{"id":15862,"date":"2024-06-24T21:52:54","date_gmt":"2024-06-24T13:52:54","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=15862"},"modified":"2024-11-14T19:40:40","modified_gmt":"2024-11-14T11:40:40","slug":"ping-an-expat-health-coverage-china","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/ping-an-expat-health-coverage-china.html","title":{"rendered":"Ping An Expat Health Coverage for China"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">As one of the leading insurers in China, Ping An Insurance offers a variety of health insurance solutions for expats across China, from high-end individual medical benefits to specialized health management services.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you an expat in <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-china\/\"><span style=\"font-weight: 400;\">China <\/span><\/a><span style=\"font-weight: 400;\">in need of health coverage? In this article, we will take a look at <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-ping-an\/\"><span style=\"font-weight: 400;\">Ping An expat health <\/span><\/a><span style=\"font-weight: 400;\">coverage in China as well as why Ping An is one of the <a href=\"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html\">top insurers for expats in China<\/a>.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">About Ping An Insurance in China<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-15864 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/shanghai-city-skyline-under-a-blue-daytime-sky.webp\" alt=\"Image of Shanghai City Skyline Under A Blue Daytime Sky with text overlay of &quot;Ping An Insurance in China&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/shanghai-city-skyline-under-a-blue-daytime-sky.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/shanghai-city-skyline-under-a-blue-daytime-sky-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/shanghai-city-skyline-under-a-blue-daytime-sky-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/shanghai-city-skyline-under-a-blue-daytime-sky-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/shanghai-city-skyline-under-a-blue-daytime-sky-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Ping An Insurance was founded in 1988 in Shenzhen. As a holding conglomerate in China, Ping An Insurance primarily focuses on insurance, healthcare, investment, banking, and auto services. Leveraging its many subsidiaries, Ping An can offer expats extensive coverage over multiple sectors.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As one of the largest and most prominent insurance companies in China, Ping An Insurance offers a wide variety of insurance products for both locals and expats including life insurance, property and casualty insurance, health insurance, banking, asset management, and more.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Due to their sheer size, Ping An boasts one of the most extensive networks of providers in China. Expats can fully leverage the network to gain access to some of the top hospitals in major business hubs in China such as <a href=\"https:\/\/www.pacificprime.com\/blog\/best-hospitals-in-beijing-for-expats.html\">Beijing<\/a>, <a href=\"https:\/\/www.pacificprime.com\/blog\/shanghai-best-hospitals-expats-china.html\">Shanghai<\/a>, and <a href=\"https:\/\/www.pacificprime.com\/blog\/best-hospitals-in-shenzhen-for-expats.html\">Shenzhen<\/a>.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-25' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_1.jpg\" alt=\"Blog Banner China 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Ping An Yixiang High-end Medical Insurance Expats in China<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">For expats in China, Ping An\u2019s Yixiang high-end medical insurance (\u9890\u4eab\u4e2a\u4eba\u9ad8\u7aef\u533b\u7597) offers extensive health coverage from general hospitalization to HIV &amp; psychosis hospitalization coverage. The <\/span><b>Yixiang high-end medical insurance offers two tiers<\/b><span style=\"font-weight: 400;\">, the <\/span><b>A series<\/b><span style=\"font-weight: 400;\"> and the <\/span><b>B series<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Expats can further choose their area of coverage for both tiers. The coverage areas include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mainland China<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Greater China<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Worldwide excluding the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Worldwide<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The main difference between the two tiers is that the <\/span><b>A series excludes general outpatien<\/b><span style=\"font-weight: 400;\">t while the<\/span><b> B series includes outpatient coverage<\/b><span style=\"font-weight: 400;\">. The <\/span><b>B series also offers optional dental treatment and prevention benefits<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Below is a table of benefits that both tier offers:<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Mainland China, and Other Specific Network Providers Which are Outside of China<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Greater China, and Other Specific Network Providers Which are Outside of China<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Worldwide Excluding USA<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Worldwide<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Overall Limit<\/td>\n<td>RMB 