{"id":14332,"date":"2024-05-06T23:25:48","date_gmt":"2024-05-06T15:25:48","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=14332"},"modified":"2024-07-25T19:54:48","modified_gmt":"2024-07-25T11:54:48","slug":"april-international-insurance-in-china","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/april-international-insurance-in-china.html","title":{"rendered":"April International: Expat Health Insurance Options in China\u00a0"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">April International is experienced in providing international health insurance options for expats looking for comprehensive, cost-effective, and convenient coverage in China. With years of experience in the industry, they specialize in offering expats affordable health insurance for their needs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By securing <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-china\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> with April International, you will gain access to top-rated hospitals and doctors in <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/best-places-to-live-in-china.html\"><span style=\"font-weight: 400;\">China<\/span><\/a><span style=\"font-weight: 400;\"> as expats. With that in mind, you never have to worry about receiving quality care whenever you need medical attention.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this <\/span><a href=\"http:\/\/www.pacificprime.com\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> article, we\u2019ll introduce April International as your insurer option in China, provide you with the essentials that you need to know about their international health insurance plan, and why you might consider their plans over other available options.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">April International: Trusted Health Insurance Provider in China<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-14334 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-skyline-panorama.webp\" alt=\"Image of Hong Kong Skyline Panorama with text overlay of &quot;April International: Trusted Health Insurance Provider&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-skyline-panorama.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-skyline-panorama-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-skyline-panorama-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-skyline-panorama-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-skyline-panorama-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Founded in 1975, <\/span><a href=\"https:\/\/www.april-international.com\/en\/\"><span style=\"font-weight: 400;\">April International<\/span><\/a><span style=\"font-weight: 400;\"> has been offering services in international insurance management for over 35 years. With a presence in 13 countries in Europe, Asia, the Middle East, and America, their dedicated employees can manage clients\u2019 policies at all times regardless of location.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Currently providing cover to more than 150,000 policyholders in their endeavors and managing over EURO \u20ac250 million in premiums, April International has gained recognition and popularity by providing insurance plans with high benefits and low premiums to expats around the world.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-25' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_1.jpg\" alt=\"Blog Banner China 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">MyHealth International: Health Insurance for Expats in China<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">April International offers health insurance for expat individuals and families through <\/span><b>MyHealth International plans<\/b><span style=\"font-weight: 400;\">. There are five tiers of coverage: <\/span><b>Emergency, Basic, Essential, Comfort, and Premium<\/b><span style=\"font-weight: 400;\"> which expats can choose from, each providing health insurance coverage to a certain extent.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following tables illustrate the coverage and benefits of MyHealth International plans in terms of annual benefit limit, in-patient coverage, out-patient coverage, maternity coverage, and dental and optical coverage.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Annual Benefit Limit<\/span><\/h3>\n<p><b>The annual benefit limit of the plan ranges from EURO \u20ac250,000 to unlimited. <\/b><span style=\"font-weight: 400;\">Plans tiered Comfort or above enjoy an unlimited annual benefit limit.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td><\/td>\n<td><strong>Emergency<\/strong><\/td>\n<td><strong>Basic<\/strong><\/td>\n<td><strong>Essential<\/strong><\/td>\n<td><strong>Comfort<\/strong><\/td>\n<td><strong>Premium<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Annual Benefit Limit<\/strong><\/td>\n<td>EURO \u20ac250,000<\/td>\n<td>EURO \u20ac500,000<\/td>\n<td>EURO \u20ac1,000,000<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400; font-size: 16px;\">In-patient Coverage<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The in-patient benefit provides coverage for continuous stays in a hospital for at least 12 hours for treatment of a covered medical condition. You can <\/span><b>customize your list of hospital benefits to fit your healthcare needs.