{"id":17424,"date":"2025-04-01T02:49:23","date_gmt":"2025-03-31T18:49:23","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=17424"},"modified":"2026-08-26T21:05:51","modified_gmt":"2026-08-26T13:05:51","slug":"top-japan-insurance-companies-expats","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/top-japan-insurance-companies-expats.html","title":{"rendered":"9 Best Health Insurance Providers for Expats in Japan"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Among the top insurance providers for expats in Japan are <strong>AXA, Bupa Global, Allianz Care, Cigna, William Russell, VUMI, IMG, DavidShield<\/strong>, and <strong>GeoBlue<\/strong>. These companies offer flexible, comprehensive health insurance plans specifically tailored for expatriates, providing coverage options that include inpatient care, outpatient treatments, emergency medical evacuation, maternity benefits, dental, optical, and more.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Each of these leading providers brings years of expertise in <a href=\"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-top-10-providers.html\">international health insurance<\/a>, ensuring expats in Japan have reliable and extensive coverage. Securing insurance through an experienced broker can also help you save money and find the best plan suited to your personal needs and budget.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This blog post will answer those questions for you. We\u2019ll introduce you to the 9 best providers for foreigners living in Japan, what their plans are, some of their benefits, and their plan maximum benefit limits. We\u2019ll also teach you why you should secure your insurance through a broker.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When you\u2019re ready to compare health insurance quotes, use our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">obligation-free quote generator<\/span><\/a><span style=\"font-weight: 400;\"> to see hundreds of plans side by side. And of course, you can <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">reach out to our insurance experts online<\/span><\/a><span style=\"font-weight: 400;\"> or by calling <a href=\"tel:+852-3113-1331\">+852-3113-1331<\/a>.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Top Health Insurance Companies in Japan for Expats<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20678 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/tokyo-cityscape-with-skyscrapers-and-elevated-highway.webp\" alt=\"Image of Tokyo Cityscape With Skyscrapers And Elevated Highway with text overlay of &quot;Health Insurance Companies in Japan for Expats&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/tokyo-cityscape-with-skyscrapers-and-elevated-highway.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/tokyo-cityscape-with-skyscrapers-and-elevated-highway-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/tokyo-cityscape-with-skyscrapers-and-elevated-highway-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/tokyo-cityscape-with-skyscrapers-and-elevated-highway-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/tokyo-cityscape-with-skyscrapers-and-elevated-highway-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The top 9 companies that provide international health insurance for expats in Japan are:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa Global<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/william-russell\/\"><span style=\"font-weight: 400;\">William Russell<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers\/vumi-health-insurance\/\"><span style=\"font-weight: 400;\">VUMI<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/img\/\"><span style=\"font-weight: 400;\">IMG<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.lat\/insurers\/david-shield-health-insurance\/\"><span style=\"font-weight: 400;\">David Shield\/Passport Card<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/blue-cross-blue-shield-global-solutions\/\"><span style=\"font-weight: 400;\">GeoBlue<\/span><\/a><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">These providers are not listed in any particular order, rather each offers spectacular coverage packages that allow expats to travel with peace of mind. Let\u2019s explore each company a little deeper.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-20' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_1.jpg\" alt=\"blog banner asia 1\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_1.jpg\" alt=\"blog banner asia 1\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. AXA Global Health Insurance Plans for Expats in Japan<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA Global<\/span><\/a><span style=\"font-weight: 400;\"> is one of the best providers for expats living in Japan. They offer five core plans: <\/span><b>Foundation<\/b><span style=\"font-weight: 400;\">, <\/span><b>Standard<\/b><span style=\"font-weight: 400;\">, <\/span><b>Comprehensive<\/b><span style=\"font-weight: 400;\">, <\/span><b>Prestige<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Prestige Plus<\/b><span style=\"font-weight: 400;\">. AXA reimburses over 80% of claims within 48 hours, and they provide day or night virtual consultations with a doctor anywhere in the world.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Foundation<\/b><span style=\"font-weight: 400;\"> is the plan for expats seeking the barest minimum coverage at an affordable price. Benefits cover inpatient hospital care, emergency care and transport, and testing.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Standard<\/b><span style=\"font-weight: 400;\"> is the most common plan for expats wanting basic coverage. This plan offers a maximum plan limit 10 times higher than Foundation, and it adds dental care benefits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Comprehensive<\/b><span style=\"font-weight: 400;\"> is the next step up for expats in Japan who also want to have coverage for outpatient care, chronic conditions, and vision benefits at a higher annual maximum limit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prestige<\/b><span style=\"font-weight: 400;\"> is the most all-inclusive plan that adds the last remaining benefits available from AXA, including maternity care and annual health checks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prestige Plus<\/b><span style=\"font-weight: 400;\"> offers all the same benefits as Prestige, but this is for expats who want the highest annual limit possible at $8,000,000, perfect for expats who expect high medical bills.