum<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Annual Limit Amount<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">US $1,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $2,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Unlimited<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Inpatient Treatment<\/span><\/i><\/td>\n<td><b>\u2713<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/td>\n<td><b>\u2713<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/td>\n<td><b>\u2713<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Rehabilitation<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">US $5,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $10,000<\/span><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Ambulance Services<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Out-of-Area Emergency Hospitalization<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">US $100,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $250,000<\/span><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Cigna provides expatriates with a range of deductible and cost-share options to effectively manage the premiums associated with their international health insurance plans. Below are the available choices for deductibles, cost-share percentages, and out-of-pocket maximums that can be selected:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Deductible:<\/b><span style=\"font-weight: 400;\"> US $0, $375, $750, $1,500, $3,000, $7,500, $10,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cost-share after deductibles:<\/b><span style=\"font-weight: 400;\"> 0%, 10%, 20%, 30%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Out-of-pocket maximum:<\/b><span style=\"font-weight: 400;\"> US<\/span> <span style=\"font-weight: 400;\">$2,000 or $5,000<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-31' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_2.jpg\" alt=\"Blog Banner Europe 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions Health Coverage for Expats in the Czech Republic<\/span><\/h2>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/blue-cross-blue-shield-global-solutions\/\"><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><\/a><span style=\"font-weight: 400;\">\u2019 Xplorer is an international health insurance for expats that has a network of providers spanning more than 180 countries with over 1.7 million providers. Every member can access phone-based or online support and telehealth services (<\/span><a href=\"https:\/\/about.geo-blue.com\/mobile-resources#:~:text=your%20ID%20card.-,Global%20TeleMD%E2%84%A2,-In%20addition%20to\"><span style=\"font-weight: 400;\">Global TeleMD<\/span><span style=\"font-weight: 400;\">TM<\/span><\/a><span style=\"font-weight: 400;\">) all year round.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions features cashless appointments, paperless claims resolutions, and an extensive direct billing network, so expats in the Czech Republic can freely choose a hospital, and do not have to worry about paying large hospital bills upfront and facing financial pressure waiting for reimbursement.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are a total of two plan levels\u2013 <\/span><b>Xplorer Essential and Xplorer Premier. <\/b><span style=\"font-weight: 400;\">The former provides minimal to no US coverage, while the latter provides worldwide coverage. The core benefits of the plans outside the US are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unlimited telemedicine visits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional dental and vision coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Immediate coverage of pre-existing conditions with proof of previous coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A waived deductible for prescriptions, office visits, and preventative care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Preventative care and examinations<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient drugs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical equipment<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Expats who secured insurance with Blue Cross Blue Shield Global Solutions automatically become their members and can gain exclusive access to their member services application available in Apple and Android. Members can:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Receive up-to-date news and safety information notifications for their locations<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Access to the provider directory which includes doctor profiles, preferred hospitals, contact information, and addresses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Get a medical term and phrase glossary for common healthcare terms and phrases in multiple languages<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use a medicine equivalent tool to help figure out what country-specific equivalent prescriptions and over-the-counter medications<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-32' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_3.jpg\" alt=\"Blog Banner Europe 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">William Russell Health Insurance for Expats in the Czech Republic<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20835 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-walking-across-a-bridge-in-prague-czech-republic.webp\" alt=\"Image of People Walking Across A Bridge In Prague, Czech Republic with text overlay of &quot;William Russell Health Insurance&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-walking-across-a-bridge-in-prague-czech-republic.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-walking-across-a-bridge-in-prague-czech-republic-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-walking-across-a-bridge-in-prague-czech-republic-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-walking-across-a-bridge-in-prague-czech-republic-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-walking-across-a-bridge-in-prague-czech-republic-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/william-russell\/\"><span style=\"font-weight: 400;\">William Russell<\/span><\/a><span style=\"font-weight: 400;\"> excels at providing comprehensive and customizable international health insurance to expats in the Czech Republic. With the addition of a personal touch in their customer service, they are capable of assisting expats take charge of their own experience abroad.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">From inpatient and outpatient treatments to wellness and maternity benefits, William Russell\u2019s international health insurance will have coverage for all these expenses up to the policy limit. It has a total of four tiers: <\/span><b>Bronze, Silver Lite, Silver, and Gold.