<\/b><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"6\"><strong>In-Patient Coverage<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><strong>Emergency<\/strong><\/td>\n<td><strong>Basic<\/strong><\/td>\n<td><strong>Essential<\/strong><\/td>\n<td><strong>Comfort<\/strong><\/td>\n<td><strong>Premium<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Medical, Surgical, or Day Hospitalization<\/strong><\/td>\n<td>Full Coverage In Case Of Medical Emergency Only<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Hospital Room<\/strong><\/td>\n<td>Two-Bed Room<\/td>\n<td>Two-Bed Room<\/td>\n<td>Standard Private Room (Up to\u00a0 EURO \u20ac75 per day)<\/td>\n<td>Standard Private Room (Including Television and Internet Charges)<\/td>\n<td>Standard Private Room (Including Television and Internet Charges)<\/td>\n<\/tr>\n<tr>\n<td><strong>Advanced Medical Imaging During Hospitalization<\/strong><\/td>\n<td>Up to EURO \u20ac4,000 per Year<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Out-Patient Consultations, Treatments, Diagnostic Tests, and Medical Procedures Related to Hospitalization<\/strong><\/td>\n<td>Full Coverage Following Hospitalization<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Hospitalization for the Treatment of Mental Disorders<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>No Coverage<\/td>\n<td>No Coverage<\/td>\n<td>Up to EURO \u20ac8,000 and a maximum of 15 Days per Year<\/td>\n<td>Up to 60 Days per Year<\/td>\n<\/tr>\n<tr>\n<td><strong>Rehabilitation Directly Related to and Following Hospitalization\u00a0<\/strong><\/td>\n<td>Up to 20 Days<\/td>\n<td>Up to 20 Days<\/td>\n<td>Up to 20 Days<\/td>\n<td>Up to 30 Days<\/td>\n<td>Up to 60 Days<\/td>\n<\/tr>\n<tr>\n<td><strong>Drug Prescription<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Reconstructive Dental Surgery Following an Accident<\/strong><\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Cancer Treatment<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Organ Transplant<\/strong><\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Kidney Dialysis<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Palliative Care<\/strong><\/td>\n<td>Up to EURO \u20ac10,000<\/td>\n<td>Up to EURO \u20ac25,000<\/td>\n<td>Up to EURO \u20ac50,000<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Internal Devices and Prostheses During Hospitalization<\/strong><\/td>\n<td>Up to EURO \u20ac1,000 per Hospitalization<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Basic Repatriation Assistance (Repatriation of the Insured, Other Plan Beneficiaries, and Accompanying Children)<\/strong><\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-75' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_China.png\" alt=\"Insurers recommendation blog banner China v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner China - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations for China\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"msh\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-msh.png\"\n            alt=\"MSH\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>24\/7 Member Support<\/li>\n          <li>Vast Medical Network<\/li>\n          <li>Customizable Benefits<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Out-patient Coverage (Optional)<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The out-patient benefit provides coverage for any treatments or consultations completed without admission to the hospital. There are usually limitations on how much you can use such services, as listed in the table below.<br \/>\n<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"6\"><strong>Out-Patient Coverage (Optional)<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><strong>Emergency<\/strong><\/td>\n<td><strong>Basic<\/strong><\/td>\n<td><strong>Essential<\/strong><\/td>\n<td><strong>Comfort<\/strong><\/td>\n<td><strong>Premium<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>24\/7 Telehealth Service<\/strong><\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<td>Unlimited<\/td>\n<\/tr>\n<tr>\n<td><strong>Consultations with GPs and specialists<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>2 Consultations per Year with Full Coverage, EURO \u20ac80 per Consultation From the 3rd Onwards<\/td>\n<td>5 Consultations per Year with Full Coverage, EURO \u20ac100 per Consultation From the 6th Onwards<\/td>\n<td>10 Consultations per Year with Full Coverage, EURO \u20ac200 per Consultation From the 11th Onwards<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Psychiatrists, psychologists, and psychotherapists<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>No Coverage<\/td>\n<td>Up to 4 Consultations per year and a maximum of EURO \u20ac60 per Consultation<\/td>\n<td>Up to 5 Consultations per year and a maximum of EURO \u20ac200 per Consultation<\/td>\n<td>Up to 20 Consultations per year and a maximum of EURO \u20ac200 per Consultation<\/td>\n<\/tr>\n<tr>\n<td><strong>Speech Therapists and Chiropodists<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>Up to 10 Consultations per Year<\/td>\n<td>Up to 15 Consultations per Year<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Complementary Treatments (Physiotherapy, Chiropractors, Nursing Care, Occupational Therapy)<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>Up to EURO \u20ac1,000 per Year<\/td>\n<td>Up to EURO \u20ac2,000 per Year<\/td>\n<td>Up to EURO \u20ac4,000 per Year<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Drug Prescription<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>Up to EURO \u20ac2,500 per Year<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Diagnostic Tests<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Advanced