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by AXA in Japan. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">AXA Health Insurance Benefits for Expats in Japan<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Benefit Type<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Coverage Offered<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Worldwide Coverage<\/td>\n<td>Included; Optional exclusion of U.S.<\/td>\n<\/tr>\n<tr>\n<td>Inpatient Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Outpatient Care<\/td>\n<td>Optional add-on for beginning plans; included with Comprehensive, Prestige, and Prestige Plus<\/td>\n<\/tr>\n<tr>\n<td>Emergency Medical Evacuation<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Emergency Transportation and Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Cancer Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Maternity Care<\/td>\n<td>Covered with Prestige and Prestige Plus<\/td>\n<\/tr>\n<tr>\n<td>Mental Health Care<\/td>\n<td>Not Covered<\/td>\n<\/tr>\n<tr>\n<td>Dental<\/td>\n<td>Covered with Standard, Comprehensive, Prestige, and Prestige Plus<\/td>\n<\/tr>\n<tr>\n<td>Optical<\/td>\n<td>Covered with Comprehensive, Prestige, and Prestige Plus<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of AXA\u2019s expat health insurance plans.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">AXA Plans &#8211; Annual Benefit Limits At-a-Glance<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Annual Benefit Limit<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Foundation<\/td>\n<td>$160,000<\/td>\n<\/tr>\n<tr>\n<td>Standard<\/td>\n<td>$1,600,000<\/td>\n<\/tr>\n<tr>\n<td>Comprehensive<\/td>\n<td>$2,400,000<\/td>\n<\/tr>\n<tr>\n<td>Prestige<\/td>\n<td>$3,200,000<\/td>\n<\/tr>\n<tr>\n<td>Prestige Plus<\/td>\n<td>$8,000,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for expats in Japan.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-66' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_Asia.png\" alt=\"Insurers recommendation blog banner Asia v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Asia - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations in Asia\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton asiarecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\"\n            alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton asiarecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. Bupa Global Insurance Options for Japan Expats<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa Global<\/span><\/a><span style=\"font-weight: 400;\"> is a top choice for expats in Japan because it offers an extensive medical network, a wide range of benefit levels, and coverage for a limited number of children at no additional cost. Bupa offers the <\/span><b>Major Medical<\/b><span style=\"font-weight: 400;\">, <\/span><b>Select<\/b><span style=\"font-weight: 400;\">, <\/span><b>Premier<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Elite <\/b><span style=\"font-weight: 400;\">plans. Bupa has over 80 years of experience.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bupa\u2019s Major Medical <\/b><span style=\"font-weight: 400;\">plan is for expats who only want coverage for unexpected medical emergencies and major medical expenses. This plan covers medical evacuation and repatriation, but it does not cover wellness or routine checks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bupa Select <\/b><span style=\"font-weight: 400;\">is for expats who only want coverage regionally in Japan instead of worldwide. This plan covers routine screenings, well checks, and medical evacuation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bupa Premier <\/b><span style=\"font-weight: 400;\">adds vaccinations, dental, and optical to the benefits of the Select plan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bupa Elite<\/b><span style=\"font-weight: 400;\"> is the most comprehensive option available, and it covers medical evacuation, repatriation, complementary therapies, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/maternity\/\"><span style=\"font-weight: 400;\">routine maternity care<\/span><\/a><span style=\"font-weight: 400;\">, and more.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by Bupa in Japan. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">Bupa Health Insurance Benefits for Expats in Japan<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Benefit Type<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Coverage Offered<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Worldwide Coverage<\/td>\n<td>Included with the Major Medical, Premier, and Elite plans<\/td>\n<\/tr>\n<tr>\n<td>Inpatient Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Outpatient Prescriptions<\/td>\n<td>Partial Coverage<\/td>\n<\/tr>\n<tr>\n<td>Emergency Medical Evacuation<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Emergency Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Cancer Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Maternity Care<\/td>\n<td>Only available with the Elite plan<\/td>\n<\/tr>\n<tr>\n<td>Mental Health Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Dental<\/td>\n<td>Available with the Premier and Elite plans<\/td>\n<\/tr>\n<tr>\n<td>Optical<\/td>\n<td>Available with the Premier and Elite plans<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of Bupa\u2019s expat health insurance plans.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">Bupa Plans &#8211; Annual Benefit Limits At-a-Glance<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Annual Benefit Limit<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Major Medical<\/td>\n<td>About $3,174,200<\/td>\n<\/tr>\n<tr>\n<td>Select<\/td>\n<td>About $1,587,100<\/td>\n<\/tr>\n<tr>\n<td>Premier<\/td>\n<td>About $2,380,600<\/td>\n<\/tr>\n<tr>\n<td>Elite<\/td>\n<td>About $4,761,300<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for expats in Japan.