{"id":14324,"date":"2024-05-06T22:43:18","date_gmt":"2024-05-06T14:43:18","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=14324"},"modified":"2025-12-17T14:07:25","modified_gmt":"2025-12-17T06:07:25","slug":"axa-insurance-in-china","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/axa-insurance-in-china.html","title":{"rendered":"Health Insurance Plans from AXA for Expats in China"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">International health insurance, expat health insurance, and medical evacuation and repatriation insurance are among the most popular plans from AXA among expats in China. AXA health insurance policies offer numerous advantages that cater to the specific needs of expats.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While the public healthcare system is available to Chinese citizens and permanent residents, expats often choose <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-china\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> to overcome language barriers, reduce waiting times, and ensure comprehensive coverage for their medical needs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Private health insurance coverage fills the gaps left by the public system, providing comprehensive coverage for primary care, specialty care, hospitalization, mental health care, prescription drugs, and more. With private health insurance, expats can access the best medical services in China.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">AXA International Health Insurance for Expats in China<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-14326 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/stethoscope-on-a-laptop-highlighting-modern-healthcare-technology.webp\" alt=\"Image of Stethoscope On A Laptop Highlighting Modern Healthcare Technology with text overlay of &quot;AXA International Health Insurance&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/stethoscope-on-a-laptop-highlighting-modern-healthcare-technology.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/stethoscope-on-a-laptop-highlighting-modern-healthcare-technology-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/stethoscope-on-a-laptop-highlighting-modern-healthcare-technology-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/stethoscope-on-a-laptop-highlighting-modern-healthcare-technology-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/stethoscope-on-a-laptop-highlighting-modern-healthcare-technology-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">With <\/span><a href=\"https:\/\/www.axaglobalhealthcare.com\/en\/\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><span style=\"font-weight: 400;\">&#8216;s international health coverage, you can have peace of mind knowing that your healthcare needs are taken care of while you explore and experience life in China. If you&#8217;re planning to live in China for less than one year, AXA offers <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-short-term-health-insurance.html\"><span style=\"font-weight: 400;\">short-term international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> for your needs.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-25' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_1.jpg\" alt=\"Blog Banner China 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Main Features of AXA International Health Insurance<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Whether you reside in a foreign country or frequently go on international travels, <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-china\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> (IHI) provides you with peace of mind. AXA\u2019s IHI offers comprehensive coverage for both unexpected emergencies and regular healthcare needs. The main features of AXA\u2019s IHI plans include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Medical Cover:<\/b><span style=\"font-weight: 400;\"> AXA&#8217;s international health insurance provides coverage for both emergency and routine healthcare. From mental health support to emergency surgery, you can rely on comprehensive medical coverage from AXA.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Virtual Doctor Service:<\/b><span style=\"font-weight: 400;\"> With this, you have access to international specialist and expert care wherever and whenever you need it. Consult with a real doctor through video consultation or over the phone for convenient and timely access to medical advice.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Quick Payouts:<\/b><span style=\"font-weight: 400;\"> AXA understands the importance of timely reimbursements. Over 80% of eligible claims are paid within 48 hours, as long as all the necessary information is provided.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Independent Second Medical Opinion:<\/b><span style=\"font-weight: 400;\"> When you find yourself uncertain, you have the option to seek an unbiased second medical opinion from renowned global experts. This valuable service is included in all of AXA\u2019s plans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Evacuation and Repatriation is Standard:<\/b><span style=\"font-weight: 400;\"> If local assistance is unavailable during an emergency, AXA\u2019s dedicated team will make arrangements for your safe evacuation and repatriation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Dedicated Mind Health Service:<\/b><span style=\"font-weight: 400;\"> You will have access to a specialized platform for comprehensive mind health support so that you can connect with fully qualified psychologists from anywhere around the globe.