{"id":17436,"date":"2025-04-02T19:49:19","date_gmt":"2025-04-02T11:49:19","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=17436"},"modified":"2026-08-26T21:02:09","modified_gmt":"2026-08-26T13:02:09","slug":"top-finland-insurance-companies-expats","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html","title":{"rendered":"Top 10 Health Insurance Providers for Expats in Finland"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The top health insurance companies for expats in Finland include David Shield, Cigna, AXA, William Russell, Allianz Care, IMG, and more. These providers offer comprehensive health insurance plans designed to meet the unique needs of expatriates, ensuring quality care and access to medical services in Finland and abroad.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Expats in Finland often choose private health insurance for quicker access to healthcare and support with the long waiting times in public hospitals. These top insurers provide a range of options that cover everything from basic emergency care to comprehensive treatments like cancer care, maternity services, and medical evacuation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So read on for the top 10 health insurance companies in Finland for expats\u2013many of them also appearing in our list of the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-top-10-providers.html\"><span style=\"font-weight: 400;\">top 10 international health insurance providers<\/span><\/a><span style=\"font-weight: 400;\">\u2013and details of their offerings. We are very positive you\u2019ll find your ideal health plan from one of them.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Detailed Overview of Health Plans for Expats in Finland<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20803 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-mosque-near-water-with-helsinki-cathedral-at-autumn-sunset-finland.webp\" alt=\"Image of White Mosque Near Water With Helsinki Cathedral At Autumn Sunset, Finland with text overlay of &quot;Overview of Health Plans for Expats in Finland&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-mosque-near-water-with-helsinki-cathedral-at-autumn-sunset-finland.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-mosque-near-water-with-helsinki-cathedral-at-autumn-sunset-finland-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-mosque-near-water-with-helsinki-cathedral-at-autumn-sunset-finland-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-mosque-near-water-with-helsinki-cathedral-at-autumn-sunset-finland-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/white-mosque-near-water-with-helsinki-cathedral-at-autumn-sunset-finland-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The 10 best health insurance companies in Finland for expats are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/april-international\/\"><span style=\"font-weight: 400;\">April International<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/william-russell\/\"><span style=\"font-weight: 400;\">William Russell<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/img\/\"><span style=\"font-weight: 400;\">IMG<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.lat\/insurers\/david-shield-health-insurance\/\"><span style=\"font-weight: 400;\">DavidShield<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/blue-cross-blue-shield-global-solutions\/\"><span style=\"font-weight: 400;\">GeoBlue<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers\/vumi-health-insurance\/\"><span style=\"font-weight: 400;\">Vumi<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa Global<\/span><\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">All of these insurers are known for their high quality of service, fairness, and the good value for money of their plans. So let\u2019s take a closer look at them one by one, and explore the features, benefits, and coverage options each insurer offers.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-30' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_1.jpg\" alt=\"Blog Banner Europe 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">April International: Flexible Health Insurance Plans for Expats in Finland<\/span><\/h3>\n<p><a href=\"https:\/\/www.april-international.com\/en\"><span style=\"font-weight: 400;\">April International<\/span><\/a><span style=\"font-weight: 400;\">\u2019s MyHealth International plans provide comprehensive health coverage tailored for expats in Finland, ensuring access to quality medical care worldwide. With flexible options and robust support, these plans will meet the diverse needs of expats in Finland.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Key Features of APRIL International\u2019s MyHealth International plans include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Flexibility:<\/b><span style=\"font-weight: 400;\"> These adaptable plans meet individual needs and budgets<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Global Coverage:<\/b><span style=\"font-weight: 400;\"> You will have access to medical care worldwide<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>24\/7 Support:<\/b><span style=\"font-weight: 400;\"> Multilingual customer service is available via various channels (chat, phone, WhatsApp)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Easy Claim Process:<\/b><span style=\"font-weight: 400;\"> Submissions can be made through the Easy Claim app for quick reimbursements<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>No Upfront Payments:<\/b><span style=\"font-weight: 400;\"> You will not need to make upfront payments in case of hospitalization<\/span><\/li>\n<\/ul>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan Type<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Emergency Plan<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Basic Plan<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Essential Plan<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Comfort Plan<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Premium Plan<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Overall Limit (EUR\/USD)<\/td>\n<td>\u20ac\/$250,000 per year<\/td>\n<td>\u20ac\/$500,000 per year<\/td>\n<td>\u20ac\/$1,000,000 per year<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<\/tr>\n<tr>\n<td>Hospitalization Coverage<\/td>\n<td>Coverage for accidents only<\/td>\n<td>Full coverage<\/td>\n<td>Full coverage<\/td>\n<td>Full coverage<\/td>\n<td>Full coverage<\/td>\n<\/tr>\n<tr>\n<td>Cancer Care<\/td>\n<td>Comprehensive coverage<\/td>\n<td>Comprehensive coverage<\/td>\n<td>Comprehensive coverage<\/td>\n<td>Comprehensive coverage<\/td>\n<td>Comprehensive coverage<\/td>\n<\/tr>\n<tr>\n<td>Medical Repatriation<\/td>\n<td>Included<\/td>\n<td>Included<\/td>\n<td>Included<\/td>\n<td>Included<\/td>\n<td>Included<\/td>\n<\/tr>\n<tr>\n<td>Additional Options<\/td>\n<td>Outpatient care, dental, vision, maternity<\/td>\n<td>Low outpatient care, \u20ac\/$500 dental limit, \u20ac\/$150 vision limit (every 2 years)<\/td>\n<td>Medium outpatient care, \u20ac\/$1,000 dental limit, \u20ac\/$250 vision limit, maternity coverage<\/td>\n<td>High outpatient care, \u20ac\/$2,000 dental