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-21' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_2.jpg\" alt=\"blog banner asia 2\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. Allianz Care International Insurance in Japan<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Allianz Care provides international health insurance for expats in Japan and over 75 other countries. Allianz\u2019s health plans include <\/span><b>Care<\/b><span style=\"font-weight: 400;\">, <\/span><b>Care Pro<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Care Plus<\/b><span style=\"font-weight: 400;\">. Allianz\u2019s coverage includes family-friendly solutions, an expansive global network, travel security services, and digital tools.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>Allianz Care plan<\/b><span style=\"font-weight: 400;\"> covers a semi-private hospital room, oncology, medical evacuation, nursing at home, rehabilitation, emergency outpatient care, and more.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>Allianz Care Plus plan<\/b><span style=\"font-weight: 400;\"> covers a private hospital room, all the same benefits as the Care plan, and additional emergency dental care.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>Allianz Care Pro plan<\/b><span style=\"font-weight: 400;\"> increases the benefit limits from the Care Plus plan and adds coverage for preventative surgery and laser eye treatment.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by Allianz Care in Japan. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">Allianz Care Health Insurance Benefits for Expats in Japan<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Benefit Type<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Coverage Offered<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Worldwide Coverage<\/td>\n<td>Included; Optional exclusion of the USA; Optional exclusive Africa coverage<\/td>\n<\/tr>\n<tr>\n<td>Inpatient Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Outpatient Care<\/td>\n<td>Optional add-on<\/td>\n<\/tr>\n<tr>\n<td>Emergency Medical Evacuation<\/td>\n<td>Optional add-on<\/td>\n<\/tr>\n<tr>\n<td>Emergency Transportation and Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Cancer Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Maternity Care<\/td>\n<td>Optional add-on available with Care Plus and Care Pro<\/td>\n<\/tr>\n<tr>\n<td>Mental Health Care<\/td>\n<td>Not Covered<\/td>\n<\/tr>\n<tr>\n<td>Dental<\/td>\n<td>Partial Coverage<\/td>\n<\/tr>\n<tr>\n<td>Optical<\/td>\n<td>Not Covered<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of Allianz\u2019s global medical insurance plans.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">Allianz Care Plans &#8211; Annual Benefit Limits At-a-Glance<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Annual Benefit Limit<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Care<\/td>\n<td>$2,500,000<\/td>\n<\/tr>\n<tr>\n<td>Care Plus<\/td>\n<td>$4,000,000<\/td>\n<\/tr>\n<tr>\n<td>Care Pro<\/td>\n<td>$5,000,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for expats in Japan.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-22' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_3.jpg\" alt=\"blog banner asia 3\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. Cigna Global Health Coverage for Expats in Japan<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna Global<\/span><\/a><span style=\"font-weight: 400;\"> offers international health insurance to expats in more than 50 languages and in over 200 territories, including Japan. Cigna is a world-renowned provider that offers unlimited annual limits with its most comprehensive <\/span><b>Platinum <\/b><span style=\"font-weight: 400;\">plan. Other plans include <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, <\/span><b>Gold,<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Close Care<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>Cigna Silver plan<\/b><span style=\"font-weight: 400;\"> is designed to provide the core medical benefits expats need in Japan. This includes coverage for inpatient and day patient care, palliative care, transplant services, mental and behavioral healthcare, and out-of-area emergency hospitalization care.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>Cigna Gold plan<\/b><span style=\"font-weight: 400;\"> adds benefits for emergency treatments, advanced imaging, rehabilitation, home nursing, treatment for obesity, and congenital conditions, to name a few.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>Cigna Platinum plan<\/b><span style=\"font-weight: 400;\"> provides full coverage for inpatient care, palliative care, transplant services, hospital accommodations for a parent or guardian, acupuncture, and much more.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by Cigna in Japan. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">Cigna Health Insurance Benefits for Expats in Japan<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Benefit Type<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Coverage Offered<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Worldwide Coverage<\/td>\n<td>Included; Optional inclusion or exclusion of the U.S.<\/td>\n<\/tr>\n<tr>\n<td>Inpatient Care<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Outpatient Prescriptions<\/td>\n<td>Partial Coverage<\/td>\n<\/tr>\n<tr>\n<td>Emergency Medical Evacuation<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Emergency Care<\/td>\n<td>Partial to Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Cancer Care<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Maternity Care<\/td>\n<td>No Coverage with the Silver and Close Care plans; Partial to Full Coverage with the Gold and Platinum plans<\/td>\n<\/tr>\n<tr>\n<td>Mental Health Care<\/td>\n<td>Partial to Full Coverage up to 30 &#8211; 90 days<\/td>\n<\/tr>\n<tr>\n<td>Dental<\/td>\n<td>Partial to Full Coverage as an optional benefit<\/td>\n<\/tr>\n<tr>\n<td>Optical<\/td>\n<td>Partial Coverage as an optional benefit<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">To help you understand the coverage levels offered by each type of plan, the following chart highlights the annual benefit limit available in each of Cigna\u2019s four plans.