{"id":15867,"date":"2024-06-24T22:19:19","date_gmt":"2024-06-24T14:19:19","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=15867"},"modified":"2024-07-25T20:27:11","modified_gmt":"2024-07-25T12:27:11","slug":"high-cost-providers-china","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/high-cost-providers-china.html","title":{"rendered":"High-Cost Providers in China for Expats"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Many private hospitals categorized as high-cost providers (HCPs) are favored by foreign expatriates, medical tourists, and affluent Chinese individuals due to the reputation and exemplary services these facilities provide.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">High-cost providers are likely to be found in major cities for expats and internationals such as <a href=\"https:\/\/www.pacificprime.com\/blog\/best-hospitals-in-beijing-for-expats.html\">Beijing<\/a>, <a href=\"https:\/\/www.pacificprime.com\/blog\/shanghai-best-hospitals-expats-china.html\">Shanghai<\/a>, and <a href=\"https:\/\/www.pacificprime.com\/blog\/best-hospitals-in-shenzhen-for-expats.html\">Shenzhen<\/a>. Accessing any services from them can leave your pocket empty, only without securing <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Wonder what are the differences between HCPs\/Non-HCPs? Are you unsure how the difference influences your decision when securing health insurance?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this <\/span><a href=\"http:\/\/www.pacificprime.com\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> article, you will learn the reason China has categorized private hospitals into HCPs and non-HCPs, how you can access these facilities as an expat with international health insurance and the considerations when securing coverage for any treatments and services in HCPs.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What is a High-Cost Provider (HCP)?<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-15869 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/medical-consultation-at-a-private-hospital-in-china.webp\" alt=\"Image of Medical Consultation At A Private Hospital In China with text overlay of &quot;What is a High-Cost Provider (HCP)&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/medical-consultation-at-a-private-hospital-in-china.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/medical-consultation-at-a-private-hospital-in-china-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/medical-consultation-at-a-private-hospital-in-china-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/medical-consultation-at-a-private-hospital-in-china-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/medical-consultation-at-a-private-hospital-in-china-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">High-cost providers are essentially private hospitals that charge more than an average private hospital for added level of services like <a href=\"https:\/\/www.pacificprime.com\/blog\/english-speaking-healthcare-providers-china.html\">English-speaking staff<\/a>, personalization of healthcare experiences, and reputation of the medical experts or the particular service model that the facility follows.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The existence of high-cost providers significantly influences your health insurance decisions. When you select a private hospital that is categorized as a high-cost provider, your health insurance carrier is likely to charge a premium that is <\/span><b>15-35% higher<\/b><span style=\"font-weight: 400;\"> than coverage for regular providers during enrollment.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-25' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_1.jpg\" alt=\"Blog Banner China 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Healthcare System in China<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">China&#8217;s healthcare system consists of the public and private sectors, and most of the population is covered by public health insurance. The central government sets national health legislation and local governments are responsible for providing health care services to their residents.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For expats, access to public health insurance depends on factors like residency status and place of employment. Some rural areas may not cover foreign residents under public plans. The public healthcare system is also associated with long wait times and potentially low standards of care.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As a result, most expats opt to purchase private international medical insurance. This helps cover expensive out-of-pocket expenses. Additionally, private hospitals cater more directly to expat needs through multilingual staff and sophisticated equipment.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Emergence of High-Cost Providers<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The emergence of high-cost providers can be attributed to these reasons \u2013\u00a0 demand from wealthy patients, healthcare reform, underfunding of public hospitals, fee-for-service system, and regional disparities.<\/span><\/p>\n<p><b>Demand from Wealthy Patients: <\/b><span style=\"font-weight: 400;\">Rapid economic growth created a large affluent class seeking private, premium care. HCPs catered to this demand with VIP treatment and perceived superior quality.<\/span><\/p>\n<p><b>Healthcare Reform:<\/b><span style=\"font-weight: 400;\"> China has set to promote the development of private hospitals, and encourage hospitals to cooperate with their private counterparts in developing <\/span><a href=\"https:\/\/www.ncbi.nlm.nih.gov\/pmc\/articles\/PMC8367124\/#:~:text=IPHC%20is%20a%20novel%20application,prescriptions%2C%20remote%20consultations%2C%20and%20various\"><span style=\"font-weight: 400;\">Internet Plus Healthcare models<\/span><\/a><span style=\"font-weight: 400;\"> and carrying out remote medicare services.<\/span><\/p>\n<p><b>Underfunding of Public Hospitals:<\/b><span style=\"font-weight: 400;\"> Years of low government healthcare spending left public hospitals under-resourced. HCPs filled the gap by investing in advanced technology and specialist training.