limit, \u20ac\/$500 vision limit, maternity coverage up to \u20ac\/$6,000<\/td>\n<td>Deluxe outpatient care, \u20ac\/$4,000 dental limit, \u20ac\/$700 vision limit, maternity coverage up to \u20ac\/$12,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-61' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-europe-bg.png');\n\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Europe -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-europe-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for Europe<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton eurecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"130\" height=\"130\" style=\"width: 70px; height: 70px;\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\" alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton eurecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner Europe ends --><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Cigna: Comprehensive Expat Health Coverage Options in Finland<\/span><\/h3>\n<p><a href=\"https:\/\/www.cignaglobal.com\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><span style=\"font-weight: 400;\"> offers international health plans for expats in Finland, providing comprehensive coverage and tailored options to meet individual needs. There is <\/span><b>no age limit for enrollment<\/b><span style=\"font-weight: 400;\">, and you can opt to include the USA with your coverage. Plan details are as follows:<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Silver Plan<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Gold Plan<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Platinum Plan<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Annual Maximum Benefit (USD)<\/td>\n<td>$1,000,000 for inpatient and day-patient treatment<\/td>\n<td>$2,000,000 for inpatient and day-patient treatment<\/td>\n<td>Inpatient and day-patient treatment covered in full<\/td>\n<\/tr>\n<tr>\n<td>Private Room Accommodation<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<\/tr>\n<tr>\n<td>Full Cancer Care Coverage (USD)<\/td>\n<td>Up to $1,000,000<\/td>\n<td>Up to $2,000,000<\/td>\n<td>Yes<\/td>\n<\/tr>\n<tr>\n<td>Medical Imaging and Scans Coverage (USD)<\/td>\n<td>Up to $10,000<\/td>\n<td>Up to $15,000<\/td>\n<td>Covered in full<\/td>\n<\/tr>\n<tr>\n<td>Rehabilitation Coverage (including physiotherapy) (USD)<\/td>\n<td>Up to $5,000<\/td>\n<td>Up to $10,000<\/td>\n<td>Covered in full<\/td>\n<\/tr>\n<tr>\n<td>A&amp;E Room Treatment Coverage (USD)<\/td>\n<td>Up to $500<\/td>\n<td>Up to $1,000<\/td>\n<td>Up to $2,000<\/td>\n<\/tr>\n<tr>\n<td>Inpatient Maternity Coverage (USD)<\/td>\n<td>Not covered<\/td>\n<td>Up to $7,000<\/td>\n<td>Up to $14,000<\/td>\n<\/tr>\n<tr>\n<td>Newborn Care Coverage (USD)<\/td>\n<td>Not applicable<\/td>\n<td>Up to $75,000<\/td>\n<td>Up to $156,000<\/td>\n<\/tr>\n<tr>\n<td>Mental and Behavioral Healthcare Coverage<\/td>\n<td>Not applicable<\/td>\n<td>Not applicable<\/td>\n<td>Covered in full<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Cigna\u2019s international health plans offer:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Global coverage with local expertise<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Flexibility, choice, and portability across 200+ countries and jurisdictions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Extensive mental health support programs and resources<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for a wide range of medical treatments and services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">And more<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-31' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_2.jpg\" alt=\"Blog Banner Europe 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">AXA: Tailored Health Insurance Plans for Expats in Finland<\/span><\/h3>\n<p><a href=\"https:\/\/www.axaglobalhealthcare.com\/en\/international-health-insurance\/\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><span style=\"font-weight: 400;\"> is your trusted partner for international health insurance in Finland. Whether you&#8217;re an expat relocating to Finland for work, leisure, or retirement, their comprehensive coverage ensures your healthcare needs are in good hands.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The main features of AXA\u2019s plans include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Plan Choices:<\/b><span style=\"font-weight: 400;\"> AXA offers five main international health plans for expats in Finland, providing different levels of coverage and benefits:<\/span><\/li>\n<\/ul>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Coverage Limit (USD Per Year)<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Foundation<\/td>\n<td>$160,000<\/td>\n<\/tr>\n<tr>\n<td>Standard<\/td>\n<td>$1,600,000<\/td>\n<\/tr>\n<tr>\n<td>Comprehensive<\/td>\n<td>$2,400,000<\/td>\n<\/tr>\n<tr>\n<td>Prestige<\/td>\n<td>$3,200,000<\/td>\n<\/tr>\n<tr>\n<td>Prestige Plus<\/td>\n<td>$8,000,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Coverage Benefits:<\/b><span style=\"font-weight: 400;\"> The benefits of AXA&#8217;s international health plans may include:<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Medical evacuation and repatriation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Inpatient hospital charges and surgeries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Emergency care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">A wide range of cancer treatments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Ambulance transport<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Dental care (not check-ups)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Outpatient treatment, tests, and vaccinations (optional)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Outpatient drugs and dressings (optional)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Management of chronic conditions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><a href=\"https:\/\/www.nibib.nih.gov\/science-education\/science-topics\/computed-tomography-ct\"><span style=\"font-weight: 400;\">CT<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.hopkinsmedicine.org\/health\/treatment-tests-and-therapies\/positron-emission-tomography-pet\"><span style=\"font-weight: 400;\">PET<\/span><\/a><span style=\"font-weight: 400;\">, and <\/span><a href=\"https:\/\/www.hopkinsmedicine.org\/health\/treatment-tests-and-therapies\/magnetic-resonance-imaging-mri\"><span style=\"font-weight: 400;\">MRI<\/span><\/a><span style=\"font-weight: 400;\"> scans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Routine pregnancy care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Annual health checkups<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Eye tests and prescription glasses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Easy online access to policy benefits and claims details<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Personalized support from a multilingual team is available 24\/7<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Virtual Doctor Service:<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> This enables members to consult with doctors via video or phone.