Medical Imaging<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>Up to EURO \u20ac2,000 per Year<\/td>\n<td>Up to EURO \u20ac4,000 per Year<\/td>\n<td>Up to EURO \u20ac8,000 per Year<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>External Devices Including Hearing Aids (Dentures excluded)<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>Up to EURO \u20ac1,000 per Year<\/td>\n<td>Up to EURO \u20ac2,000 per Year<\/td>\n<td>Up to EURO \u20ac3,500 per Year<\/td>\n<td>Up to EURO \u20ac5,000 per Year<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-26' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_2.jpg\" alt=\"Blog Banner China 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Maternity Coverage (Optional)<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Maternity coverage is exclusive to plans tiered Essential or above, fully covering pregnancy and childbirth complications and newborn care up to a certain limit.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">April International is one of the few insurance providers that covers medical-assisted pregnancy methods like in-vitro fertilization (IVF), available in more advanced plans.<\/span><\/p>\n<p><b>Note:<\/b><span style=\"font-weight: 400;\"> There is a 12-month waiting period before the activation of maternity coverage.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"6\"><strong>Maternity Coverage<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><strong>Emergency<\/strong><\/td>\n<td><strong>Basic<\/strong><\/td>\n<td><strong>Essential<\/strong><\/td>\n<td><strong>Comfort<\/strong><\/td>\n<td><strong>Premium<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Childbirth Fees Including Hospitalization, Medical and Surgical Fees<\/strong><\/td>\n<td rowspan=\"6\">No Coverage<\/td>\n<td rowspan=\"6\">No Coverage<\/td>\n<td rowspan=\"6\">Up to EURO \u20ac3,000 per Pregnancy (Increased to\u00a0 EURO \u20ac6,000 per Pregnancy for Surgical Delivery)<\/p>\n<p>Pregnancy and Childbirth Complications and Newborn Care are Fully Covered.<\/td>\n<td rowspan=\"6\">Up to EURO \u20ac6,000 per Pregnancy (Increased to\u00a0 EURO \u20ac12,000 per Pregnancy for Surgical Delivery)<\/p>\n<p>Pregnancy and Childbirth Complications and Newborn Care are Fully Covered.<\/td>\n<td rowspan=\"6\">Up to EURO \u20ac12,000 per Pregnancy (Increased to\u00a0 EURO \u20ac20,000 per Pregnancy for Surgical Delivery)<\/p>\n<p>Pregnancy and Childbirth Complications and Newborn Care are Fully Covered.<\/td>\n<\/tr>\n<tr>\n<td><strong>Home Births<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Perinatal Consultations<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Pre-natal Classes<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Diagnosis of Chromosomal Abnormalities<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Neonatal Screening<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Medical-Assisted Pregnancy (Pharmacy Items, Tests, and examinations)<\/strong><\/td>\n<td colspan=\"3\">No Coverage<\/td>\n<td>Up to EURO \u20ac1,500 per Attempt<\/td>\n<td>Up to EURO \u20ac2,500 per Attempt<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-27' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_3.jpg\" alt=\"Blog Banner China 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Dental and Optical Coverage (Optional)<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">April International provides considerably generous dental and optical coverage among other international health insurance plans, providing coverage for routine and preventative up to a certain amount with only a 3-month waiting period.<\/span><\/p>\n<table style=\"border-color: black; margin-left: auto; margin-right: auto;\" border=\"1\">\n<tbody>\n<tr>\n<td colspan=\"6\"><strong>Dental Coverage<\/strong><\/p>\n<p><strong>(3-month Waiting Period for Preventative and Routine Treatment, 6-month Waiting period for Major Dental Reconstruction and Orthodontics)<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><strong>Emergency<\/strong><\/td>\n<td><strong>Basic<\/strong><\/td>\n<td><strong>Essential<\/strong><\/td>\n<td><strong>Comfort<\/strong><\/td>\n<td><strong>Premium<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Annual Sublimit<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>EURO \u20ac500<\/td>\n<td>EURO \u20ac1,000<\/td>\n<td>EURO \u20ac2,000 for the First 2 Years; EURO \u20ac3,000 from the 3rd Year Onwards<\/td>\n<td>EURO \u20ac4,000 for the First 2 Years; EURO \u20ac5,000 from the 3rd Year Onwards<\/td>\n<\/tr>\n<tr>\n<td><strong>Preventative Dental Care<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Routine Dental Care<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Major Reconstructive Dental Treatment<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<td>Full Coverage<\/td>\n<\/tr>\n<tr>\n<td><strong>Orthodontics Up to Age 18 (Treatment Begun Before Age 16)<\/strong><\/td>\n<td>No Coverage<\/td>\n<td>No Coverage<\/td>\n<td>No Coverage<\/td>\n<td>Up to EURO \u20ac1,200 per Year and a Maximum of 3 Years<\/td>\n<td>Up to EURO \u20ac1,700 per Year and a Maximum of 3 Years<\/td>\n<\/tr>\n<tr>\n<td colspan=\"6\"><strong>Optical Coverage<\/strong><\/p>\n<p><strong>(6-month Waiting Period)<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Laser Treatment for Vision Correction<\/strong><\/td>\n<td rowspan=\"3\">No Coverage<\/td>\n<td>No Coverage<\/td>\n<td>No Coverage<\/td>\n<td rowspan=\"2\">Up to EURO \u20ac500<\/td>\n<td rowspan=\"2\">Up to EURO \u20ac700<\/td>\n<\/tr>\n<tr>\n<td><strong>Frames