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">Cigna Global Plans &#8211; Annual Benefit Limits At-a-Glance<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Annual Benefit Limit<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Silver<\/td>\n<td>$1,000,000<\/td>\n<\/tr>\n<tr>\n<td>Gold<\/td>\n<td>$2,000,000<\/td>\n<\/tr>\n<tr>\n<td>Platinum<\/td>\n<td>Unlimited<\/td>\n<\/tr>\n<tr>\n<td>Close Care<\/td>\n<td>$500,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for expats in Japan.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-23' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_4.jpg\" alt=\"blog banner asia 4\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">5. William Russell Insurance Solutions for Japan Expats<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/william-russell\/\"><span style=\"font-weight: 400;\">William Russell<\/span><\/a><span style=\"font-weight: 400;\"> is one of the best insurance companies for expats living in Japan because they offer plans with extensive benefits, enhanced member services, and diverse insurance products. William Russell\u2019s health insurance plans are <\/span><b>Bronze<\/b><span style=\"font-weight: 400;\">, <\/span><b>SilverLite<\/b><span style=\"font-weight: 400;\">, <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Gold<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bronze<\/b><span style=\"font-weight: 400;\"> is a plan designed for expats only wanting coverage for outpatient services that are incurred after a discharge from the hospital. This is only to cover the most expensive healthcare services and minimal other benefits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>SilverLite<\/b><span style=\"font-weight: 400;\"> is the basic medical care package, but it lacks post-hospital outpatient services. Japan expats who don\u2019t expect to see the doctor frequently will appreciate this plan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Silver<\/b><span style=\"font-weight: 400;\"> is an insurance plan for expats in Japan who want comprehensive coverage with full outpatient services. This is William Russell\u2019s most popular plan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gold<\/b><span style=\"font-weight: 400;\"> offers the most coverage and benefit limits of them all. This is the only plan that includes maternity and basic dental services, in addition to the inpatient and outpatient benefits.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by William Russell in Japan. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">William Russell Health Benefits for Expats in Japan<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Benefit Type<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Coverage Offered<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Worldwide Coverage<\/td>\n<td>Included; options for regional coverage instead<\/td>\n<\/tr>\n<tr>\n<td>Inpatient Care<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Outpatient Care<\/td>\n<td>Partial to Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Emergency Medical Evacuation<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Emergency Transportation and Care<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Cancer Care<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Maternity Care<\/td>\n<td>No Coverage to Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Mental Health Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Dental<\/td>\n<td>Optional add-on<\/td>\n<\/tr>\n<tr>\n<td>Optical<\/td>\n<td>No Coverage<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of William Russell\u2019s global medical insurance plans.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">William Russell Plans &#8211; Annual Benefit Limits At-a-Glance<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Annual Benefit Limit<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Bronze<\/td>\n<td>$1,500,000 million<\/td>\n<\/tr>\n<tr>\n<td>SilverLite<\/td>\n<td>$1,500,000 million<\/td>\n<\/tr>\n<tr>\n<td>Silver<\/td>\n<td>$2,500,000 million<\/td>\n<\/tr>\n<tr>\n<td>Gold<\/td>\n<td>$5,000,000 million<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for expats in Japan.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-59' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-asia-bg.png');\n\n  }\n  div.banner-insurers-card-image img.bupa {\n    width: 50px;\n    height: 50px;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner Asia -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-asia-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for Asia<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton asiarecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"130\" height=\"130\" style=\"width: 70px; height: 70px;\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-bupa.png\" alt=\"Bupa\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Lifetime Renewal Possibilities<\/li>\n          <li>24\/7 Medical Help via Global Virtual Care<\/li>\n          <li>Direct Billing Options<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton asiarecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner Asia ends --><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">6. VUMI International Health Plans in Japan<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20680 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-tokyos-modern-city-skyline.webp\" alt=\"Image of Panoramic View Of Tokyo's Modern City Skyline with text overlay of &quot;VUMI International Health Plans in Japan&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-tokyos-modern-city-skyline.