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Below are the core insurance coverage for the four tiers:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><b>Benefits Coverage<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><b>Bronze<\/b><\/td>\n<td style=\"text-align: center;\"><b>Silver Lite<\/b><\/td>\n<td style=\"text-align: center;\"><b>Silver<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><b>Gold<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Annual Benefit Limit<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">US $1.5 million<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $1.5 million<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $2.5 million<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $5 million<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Hospital Treatments<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Advanced Diagnostic Tests<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Emergency Medical Evacuation<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Cancer Treatment<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Lifetime Limit for Mental Health Treatment<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">US $50,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2717<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $75,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $100,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-33' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_4.jpg\" alt=\"Blog Banner Europe 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Allianz Care: A Trusted Option for Expats in the Czech Republic<\/span><\/h2>\n<p><a href=\"https:\/\/www.allianzcare.com\/en\/personal-international-health-insurance.html\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><span style=\"font-weight: 400;\"> is a world-leading health insurance provider with an extensive network of over 1.9 million medical providers. The international health insurance plan has three tiers of coverage, namely <\/span><b>Allianz Care, Care Plus, and Care Pro<\/b><span style=\"font-weight: 400;\">. The plan offers a maximum plan limit of US $5,000,000.<\/span><\/p>\n<p><b>Here are some common examples of benefits and coverage provided by Allianz Care plans:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Oncology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical evacuation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nursing at home<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MyHealth Digital services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Second medical opinion service<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rehabilitation treatment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency out-patient treatment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expat assistance program<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Travel Security services<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">High-tier plans typically offer enhanced coverage and benefits to policyholders. To give you an overview of what you can expect from the premiums you pay, <\/span><b>here is a concise comparison of the international health insurance plans provided by Allianz<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\">\n<p style=\"text-align: center;\"><b>Allianz Care Expat Health Insurance Plans Comparison<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><b>Benefits Coverage<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><b>Care Plan<\/b><\/td>\n<td style=\"text-align: center;\"><b>Care Plus Plan<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><b>Care Pro Plan<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Maximum Plan Limit<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">US $2,500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $4,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $5,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Type of Room<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">Semi-Private<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Private<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Private<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Inpatient \/ Day-Care<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Oncology<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Medical Evacuation<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Preventive Surgery<\/span><\/i><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><span style=\"font-weight: 400;\">US $40,500<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Laser Eye Treatment<\/span><\/i><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><b>\u2717<\/b><\/td>\n<td><span style=\"font-weight: 400;\">US $1,350<\/span><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Emergency Out-Patient Treatment<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">US $338<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $1,015<\/span><\/td>\n<td><span style=\"font-weight: 400;\">US $1,015<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-34' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_5.jpg\" alt=\"Blog Banner Europe 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">IMG Insurance Plans for Expats in the Czech Republic<\/span><\/h2>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/img\/\"><span style=\"font-weight: 400;\">IMG<\/span><\/a><span style=\"font-weight: 400;\"> Health offers an international health insurance plan for expats in the Czech Republic with coverage options categorized into <\/span><b>Bronze, Silver, Gold, and Platinum<\/b><span style=\"font-weight: 400;\">. Each category has varying lifetime limits, with a maximum of up to US $8,000,000 per individual.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Designed to cater to expats and families seeking long-term travel, IMG&#8217;s international health insurance provides extensive benefits with a non-renewable lifetime limit, which keeps the premium affordable. Individuals planning to relocate should consider opting for a more sustainable plan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">IMG&#8217;s comprehensive coverage includes inpatient care, prescription coverage, cancer treatment, and medical emergency services. Additionally, depending on the selected plan level, you have the flexibility to enhance your coverage by adding riders such as dental, vision, maternity, and even sports coverage.<\/span><\/p>\n<p><b>Here\u2019s a comparison of the core benefits provided by IMG\u2019s international health insurance of different tiers:<\/b><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"5\">\n<p style=\"text-align: center;\"><b> IMG Health Insurance Plans Benefits Comparison<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><b> Benefits Coverage<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><b>Bronze<\/b><\/td>\n<td style=\"text-align: center;\"><b>Silver<\/b><\/td>\n<td style=\"text-align: center;\"><b>Gold<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><b>Platinum<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Physician Visits<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Hospitalization room\/board<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><span style=\"font-weight: 400;\">US $600 per day; 240 days max<\/span><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Surgery<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Labs &amp; X-rays<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Specialist\/ Physician visits<\/span><\/i><\/td>\n<td><span style=\"font-weight: 400;\">Maximum Limit: US $500 (Before Inpatient Treatment) Maximum