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Second Opinions:<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> Members can seek a second medical opinion from highly ranked medical professionals.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Taking Care of Health of the Mind:<\/b><span style=\"font-weight: 400;\"> A mind health support platform connects members with qualified psychologists around the globe.<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-32' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_3.jpg\" alt=\"Blog Banner Europe 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">William Russell: Premium Health Coverage for Expats in Finland<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20805 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/helsinki-city-skyline-viewed-from-across-the-water-on-a-summer-day.webp\" alt=\"Image of Helsinki City Skyline Viewed From Across The Water On A Summer Day with text overlay of &quot;William Russell&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/helsinki-city-skyline-viewed-from-across-the-water-on-a-summer-day.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/helsinki-city-skyline-viewed-from-across-the-water-on-a-summer-day-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/helsinki-city-skyline-viewed-from-across-the-water-on-a-summer-day-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/helsinki-city-skyline-viewed-from-across-the-water-on-a-summer-day-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/helsinki-city-skyline-viewed-from-across-the-water-on-a-summer-day-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><a href=\"https:\/\/www.william-russell.com\/international-health-insurance\/benefits\/\"><span style=\"font-weight: 400;\">William Russell<\/span><\/a><span style=\"font-weight: 400;\"> offers comprehensive coverage tailored to the needs of expats in Finland. With a wide network of <\/span><b>over 40,000 hospitals worldwide<\/b><span style=\"font-weight: 400;\"> and a range of benefits covering inpatient and outpatient treatment, dental care, and more, William Russell ensures your health and well-being.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">William Russell offers the Bronze, SilverLite, Silver, and Gold Plans. All plans <\/span><b>cover cancer treatment, mental health treatment, and medical evacuations<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan Options<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Bronze<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>SilverLite<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Silver<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Gold<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><strong>Annual Benefit Limit (USD)<\/strong><\/td>\n<td>$1,500,000<\/td>\n<td>$1,500,000<\/td>\n<td>$2,500,000<\/td>\n<td>$5,000,000<\/td>\n<\/tr>\n<tr>\n<td><strong>Doctor Visits<\/strong><\/td>\n<td>Post-hospital<\/td>\n<td>Covered<\/td>\n<td>Covered<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td><strong>Pregnancy &amp; Childbirth<\/strong><\/td>\n<td>If complications arise<\/td>\n<td>If complications arise<\/td>\n<td>If complications arise<\/td>\n<td>Covered<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><b>Direct settlement of medical bills with over 40,000 hospitals around the globe<\/b><span style=\"font-weight: 400;\"> means you don\u2019t have to worry about coming up with the funds to pay the medical bills when you should be focused on the recovery instead, and then handle heaps of paperwork when claiming reimbursement.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to the consultations and treatments related to cancer, the <\/span><b>William Russell plans will further cover reconstructive surgery, and restorative dental treatment<\/b><span style=\"font-weight: 400;\"> after radiotherapy or chemotherapy.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Allianz Care: Global Health Insurance Solutions for Expats in Finland<\/span><\/h3>\n<p><a href=\"https:\/\/www.allianzcare.com\/en\/personal-international-health-insurance.html\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><span style=\"font-weight: 400;\"> offers a range of international health insurance plans for expats in Finland. These plans cover services such as <\/span><b>emergency medical evacuation, nursing at home, rehabilitation treatment, and more<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is a summary of the available plans, with all money sums expressed in USD:<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Care Pro<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Care Plus<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Care<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Maximum Plan Limit<\/td>\n<td>$5,000,000<\/td>\n<td>$4,000,000<\/td>\n<td>$2,500,000<\/td>\n<\/tr>\n<tr>\n<td>Room Type<\/td>\n<td>Private room<\/td>\n<td>Private room<\/td>\n<td>Semi-private room<\/td>\n<\/tr>\n<tr>\n<td>Coverage Includes<\/td>\n<td>In-patient, day-care, and out-patient treatment<\/td>\n<td>In-patient and day-care treatment<\/td>\n<td>In-patient and day-care treatment<\/td>\n<\/tr>\n<tr>\n<td>Additional Benefits<\/td>\n<td>Oncology treatment and personal oncology case manager services<\/td>\n<td>Oncology treatment and personal oncology case manager services<\/td>\n<td>N\/A<\/td>\n<\/tr>\n<tr>\n<td>Medical Evacuation<\/td>\n<td>Covered<\/td>\n<td>Covered<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Nursing at Home<\/td>\n<td>$5,740<\/td>\n<td>$3,375<\/td>\n<td>$2,025<\/td>\n<\/tr>\n<tr>\n<td>Rehabilitation Treatment<\/td>\n<td>$5,970<\/td>\n<td>$3,375<\/td>\n<td>$2,025<\/td>\n<\/tr>\n<tr>\n<td>Preventive Surgery<\/td>\n<td>$40,500<\/td>\n<td>Not covered<\/td>\n<td>Not covered<\/td>\n<\/tr>\n<tr>\n<td>Laser Surgery<\/td>\n<td>Included<\/td>\n<td>Not covered<\/td>\n<td>Not covered<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The coverage is subject to policy definitions, exclusions, and any special conditions mentioned in the Insurance Certificate.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-33' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_4.jpg\" alt=\"Blog Banner Europe 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">IMG: Affordable International Health Insurance for Expats in Finland<\/span><\/h3>\n<p><a href=\"https:\/\/www.imglobal.com\/international-health-insurance\"><span style=\"font-weight: 400;\">IMG<\/span><\/a><span style=\"font-weight: 400;\"> (International Medical Group) offers comprehensive international health insurance plans for expats living in Finland. With an IMG plan, you can have peace of mind knowing that your health and well-being are protected, allowing you to fully enjoy your expat experience in Finland.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following plans are available, with money sums expressed in USD.