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-tokyos-modern-city-skyline-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-tokyos-modern-city-skyline-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-tokyos-modern-city-skyline-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-tokyos-modern-city-skyline-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers\/vumi-health-insurance\/\"><span style=\"font-weight: 400;\">VUMI<\/span><\/a><span style=\"font-weight: 400;\"> is a world-renowned health and travel insurance provider for expats worldwide. Their long-term medical plans are called Global Flex VIP plans, and they offer levels of coverage <\/span><b>Basic<\/b><span style=\"font-weight: 400;\">, <\/span><b>Standard<\/b><span style=\"font-weight: 400;\">, <\/span><b>Superior<\/b><span style=\"font-weight: 400;\">, <\/span><b>Ultra<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Total<\/b><span style=\"font-weight: 400;\">. Expats in Japan will love VUMI\u2019s exclusive medical network.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Global Flex VIP <\/span><b>Basic <\/b><span style=\"font-weight: 400;\">is for expats in Japan who only want to pay for the benefits they need. This plan has minimum healthcare coverage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Global Flex VIP <\/span><b>Standard <\/b><span style=\"font-weight: 400;\">is for expats in Japan who want foundational medical benefits but still at an affordable price.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Global Flex VIP <\/span><b>Superior<\/b><span style=\"font-weight: 400;\"> is for expatriates who want a compromise between the most comprehensive coverage and the most basic. It includes maternity and optical care, but not dental.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Global Flex VIP <\/span><b>Ultra<\/b><span style=\"font-weight: 400;\"> is the second most comprehensive plan for expats. This plan adds dental care to the package with an increased annual limit for the other benefits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Global Flex VIP <\/span><b>Total covers<\/b><span style=\"font-weight: 400;\"> maternity, dental, optical, therapy, palliative care, physical therapy and rehabilitation, and inpatient and outpatient care. This is the most advanced VUMI plan offered.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">VUMI is also known for its outstanding <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/maternity\/#:~:text=VUMI%20Expat%20Maternity%20Insurance\"><span style=\"font-weight: 400;\">expat maternity insurance<\/span><\/a><span style=\"font-weight: 400;\"> benefits that can be included in the Superior, Ultra, and Total plans. VUMI\u2019s maternity benefits are rare because they have as low as a 12-month waiting period.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">VUMI is also a favorite health insurance provider for expats in Japan because declared <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/pre-existing\/\"><span style=\"font-weight: 400;\">pre-existing medical conditions<\/span><\/a><span style=\"font-weight: 400;\"> may be covered in the Global Flex VIP plans.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by VUMI in Japan. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">VUMI Health Insurance Benefits for Expats in Japan<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Benefit Type<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Coverage Offered<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Worldwide Coverage<\/td>\n<td>Included; options to exclude the U.S.; options for exclusive coverage in Africa or Southeast Asia<\/td>\n<\/tr>\n<tr>\n<td>Inpatient Care<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Outpatient Care<\/td>\n<td>Partial to Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Emergency Medical Evacuation<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Emergency Transportation and Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Cancer Care<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Maternity Care<\/td>\n<td>Covered with Superior, Ultra, and Total<\/td>\n<\/tr>\n<tr>\n<td>Mental Health Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Dental<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Optical<\/td>\n<td>Optional Coverage with Standard, Superior, Ultra, and Total<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of VUMI\u2019s expat health insurance plans.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">VUMI Plans &#8211; Annual Benefit Limits At-a-Glance<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Global Flex VIP Plan<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Annual Benefit Limit<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Basic<\/td>\n<td>$3,000,000<\/td>\n<\/tr>\n<tr>\n<td>Standard<\/td>\n<td>$3,500,000<\/td>\n<\/tr>\n<tr>\n<td>Superior<\/td>\n<td>$4,000,000<\/td>\n<\/tr>\n<tr>\n<td>Ultra<\/td>\n<td>$4,500,000<\/td>\n<\/tr>\n<tr>\n<td>Total<\/td>\n<td>$5,000,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for expats in Japan.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-24' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_Asia_5.jpg\" alt=\"blog banner asia 5\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">7. IMG Global Medical Insurance for Japan Expats<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/img\/\"><span style=\"font-weight: 400;\">IMG<\/span><\/a><span style=\"font-weight: 400;\"> is one of the top health insurance providers because it offers diverse products, exceptional member service, and insurance solutions for individuals, families, businesses, students, and more. Japan expats can choose from four coverage levels: <\/span><b>Bronze<\/b><span style=\"font-weight: 400;\">, <\/span><b>Silver<\/b><span style=\"font-weight: 400;\">, <\/span><b>Gold<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Platinum<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IMG\u2019s <\/span><b>Bronze <\/b><span style=\"font-weight: 400;\">plan offers basic health coverage with benefits for inpatient care surgeries, physical therapy, outpatient visits and surgeries, prescription drugs, emergency ambulance, and evacuation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IMG\u2019s <\/span><b>Silver<\/b><span style=\"font-weight: 400;\"> plan includes many of the same benefits as Bronze at an increased value.