{"id":14101,"date":"2025-03-26T23:16:47","date_gmt":"2025-03-26T15:16:47","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=14101"},"modified":"2026-04-04T02:02:22","modified_gmt":"2026-04-03T18:02:22","slug":"top-international-insurance-china","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html","title":{"rendered":"Top 11 Expat Health Insurance Providers in China"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The top 11 international health insurance companies in China for expats include Cigna, Allianz, NOW Health International, AXA, Blue Cross Blue Shield Global Solutions, MSH International, IMG Global, April International, Ping An, Bupa, and ICBC-AXA. These companies are known for their comprehensive benefits and excellent customer service, making them the best options for expats seeking health coverage in China.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Choosing the right health insurance provider for living in China can be overwhelming, but these 11 companies stand out for offering tailored plans that meet the diverse needs of expats. From flexible coverage options to 24\/7 multilingual customer support, these insurers are trusted by expats across the country for their reliability and accessibility.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this Pacific Prime blog post, we\u2019ll offer highlights of the plans available through each of these 11 best <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-china\/\"><span style=\"font-weight: 400;\">expat health insurance providers in China<\/span><\/a><span style=\"font-weight: 400;\">. We\u2019ll also explain why each medical insurance company is popular among expats.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Top 11 Health Insurance Providers for Expats in China<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20477 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/red-and-white-tower-in-shanghai-cityscape-during-the-daytime.webp\" alt=\"Image of Red And White Tower In Shanghai Cityscape During The Daytime with text overlay of &quot;Health Insurance Providers for Expats in China&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/red-and-white-tower-in-shanghai-cityscape-during-the-daytime.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/red-and-white-tower-in-shanghai-cityscape-during-the-daytime-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/red-and-white-tower-in-shanghai-cityscape-during-the-daytime-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/red-and-white-tower-in-shanghai-cityscape-during-the-daytime-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/red-and-white-tower-in-shanghai-cityscape-during-the-daytime-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The 11 best medical insurance companies for expats include Cigna, Allianz, NOW Health International, AXA, Blue Cross Blue Shield Global Solutions, MSH International, IMG Global, April International, Ping An, and ICBC-AXA. The insurance companies excel at customer service and offer comprehensive benefits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Want customized insurance pricing and options now? Find and compare obligation-free international health insurance quotes for free online with <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/\"><span style=\"font-weight: 400;\">Pacific Prime\u2019s quote generator<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We\u2019ll offer a more in-depth look at these top 11 insurance companies for expats in China:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/now-health-insurance-in-china.html\"><span style=\"font-weight: 400;\">NOW Health International<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/blue-cross-blue-shield-global-solutions\/\"><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers\/msh-international-insurer\/\"><span style=\"font-weight: 400;\">MSH International<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/img-global-health-coverage-for-expats-in-china.html\"><span style=\"font-weight: 400;\">IMG Global<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/april-international\/\"><span style=\"font-weight: 400;\">April International<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/ping-an-expat-health-coverage-china.html\"><span style=\"font-weight: 400;\">Ping An<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\">Bupa<\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-icbc-axa\/\"><span style=\"font-weight: 400;\">ICBC-AXA<\/span><\/a><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Benefits of Choosing Cigna Health Insurance for Expats in China<br \/>\n<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna<\/span><\/a><span style=\"font-weight: 400;\"> offers top-notch expat health insurance in China. Basic Cigna Silver international plans start at USD $365 a month for an American woman aged 32. Comprehensive medical insurance with dental coverage costs as little as USD $583 monthly for a 32-year-old American female with a USD $0 deductible.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cigna plans have different coverage levels, so you can choose the deductible, premium, and coverage amount that works best for you.\u00a0<\/span><\/p>\n<p><b>Comprehensive Cigna Silver Plans offer the following benefits<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical evacuation and repatriation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$0 deductible on inpatient medical expenses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optical and dental coverage (with co-pay)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Newly diagnosed chronic conditions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wellness exams\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Expats who would like a lower premium and more <\/span><b>basic health insurance coverage can select a Cigna Silver plan <\/b><span style=\"font-weight: 400;\">with the following benefits:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $10,000 deductible on inpatient medical expenses and a $500 deductible on outpatient expenses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental coverage up to $1,250 (with co-pay)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optical coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for newly diagnosed chronic conditions<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Why Expats Choose Cigna International Health Insurance Plans<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Flexible plan options for deductibles and coverage to fit your budget<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">More than 1.5 million in-network providers worldwide<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">24\/7 customer support<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Customer support in 50 languages<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Healthcare providers in 192 countries and territories<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Online customer platform<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Discover more details about <a href=\"https:\/\/www.pacificprime.com\/blog\/cigna-insurance-in-china.html\">Cigna\u2019s expat plans in China in this Pacific Prime blog post<\/a>.