and Lenses<\/strong><\/td>\n<td rowspan=\"2\">Up to EURO \u20ac150<\/td>\n<td>Up to EURO \u20ac250<\/td>\n<\/tr>\n<tr>\n<td><strong>Contact Lenses<\/strong><\/td>\n<td>Up to EURO \u20ac200<\/td>\n<td>Up to EURO \u20ac300<\/td>\n<td>Up to EURO \u20ac400<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-weight: 400;\">Exclusions by April International<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Exclusions are a pre-set list of items that the insurer has declared not to provide any form of coverage for, April International has two major exclusions in its international health insurance policy:<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Personal Liability: <\/b><span style=\"font-weight: 400;\">It refers to the consequences of alcoholism or drunkenness and the practice of dangerous sports. The insured should bear the risk themselves knowing that these actions carry their own risks.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Pre-existing Conditions: <\/b><span style=\"font-weight: 400;\">It refers to medical conditions or illnesses the insured person had before obtaining the insurance coverage. Consequently, any expenses, treatments, or claims related to pre-existing conditions will not be covered.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Insurance companies often impose this exclusion to protect themselves from covering costs associated with pre-existing health conditions that existed before the policy&#8217;s effective date.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:16776960},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-28' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_4.jpg\" alt=\"Blog Banner China 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Health Insurance Top-Up Options for Expats<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-14335 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-high-rises-viewed-from-victoria-harbor.webp\" alt=\"Image of Hong Kong High Rises Viewed From Victoria Harbor with text overlay of &quot;Health Insurance Top-Up Options&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-high-rises-viewed-from-victoria-harbor.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-high-rises-viewed-from-victoria-harbor-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-high-rises-viewed-from-victoria-harbor-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-high-rises-viewed-from-victoria-harbor-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/hong-kong-high-rises-viewed-from-victoria-harbor-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Top-up options are insurance coverage that you can purchase on top of your insurance policy by paying extra premiums for comprehensiveness. You can freely add none or multiple according to your own needs. Here is a non-exhaustive list of top-up options offered by April International:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Comprehensive Repatriation Assistance: <\/b><span style=\"font-weight: 400;\">This provides coverage for the repatriation of the insured individual in case of a medical emergency that requires their return to their home country. It includes assistance with medical arrangements, travel arrangements, and necessary documentation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Death of the Insured: <\/b><span style=\"font-weight: 400;\">This insurance option provides financial coverage to the designated beneficiaries in the event of the insured person&#8217;s death. It helps alleviate the financial burden by providing a lump sum payment or benefits to the family or beneficiaries.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Attack or Natural Disaster:<\/b><span style=\"font-weight: 400;\"> This offers you protection in case of an attack or natural disaster occurring during the insured individual&#8217;s travel. It may provide coverage for medical expenses, emergency evacuation, trip cancellation or interruption, and other related costs resulting from such incidents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Loss or Theft of Identity Documents, Baggage, or Travel Documents:<\/b><span style=\"font-weight: 400;\"> Covers the costs associated with the loss or theft of important documents like passports, IDs, travel documents, or baggage during the insured person&#8217;s travel, including replacement of the lost documents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Travel Incidents:<\/b><span style=\"font-weight: 400;\"> This covers various travel-related incidents such as flight delays, missed connections, or trip cancellations due to unforeseen circumstances. The insured could be reimbursed for additional expenses incurred and help arrange alternative travel arrangements.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Death or Hospitalization of a Family Member: <\/b><span style=\"font-weight: 400;\">This option offers support and coverage if a family member of the insured person passes away or requires hospitalization while the insured is traveling.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Unintentional Violation of Laws in a Country:<\/b><span style=\"font-weight: 400;\"> This insurance top-up provides legal support and coverage if the insured individual unintentionally violates laws in a foreign country. It may cover legal representation costs, bail expenses, and related legal assistance.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Translation:<\/b><span style=\"font-weight: 400;\"> This opens up access to translation services in case the insured encounters language barriers during travel. It can assist with interpretation, document translation, or communication with local authorities or medical professionals.