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IMG\u2019s <\/span><b>Gold<\/b><span style=\"font-weight: 400;\"> plan fully covers many of the inpatient and outpatient benefits that Bronze and Silver only partially cover. It also includes an up-to-lifetime maximum for emergency evacuation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IMG\u2019s <\/span><b>Platinum<\/b><span style=\"font-weight: 400;\"> plan is the most comprehensive with the highest benefit amounts. It is also the only plan with maternity care, newborn care, congenital disorders, and newborn wellness coverage.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by IMG in Japan. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">IMG Health Insurance Benefits for Expats in Japan<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Benefit Type<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Coverage Offered<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Worldwide Coverage<\/td>\n<td>Included; optional regional coverage instead<\/td>\n<\/tr>\n<tr>\n<td>Inpatient Care<\/td>\n<td>Partial to Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Outpatient Care<\/td>\n<td>Partial to Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Emergency Medical Evacuation<\/td>\n<td>Covered up to the maximum limit<\/td>\n<\/tr>\n<tr>\n<td>Emergency Transportation and Care<\/td>\n<td>Partial to Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Cancer Care<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Maternity Care<\/td>\n<td>Included with Platinum<\/td>\n<\/tr>\n<tr>\n<td>Mental Health Care<\/td>\n<td>No Coverage<\/td>\n<\/tr>\n<tr>\n<td>Dental<\/td>\n<td>Optional add-on<\/td>\n<\/tr>\n<tr>\n<td>Optical<\/td>\n<td>Optional add-on<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of IMG\u2019s international medical coverage plans.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">IMG Plans &#8211; Annual Benefit Limits At-a-Glance<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Annual Benefit Limit<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Bronze<\/td>\n<td>$1,000,000<\/td>\n<\/tr>\n<tr>\n<td>Silver<\/td>\n<td>$5,000,000<\/td>\n<\/tr>\n<tr>\n<td>Gold<\/td>\n<td>$5,000,000<\/td>\n<\/tr>\n<tr>\n<td>Platinum<\/td>\n<td>$8,000,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for expats in Japan.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">8. DavidShield Health Insurance for Expats in Japan<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.lat\/insurers\/david-shield-health-insurance\/\"><span style=\"font-weight: 400;\">DavidShield<\/span><\/a><span style=\"font-weight: 400;\"> is another leading health insurance provider for international expats living in Japan. DavidShield Global is renowned for its customers being able to get healthcare services without paying out-of-pocket fees or having to submit claim forms. Their health plans can have U.S. coverage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DavidShield is sometimes also known for its product Passport Card.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>Passport Card Global Plan Excluding the U.S.<\/b><span style=\"font-weight: 400;\"> is a plan that includes comprehensive coverage like the Relocation Worldwide plan, but it does not provide coverage for treatments offered in the United States.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>Passport Card Relocation Worldwide<\/b><span style=\"font-weight: 400;\"> offers worldwide benefits with inpatient care, emergency evacuation, mental health, maternity and pregnancy care, infant and child care, and even coverage for <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/pre-existing\/\"><span style=\"font-weight: 400;\">pre-existing medical conditions<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>Insurance in Israel<\/b><span style=\"font-weight: 400;\"> plan is a health insurance plan designed specifically for expats who want medical coverage while living in Israel.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by DavidShield\/Passport Card in Japan. Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">DavidShield Health Insurance Benefits for Expats in Japan<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Benefit Type<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Coverage Offered<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Worldwide Coverage<\/td>\n<td>Included in the Worldwide plan<\/td>\n<\/tr>\n<tr>\n<td>Inpatient Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Outpatient Care<\/td>\n<td>Partial Coverage<\/td>\n<\/tr>\n<tr>\n<td>Emergency Medical Evacuation<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Emergency Transportation and Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Cancer Care<\/td>\n<td>Not Covered<\/td>\n<\/tr>\n<tr>\n<td>Maternity Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Mental Health Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Dental<\/td>\n<td>Not Covered<\/td>\n<\/tr>\n<tr>\n<td>Optical<\/td>\n<td>Not Covered<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Below is a summary of the annual benefit limits for each DavidShield plan.\u00a0<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">DavidShield Plans &#8211; Annual Benefit Limits At-a-Glance<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Annual Benefit Limit<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Passport Card Global Plan Excluding the U.S.<\/td>\n<td>About $4,100,000<\/td>\n<\/tr>\n<tr>\n<td>Passport Card Relocation Worldwide<\/td>\n<td>$5,000,000<\/td>\n<\/tr>\n<tr>\n<td>Insurance in Israel<\/td>\n<td>About $4,100,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">To get a quote for these plans, use our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\"> or<\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\"> talk to one of our insurance experts<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">9. GeoBlue Medical Insurance for US Expats in Japan<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20681 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/chiyoda-city-skyline-in-tokyo-featuring-modern-architecture.webp\" alt=\"Image of Chiyoda City Skyline In Tokyo Featuring Modern Architecture with text overlay of &quot;GeoBlue Medical Insurance for US Expats in Japan&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/chiyoda-city-skyline-in-tokyo-featuring-modern-architecture.