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-60' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-china-bg.png');\n\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner China -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-china-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for China<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"130\" height=\"130\" style=\"width: 50px; height: 50px;\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-msh.png\" alt=\"MSH\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>24\/7 Member Support<\/li>\n          <li>Vast Medical Network<\/li>\n          <li>Customizable Benefits<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner China ends --><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Why Allianz is a Top Choice for Expat Health Insurance in China<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/allianz\/\"><span style=\"font-weight: 400;\">Allianz<\/span><\/a><span style=\"font-weight: 400;\"> sells comprehensive international health insurance for expats in China at an affordable rate. A 32-year-old American woman can get an Allianz plan with inpatient, outpatient, dental, and maternity coverage for less than USD $500 monthly.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Allianz\u2019s China Diamond Plus + Care OP (M+D) plan offers <\/span><b>regional coverage for an expat\u2019s medical services in China, Taiwan, Hong Kong, and Macau<\/b><span style=\"font-weight: 400;\">. Here are additional benefits offered through this plan:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/maternity-insurance-what-are-waiting-periods.html\"><span style=\"font-weight: 400;\">Maternity waiting period<\/span><\/a><span style=\"font-weight: 400;\"> of only 180 days<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Annual inpatient deductible of only USD $4,515<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient coinsurance of only USD $60 at private hospitals and clinics<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency evacuation and repatriation coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Newly diagnosed chronic conditions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental coverage up to USD $2,258 (with co-pay)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Annual benefit limit of up to USD $2,844,000<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Expats who need more extensive geographical coverage should consider <\/span><b>Allianz\u2019s Diamond + Prime OP (M+D) with worldwide coverage excluding the United States<\/b><span style=\"font-weight: 400;\">. This plan includes the following benefits:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental and Optical coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for newly diagnosed chronic conditions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Annual inpatient deductible of as little as USD $2,258<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Routine maternity coverage with a waiting period of as short as 180 days<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Annual benefit limit of up to USD $2,844,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency evacuation and repatriation coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient medical expenses coverage<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Why Expats Choose Allianz International Health Insurance Plans<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Efficient claims processing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Affordable international family coverage packages<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MyHealth Digital Services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expat Assitance Program (EAP) for support with mental health as well as personal and professional needs 24\/7<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A global network of more than 1.9 medical providers<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.pacificprime.com\/blog\/allianz-insurance-in-china.html\">Keep reading about Allianz expat health insurance in China<\/a>.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-26' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_2.jpg\" alt=\"Blog Banner China 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">NOW Health International: Comprehensive Plans for Expats in China\u00a0<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20479 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/blue-and-white-concrete-building-under-clear-sky-at-the-temple-of-heaven-beijing.webp\" alt=\"Image of Blue And White Concrete Building Under Clear Sky At The Temple Of Heaven, Beijing with text overlay of &quot;NOW Health International&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/blue-and-white-concrete-building-under-clear-sky-at-the-temple-of-heaven-beijing.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/blue-and-white-concrete-building-under-clear-sky-at-the-temple-of-heaven-beijing-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/blue-and-white-concrete-building-under-clear-sky-at-the-temple-of-heaven-beijing-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/blue-and-white-concrete-building-under-clear-sky-at-the-temple-of-heaven-beijing-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/blue-and-white-concrete-building-under-clear-sky-at-the-temple-of-heaven-beijing-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">NOW Health International\u2019s comprehensive expat insurance plans in China start at USD $500 monthly for an American woman aged 32. These comprehensive plans offer inpatient, outpatient, dental, maternity, medical evacuation, and emergency repatriation coverage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are the benefits available on NOW Health International\u2019s basic Apex plan for expats in China. Coverage on this selected plan is limited to mainland China:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minor and major restorative dental coverage with a co-pay\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for newly diagnosed chronic conditions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">An annual deductible of USD $13,731<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity coverage with a waiting period of only 180 days<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency evacuation and repatriation<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The following benefits are included in NOW Health International\u2019s comprehensive Apex plan with worldwide coverage excluding the United States for expats in China.