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Bronze Plan<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Area of Coverage:<\/b><span style=\"font-weight: 400;\"> Worldwide excluding the United States, Canada, China, Hong Kong, Japan, Singapore, and Taiwan<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Lifetime Maximum:<\/b><span style=\"font-weight: 400;\"> $1,000,000 per individual<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Deductible:<\/b><span style=\"font-weight: 400;\"> $250 to $10,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pre-existing Conditions:<\/b><span style=\"font-weight: 400;\"> Known disclosed conditions are covered the same as any illness or injury unless excluded by a rider; non-disclosed conditions are not covered; for unknown conditions (after 24 months of continuous coverage), the limit for the period of coverage is $5,000, and a lifetime maximum of $50,000 applies<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inpatient:<\/b><span style=\"font-weight: 400;\"> $600 per day, 240-day maximum<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Silver Plan<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Area of Coverage:<\/b><span style=\"font-weight: 400;\"> Worldwide<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Lifetime Maximum:<\/b><span style=\"font-weight: 400;\"> $5,000,000 per individual<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Deductible:<\/b><span style=\"font-weight: 400;\"> $250 to $10,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pre-existing Conditions:<\/b><span style=\"font-weight: 400;\"> Covered the same as any illness or injury unless excluded by a <\/span><a href=\"https:\/\/www.investopedia.com\/terms\/r\/rider.asp\"><span style=\"font-weight: 400;\">rider<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inpatient:<\/b><span style=\"font-weight: 400;\"> Same coverage as the Bronze Plan<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Gold Plan<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Area of Coverage:<\/b><span style=\"font-weight: 400;\"> Worldwide<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Lifetime Maximum:<\/b><span style=\"font-weight: 400;\"> $5,000,000 per individual<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Deductible:<\/b><span style=\"font-weight: 400;\"> $250 to $25,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pre-existing Conditions:<\/b><span style=\"font-weight: 400;\"> Covered if disclosed and not excluded by rider<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inpatient:<\/b><span style=\"font-weight: 400;\"> Same coverage as the Bronze Plan<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Platinum Plan<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Area of Coverage:<\/b><span style=\"font-weight: 400;\"> Worldwide<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Lifetime Maximum:<\/b><span style=\"font-weight: 400;\"> $8,000,000 per individual<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Deductible:<\/b><span style=\"font-weight: 400;\"> $100 to $25,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pre-existing Conditions:<\/b><span style=\"font-weight: 400;\"> Covered if disclosed and not excluded by rider<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inpatient:<\/b><span style=\"font-weight: 400;\"> Same coverage as the Bronze Plan<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Additional Plan Features and Benefits<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Flexibility:<\/b><span style=\"font-weight: 400;\"> Multiple plan options and payment modes to fit your budget<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Choice of Coverage Area:<\/b><span style=\"font-weight: 400;\"> Choose between worldwide coverage or worldwide coverage excluding specific countries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Freedom to Choose:<\/b><span style=\"font-weight: 400;\"> Select your own healthcare provider, regardless of your location<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Travel Intelligence:<\/b><span style=\"font-weight: 400;\"> Receive location-specific alerts on health, transportation, security, and weather<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Assistance Services:<\/b><span style=\"font-weight: 400;\"> Available on all plans, providing 24\/7 support<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Preventative Care:<\/b><span style=\"font-weight: 400;\"> No waiting period for wellness benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Healthy Travel Preventative Coverage:<\/b><span style=\"font-weight: 400;\"> Receive vaccinations and preventive prescriptions prior to departure<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-34' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Europe_5.jpg\" alt=\"Blog Banner Europe 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">DavidShield: Comprehensive Health Coverage for Expats in Finland<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The plan from <\/span><a href=\"https:\/\/www.passportcard.co.il\/en\/health-insurance\/our-plans\/worldwide\/\"><span style=\"font-weight: 400;\">DavidShield<\/span><\/a><span style=\"font-weight: 400;\"> offers comprehensive health insurance coverage for expats in Finland. It ensures peace of mind for policyholders with a lifetime maximum benefit of USD $5,000,000 and <\/span><b>no waiting period for most benefits<\/b><span style=\"font-weight: 400;\">. Plan details are as follows:<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Benefit Type<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Maximum Limit (USD)<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Notes<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Physician Visits<\/td>\n<td>$5,000,000<\/td>\n<td>No limit on visits<\/td>\n<\/tr>\n<tr>\n<td>Child &amp; Infant Development<\/td>\n<td>$5,000,000<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>Child Vaccinations<\/td>\n<td>$5,000,000<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>Adult Wellness Care<\/td>\n<td>$500 per calendar year<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>Maternity Care<\/td>\n<td>$30,000<\/td>\n<td>Covers complications during the first 90 days of pregnancy<\/td>\n<\/tr>\n<tr>\n<td>Inpatient Care<\/td>\n<td>$5,000,000<\/td>\n<td>Hospitalization requires pre-admission notice within 72 hours<\/td>\n<\/tr>\n<tr>\n<td>Emergency Room Visits<\/td>\n<td>$500,000<\/td>\n<td>No limit on visits<\/td>\n<\/tr>\n<tr>\n<td>Organ Transplants<\/td>\n<td>$500,000<\/td>\n<td>Requires pre-hospitalization notice within 72 hours<\/td>\n<\/tr>\n<tr>\n<td>Medical Evacuation<\/td>\n<td>$25,000 per event<\/td>\n<td>Includes travel and medical expenses<\/td>\n<\/tr>\n<tr>\n<td>Chiropractic\/Physiotherapy<\/td>\n<td>$50 per visit<\/td>\n<td>Limited to 24 visits per calendar year<\/td>\n<\/tr>\n<tr>\n<td>Mental Health Services<\/td>\n<td>$10,000 per calendar year<\/td>\n<td>Lifetime maximum of $20,000<\/td>\n<\/tr>\n<tr>\n<td>Ambulance Services<\/td>\n<td>$2,500 per event<\/td>\n<td>Maximum of $5,000 lifetime<\/td>\n<\/tr>\n<tr>\n<td>Durable Medical Equipment<\/td>\n<td>$5,000 lifetime<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>Nursing Services<\/td>\n<td>$50,000 lifetime<\/td>\n<td>As specified in the policy<\/td>\n<\/tr>\n<tr>\n<td>Family Unification<\/td>\n<td>$1,000 lifetime<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>Pre-existing Conditions<\/td>\n<td>Up to $5,000,000<\/td>\n<td>Coverage as specified by policy<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">GeoBlue: Expat Health Insurance Plans in Finland<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20807 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/city-view-of-helsinki-finland-across-the-water.webp\" alt=\"Image of City View Of Helsinki, Finland, Across The Water with text overlay of &quot;GeoBlue: Expat Health Insurance Plans in Finland&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/city-view-of-helsinki-finland-across-the-water.