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Round-the-Clock Personal Support from Experienced Professionals:<\/b><span style=\"font-weight: 400;\"> AXA\u2019s compassionate and multilingual team is available 24\/7 to provide personalized assistance. AXA will treat you as an individual, not just a case number.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Different Cover Levels<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">AXA offers the<\/span><b> Foundation, Standard, Comprehensive, Prestige, <\/b><span style=\"font-weight: 400;\">and <\/span><b>Prestige Plus<\/b><span style=\"font-weight: 400;\"> coverage levels to suit the diverse needs of expats in China. The following table provides an overview of the different cover levels available:<\/span><\/p>\n<table style=\"border-collapse: collapse; margin: 0px auto; border: 1px solid black;\">\n<tbody>\n<tr>\n<td style=\"border: 1px solid black;\"><strong>Coverage Level<\/strong><\/td>\n<td style=\"border: 1px solid black;\"><strong>Major Benefits Included<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid black;\">Foundation<\/td>\n<td style=\"border: 1px solid black;\">Essential medical cover and emergency assistance<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid black;\">Standard<\/td>\n<td style=\"border: 1px solid black;\">Foundation coverage benefits plus coverage for dental care and higher limits<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid black;\">Comprehensive<\/td>\n<td style=\"border: 1px solid black;\">Standard coverage benefits plus coverage for out-patient treatment and drugs, chronic conditions, eye tests, and prescription glasses; higher limits than for Standard coverage<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid black;\">Prestige<\/td>\n<td style=\"border: 1px solid black;\">Comprehensive coverage plus coverage for routine pregnancy and annual health checks; higher limits than for Comprehensive coverage<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid black;\">Prestige Plus<\/td>\n<td style=\"border: 1px solid black;\">Prestige coverage with higher limits<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-75' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_China.png\" alt=\"Insurers recommendation blog banner China v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner China - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations for China\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"msh\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-msh.png\"\n            alt=\"MSH\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>24\/7 Member Support<\/li>\n          <li>Vast Medical Network<\/li>\n          <li>Customizable Benefits<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">AXA Expat Health Insurance for China<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-14327 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/beautiful-yantai-city-skyline-shandong-province-china.webp\" alt=\"Image of Beautiful Yantai City Skyline, Shandong Province, China with text overlay of &quot;AXA Expat Health Insurance&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/beautiful-yantai-city-skyline-shandong-province-china.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/beautiful-yantai-city-skyline-shandong-province-china-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/beautiful-yantai-city-skyline-shandong-province-china-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/beautiful-yantai-city-skyline-shandong-province-china-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/beautiful-yantai-city-skyline-shandong-province-china-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Expat health insurance from AXA offers comprehensive coverage for expats living and working in China. Unlike IHI, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><b>expat health insurance<\/b><\/a><b> only offers coverage in specified countries. Expat health insurance typically carries lower premiums for the same level of coverage compared to IHI<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-27' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_3.jpg\" alt=\"Blog Banner China 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Main Features of AXA Expat Health Insurance<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">To make your stay in China as smooth and worry-free as possible, AXA offers the following services across all of its expat health insurance plans for China:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Expert Medical Care:<\/b><span style=\"font-weight: 400;\"> AXA provides fast access to expert medical care, ensuring you receive the necessary treatment and support, from routine check-ups to lengthy hospital stays.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Multilingual Support:<\/b><span style=\"font-weight: 400;\"> AXA&#8217;s team of multilingual experts is available 24\/7 to provide personalized support. Whether you need assistance with your policy or want to make a claim, they are there to help.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Virtual Doctor Service:<\/b><span style=\"font-weight: 400;\"> With AXA&#8217;s Virtual Doctor service, you can conveniently book a medical consultation with a real doctor over the phone or through video chat. This service is available at a time that suits you, no matter where you are in China.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Quick Reimbursement:<\/b><span style=\"font-weight: 400;\"> AXA aims to settle over 80% of eligible claims within 48 hours, provided they have all the necessary information. This ensures that you receive prompt reimbursement for your medical expenses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Evacuation and Repatriation:<\/b><span style=\"font-weight: 400;\"> If you require treatment that is not available locally in an emergency, AXA will arrange for your evacuation to a suitable facility and cover the costs of repatriation.