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Psychological Support:<\/b><span style=\"font-weight: 400;\"> This insurance option provides access to professional psychological support or counseling services for the insured to provide assistance and guidance to help manage and cope with psychological challenges.<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-29' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_5.jpg\" alt=\"Blog Banner China 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Advantages of April International as Your Insurer in China\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">By choosing April International as your dedicated insurance provider, you\u2019ll be rewarded with the convenience brought by the advanced technology of paperless documentation and information exchange, as well as access to all-time health support services through telehealth.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Multi-Currency Payment<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">MyHealth can be purchased with GBP, USD, or EURO, providing expats from all over the world the option to pay whichever is most convenient for their current status. You can freely switch the currency in the tables above to calculate how much coverage you\u2019re getting with each currency of payment.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Paperless Documentation<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Easy Claim is an award-winning app that streamlines the steps required to access your insurance services. With every documentation completed online, you don\u2019t have to worry about not having access to necessary documents in cases of emergency hospitalization that require urgent treatment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is a list of functions that are made available in the app:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Submit invoices and track claims<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Talk to a doctor via our telehealth service<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Find a healthcare provider<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Send a medical estimate<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Find and access all the documents related to your cover<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Fast Processing Times<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">According to the statistics from April International, here are the normal processing times depending on the nature of the request:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Information request:<\/b><span style=\"font-weight: 400;\"> Within 48 hours<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prior agreement request: <\/b><span style=\"font-weight: 400;\">Within 3 days<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Request for hospital care:<\/b><span style=\"font-weight: 400;\"> Within 4 hours for emergencies\/ within 3 days for scheduled hospitalization<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Claims processing to reimbursement:<\/b><span style=\"font-weight: 400;\"> Within 48 hours via the Easy Claim app<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">24\/7 Member Support\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">24\/7 local support is provided for all policyholders. With 13 offices, April International can cater to all clients across different time zones and offer immediate support in the event of unforeseen circumstances. You can contact them directly through several channels:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Telephone<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Online Chat<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">E-mail<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Direct Billing<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Direct billing eliminates the need for policyholders to pay out-of-pocket and later seek reimbursement. It streamlines the payment process and saves time and effort. And as the insured is not required to pay upfront, no financial burden will be incurred.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Free and Unlimited 24\/7 Telehealth\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In partnership with <\/span><a href=\"https:\/\/www.teladochealth.com\/\"><span style=\"font-weight: 400;\">Teladoc Health<\/span><\/a><span style=\"font-weight: 400;\">, MyHealth includes an advanced telehealth service for its members. The service is available in 12 languages, and members can utilize it as much as possible to consult with a designated doctor or to request a second medical opinion from multiple doctors.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-60' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-china-bg.png');\n\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner China -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-china-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for China<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"130\" height=\"130\" style=\"width: 50px; height: 50px;\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-msh.png\" alt=\"MSH\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>24\/7 Member Support<\/li>\n          <li>Vast Medical Network<\/li>\n          <li>Customizable Benefits<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner China ends --><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Is April International a good insurance company?