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optical and Dental coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity insurance (waiting period of 180 days)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deductible is $13,731 annually<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency evacuation and repatriation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Well-being coverage, including vaccines and cancer screenings<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for travel vaccinations<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Why Expats Choose NOW Health International Health Insurance Plans<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Claims can be submitted through the app or online for a hassle-free filing experience<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Online chat platform for customer assistance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NOW Health International communicates clearly and makes it easy to find policy information and support<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Multilingual customer support<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Knowledgeable insurance advisors<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.pacificprime.com\/blog\/now-health-insurance-in-china.html\">Learn more about NOW Health International insurance for expats in China<\/a>.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-25' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_1.jpg\" alt=\"Blog Banner China 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">AXA&#8217;s Reliable Coverage Options for Expats in China<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-axa\/\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><span style=\"font-weight: 400;\">\u2019s comprehensive expat health insurance plans in China start at USD $438 monthly for a 32-year-old American woman with inpatient, outpatient, medical evacuation, emergency repatriation, maternity, and dental coverage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">AXA\u2019s Classic China plan offers comprehensive coverage in <\/span><b>China, Taiwan, Hong Kong, and Macau. <\/b><span style=\"font-weight: 400;\">The plan includes the following benefits:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A low deductible of only USD $4,500 annually<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient and outpatient medical expenses coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency evacuation and repatriation coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity coverage with a short waiting period of 180 days<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for annual health checks and routine vaccinations<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">AXA\u2019s Elite International plan offers coverage for expats worldwide excluding the United States. This plan offers a higher dental benefit limit than more basic plans and more expansive geographical coverage for medical services. You can customize the plan for a zero-dollar deductible.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Why Expats Choose AXA Expat Health Insurance Plans<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AXA has more than 55 years of experience in offering high-quality insurance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AXA serves more than 95 million clients because of its outstanding track record<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AXA has regional conglomerates around the globe to specialize in services<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.pacificprime.com\/blog\/axa-insurance-in-china.html\">Get more information about AXA expat health insurance in China<\/a>.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions: A Unique Option for American Expats in China<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/blue-cross-blue-shield-global-solutions\/\"><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions<\/span><\/a><span style=\"font-weight: 400;\">\u2019 worldwide international health insurance plans for American expats living abroad offer benefits not widely available through other insurance companies. Expats may be able to <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/pre-existing\/\"><span style=\"font-weight: 400;\">find coverage for pre-existing conditions<\/span><\/a><span style=\"font-weight: 400;\"> through Blue Cross Blue Shield Global Solutions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions\u2019 worldwide expat plans include Xplorer Essential and Xplorer Premier.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are the benefits of <\/span><b>Geo Blue\u2019s Xplorer Essential plan<\/b><span style=\"font-weight: 400;\"> without any add-ons for coverage in the United States.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Annual benefit limit of USD $1,000,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deductible options range from USD $0 up to $10,000 depending on your medical needs and budget<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Preventative and primary care coverage abroad<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient and Outpatient medical expense coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">An option to include an enhanced pharmacy coverage benefit<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Here are the unparalleled benefits of <\/span><b>Blue Cross Blue Shield Global Solutions\u2019 Xplorer Premier plan with coverage inside the United States<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unlimited annual benefit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Preventative and primary care coverage worldwide including the United States<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deductible options ranging between $0 and $10,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $25,000 in annual pharmacy benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient and outpatient medical expenses covered<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Why Expats Choose Blue Cross Blue Shield Global Solutions for International Health Insurance<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Blue Cross Blue Shield Global Solutions clients get free access to Global TeleMD<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">An app exclusively available for customers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">One of the largest direct billing networks worldwide<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">24\/7 customer service<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cashless appointments<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.pacificprime.com\/blog\/geoblue-insurance-in-china.html\">Learn more about how Blue Cross Blue Shield Global Solutions covers expats in China here<\/a>.