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/chiyoda-city-skyline-in-tokyo-featuring-modern-architecture-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/chiyoda-city-skyline-in-tokyo-featuring-modern-architecture-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/chiyoda-city-skyline-in-tokyo-featuring-modern-architecture-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/chiyoda-city-skyline-in-tokyo-featuring-modern-architecture-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/blue-cross-blue-shield-global-solutions\/\"><span style=\"font-weight: 400;\">GeoBlue<\/span><\/a><span style=\"font-weight: 400;\"> is a strong health insurance provider for U.S. expats living in Japan because they have flexible <\/span><b>Xplorer <\/b><span style=\"font-weight: 400;\">options for coverage in Japan, within the U.S., excluding the U.S., or any combination you need. Their <\/span><b>Voyager <\/b><span style=\"font-weight: 400;\">and <\/span><b>Trekker <\/b><span style=\"font-weight: 400;\">travel insurance plans work great for individuals and groups.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Xplorer Essential<\/b><span style=\"font-weight: 400;\"> is best for expats who don\u2019t need coverage in the U.S. while living abroad. If you intend to return to the U.S. for short trips only, this plan has an optional U.S. coverage add-on.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Xplorer Premier<\/b><span style=\"font-weight: 400;\"> is best for U.S. residents living out of the country for at least 3 months of the year and who want comprehensive coverage within the U.S. for up to 9 months of the year. Flexible options allow coverage in the U.S. and Japan as you travel back and forth.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Voyager Choice<\/b><span style=\"font-weight: 400;\"> is a medical travel insurance plan that covers individuals for a single trip up to 182 days. Voyager also has group options for 5 or more people with coverage for up to 6 months outside the U.S.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Trekker Choice<\/b><span style=\"font-weight: 400;\"> is a medical travel insurance plan with multi-trip coverage for an unlimited number of trips in a year for the first 70 days of each trip. You must be a citizen or legal resident of the U.S. to qualify.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Here\u2019s a list of benefits offered by GeoBlue that apply in Japan (there are separate benefits specific to coverage within the U.S.). Benefit amounts vary depending on your chosen international health insurance plan.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">GeoBlue Health Insurance Benefits for Expats in Japan<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Benefit Type<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Coverage Offered<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Worldwide Coverage<\/td>\n<td>Included; coverage within the U.S. is optional<\/td>\n<\/tr>\n<tr>\n<td>Inpatient Care<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Outpatient Care<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td>Emergency Medical Evacuation<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Emergency Transportation and Care<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Cancer Care<\/td>\n<td>Not Covered<\/td>\n<\/tr>\n<tr>\n<td>Maternity Care<\/td>\n<td>Optional add-on<\/td>\n<\/tr>\n<tr>\n<td>Mental Health Care<\/td>\n<td>High Coverage<\/td>\n<\/tr>\n<tr>\n<td>Dental<\/td>\n<td>Covered<\/td>\n<\/tr>\n<tr>\n<td>Optical<\/td>\n<td>Optional add-on<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The next chart shows you the annual benefits limit for each of GeoBlue\u2019s expat health insurance plans that cater to the needs of U.S. expats abroad.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"2\">\n<h4 style=\"text-align: center;\">GeoBlue Plans &#8211; Annual Benefit Limits At-a-Glance<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Plan<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Annual Benefit Limit<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Xplorer Essential<\/td>\n<td>$1,000,000<\/td>\n<\/tr>\n<tr>\n<td>Xplorer Premier<\/td>\n<td>Unlimited<\/td>\n<\/tr>\n<tr>\n<td>Voyager<\/td>\n<td>$50,000 Accidental Death and<\/p>\n<p>Dismemberment Max Benefit<\/td>\n<\/tr>\n<tr>\n<td>Trekker<\/td>\n<td>$25,000 Accidental Death and<\/p>\n<p>Dismemberment Max Benefit<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Compare quotes for each of these plans by plugging in your travel plans and needs in our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">online insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\">. This is an obligation-free resource for expats in Japan.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Why Expats in Japan Should Use an Insurance Broker<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Expats should consider getting their global health insurance through a broker instead of through the insurer directly. This is because <\/span><b>brokers can help you save money<\/b><span style=\"font-weight: 400;\">, compare more plans, expand your understanding of what to look for in a plan and impart their industry-specific knowledge to you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-insurance-why-use-a-broker.html#:~:text=Why%20Expats%20and%20Travelers%20Should%20Use%20a%20Broker%20to%20Buy%20Insurance\"><span style=\"font-weight: 400;\">benefits of using a broker as an expat<\/span><\/a><span style=\"font-weight: 400;\"> are quite extensive and at the bare minimum worth looking into. Feel free to <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">contact our team<\/span><\/a><span style=\"font-weight: 400;\"> with any questions you may have on the matter.