Limit: US $500 (90 days following Inpatient Treatment or Outpatient Surgery)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Maximum per visit: US $70\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Chiropractic maximum per visit: US $50 (with a referral from a physician)\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Surgical Intervention Consultation maximum: US $500<\/span><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<tr>\n<td><i><span style=\"font-weight: 400;\">Outpatient Surgery<\/span><\/i><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<td><b>\u2713<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><b>Note:<\/b><span style=\"font-weight: 400;\"> For more information on coverage details, you may want to check out our insurer introduction <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/img\/\"><span style=\"font-weight: 400;\">page<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">AXA\u2019s International Health Insurance for Expats in the Czech Republic<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20836 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-a-bridge-next-to-the-city-in-prague-czech-republic.webp\" alt=\"Image of Aerial View Of A Bridge Next To The City In Prague, Czech Republic with text overlay of &quot;AXA\u2019s International Health Insurance for Expats&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-a-bridge-next-to-the-city-in-prague-czech-republic.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-a-bridge-next-to-the-city-in-prague-czech-republic-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-a-bridge-next-to-the-city-in-prague-czech-republic-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-a-bridge-next-to-the-city-in-prague-czech-republic-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-a-bridge-next-to-the-city-in-prague-czech-republic-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><span style=\"font-weight: 400;\"> has over 50 years of experience offering insurance solutions to more than 95 million clients in 50 countries which makes AXA a great choice for expats looking for wide coverage and flexibility in their insurance policies.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">AXA\u2019s international insurance plans are the <\/span><b>Foundation, Standard, Comprehensive, Prestige, and Prestige Plus.<\/b><span style=\"font-weight: 400;\"> The annual plan limits range from USD $160,000 to $8,000,000. <\/span><b>The key features of their international health insurance plans are:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Experienced 24\/7 personal support\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Evacuation and repatriation coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ambulance transport<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Telehealth service<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CT, PET, and MRI scans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rapid claims repay<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Second medical opinion<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cancer Treatments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mind Health Support<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient hospital charges and surgeries<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Foundation Plan<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Foundation plan aims to provide basic insurance coverage for cancer treatments and emergency care. Outpatient treatments such as tests and drugs are optional with top-up insurance. <\/span><b>The annual benefit limit is US $160,000.\u00a0<\/b><\/p>\n<h3><span style=\"font-weight: 400;\">Standard Plan<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Standard plan is a step up from the Foundation plan, to provide extra dental care (with a waiting period) and a higher<\/span><b> annual benefit limit of US $1,600,000.<\/b><\/p>\n<h3><span style=\"font-weight: 400;\">Comprehensive Plan<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The plan includes out-patient coverage in its core (up to a limit) instead of being optional and also opens up the coverage for chronic conditions and eye tests. <\/span><b>The annual benefit limit is US $2,400,000.<\/b><\/p>\n<h3><span style=\"font-weight: 400;\">Prestige Plan<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">AXA\u2019s Prestige plan features the same coverage as the Comprehensive plan and also covers routine pregnancy care and routine health checks up to <\/span><b>the annual benefit limit of US $3,200,000.<\/b><\/p>\n<h3><span style=\"font-weight: 400;\">Prestige Plus Plan<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Prestige Plus plan provides the same extent of coverage as the Prestige plan, but with a higher<\/span><b> annual benefit limit of US $8,000,000.<\/b><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-67' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_Europe.png\" alt=\"Insurers recommendation blog banner Europe v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Europe - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations in Europe\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton eurecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\"\n            alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton eurecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">DavidShield Insurance: A Top Choice for Expats in the Czech Republic<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.pacificprime.lat\/insurers\/david-shield-health-insurance\/\"><span style=\"font-weight: 400;\">DavidShield<\/span><\/a><span style=\"font-weight: 400;\"> Group is a leading international private health insurance provider, providing insurance solutions to customers in over 150 countries. Their strategic alliances with other worldwide providers have established a solid foundation for a network of world-class medical service providers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DavidShield is dedicated to providing their customers with the best services, by opening up the gateway for them to access quality healthcare services without paying any out-of-pocket expenses or submitting claim forms.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DavidShield members are offered the DavidCard that enables cashless payment for medical services such as doctor visits, prescription medication, lab tests, imaging tests, and emergency room visits.<\/span><\/p>\n<p><b>The benefits of a DavidShield insurance plan are:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Instant payouts:<\/b><span style=\"font-weight: 400;\"> If you need to see a doctor abroad, dial the number on the back of your DavidCard. The system will calculate the costs instantly and transfer the money straight onto your card, which you can use like a normal debit card when accessing medical care.\u00a0\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>No paperwork required:<\/b><span style=\"font-weight: 400;\"> When settling a claim, DavidShield is the only insurer capable of doing it in real-time within minutes. You can eliminate the need for paperwork, follow-ups, and a lengthy claims process. Settling claims has never been simpler!