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">MSH International: Customizable Expat Health Plans in China<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers\/msh-international-insurer\/\"><span style=\"font-weight: 400;\">MSH International<\/span><\/a><span style=\"font-weight: 400;\"> offers health insurance to expats in China through their MSH China brand. Private international medical insurance plans are available to individuals and groups. Plans can be customized for coverage limited to mainland China only or as expansive as worldwide coverage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Individual Expat plans through MSH China offer the following benefits:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perfect supplemental insurance options for expats with resident status island public health coverage in China<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Annual benefit limits up to RMB 16 Million (about USD $2,210,000)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Direct billing providers on six continents and 150 countries worldwide<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">More than 860,000 in-network providers worldwide<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage at more than 1500 hospitals and clinics in China<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Why Expats Choose MSH International Expat Insurance<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Customer support in 50 languages from a multinational team<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Customer support is available 24\/7<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MSH International offers a convenient member app<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Plans are customizable<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Worldwide coverage options with direct billing<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">For additional information about <a href=\"https:\/\/www.pacificprime.com\/blog\/msh-international-expat-health-coverage-china.html\">MSH International in China, click here<\/a>.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-27' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_3.jpg\" alt=\"Blog Banner China 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">IMG Global: Affordable Worldwide Health Coverage for Expats in China<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">IMG (International Medical Group) offers a worldwide coverage plan for expats that includes medical cost coverage in China. The company offers a cost-saving medical consierge program. Clients can get additional perks for electing to receive care outside of the United States.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following lists highlight the benefits available through IMG\u2019s Global Medical Insurance by coverage tier.<\/span><\/p>\n<p><b>IMG\u2019s Bronze Global Medical Insurance Benefits<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lifetime benefit limit of USD $1,000,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">50% of deductible waived for care received outside of the United States<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">50% of deductible waived for using the concierge medical services within the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for inpatient and emergency room services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $600 limit for outpatient prescription drugs (per incident)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vision and dental riders are available<\/span><\/li>\n<\/ul>\n<p><b>IMG\u2019s Silver Global Medical Insurance Benefits<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lifetime benefit limit of USD $5,000,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limited pre-existing condition coverage is available after 24 months of continuous coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient mental health coverage after 12 months of continuous coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">50% of deductible waived for care received outside of the United States<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">50% of deductible waived for using the concierge medical services within the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for inpatient and emergency room services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Oustanding outpatient prescription drug coverage outside of the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vision and dental riders are available<\/span><\/li>\n<\/ul>\n<p><b>IMG\u2019s Gold Global Medical Insurance Benefits<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lifetime benefit limit of USD $5,000,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $750 coverage for podiatry care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $250 for adult preventative care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mental health coverage up to $10,000 after 12 months of continuous coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Teleconsultation coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Oustanding outpatient prescription drug coverage outside of the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vision and dental riders are available<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limited pre-existing condition coverage is available after 24 months of continuous coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">50% of deductible waived for care received outside of the United States<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">50% of deductible waived for using the concierge medical services within the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for inpatient and emergency room services<\/span><\/li>\n<\/ul>\n<p><b>IMG\u2019s Platinum Global Medical Insurance Benefits<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lifetime benefit limit of USD $8,000,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $50,000 in lifetime mental health care benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity Insurance coverage available with an additional deductible<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Political evacuation benefit of up to $10,000 per lifetime<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $500 for adult preventative care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Remote mental health care coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $750 coverage for podiatry care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Teleconsultation coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Oustanding outpatient prescription drug coverage outside of the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vision and dental riders are available<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limited pre-existing condition coverage is available after 24 months of continuous coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">50% of deductible waived for care received outside of the United States<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">50% of deductible waived for using the concierge medical services within the USA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for inpatient and emergency room services<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Why Expats Choose IMG Global Health Insurance Plans<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IMG offers travel, security, and medical support services for clients worldwide<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Worldwide coverage options for expats who need expansive coverage and more limited coverage area options for budget-conscious expats<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Clients can add dental or vision benefits to their plans<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.pacificprime.com\/blog\/img-global-health-coverage-for-expats-in-china.html\">Read more about IMG Global health insurance for expats in China here<\/a>.