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/city-view-of-helsinki-finland-across-the-water-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/city-view-of-helsinki-finland-across-the-water-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/city-view-of-helsinki-finland-across-the-water-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/city-view-of-helsinki-finland-across-the-water-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><a href=\"https:\/\/www.geobluetravelinsurance.com\/products\/longterm\/xplorer-5-overview.cfm\"><span style=\"font-weight: 400;\">GeoBlue<\/span><\/a><span style=\"font-weight: 400;\"> offers a range of international health insurance plans designed for expats in Finland. The plans\u2014Platinum, Premium, Plus, Select, and Essential\u2014provide comprehensive coverage tailored to meet various healthcare needs, ensuring access to quality healthcare worldwide.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Key features the GeoBlue plans have in common include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Global Coverage:<\/b><span style=\"font-weight: 400;\"> Members have access to a vast network of providers in over 190 countries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Emergency Services:<\/b><span style=\"font-weight: 400;\"> Medical evacuation and 24\/7 support are included<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Direct Pay Options:<\/b><span style=\"font-weight: 400;\"> This simplifies payment processes and avoids upfront costs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mobile App:<\/b><span style=\"font-weight: 400;\"> Enables convenient access to services, including finding providers and managing claims<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Physician Services:<\/b><span style=\"font-weight: 400;\"> These plans provide coverage for primary care and specialist visits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inpatient and Outpatient Care:<\/b><span style=\"font-weight: 400;\"> The GeoBlue plans come with comprehensive coverage for hospital stays and outpatient treatments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Maternity Care:<\/b><span style=\"font-weight: 400;\"> Prenatal, delivery and postnatal care are extensively covered<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prescription Drugs:<\/b><span style=\"font-weight: 400;\"> Coverage varies by plan type, with specific <\/span><a href=\"https:\/\/www.healthcare.gov\/glossary\/co-payment\/\"><span style=\"font-weight: 400;\">copays<\/span><\/a><span style=\"font-weight: 400;\"> for medications<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Here is a comparison of the GeoBlue plans:<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan Type<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Platinum<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Premium<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Plus<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Select<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Essential<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Lifetime Maximum<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<\/tr>\n<tr>\n<td>Deductible (Individual)<\/td>\n<td>$0<\/td>\n<td>$100<\/td>\n<td>$0<\/td>\n<td>$250<\/td>\n<td>$500<\/td>\n<\/tr>\n<tr>\n<td>Deductible (Family)<\/td>\n<td>$0<\/td>\n<td>$200<\/td>\n<td>$0<\/td>\n<td>$500<\/td>\n<td>$1,000<\/td>\n<\/tr>\n<tr>\n<td>Out-of-pocket Max (Individual)<\/td>\n<td>$0<\/td>\n<td>$600<\/td>\n<td>$0<\/td>\n<td>$1,500<\/td>\n<td>$3,000<\/td>\n<\/tr>\n<tr>\n<td>Out-of-pocket Max (Family)<\/td>\n<td>$0<\/td>\n<td>$1,200<\/td>\n<td>$0<\/td>\n<td>$3,000<\/td>\n<td>$6,000<\/td>\n<\/tr>\n<tr>\n<td>Visits to the Physician\u2019s Office<\/td>\n<td>100%<\/td>\n<td>100%<\/td>\n<td>100%<\/td>\n<td>90%<\/td>\n<td>90%<\/td>\n<\/tr>\n<tr>\n<td>Hospitalization Coverage<\/td>\n<td>100%<\/td>\n<td>90%<\/td>\n<td>100%<\/td>\n<td>90%<\/td>\n<td>90%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-67' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_Europe.png\" alt=\"Insurers recommendation blog banner Europe v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Europe - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations in Europe\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton eurecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\"\n            alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton eurecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Vumi: VIP Health Insurance for Expats in Finland<\/span><\/h3>\n<p><a href=\"https:\/\/www.vumigroup.com\/\"><span style=\"font-weight: 400;\">Vumi<\/span><\/a><span style=\"font-weight: 400;\"> offers four main international health insurance plans for expats in Finland. With <\/span><b>annual coverage ranging from USD $2,000,000 to unlimited<\/b><span style=\"font-weight: 400;\">, and <\/span><b>different deductible combinations for inside and outside the USA<\/b><span style=\"font-weight: 400;\"> to choose from, you\u2019ll have no problem finding the coverage just right for you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is a snapshot of the plans available, all money sums are in USD.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Access VIP<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Special VIP<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Universal VIP<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Absolute VIP<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Annual Coverage<\/td>\n<td>$2,000,000<\/td>\n<td>$5,000,000<\/td>\n<td>$7,000,000<\/td>\n<td>Unlimited<\/td>\n<\/tr>\n<tr>\n<td>Room Type<\/td>\n<td>Standard private room up to plan limit<\/td>\n<td>Standard private room up to plan limit<\/td>\n<td>Standard private room, unlimited<\/td>\n<td>Standard private room, unlimited<\/td>\n<\/tr>\n<tr>\n<td>Prescribed Medications<\/td>\n<td>$5,000<\/td>\n<td>$30,000<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<\/tr>\n<tr>\n<td>Nurse Care at Home<\/td>\n<td>$6,000<\/td>\n<td>$10,000<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<\/tr>\n<tr>\n<td>Surgery to Reduce the Risk of Cancer<\/td>\n<td>N\/A<\/td>\n<td>$25,000 per lifetime after a 12-month waiting period<\/td>\n<td>$30,000 per lifetime after a 12-month waiting period<\/td>\n<td>$30,000 per lifetime after a 12-month waiting period<\/td>\n<\/tr>\n<tr>\n<td>Organ\/tissue Transplant (Per Organ\/tissue)<\/td>\n<td>$300,000 per lifetime<\/td>\n<td>$500,000 per lifetime (with optional rider)<\/td>\n<td>$1,100,000 per lifetime<\/td>\n<td>$3,000,000 per lifetime<\/td>\n<\/tr>\n<tr>\n<td>Durable Medical Equipment<\/td>\n<td>$6,000<\/td>\n<td>$10,000<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<\/tr>\n<tr>\n<td>Physical