<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Re-activation:<\/b><span style=\"font-weight: 400;\"> All policyholders need to do is contact the insurer before going abroad to activate the policy for a set period.\u00a0<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">How to Choose the Right Health Insurance in the Czech Republic<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">By understanding the top 10 insurance companies in the Czech Republic for expats, you can make informed decisions on which company you think is the right choice for you by comparing the flexibility, comprehensiveness, and cost-effectiveness of the <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health plans<\/span><\/a><span style=\"font-weight: 400;\"> offered.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Insurance brokers are best positioned to compare plans across insurers, supporting you with form-filling issues, claims, and renewal processes. <\/span><b>And that\u2019s why you should consider working with a reputed insurance broker like Pacific Prime.<\/b><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/pp-profile\/about\/\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> has over 20 years of experience in the industry, our team of expert advisors can help you find and compare <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/europe\/health-insurance-in-czech-republic\/\"><span style=\"font-weight: 400;\">international health insurance in the Czech Republic<\/span><\/a><span style=\"font-weight: 400;\"> from these insurance companies so you can further verify your initial thoughts and impressions on these insurers.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact our team of expert advisors<\/span><\/a><span style=\"font-weight: 400;\"> today, or start by <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one\/\"><span style=\"font-weight: 400;\">getting an obligation-free quote<\/span><\/a><span style=\"font-weight: 400;\"> with our online quote generator!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can also check out our top 10 insurance companies for expats in <a href=\"https:\/\/www.pacificprime.com\/blog\/top-denmark-insurance-companies-expats.html\">Denmark<\/a> and <a href=\"https:\/\/www.pacificprime.com\/blog\/top-netherlands-insurance-companies-expats.html\">the Netherlands<\/a> if that is relevant to your expat journey.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">How much is health insurance in the Czech Republic?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The annual premium of health insurance in the Czech Republic is approximately EURO \u20ac300. International insurance is more expensive, and the final premium also depends on the coverage of your policy.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Is health insurance free in the Czech Republic?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Those who are formally employed in the Czech Republic are automatically enrolled in the country\u2019s public healthcare system. For remote workers or digital nomads, private health insurance is mandatory to stay in the country and access the private healthcare system.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How good is the Czech Republic&#8217;s healthcare?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Treatment at private hospitals in the Czech Republic is excellent but expensive. Doctors are highly qualified and experienced. There are English-speaking staff at private hospitals to help with communication. You can also expect much shorter waiting times.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The top 9 insurance companies for expats in the Czech Republic include VUMI, Bupa, Cigna, Blue Cross Blue Shield Global Solutions, William Russell, Allianz Care, IMG, AXA, and DavidShield. These providers offer a range of international health insurance plans designed to meet the diverse needs of expatriates living in the country. Choosing the right health &#8230;<\/p>\n","protected":false},"author":72,"featured_media":20831,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-17440","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top Insurance Companies in the Czech Republic for Expats<\/title>\n<meta name=\"description\" content=\"Compare top international health insurance options for expats in the Czech Republic. Discover the benefits, coverage, and unique offerings from the leading insurance companies to help you make an informed decision.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/top-czech-republic-insurance-companies-expats.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top Insurance Companies in the Czech Republic for Expats\" \/>\n<meta property=\"og:description\" content=\"Compare top international health insurance options for expats in the Czech Republic. Discover the benefits, coverage, and unique offerings from the leading insurance companies to help you make an informed decision.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/top-czech-republic-insurance-companies-expats.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-02T04:25:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-25T11:23:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/charles-bridge-over-the-vltava-river-with-prague-castle-in-the-background.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"731\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Eric Chung\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Eric Chung\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-czech-republic-insurance-companies-expats.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-czech-republic-insurance-companies-expats.html\"},\"author\":{\"name\":\"Eric Chung\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/8da03284672ed34d05706dd9bd2d1b89\"},\"headline\":\"Top 9 Insurance Providers for Expats in the Czech Republic\",\"datePublished\":\"2025-04-02T04:25:49+00:00\",\"dateModified\":\"2026-08-25T11:23:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-czech-republic-insurance-companies-expats.html\"},\"wordCount\":2356,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-czech-republic-insurance-companies-expats.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/charles-bridge-over-the-vltava-river-with-prague-castle-in-the-background.webp\",\"articleSection\":[\"Expat Insurance\",\"Health\"],\"inLanguage\":\"en\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-czech-republic-insurance-companies-expats.html\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-czech-republic-insurance-companies-expats.html\",\"name\":\"Top Insurance Companies in the Czech Republic for Expats\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-czech-republic-insurance-companies-expats.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-czech-republic-insurance-companies-expats.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/charles-bridge-over-the-vltava-river-with-prague-castle-in-the-background.webp\",\"datePublished\":\"2025-04-02T04:25:49+00:00\",\"dateModified\":\"2026-08-25T11:23:15+00:00\",\"description\":\"Compare top international health insurance options for expats in the Czech Republic. 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