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">April International: Flexible Health Insurance Plans for Expats in China<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20481 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/beijing-city-skyline-under-a-clear-blue-sky-during-the-daytime.webp\" alt=\"Image of Beijing City Skyline Under A Clear Blue Sky During The Daytime with text overlay of &quot;April International&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/beijing-city-skyline-under-a-clear-blue-sky-during-the-daytime.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/beijing-city-skyline-under-a-clear-blue-sky-during-the-daytime-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/beijing-city-skyline-under-a-clear-blue-sky-during-the-daytime-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/beijing-city-skyline-under-a-clear-blue-sky-during-the-daytime-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/beijing-city-skyline-under-a-clear-blue-sky-during-the-daytime-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/april-international\/\"><span style=\"font-weight: 400;\">April International<\/span><\/a><span style=\"font-weight: 400;\"> offers plans for expat individuals and families in China. Five levels of coverage are available with April International\u2019s long-term expat health insurance plans. You can choose between basic, emergency coverage, and more comprehensive coverage options.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let\u2019s take a closer look at the highlights in coverage for each tier of April International\u2019s MyHealth International plans.<\/span><\/p>\n<p><b>April International\u2019s MyHealth International Emergency Plan Benefits<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Annual limit of USD $250,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for medical emergencies and accidents only<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for medical repatriation<\/span><\/li>\n<\/ul>\n<p><b>April International\u2019s MyHealth International Formule Plan Benefits<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full coverage for hospitalization<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $500,000 annual benefit limit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Comprehensive cancer care coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical repatriation coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional basic coverage for outpatient and preventative care\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional dental and vision coverage<\/span><\/li>\n<\/ul>\n<p><b>April International\u2019s MyHealth International Essential Plan Benefits<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $1,000,000 annual benefit limit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient private room coverage up to USD $75 per day<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Moderate coverage for outpatient and preventative care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional dental and vision coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional maternity coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical repatriation coverage<\/span><\/li>\n<\/ul>\n<p><b>April International\u2019s MyHealth International Comfort Plan Benefits<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unlimited annual benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Comprehensive cancer care coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full private room coverage for hospitalization<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Comprehensive outpatient and preventative care coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional dental and vision coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity insurance available<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical repatriation coverage<\/span><\/li>\n<\/ul>\n<p><b>April International\u2019s MyHealth International Premium Plan Benefits<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deluxe comprehensive outpatient and preventative care coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unlimited annual benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Comprehensive cancer care coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full private room coverage for hospitalization<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional dental and vision coverage with the highest benefit limits of any April International plan<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity insurance available with the highest benefit limits of any April International plan<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical repatriation coverage<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Why Expats Choose April International Health Insurance<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Paperless reimbursement process through the Easy Claim app<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unlimited free telehealth 24\/7<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No upfront payment when hospitalized<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">April International customer support is available over the phone, online chat, Messenger, and WhatsApp<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.pacificprime.com\/blog\/april-international-insurance-in-china.html\">Learn more about April International\u2019s options for expats in China<\/a>.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:16776960},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-28' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_4.jpg\" alt=\"Blog Banner China 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Ping An: Local Expertise for Expats Seeking Health Insurance in China<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ping An offers top-notch medical insurance options for expats in China. Additional insurance is available for homes and cars through Ping An. Health management and consultation services are available with Ping-An\u2019s health-centered policies.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is an overview of the benefits available on Ping An\u2019s health insurance plans for expats.