4,000,000<\/td>\n<td>RMB 6,000,000<\/td>\n<td>RMB 8,000,000<\/td>\n<td>RMB 8,000,000<\/td>\n<\/tr>\n<tr>\n<td>General Hospitalization<\/td>\n<td>Fully Covered<\/td>\n<td>Fully Covered<\/td>\n<td>Fully Covered<\/td>\n<td>Fully Covered<\/td>\n<\/tr>\n<tr>\n<td>Doctor Fee, Bed Fee, Board Fee, ICU Fee, Meal Fee, Nursing Care Fee, Examination Fee, Laboratory Test Fee, Treatment Fee, Drug &amp; Medicine Fee, Surgical Fee, Operation Fee and Ambulance Fee<\/td>\n<td>Fully Covered<\/td>\n<td>Fully Covered<\/td>\n<td>Fully Covered<\/td>\n<td>Fully Covered<\/td>\n<\/tr>\n<tr>\n<td>Reconstructive Operation<\/td>\n<td>Max. RMB 100,000 per Hospital Case<\/td>\n<td>Max. RMB 100,000 per Hospital Case<\/td>\n<td>Max. RMB 100,000 per Hospital Case<\/td>\n<td>Max. RMB 100,000 per Hospital Case<\/td>\n<\/tr>\n<tr>\n<td>Durable Medical Equipment<\/td>\n<td>Max. RMB 100,000 per Hospital Case<\/td>\n<td>Max. RMB 100,000 per Hospital Case<\/td>\n<td>Max. RMB 100,000 per Hospital Case<\/td>\n<td>Max. RMB 100,000 per Hospital Case<\/td>\n<\/tr>\n<tr>\n<td colspan=\"5\"><strong>HIV &amp; Psychosis<\/strong><\/td>\n<\/tr>\n<tr>\n<td>HIV Hospitalization<\/td>\n<td>Max. 200,000<\/td>\n<td>Max. 200,000<\/td>\n<td>Max. 200,000<\/td>\n<td>Max. 200,000<\/td>\n<\/tr>\n<tr>\n<td>Psychosis Hospitalization<\/td>\n<td>Max. 50,000<\/td>\n<td>Max. 50,000<\/td>\n<td>Max. 50,000<\/td>\n<td>Max. 50,000<\/td>\n<\/tr>\n<tr>\n<td>Special Outpatient Medical Expenses<\/td>\n<td>Paid in Full<\/td>\n<td>Paid in Full<\/td>\n<td>Paid in Full<\/td>\n<td>Paid in Full<\/td>\n<\/tr>\n<tr>\n<td>Pre &amp; Post Hospitalization<\/td>\n<td>Paid in Full<\/td>\n<td>Paid in Full<\/td>\n<td>Paid in Full<\/td>\n<td>Paid in Full<\/td>\n<\/tr>\n<tr>\n<td>Accident Medical (Including OP and Dental)<\/td>\n<td>Paid in Full<\/td>\n<td>Paid in Full<\/td>\n<td>Paid in Full<\/td>\n<td>Paid in Full<\/td>\n<\/tr>\n<tr>\n<td>Special Care, Apply for Hospital Discharged<\/td>\n<td>Paid in Full (Max. 90 Days)<\/td>\n<td>Paid in Full (Max. 90 Days)<\/td>\n<td>Paid in Full (Max. 90 Days)<\/td>\n<td>Paid in Full (Max. 90 Days)<\/td>\n<\/tr>\n<tr>\n<td>Emergency Medical Expense Outside of Area of Cover<\/td>\n<td>Max. RMB 500,000<\/td>\n<td>Max. RMB 500,000<\/td>\n<td>Max. RMB 500,000<\/td>\n<td>Max. RMB 500,000<\/td>\n<\/tr>\n<tr>\n<td>Hospital Cash (Applies to No Claim Hospital Cases)<\/td>\n<td>RMB 600 per Hospital Night (Max. 30 Days)<\/td>\n<td>RMB 600 per Hospital Night (Max. 30 Days)<\/td>\n<td>RMB 600 per Hospital Night (Max. 30 Days)<\/td>\n<td>RMB 600 per Hospital Night (Max. 30 Days)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-27' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_3.jpg\" alt=\"Blog Banner China 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As mentioned, the key difference between the A series and the B series is that the B series includes outpatient coverage. Below is a table detailing the outpatient coverages in the B series:<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Mainland China, and Other Specific Network Providers Which are Outside of China<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Greater China, and Other Specific Network Providers Which are Outside of China<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Worldwide Excluding USA<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Worldwide<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>General Outpatient Medical Treatment Expense<\/td>\n<td>Paid in full Max. 50 Times per Year<\/td>\n<td>Paid in full Max. 50 Times per Year<\/td>\n<td>Paid in full Max. 50 Times per Year<\/td>\n<td>Paid in full Max. 50 Times per Year<\/td>\n<\/tr>\n<tr>\n<td>TCM and Other Related Special Treatment<\/td>\n<td>Up to RMB 2,000 per Visit (Max. RMB 8,000)<\/td>\n<td>Up to RMB 2,000 per Visit (Max. RMB 8,000)<\/td>\n<td>Up to RMB 2,000 per Visit (Max. RMB 8,000)<\/td>\n<td>Up to RMB 2,000 per Visit (Max. RMB 8,000)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Yixiang high-end medical health insurance B series dental treatment and prevention benefits and coverage:<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Mainland China, and Other Specific Network Providers Which are Outside of China<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Greater China, and Other Specific Network Providers Which are Outside of China<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Worldwide Excluding USA<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Worldwide<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Sub-limit<\/td>\n<td colspan=\"4\">RMB 10,000<\/td>\n<\/tr>\n<tr>\n<td>Payable Ratio<\/td>\n<td colspan=\"4\">80%<\/td>\n<\/tr>\n<tr>\n<td>Benefits<\/td>\n<td colspan=\"4\">\n<ul>\n<li>Dental Treatment in Both Mild Case and Critical Case<\/li>\n<li>Dental Prevention Coverage<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Both plans in the Yixiang high-end medical insurance plans also include medical services including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Direct billing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reservation in outpatient case<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accompany in outpatient case<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visitation service (in both inpatient and outpatient)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rehabilitation Nursing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Case Management<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Global emergency assistance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Multi-specialist