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">What are the best health insurance providers for expats in Japan?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Top health insurance providers for expats in Japan include AXA, Cigna Global, and Allianz Care. These companies offer comprehensive coverage, direct billing with many hospitals, and English-speaking customer service, making them suitable for non-Japanese speakers.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How do I choose the right insurance plan in Japan as an expat?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">When choosing an insurance plan in Japan, consider factors like coverage for pre-existing conditions, network of hospitals, direct billing options, and customer service availability in English. Compare plans from providers like DavidShield, GeoBlue, and Bupa to find the best fit for your needs.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What is the cost of health insurance for expats in Japan?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The cost of health insurance for expats in Japan varies based on factors like age, health condition, and coverage level. On average, premiums can range from USD $150 to $400 per month. IMG, William Russel, and Allianz Care offer a range of plans with different pricing options.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Do insurance providers in Japan cover COVID-19 treatment for expats?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Most top insurance providers in Japan include coverage for COVID-19 treatment in their health insurance plans for expats. It&#8217;s important to review the specific terms and conditions of each policy to understand the extent of coverage offered. AXA, Cigna, and GeoBlue are providers with COVID coverage.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">We\u2019ve now discussed the top 9 insurance companies in Japan for expats and foreigners. If you haven\u2019t already, check out our <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/\"><span style=\"font-weight: 400;\">insurance quote generator<\/span><\/a><span style=\"font-weight: 400;\"> to start comparing premiums and plans yourself.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You should also read our blog posts with the <a href=\"https:\/\/www.pacificprime.com\/blog\/top-south-korea-insurance-companies-expats.html\">top insurance companies in South Korea<\/a> and <a href=\"https:\/\/www.pacificprime.com\/blog\/top-oman-insurance-companies-expats.html\">Oman<\/a>.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Among the top insurance providers for expats in Japan are AXA, Bupa Global, Allianz Care, Cigna, William Russell, VUMI, IMG, DavidShield, and GeoBlue. These companies offer flexible, comprehensive health insurance plans specifically tailored for expatriates, providing coverage options that include inpatient care, outpatient treatments, emergency medical evacuation, maternity benefits, dental, optical, and more. Each of &#8230;<\/p>\n","protected":false},"author":54,"featured_media":20677,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-17424","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 9 Insurance Companies in Japan for Expats<\/title>\n<meta name=\"description\" content=\"Get to know the 9 best health insurance providers in Japan for expats, including AXA, Cigna, and Bupa. See plan comparisons and learn how using a broker can help you save significantly.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/top-japan-insurance-companies-expats.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 9 Insurance Companies in Japan for Expats\" \/>\n<meta property=\"og:description\" content=\"Get to know the 9 best health insurance providers in Japan for expats, including AXA, Cigna, and Bupa. See plan comparisons and learn how using a broker can help you save significantly.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/top-japan-insurance-companies-expats.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-31T18:49:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-26T13:05:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/yokohama-skyline-and-christmas-tree-at-red-brick-warehouse-by-the-water.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"731\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Serena Fung\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Serena Fung\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"17 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-japan-insurance-companies-expats.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-japan-insurance-companies-expats.html\"},\"author\":{\"name\":\"Serena Fung\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/28ca51ef3d01177132923253f8b13623\"},\"headline\":\"9 Best Health Insurance Providers for Expats in Japan\",\"datePublished\":\"2025-03-31T18:49:23+00:00\",\"dateModified\":\"2026-08-26T13:05:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-japan-insurance-companies-expats.html\"},\"wordCount\":3635,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-japan-insurance-companies-expats.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/yokohama-skyline-and-christmas-tree-at-red-brick-warehouse-by-the-water.webp\",\"articleSection\":[\"Expat Insurance\",\"Health\"],\"inLanguage\":\"en\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-japan-insurance-companies-expats.html\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-japan-insurance-companies-expats.html\",\"name\":\"Top 9 Insurance Companies in Japan for Expats\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-japan-insurance-companies-expats.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-japan-insurance-companies-expats.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/yokohama-skyline-and-christmas-tree-at-red-brick-warehouse-by-the-water.webp\",\"datePublished\":\"2025-03-31T18:49:23+00:00\",\"dateModified\":\"2026-08-26T13:05:51+00:00\",\"description\":\"Get to know the 9 best health insurance providers in Japan for expats, including AXA, Cigna, and Bupa. 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