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Second medical opinions worldwide<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency assistance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Direct billing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient care coverage and admissions support<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient appointment support<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health management<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wellness exam coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Healthcare consulting<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental coverage options<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Why Expats Choose Ping An for Health Insurance<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ping An\u2019s motto is \u201cMaking people healthier,\u201d and their plans reflect this customer-oriented motto<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In addition to health insurance, Ping An offers accidental injury, motor, home, travel, fire, pet insurance and more<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health consultation services are available to customers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ping An offers local presence and expertise for expats in China<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.pacificprime.com\/blog\/ping-an-expat-health-coverage-china.html\">This article discusses more details about Ping An\u2019s expat health insurance in China<\/a>.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Bupa: Trusted Health Insurance for Expats in China<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/bupa\/\"><span style=\"font-weight: 400;\">Bupa<\/span><\/a><span style=\"font-weight: 400;\">\u2019s plans for expats in China have some of the highest annual limits on dental care and offer worldwide coverage excluding the United States. Comprehensive care including dental, maternity, and medical evacuation starts at USD $831 monthly for a 32-year-old woman from America.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following list highlights some of the benefits of Bupa\u2019s Worldwide Health Options plan.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental benefit limit of up to USD $5,950<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity Insurance with home delivery coverage\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity Insurance waiting period of 24 months, but with high pregnancy benefit limits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Annual health check benefits that include routine and travel vaccinations<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optical coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Low inpatient annual deductible of USD $3,400<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The World Wide Health Options plan has multiple options for deductibles, so you can determine the premium-versus-deductible ratio that best fits your needs.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Why Expats Choose Bupa International Health Insurance Plans<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bupa offers 24\/7 Virtual Global Virtual Care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Access to second medical opinions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No referrals for specialist care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bupa\u2019s services are conveniently available online and in their app<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">ICBC-AXA: Comprehensive Expat Health Insurance Plans in China<\/span><\/h3>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-icbc-axa\/\"><span style=\"font-weight: 400;\">ICBC-AXA<\/span><\/a><span style=\"font-weight: 400;\"> offers medical, life, and additional insurance policies to expats in China. Comprehensive expat health insurance plans including inpatient, outpatient, emergency evacuation and repatriation, maternity, and dental coverage start at USD $510 monthly for an American woman aged 32.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">ICBC\u2019s basic regional Comprehensive coverage plan includes the following benefits:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A high annual benefit limit of USD $8,000,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for medical services in mainland China<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $30,000 inpatient annual deductible but plan options are available with lower deductibles<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wellness coverage for annual health checks and routine vaccinations<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Annual limit of USD $600,000 for chronic conditions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency evacuation and repatriation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity coverage after a short, 180-day waiting period<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">ICBC\u2019s Plus plan with worldwide coverage excluding the United States offers the most comprehensive medical benefits including the following:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $8,000,000 annual benefit limit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optical and dental coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for annual health checks, routine vaccinations, and routine cancer screenings<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">180-day waiting period for maternity insurance coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency medical evacuation and repatriation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD $700,000 coverage limit annually for chronic conditions<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Why Expats Choose ICBC-AXA Health Insurance<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ICBC-AXA offers top-notch customer service online and offline<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">This company keeps up with changing customer needs\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keeps services updated<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ICBC-AXA offers insurance many different insurance products including life, medical, retirement, critical illness, and more<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Finding the Best Health Insurance in China for Expats<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-14104 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/early-morning-in-shanghai-with-three-iconic-buildings.webp\" alt=\"Image of Early Morning In Shanghai With Three Iconic Buildings with text overlay of &quot;Finding the Best Health Insurance&quot;\" width=\"1300\" height=\"731\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/early-morning-in-shanghai-with-three-iconic-buildings.webp 1300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/early-morning-in-shanghai-with-three-iconic-buildings-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/early-morning-in-shanghai-with-three-iconic-buildings-600x337.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/early-morning-in-shanghai-with-three-iconic-buildings-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/early-morning-in-shanghai-with-three-iconic-buildings-150x84.webp 150w\" sizes=\"auto, (max-width: 1300px) 100vw, 1300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Finding the best health insurance for yourself as an expat in China can be simplified by using an insurance broker. When you work with an insurance broker, you get additional services at no extra cost to you. For example, you can find and compare quotes from multiple companies at once.