Therapy and Rehabilitation<\/td>\n<td>Inpatient: Unlimited; Outpatient: $6,000<\/td>\n<td>Inpatient: Unlimited; Outpatient: $10,000<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<\/tr>\n<tr>\n<td>Emergency Transportation by Air Ambulance<\/td>\n<td>$40,000 (no deductible)<\/td>\n<td>$60,000 (no deductible)<\/td>\n<td>Unlimited (no deductible)<\/td>\n<td>Unlimited (no deductible)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The main features across all Vumi plans include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Age Limit:<\/b><span style=\"font-weight: 400;\"> New applicants must be 75 years old or below<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prescribed Medications while Hospitalized:<\/b><span style=\"font-weight: 400;\"> All plans cover prescribed inpatient medications without limit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Emergency Room:<\/b><span style=\"font-weight: 400;\"> All plans cover A&amp;E visits without limit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Physician and Specialist Visits:<\/b><span style=\"font-weight: 400;\"> All plans cover outpatient physician and specialist visits without limit, at the clinic or the insured\u2019s home<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Outpatient Surgery:<\/b><span style=\"font-weight: 400;\"> All plans provide unlimited coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Second Medical Opinion:<\/b><span style=\"font-weight: 400;\"> Second medical opinions are available with all plans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Emergency Transportation by Ground Ambulance:<\/b><span style=\"font-weight: 400;\"> All plans offer zero-deductible unlimited coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Alzheimer\u2019s Disease:<\/b><span style=\"font-weight: 400;\"> All plans cover all directly relevant outpatient expenses<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Bupa Global: Global Health Coverage for Expats in Finland<\/span><\/h3>\n<p><a href=\"https:\/\/www.bupaglobal.com\/\"><span style=\"font-weight: 400;\">Bupa Global<\/span><\/a><span style=\"font-weight: 400;\"> offers private health insurance plans for expats in Finland. These plans provide comprehensive coverage for medical expenses both within Finland and abroad. Below is an overview of the available plans, with money sums expressed in EUR \u20ac and USD $ (assuming USD $1 = EUR \u20ac0.9172):<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Major Medical<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Select<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Premier<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Elite<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Area of cover<\/td>\n<td>Worldwide or Worldwide without U.S.<\/td>\n<td>Worldwide or Worldwide without the U.S. or Europe<\/td>\n<td>Worldwide or Worldwide without the U.S. or Europe<\/td>\n<td>Worldwide or Worldwide without the U.S. or Europe<\/td>\n<\/tr>\n<tr>\n<td>Annual Limit<\/td>\n<td>\u20ac2,500,000 (approximately $2,892,800)<\/td>\n<td>\u20ac1,250,000 (approximately $1,446,400)<\/td>\n<td>\u20ac1,875,000 (approximately $2,169,600)<\/td>\n<td>\u20ac3,750,000 (approximately $4,339,200)<\/td>\n<\/tr>\n<tr>\n<td>Home Nursing<\/td>\n<td>30 days<\/td>\n<td>N\/A<\/td>\n<td>N\/A<\/td>\n<td>30 days<\/td>\n<\/tr>\n<tr>\n<td>Outpatient Prescribed Medicines<\/td>\n<td>N\/A<\/td>\n<td>Covered (with limit)<\/td>\n<td>Covered (with limit)<\/td>\n<td>Covered (with limit)<\/td>\n<\/tr>\n<tr>\n<td>Maternity<\/td>\n<td>N\/A<\/td>\n<td>N\/A<\/td>\n<td>N\/A<\/td>\n<td>Pregnancy and childbirth after the mother has been covered on this health plan for 10 months including pregnancy and childbirth complications and Cesarean section; limitations apply<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Major features common across all Bupa Global plans include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inpatient Room Type:<\/b><span style=\"font-weight: 400;\"> All plans cover standard private room accommodation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cancer Treatment:<\/b><span style=\"font-weight: 400;\"> Once cancer is diagnosed, Bupa Global will pay fees related specifically to planning and carrying out treatment for cancer, including tests, diagnostic imaging, consultations and prescribed medicines<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Medical Evacuation:<\/b><span style=\"font-weight: 400;\"> Reasonable transport costs to the nearest suitable place of treatment are covered, if the treatment needed is not available nearby<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Medical Repatriation:<\/b><span style=\"font-weight: 400;\"> This gives you the option of returning to your specified country of residence or specified country of nationality, so you can be treated in familiar surroundings, where the treatment you need is not available nearby<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Diagnostic Tests:<\/b><span style=\"font-weight: 400;\"> Bupa Global will pay for diagnostic tests, pathology, and radiology when recommended by your specialist when you are in the hospital<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">What is the overall quality of healthcare in Finland?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Finland\u2019s healthcare is highly regarded, with some of the world\u2019s best hospitals. Moreover, most facilities can provide services in English. However, common problems like long waiting times and insufficient funding affect Finland\u2019s public healthcare system like in many other places.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Do expats have access to public healthcare in Finland?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">National Health Insurance is an integral part of the Finnish social security system and is provided by Finland\u2019s <\/span><a href=\"https:\/\/www.kela.fi\/main-page\"><span style=\"font-weight: 400;\">Social Insurance Institution<\/span><\/a><span style=\"font-weight: 400;\">. In short, all permanent residents of Finland are covered by the country\u2019s NHI scheme, including expats working in Finland.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How much does international private health insurance typically cost in Finland?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">From our <\/span><a href=\"https:\/\/www.pacificprime.com\/cost-of-health-insurance-2023\/\"><span style=\"font-weight: 400;\">Cost of International Health Insurance Report 2023<\/span><\/a><span style=\"font-weight: 400;\">, the premium of individual international private medical insurance (IPMI) in Finland was USD $4,283 on average in 2022, and for family IPMI it was USD $11,811 on average.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In this article, we presented the top 10 health insurance providers in Finland, outlining the distinctive features of each. Our aim is to assist you by highlighting the differences between them. We believe you are now equipped to select the most suitable option to safeguard your health.