consultation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Domestic and Overseas Specialists in a second consultation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Overseas Medical Service, including reservation and direct billing<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-75' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_China.png\" alt=\"Insurers recommendation blog banner China v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner China - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations for China\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"msh\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-msh.png\"\n            alt=\"MSH\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>24\/7 Member Support<\/li>\n          <li>Vast Medical Network<\/li>\n          <li>Customizable Benefits<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Ping An Good Doctor &#8211; Telemedicine for Expats in China<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-15865 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/doctor-consulting-with-patient-via-video-call.webp\" alt=\"Image of a Doctor Consulting With Patient Via Video Call with text overlay of &quot;Telemedicine for Expats&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/doctor-consulting-with-patient-via-video-call.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/doctor-consulting-with-patient-via-video-call-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/doctor-consulting-with-patient-via-video-call-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/doctor-consulting-with-patient-via-video-call-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/doctor-consulting-with-patient-via-video-call-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Ping An Insurance offers all their policyholders access to their <\/span><a href=\"https:\/\/www.pagd.net\/?lang=EN_US\"><span style=\"font-weight: 400;\">telemedicine and telehealth platform, Ping An Good Doctor<\/span><\/a><span style=\"font-weight: 400;\">. The platform allows Ping An policyholders to access online consultations and prescription services through the official Ping An Good Doctor app and website.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Telemedicine and telehealth platforms are particularly beneficial for expats in China who are only partially proficient with the Chinese language. Learn more about how expats in China can benefit from telemedicine in our guide on <a href=\"https:\/\/www.pacificprime.com\/blog\/telemedicine-services-expats-remote-china.html\">Telemedicine Services for Expats in Remote China<\/a>.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-29' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_5.jpg\" alt=\"Blog Banner China 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Why Ping An is Great for Expats in China<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">What sets Ping An Insurance apart from other top insurers in China such as <a href=\"https:\/\/www.pacificprime.com\/blog\/geoblue-insurance-in-china.html\">GeoBlue<\/a> and <a href=\"https:\/\/www.pacificprime.com\/blog\/now-health-insurance-in-china.html\">NOW Health International<\/a> is their extensive network of providers in China and their strong InsurTech foundation which offers their policyholders excellent telemedicine and telehealth services.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Ping An Yixiang high-end medical insurance offers expats extensive health coverage. With a variety of tiers and options to choose from, expats can select a combination that fits their needs and requirements during their stay in China.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The extensive list of network providers features some of the best hospitals and healthcare facilities in the country. Expats can easily find facilities that support English. Leveraging the insurer\u2019s InsurTech foundations, policyholders can also enjoy convenient services such as direct billing.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">All Ping An policyholders also have access to the Ping An Good Doctor, a telemedicine and telehealth platform. Through the platform, expats will have convenient access to doctors who can speak English to make online consultations more efficient.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Looking to stay insured in China with a Ping An policy? Pacific Prime can help you. <\/span><span style=\"font-weight: 400;\">As a global insurance broker with over 20 years of experience in the industry, our team of experts can help you sort through countless plans from different insurers to help you find the <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-china\/\"><span style=\"font-weight: 400;\">best insurance plans in China<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact us<\/span><\/a><span style=\"font-weight: 400;\"> today for a free plan comparison and an <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one\/\"><span style=\"font-weight: 400;\">obligation-free quote<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-60' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-china-bg.png');\n\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner China -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-china-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for China<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"130\" height=\"130\" style=\"width: 50px; height: 50px;\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-msh.png\" alt=\"MSH\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>24\/7 Member Support<\/li>\n          <li>Vast Medical Network<\/li>\n          <li>Customizable Benefits<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner China ends --><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Is health insurance mandatory for expats in China?