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pacific Prime is a respected international insurance broker. In addition to finding and comparing plans, Pacific Prime has a dedicated claims support team to provide ongoing support for its clients. <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">You can contact one of our insurance experts with questions<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For more tips on how to choose the <a href=\"https:\/\/www.pacificprime.com\/blog\/choose-best-health-insurance-expats-china.html\">best health insurance for expats in China, explore this comparative analysis<\/a>.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-75' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_China.png\" alt=\"Insurers recommendation blog banner China v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner China - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations for China\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"msh\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-msh.png\"\n            alt=\"MSH\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>24\/7 Member Support<\/li>\n          <li>Vast Medical Network<\/li>\n          <li>Customizable Benefits<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">How much is private health insurance in China for expats?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expats can get very basic inpatient-only coverage for as low as USD $4 monthly in China. Plans with inpatient, dental, and outpatient benefits can be as low as $169 monthly. Private health insurance with maternity coverage will have a waiting period and have higher premiums.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can expats get free healthcare in China?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Healthcare is offered for free in China for citizens and permanent residents. Expats without permanent resident status will need to find private health insurance for medical coverage. Expats may also choose supplemental insurance to access private hospitals in China.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Does China offer good medical care?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Medical care in China meets most Western standards in terms of technology and competency of providers. Medical care obstacles for foreigners in China include long wait times and language barriers.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Expat health insurance plans from the 11 best international health insurance companies in China can be customized to meet the needs of individuals and families. These companies offer competitive medical benefits and online customer support.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The top 11 international insurance companies for expats in China include Cigna, Allianz, NOW Health International, AXA, Blue Cross Blue Shield Global Solutions, MSH International, IMG Global, April International, Ping An, and ICBC-AXA.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s a final overview of why expats love these 11 insurance companies:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Many of these companies also simplify the claims process by offering customers a free app to receive support and file claims. You can also find 24\/7 customer multilingual customer support.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select your desired coverage area to further customize your expat health insurance to meet your needs and budget.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Most plans and insurance companies also allow expats to choose from a range of deductibles to maximize flexibility.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you have questions about international health insurance, you can <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">ask an insurance expert online<\/span><\/a><span style=\"font-weight: 400;\"> or by calling toll-free 1-800-868-1451.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ready to shop for expat health insurance on your own? Use <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/\"><span style=\"font-weight: 400;\">this quote generator online for free to compare quotes from multiple companies at once<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-29' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_5.jpg\" alt=\"Blog Banner China 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The top 11 international health insurance companies in China for expats include Cigna, Allianz, NOW Health International, AXA, Blue Cross Blue Shield Global Solutions, MSH International, IMG Global, April International, Ping An, Bupa, and ICBC-AXA. These companies are known for their comprehensive benefits and excellent customer service, making them the best options for expats seeking &#8230;<\/p>\n","protected":false},"author":54,"featured_media":20476,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-14101","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 11 International Insurance Companies in China for Expats<\/title>\n<meta name=\"description\" content=\"Explore the best 11 international health insurance companies for expats in China, featuring Cigna, Allianz, NOW Health International, AXA, and more. Find competitive coverage options tailored for expats living in China.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 11 International Insurance Companies in China for Expats\" \/>\n<meta property=\"og:description\" content=\"Explore the best 11 international health insurance companies for expats in China, featuring Cigna, Allianz, NOW Health International, AXA, and more. Find competitive coverage options tailored for expats living in China.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-26T15:16:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-03T18:02:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-on-the-grass-near-the-bund-zhongshan-road-shanghai.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"731\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Serena Fung\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Serena Fung\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"16 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html\"},\"author\":{\"name\":\"Serena Fung\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/28ca51ef3d01177132923253f8b13623\"},\"headline\":\"Top 11 Expat Health Insurance Providers in China\",\"datePublished\":\"2025-03-26T15:16:47+00:00\",\"dateModified\":\"2026-04-03T18:02:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html\"},\"wordCount\":3300,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/people-standing-on-the-grass-near-the-bund-zhongshan-road-shanghai.webp\",\"articleSection\":[\"Expat Insurance\",\"Health\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html\",\"name\":\"Top 11 International Insurance Companies in China for Expats\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/people-standing-on-the-grass-near-the-bund-zhongshan-road-shanghai.webp\",\"datePublished\":\"2025-03-26T15:16:47+00:00\",\"dateModified\":\"2026-04-03T18:02:22+00:00\",\"description\":\"Explore the best 11 international health insurance companies for expats in China, featuring Cigna, Allianz, NOW Health International, AXA, and more. Find competitive coverage options tailored for expats living in China.