<\/span><\/p>\n<p><b>Fee-for-Service System:<\/b><span style=\"font-weight: 400;\"> China relies heavily on out-of-pocket payments, incentivizing over-testing and procedure-based bills. This enabled HCPs to profit through high markups and doctors&#8217; commissions.<\/span><\/p>\n<p><b>Regional Disparities:<\/b><span style=\"font-weight: 400;\"> Greater investment flowed to major cities, allowing their private hospitals to charge much higher fees than rural counterparts for the &#8220;premium&#8221; of an urban address.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-75' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_China.png\" alt=\"Insurers recommendation blog banner China v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner China - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations for China\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"msh\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-msh.png\"\n            alt=\"MSH\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>24\/7 Member Support<\/li>\n          <li>Vast Medical Network<\/li>\n          <li>Customizable Benefits<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How Do You Know if a Facility is a High-Cost Provider (HCP) or not?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">It is true that every HCP charges patients a price comparatively higher than non-HCPs, for instance, consultations and procedures are two to three times higher than average rates, but whether or not the facility is an HCP ultimately depends on insurance providers themselves.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some significant signs of a facility being an HCP are the hospital <\/span><b>being a specialty hospital, being located in a top-tier city, and sky-high treatment prices.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Medical treatment in China can be prohibitively expensive, insurers therefore create a list of what they consider to be HCPs, and you will need to pay a higher premium if you wish to be covered at these expensive high-end medical facilities.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Each insurer has its own HCP list, and these can and are updated at any time. A good example is United Family hospitals and clinics in Shanghai have exited the list of HCPs in <a href=\"https:\/\/www.pacificprime.com\/blog\/msh-international-expat-health-coverage-china.html\">MSH International<\/a>\u2019s list.<\/span><\/p>\n<table style=\"border-color: black;\" border=\"1\">\n<tbody>\n<tr>\n<td>Case Study<\/p>\n<p>Starting from October 1, 2021, Shanghai United Family Hospital and clinics will be removed from the list of High-Cost providers in MSH insurance plans, effective after October 1, 2021. The removal of the hospital from the HCP list enabled MSH International to cover medically necessary L-CAR cell immunotherapy.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-weight: 400;\">Accessing Services at High-Cost Providers (HCPs)<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The most rational way to access services at high-cost providers is through health insurance, and HCPs are so expensive that you would never want to be paying the bill out-of-pocket. With that said, it is still considerably pricey even though paying insurance premiums only.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s why you would need to control your medical costs to ensure that you have access to necessary services without paying for services that are not necessities.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-28' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_4.jpg\" alt=\"Blog Banner China 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Controlling Your Medical Cost<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">To control your medical cost, the first question that you need to consider is: <\/span><b>do you want to access the HCP network?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">If not, then you can secure health insurance with a discounted premium of 15 to 35% depending on the insurer, probably on the higher edge of the spectrum at around 25%.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For those who want to access the HCP network, there are two ways to do it. The most popular option (84% of expats choose this option) is a <\/span><b>20% copayment<\/b><span style=\"font-weight: 400;\"> to the cost of treatment received at HCP facilities, and receive a discount on the premium on the middle to lower edge of the spectrum at 15 to 20%.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This option makes the most sense because only HCPs that provide specialty treatment are demanded by the general population. Other than that, statistics do not reliably show HCPs improving medical outcomes.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The remaining 16% of the expat population, mostly from Beijing, choose to pay for full coverage for HCPs. This is because there are not many quality treatment facilities nearby that fall under the category of non-HCPs, so they are likely going to visit an HCP hospital or clinic.<\/span><\/p>\n<p><b>Note: <\/b><span style=\"font-weight: 400;\">Adding a deductible is not a popular option in China as it complicates the direct billing process with hospitals and clinics. Expats prefer convenience and avoid potential hassles while enjoying pretty much the same price reduction.