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nonetheless, reputable health insurance insurers in Finland are not limited to these ten. Whether acquiring health insurance or any other insurance product, it is advisable to engage a knowledgeable broker who prioritizes your interests.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">expat health<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/family\/\"><span style=\"font-weight: 400;\">family health<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/maternity\/\"><span style=\"font-weight: 400;\">maternity<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/travel-insurance-and-short-term-health-insurance-for-expats\/\"><span style=\"font-weight: 400;\">travel<\/span><\/a><span style=\"font-weight: 400;\">, or other insurance needs, Pacific Prime possesses extensive expertise and global experience to customize a solution that fulfills your requirements, and fits your budget, all while ensuring the <\/span><b>best value for money<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And here\u2019s the icing on the cake: You can benefit from our advice and support <\/span><b>at no extra cost<\/b><span style=\"font-weight: 400;\">! So <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">contact us<\/span><\/a><span style=\"font-weight: 400;\"> for a consultation, quote, or a FREE no-obligation <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one\/\"><span style=\"font-weight: 400;\">plan comparison<\/span><\/a><span style=\"font-weight: 400;\"> today.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are thinking about moving to Finland, chances are Israel and Sweden are in your short list of potential destinations too. If so, we recommend that you read about the <a href=\"https:\/\/www.pacificprime.com\/blog\/top-israel-insurance-companies-expats.html\">top health insurers in Israel<\/a> and the <a href=\"https:\/\/www.pacificprime.com\/blog\/top-sweden-insurance-companies-expats.html\">top health insurers in Sweden<\/a> after reading this article.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The top health insurance companies for expats in Finland include David Shield, Cigna, AXA, William Russell, Allianz Care, IMG, and more. These providers offer comprehensive health insurance plans designed to meet the unique needs of expatriates, ensuring quality care and access to medical services in Finland and abroad. Expats in Finland often choose private health &#8230;<\/p>\n","protected":false},"author":63,"featured_media":20802,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-17436","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 10 Insurance Companies in Finland for Expats<\/title>\n<meta name=\"description\" content=\"David Shield, Cigna, AXA, and William Russell are among the top health insurers offering comprehensive plans for expats in Finland, ensuring access to quality care.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 10 Insurance Companies in Finland for Expats\" \/>\n<meta property=\"og:description\" content=\"David Shield, Cigna, AXA, and William Russell are among the top health insurers offering comprehensive plans for expats in Finland, ensuring access to quality care.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-02T11:49:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-26T13:02:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/ferris-wheel-and-buildings-by-the-water-in-helsinki-finland.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"731\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Martin Lee\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Martin Lee\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"14 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-finland-insurance-companies-expats.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-finland-insurance-companies-expats.html\"},\"author\":{\"name\":\"Martin Lee\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/4c81964f9e27fc4c28ae50db1505e935\"},\"headline\":\"Top 10 Health Insurance Providers for Expats in Finland\",\"datePublished\":\"2025-04-02T11:49:19+00:00\",\"dateModified\":\"2026-08-26T13:02:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-finland-insurance-companies-expats.html\"},\"wordCount\":2809,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-finland-insurance-companies-expats.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/ferris-wheel-and-buildings-by-the-water-in-helsinki-finland.webp\",\"articleSection\":[\"Expat Insurance\",\"Health\"],\"inLanguage\":\"en\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-finland-insurance-companies-expats.html\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-finland-insurance-companies-expats.html\",\"name\":\"Top 10 Insurance Companies in Finland for Expats\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-finland-insurance-companies-expats.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-finland-insurance-companies-expats.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/ferris-wheel-and-buildings-by-the-water-in-helsinki-finland.webp\",\"datePublished\":\"2025-04-02T11:49:19+00:00\",\"dateModified\":\"2026-08-26T13:02:09+00:00\",\"description\":\"David Shield, Cigna, AXA, and William Russell are among the top health insurers offering comprehensive plans for expats in Finland, ensuring access to quality care.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-finland-insurance-companies-expats.html#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-finland-insurance-companies-expats.html\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-finland-insurance-companies-expats.html#primaryimage\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/ferris-wheel-and-buildings-by-the-water-in-helsinki-finland.webp\",\"contentUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/ferris-wheel-and-buildings-by-the-water-in-helsinki-finland.webp\",\"width\":1300,\"height\":731,\"caption\":\"Image of Ferris Wheel And Buildings By The Water In Helsinki, Finland with text overlay of \\\"Health Insurance Providers for Expats in Finland\\\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-finland-insurance-companies-expats.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Top 10 Health Insurance Providers for Expats in Finland\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/\",\"name\":\"Pacific Prime's Blog\",\"description\":\"The Lighter Side Of Health Insurance\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\",\"name\":\"Pacific Prime\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/PP_logo-nonSlogan_blue-nonOutline.png\",\"contentUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/PP_logo-nonSlogan_blue-nonOutline.png\",\"width\":3314,\"height\":999,\"caption\":\"Pacific Prime\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pacificprime\",\"https:\\\/\\\/x.com\\\/ThePacificPrime\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/pacific-prime\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/4c81964f9e27fc4c28ae50db1505e935\",\"name\":\"Martin Lee\",\"description\":\"Martin is a writer and translator with over 10 years of experience. He writes articles and blog posts, creates infographics and videos, translates between Chinese and English, and more. Skilled at explaining complicated concepts in layman\u2019s terms, Martin believes the gold standard of translation is attained when the translated text is not only accurate, but also reads like an original text. Martin holds a degree in Economics from the University of London, UK. Since joining Pacific Prime, Martin has become even more aware of the gap between the true value of insurance products and most people\u2019s appreciation of it, and developed a passion for demystifying and simplifying matters, so that more people get the protection they need at a cost they can easily afford. In his free time, Martin attends concerts of various genres, and plays the violin with piano accompaniment he pre-recorded himself or played live by his niece.