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Moreover, all expat health insurance plans from AXA offer dedicated cancer support, mental health support, optional dental coverage, second medical opinions, coverage for overnight hospital stays, ambulance usage, <\/span><a href=\"https:\/\/www.webmd.com\/cancer\/what-is-a-ct-scan\"><span style=\"font-weight: 400;\">CT<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.nibib.nih.gov\/science-education\/science-topics\/magnetic-resonance-imaging-mri\"><span style=\"font-weight: 400;\">MRI<\/span><\/a><span style=\"font-weight: 400;\">, and <\/span><a href=\"https:\/\/medlineplus.gov\/ency\/article\/003827.htm\"><span style=\"font-weight: 400;\">PET<\/span><\/a><span style=\"font-weight: 400;\"> scans, and surgeries, and 24\/7 support over the phone or online.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:16776960},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-28' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_4.jpg\" alt=\"Blog Banner China 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">AXA Medical Evacuation &amp; Repatriation Insurance for Expats in China<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When you&#8217;re living abroad, it may become medically necessary to transport you to a medical facility that is farther away or even back to your home country. That&#8217;s why AXA offers <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/travel-insurance-ensuring-emergency-evacuation-coverage.html\"><span style=\"font-weight: 400;\">medical evacuation (medevac) insurance<\/span><\/a><span style=\"font-weight: 400;\"> as part of its comprehensive coverage for expats in China.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Main Features of AXA Medical Evacuation &amp; Repatriation Insurance<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">With support available 24\/7, multiple transportation options to meet the specific needs of the client, and an overall benefit allowance that is unaffected by the use of emergency transportation services, AXA\u2019s medevac plans not only ease the financial pressure but also provide meaningful support:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Evacuation and Repatriation Services:<\/b><span style=\"font-weight: 400;\"> You can have peace of mind knowing that if it becomes medically necessary, AXA will organize and cover the costs of transporting you to a suitable medical facility.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Whether it&#8217;s a nearby city or even another country, AXA ensures your safe transportation to receive the required medical care. Moreover, once you are ready, AXA will arrange your return to your place of residence.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Accessible and Comfortable Transportation:<\/b><span style=\"font-weight: 400;\"> AXA prioritizes your comfort and convenience during medical transportation. Whether you need a taxi, flight, or air ambulance, AXA will assist in arranging the most suitable means of transport based on your specific needs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prompt Assistance in Emergencies:<\/b><span style=\"font-weight: 400;\"> AXA&#8217;s dedicated team is available 24\/7 to provide immediate assistance and support. They will act swiftly to arrange evacuation and repatriation services, ensuring that you receive the necessary medical attention without any delays.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>No Impact on Benefit Allowance:<\/b><span style=\"font-weight: 400;\"> AXA recognizes the potential financial burdens associated with evacuation and repatriation. Therefore, <\/span><b>they do not deduct these costs from your overall benefit allowance<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You can have peace of mind knowing that your insurance coverage remains intact for other medical expenses while AXA takes care of your evacuation and repatriation needs.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-60' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-china-bg.png');\n\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner China -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-china-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for China<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"130\" height=\"130\" style=\"width: 50px; height: 50px;\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-msh.png\" alt=\"MSH\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>24\/7 Member Support<\/li>\n          <li>Vast Medical Network<\/li>\n          <li>Customizable Benefits<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner China ends --><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">What is short-term international health insurance (IHI) and who is it for?<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-short-term-health-insurance.html\"><span style=\"font-weight: 400;\">Short-term IHI<\/span><\/a><span style=\"font-weight: 400;\"> is an IHI plan that expires within one year after it comes into effect and is for people spending less than one year abroad. A short-term IHI plan may be renewable, and some insurers allow the conversion of such a plan into a \u201cregular\u201d IHI plan provided certain requirements are met.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Why do I need to secure medevac insurance if my IHI plan already provides medical evacuation coverage?