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Health Insurance is not mandatory in China but is highly recommended. Private healthcare in major hubs such as Beijing and Shanghai can be quite expensive, and private health insurance can help reduce their cost.\u00a0 As such, it is recommended that expats in China secure private health insurance plans.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What types of insurance does Ping An offer expats in China?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ping An Insurance offers a variety of insurance plans including health insurance, life insurance, property insurance, and travel insurance. As a major conglomerate in China, Ping An Insurance also offers a range of financial services.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What do Ping An\u2019s health insurance plans cover?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ping An health insurance plans typically offer medical expenses and hospitalizations as core benefits. Outpatient, dental, and vision care are often available as optional benefits. Take note that every plan is different and you should refer to the policy details for the most accurate information.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Are there additional services or benefits to Ping An Insurance plans?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">All Ping An insurance policyholders have access to their mobile app where they can easily file claims online. Additionally, policyholders also have access to the Ping An Good Doctor telemedicine and telehealth platform where they can easily schedule online consultations.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Is it possible to include my spouse and children in my health insurance in China?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">There are many health insurance plans that allow you to include your spouse and children in the same policy. It is important to remember that the availability varies from plan to plan. The best way to make sure is to refer back to your policy details.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-26' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_2.jpg\" alt=\"Blog Banner China 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As one of the leading insurers in China, Ping An Insurance offers a variety of health insurance solutions for expats across China, from high-end individual medical benefits to specialized health management services.\u00a0 Are you an expat in China in need of health coverage? In this article, we will take a look at Ping An expat &#8230;<\/p>\n","protected":false},"author":71,"featured_media":15863,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-15862","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ping An Expat Health Coverage for China<\/title>\n<meta name=\"description\" content=\"Ping An is one of the leading insurers in China. 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In this guide, we will cover Ping An\u2019s health coverage for China and why they\u2019re great for expats.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/ping-an-expat-health-coverage-china.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-24T13:52:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-14T11:40:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/doctor-in-blue-jeans-with-a-gray-and-black-stethoscope.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"731\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Vista Nip\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Vista Nip\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/ping-an-expat-health-coverage-china.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/ping-an-expat-health-coverage-china.html\"},\"author\":{\"name\":\"Vista Nip\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/2b41c72816ccc0deeb01473ee084035c\"},\"headline\":\"Ping An Expat Health Coverage for China\",\"datePublished\":\"2024-06-24T13:52:54+00:00\",\"dateModified\":\"2024-11-14T11:40:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/ping-an-expat-health-coverage-china.html\"},\"wordCount\":1452,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/ping-an-expat-health-coverage-china.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/doctor-in-blue-jeans-with-a-gray-and-black-stethoscope.webp\",\"articleSection\":[\"Expat Insurance\",\"Health\"],\"inLanguage\":\"en\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/ping-an-expat-health-coverage-china.html\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/ping-an-expat-health-coverage-china.html\",\"name\":\"Ping An Expat Health Coverage for China\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/ping-an-expat-health-coverage-china.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/ping-an-expat-health-coverage-china.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/doctor-in-blue-jeans-with-a-gray-and-black-stethoscope.webp\",\"datePublished\":\"2024-06-24T13:52:54+00:00\",\"dateModified\":\"2024-11-14T11:40:40+00:00\",\"description\":\"Ping An is one of the leading insurers in China. 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