\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/author\\\/martin-lee\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Top 10 Insurance Companies in Finland for Expats","description":"David Shield, Cigna, AXA, and William Russell are among the top health insurers offering comprehensive plans for expats in Finland, ensuring access to quality care.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html","og_locale":"en_US","og_type":"article","og_title":"Top 10 Insurance Companies in Finland for Expats","og_description":"David Shield, Cigna, AXA, and William Russell are among the top health insurers offering comprehensive plans for expats in Finland, ensuring access to quality care.","og_url":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html","og_site_name":"Pacific Prime&#039;s Blog","article_publisher":"https:\/\/www.facebook.com\/pacificprime","article_published_time":"2025-04-02T11:49:19+00:00","article_modified_time":"2026-08-26T13:02:09+00:00","og_image":[{"width":1300,"height":731,"url":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/ferris-wheel-and-buildings-by-the-water-in-helsinki-finland.webp","type":"image\/webp"}],"author":"Martin Lee","twitter_misc":{"Written by":"Martin Lee","Est. reading time":"14 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html#article","isPartOf":{"@id":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html"},"author":{"name":"Martin Lee","@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/person\/4c81964f9e27fc4c28ae50db1505e935"},"headline":"Top 10 Health Insurance Providers for Expats in Finland","datePublished":"2025-04-02T11:49:19+00:00","dateModified":"2026-08-26T13:02:09+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html"},"wordCount":2809,"publisher":{"@id":"https:\/\/www.pacificprime.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html#primaryimage"},"thumbnailUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/ferris-wheel-and-buildings-by-the-water-in-helsinki-finland.webp","articleSection":["Expat Insurance","Health"],"inLanguage":"en"},{"@type":"WebPage","@id":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html","url":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html","name":"Top 10 Insurance Companies in Finland for Expats","isPartOf":{"@id":"https:\/\/www.pacificprime.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html#primaryimage"},"image":{"@id":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html#primaryimage"},"thumbnailUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/ferris-wheel-and-buildings-by-the-water-in-helsinki-finland.webp","datePublished":"2025-04-02T11:49:19+00:00","dateModified":"2026-08-26T13:02:09+00:00","description":"David Shield, Cigna, AXA, and William Russell are among the top health insurers offering comprehensive plans for expats in Finland, ensuring access to quality care.","breadcrumb":{"@id":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html#primaryimage","url":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/ferris-wheel-and-buildings-by-the-water-in-helsinki-finland.webp","contentUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/ferris-wheel-and-buildings-by-the-water-in-helsinki-finland.webp","width":1300,"height":731,"caption":"Image of Ferris Wheel And Buildings By The Water In Helsinki, Finland with text overlay of \"Health Insurance Providers for Expats in Finland\""},{"@type":"BreadcrumbList","@id":"https:\/\/www.pacificprime.com\/blog\/top-finland-insurance-companies-expats.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pacificprime.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Top 10 Health Insurance Providers for Expats in Finland"}]},{"@type":"WebSite","@id":"https:\/\/www.pacificprime.com\/blog\/#website","url":"https:\/\/www.pacificprime.com\/blog\/","name":"Pacific Prime's Blog","description":"The Lighter Side Of Health Insurance","publisher":{"@id":"https:\/\/www.pacificprime.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pacificprime.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/www.pacificprime.com\/blog\/#organization","name":"Pacific Prime","url":"https:\/\/www.pacificprime.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/PP_logo-nonSlogan_blue-nonOutline.png","contentUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/PP_logo-nonSlogan_blue-nonOutline.png","width":3314,"height":999,"caption":"Pacific Prime"},"image":{"@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pacificprime","https:\/\/x.com\/ThePacificPrime","https:\/\/www.linkedin.com\/company\/pacific-prime\/"]},{"@type":"Person","@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/person\/4c81964f9e27fc4c28ae50db1505e935","name":"Martin Lee","description":"Martin is a writer and translator with over 10 years of experience. He writes articles and blog posts, creates infographics and videos, translates between Chinese and English, and more. Skilled at explaining complicated concepts in layman\u2019s terms, Martin believes the gold standard of translation is attained when the translated text is not only accurate, but also reads like an original text. Martin holds a degree in Economics from the University of London, UK. Since joining Pacific Prime, Martin has become even more aware of the gap between the true value of insurance products and most people\u2019s appreciation of it, and developed a passion for demystifying and simplifying matters, so that more people get the protection they need at a cost they can easily afford. In his free time, Martin attends concerts of various genres, and plays the violin with piano accompaniment he pre-recorded himself or played live by his niece.","url":"https:\/\/www.pacificprime.com\/blog\/author\/martin-lee"}]}},"_links":{"self":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/17436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/users\/63"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/comments?post=17436"}],"version-history":[{"count":12,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/17436\/revisions"}],"predecessor-version":[{"id":30938,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/17436\/revisions\/30938"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/media\/20802"}],"wp:attachment":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/media?parent=17436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/categories?post=17436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/tags?post=17436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}