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">April International is good international insurance. The company insures 130,000 people in 180 countries and has 12 countries of operation. This insurance provider has more than thirty years of experience in the international insurance industry and offers a fully digital experience.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How do I make a claim with April International?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The claims process is simplified with their signature Easy Claim app that allows reimbursement within 48 hours. To claim treatments over EURO \u20ac2,000, you will have to request a treatment approval beforehand or otherwise, you might face a penalty.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What are the payment options for April International\u2019s insurance?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Depending on your location, payment options for April International include bank transfer, credit or debit card payments, direct debit, and other online payment options are all accepted. It is advisable to consult your policy documents or contact April International for specific payment options and instructions.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">MyHealth International by April International has plans that cover individuals and families with distinct needs and budgets. It could be a daunting task for those who are new to the insurance industry to figure out which plan suits them best.<\/span><\/p>\n<p><b>That\u2019s why many chose to get insured through a reputed broker. <\/b><span style=\"font-weight: 400;\">Without paying a single penny, your inquiries will be promptly addressed and your <\/span><a href=\"https:\/\/www.pacificprime.com\/claims-center\/claims-forms-for-thailand\/\"><span style=\"font-weight: 400;\">claims process<\/span><\/a><span style=\"font-weight: 400;\"> assisted. They are always on their clients\u2019 side when dealing with insurance providers.\u00a0<\/span><\/p>\n<p><a href=\"http:\/\/www.pacificprime.com\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> is an award-winning insurance broker, and our team of insurance experts is committed to client-first servicing and providing you with professional service and tailored solutions to your interests and budget. Our excellence in customer support is trusted and recognized worldwide.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With over 20 years of experience in the industry, we have expanded our network to <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/\"><span style=\"font-weight: 400;\">over 13 countries in different regions of the world<\/span><\/a><span style=\"font-weight: 400;\"> and connected with a wide selection of <\/span><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/\"><span style=\"font-weight: 400;\">top global insurance companies<\/span><\/a><span style=\"font-weight: 400;\">, to provide options for your <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-china\/\"><span style=\"font-weight: 400;\">health insurance needs abroad in China<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want to know more about all things insurance, <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">talk to our team of expert advisors<\/span><\/a><span style=\"font-weight: 400;\"> for impartial advice; Or you can also opt for an obligation-free <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one\/\"><span style=\"font-weight: 400;\">quote<\/span><\/a><span style=\"font-weight: 400;\"> with our advanced online quote system. Contact us today!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With all that said, April International is not your only choice for a comprehensive international health insurance package. Insurance is designed differently, and we recommend you browse around to make an informed decision before settling on one.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Below is another reputable insurance provider in China that might interest you:\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/blog\/allianz-insurance-in-china.html\"><span style=\"font-weight: 400;\">Allianz<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">China has a unique healthcare system, which can leave you confused and helpless without guidance. If you wish to understand more about access to healthcare in China, check out our <a href=\"https:\/\/www.pacificprime.com\/blog\/healthcare-access-china-expats.html\">article here<\/a>.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>April International is experienced in providing international health insurance options for expats looking for comprehensive, cost-effective, and convenient coverage in China. With years of experience in the industry, they specialize in offering expats affordable health insurance for their needs. By securing international health insurance with April International, you will gain access to top-rated hospitals and &#8230;<\/p>\n","protected":false},"author":72,"featured_media":14333,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-14332","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>April International Expat Health Insurance Options in China<\/title>\n<meta name=\"description\" content=\"Understand the advantages and benefits of getting insured with April International 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