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-60' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-china-bg.png');\n\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner China -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-china-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for China<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"130\" height=\"130\" style=\"width: 50px; height: 50px;\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-msh.png\" alt=\"MSH\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>24\/7 Member Support<\/li>\n          <li>Vast Medical Network<\/li>\n          <li>Customizable Benefits<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner China ends --><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Advantages of Working with a Broker to Secure Health Insurance\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">One of the benefits you get from working with a broker is you can receive unbiased advice on plan recommendations and price <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one\/\"><span style=\"font-weight: 400;\">comparisons<\/span><\/a><span style=\"font-weight: 400;\">. Brokers, as an intermediary, do not work for a particular insurer so we have the advantage of providing you potential options across worldwide insurers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, no extra costs will be incurred when using broker services. Broker\u2019s plans are sold at market price or lower. Without paying a penny, you will have your inquiries promptly addressed, and your <\/span><a href=\"https:\/\/www.pacificprime.com\/claims-center\/claims-forms-for-thailand\/\"><span style=\"font-weight: 400;\">claims process<\/span><\/a><span style=\"font-weight: 400;\"> assisted. They are always on their clients\u2019 side when dealing with insurers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Finding the perfect health insurance solution for your requirements can be challenging. The vast information available in the market and on the Internet is overwhelming. With the assistance of an insurance expert can streamline the complicated process and give you peace of mind.<\/span><\/p>\n<p><span style=\"font-size: 16px;\"><div class='code-block code-block-27' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_3.jpg\" alt=\"Blog Banner China 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">How can I tell if a hospital is considered a high-cost provider?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The best signs are if it&#8217;s a private hospital, specialty hospital, or located in a top-tier city. You can also check pricing online \u2013 if consultations and procedures are 2-3x higher than average rates, it&#8217;s likely an HCP. You can also consult your insurer or broker for the list of HCPs.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Will my international health insurance cover treatment at HCPs?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">It depends on the plan, but generally, HCP costs are excluded from basic public and commercial insurance in China. Some expat plans may cover part of HCP bills but expect deductibles and copayments to be much higher than at public hospitals.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">If I want to use an HCP, how can I control medical costs?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ask for quotes and itemized bills upfront, negotiate if possible, and avoid unnecessary tests or long hospital stays. Using HCPs only when truly requiring their specialty services can save money versus making them your primary provider.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-29' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_5.jpg\" alt=\"Blog Banner China 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Accessing treatment from high-cost providers can be costly. It is important to research your preferred service provider based on your location and preference. After all, HCP is more about your hospital experience than improving the actual medical outcome.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With all the available insurers for health insurance coverage in China and their respective list of HCP\/non-HCP providers, it is difficult for you to compare them and make informed decisions on which to secure. <\/span><b>And this is why you might consider working with a broker.<\/b><\/p>\n<p><a href=\"http:\/\/www.pacificprime.com\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> is a reputed and experienced broker who provides insurance solutions to individuals and families with unique needs. Our team of expert advisors can offer you a detailed comparison of insurance plans, and get you <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one\/\"><span style=\"font-weight: 400;\">quoted<\/span><\/a><span style=\"font-weight: 400;\"> from<\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/\"><span style=\"font-weight: 400;\"> international and trusted insurers<\/span><\/a><span style=\"font-weight: 400;\"> like <a href=\"https:\/\/www.pacificprime.com\/blog\/cigna-insurance-in-china.html\">Cigna<\/a> for your budget.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact us<\/span><\/a><span style=\"font-weight: 400;\"> today to get insured in China!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you start a family and want to ensure the healthy growth of your child, feel free to learn more about how to do so with our article on <a href=\"https:\/\/www.pacificprime.com\/blog\/parenthood-pediatric-care-china-expats.html\">Parenthood and Pediatric Care in China for Expats<\/a>.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-26' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_2.jpg\" alt=\"Blog Banner China 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Many private hospitals categorized as high-cost providers (HCPs) are favored by foreign expatriates, medical tourists, and affluent Chinese individuals due to the reputation and exemplary services these facilities provide. High-cost providers are likely to be found in major cities for expats and internationals such as Beijing, Shanghai, and Shenzhen. Accessing any services from them can &#8230;<\/p>\n","protected":false},"author":72,"featured_media":15868,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-15867","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>High-Cost Providers in China for Expats<\/title>\n<meta name=\"description\" content=\"Find out how you can access high-cost providers in China for an exceptional hospital experience without paying huge sums with health insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/high-cost-providers-china.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"High-Cost Providers in China for Expats\" \/>\n<meta property=\"og:description\" content=\"Find out how you can access high-cost providers in China for an exceptional hospital experience without paying huge sums with health insurance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/high-cost-providers-china.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-24T14:19:19+00:00\" \/>\n<meta property=\"article:modified_time\" 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