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A separate <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/travel-insurance-ensuring-emergency-evacuation-coverage.html\"><span style=\"font-weight: 400;\">medevac plan<\/span><\/a><span style=\"font-weight: 400;\"> often provides higher limits, and more elaborate services and support compared to the medical evacuation coverage of a travel insurance or <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-china\/\"><span style=\"font-weight: 400;\">IHI plan<\/span><\/a><span style=\"font-weight: 400;\">. Moreover, claims made under a medevac plan do not affect your IHI plan\u2019s overall benefit allowance.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Will my pre-existing medical conditions be covered by my IHI plan?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Different insurers have different approaches; some will exclude coverage for <\/span><a href=\"https:\/\/www.hhs.gov\/healthcare\/about-the-aca\/pre-existing-conditions\/index.html\"><span style=\"font-weight: 400;\">pre-existing conditions<\/span><\/a><span style=\"font-weight: 400;\">; others may cover them at a premium surcharge or after a waiting period is over; some may impose a limit on the insurance payout, or raise the <\/span><a href=\"https:\/\/www.healthcare.gov\/glossary\/co-payment\"><span style=\"font-weight: 400;\">copayment<\/span><\/a><span style=\"font-weight: 400;\"> and\/or <\/span><a href=\"https:\/\/www.healthcare.gov\/glossary\/deductible\"><span style=\"font-weight: 400;\">deductible<\/span><\/a><span style=\"font-weight: 400;\"> of the IHI policy.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-29' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_5.jpg\" alt=\"Blog Banner China 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In this article, we elaborated on three popular categories of health insurance from AXA for expats in China. We explained what protections these plans are designed to provide, and who these plans are for. We trust you are now sufficiently familiar with these great plans from AXA.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-china\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">expat health insurance<\/span><\/a><span style=\"font-weight: 400;\">, and <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/travel-insurance-ensuring-emergency-evacuation-coverage.html\"><span style=\"font-weight: 400;\">medevac insurance<\/span><\/a><span style=\"font-weight: 400;\">, other types of insurance that many expats in China secure to protect themselves against the uncertainties of life include <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/family\/\"><span style=\"font-weight: 400;\">family health insurance<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/maternity\/\"><span style=\"font-weight: 400;\">maternity insurance<\/span><\/a><span style=\"font-weight: 400;\">, and <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/travel-insurance-and-short-term-health-insurance-for-expats\/\"><span style=\"font-weight: 400;\">travel insurance<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Even though AXA offers many great plans, it is by no means the only insurer offering great plans for expats in China. <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/now-health-insurance-in-china.html\"><span style=\"font-weight: 400;\">NOW<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/allianz-insurance-in-china.html\"><span style=\"font-weight: 400;\">Allianz<\/span><\/a><span style=\"font-weight: 400;\"> are two other examples of insurers offering great health insurance plans for expats in China.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That explains why it is always beneficial to use an experienced brokerage like Pacific Prime for your insurance needs. Our 20+ years of experience and intimate knowledge of insurance products enable us to find the plan that truly serves your needs and <\/span><b>represents the best value for money<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition, you can have our advice and support at no extra cost compared to buying coverage directly from an insurer. The value of this support is most obvious when our client needs to make a claim because <\/span><b>we can help level the playing field<\/b><span style=\"font-weight: 400;\"> and ensure a fair outcome for our client.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">contact us<\/span><\/a><span style=\"font-weight: 400;\"> for a consultation or quote, or a free, no-obligation <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one\/\"><span style=\"font-weight: 400;\">plan comparison<\/span><\/a><span style=\"font-weight: 400;\"> today!<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-26' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_2.jpg\" alt=\"Blog Banner China 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>International health insurance, expat health insurance, and medical evacuation and repatriation insurance are among the most popular plans from AXA among expats in China. AXA health insurance policies offer numerous advantages that cater to the specific needs of expats. While the public healthcare system is available to Chinese citizens and permanent residents, expats often choose &#8230;<\/p>\n","protected":false},"author":63,"featured_media":14325,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-14324","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Health Insurance Plans from AXA for Expats in China<\/title>\n<meta name=\"description\" content=\"To access the best services in China, many expats secure private health insurance. 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