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html#primaryimage\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/people-standing-on-the-grass-near-the-bund-zhongshan-road-shanghai.webp\",\"contentUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/people-standing-on-the-grass-near-the-bund-zhongshan-road-shanghai.webp\",\"width\":1300,\"height\":731,\"caption\":\"Image of People Standing On The Grass Near The Bund, Zhongshan Road, Shanghai with text overlay of \\\"Expat Health Insurance Providers in China\\\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/top-international-insurance-china.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Top 11 Expat Health Insurance Providers in China\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/\",\"name\":\"Pacific Prime's Blog\",\"description\":\"The Lighter Side Of Health Insurance\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\",\"name\":\"Pacific Prime\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/PP_logo-nonSlogan_blue-nonOutline.png\",\"contentUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/PP_logo-nonSlogan_blue-nonOutline.png\",\"width\":3314,\"height\":999,\"caption\":\"Pacific Prime\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pacificprime\",\"https:\\\/\\\/x.com\\\/ThePacificPrime\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/pacific-prime\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/28ca51ef3d01177132923253f8b13623\",\"name\":\"Serena Fung\",\"description\":\"Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog. Serena earned her Bachelor\u2019s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it\u2019s cognitive psychology!). Her previous work experience includes teaching toddlers to read, writing for a travel\\\/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/serena-fung-849902126\\\/\"],\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/author\\\/serena\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Top 11 International Insurance Companies in China for Expats","description":"Explore the best 11 international health insurance companies for expats in China, featuring Cigna, Allianz, NOW Health International, AXA, and more. Find competitive coverage options tailored for expats living in China.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html","og_locale":"en_US","og_type":"article","og_title":"Top 11 International Insurance Companies in China for Expats","og_description":"Explore the best 11 international health insurance companies for expats in China, featuring Cigna, Allianz, NOW Health International, AXA, and more. Find competitive coverage options tailored for expats living in China.","og_url":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html","og_site_name":"Pacific Prime&#039;s Blog","article_publisher":"https:\/\/www.facebook.com\/pacificprime","article_published_time":"2025-03-26T15:16:47+00:00","article_modified_time":"2026-04-03T18:02:22+00:00","og_image":[{"width":1300,"height":731,"url":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-on-the-grass-near-the-bund-zhongshan-road-shanghai.webp","type":"image\/webp"}],"author":"Serena Fung","twitter_misc":{"Written by":"Serena Fung","Est. reading time":"16 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html#article","isPartOf":{"@id":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html"},"author":{"name":"Serena Fung","@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/person\/28ca51ef3d01177132923253f8b13623"},"headline":"Top 11 Expat Health Insurance Providers in China","datePublished":"2025-03-26T15:16:47+00:00","dateModified":"2026-04-03T18:02:22+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html"},"wordCount":3300,"commentCount":0,"publisher":{"@id":"https:\/\/www.pacificprime.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html#primaryimage"},"thumbnailUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-on-the-grass-near-the-bund-zhongshan-road-shanghai.webp","articleSection":["Expat Insurance","Health"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html","url":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html","name":"Top 11 International Insurance Companies in China for Expats","isPartOf":{"@id":"https:\/\/www.pacificprime.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html#primaryimage"},"image":{"@id":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html#primaryimage"},"thumbnailUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-on-the-grass-near-the-bund-zhongshan-road-shanghai.webp","datePublished":"2025-03-26T15:16:47+00:00","dateModified":"2026-04-03T18:02:22+00:00","description":"Explore the best 11 international health insurance companies for expats in China, featuring Cigna, Allianz, NOW Health International, AXA, and more. Find competitive coverage options tailored for expats living in China.","breadcrumb":{"@id":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html#primaryimage","url":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-on-the-grass-near-the-bund-zhongshan-road-shanghai.webp","contentUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/people-standing-on-the-grass-near-the-bund-zhongshan-road-shanghai.webp","width":1300,"height":731,"caption":"Image of People Standing On The Grass Near The Bund, Zhongshan Road, Shanghai with text overlay of \"Expat Health Insurance Providers in China\""},{"@type":"BreadcrumbList","@id":"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pacificprime.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Top 11 Expat Health Insurance Providers in China"}]},{"@type":"WebSite","@id":"https:\/\/www.pacificprime.com\/blog\/#website","url":"https:\/\/www.pacificprime.com\/blog\/","name":"Pacific Prime's Blog","description":"The Lighter Side Of Health Insurance","publisher":{"@id":"https:\/\/www.pacificprime.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pacificprime.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/www.pacificprime.com\/blog\/#organization","name":"Pacific Prime","url":"https:\/\/www.pacificprime.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/PP_logo-nonSlogan_blue-nonOutline.png","contentUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/PP_logo-nonSlogan_blue-nonOutline.png","width":3314,"height":999,"caption":"Pacific Prime"},"image":{"@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pacificprime","https:\/\/x.com\/ThePacificPrime","https:\/\/www.linkedin.com\/company\/pacific-prime\/"]},{"@type":"Person","@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/person\/28ca51ef3d01177132923253f8b13623","name":"Serena Fung","description":"Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog. Serena earned her Bachelor\u2019s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it\u2019s cognitive psychology!). Her previous work experience includes teaching toddlers to read, writing for a travel\/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.","sameAs":["https:\/\/www.linkedin.com\/in\/serena-fung-849902126\/"],"url":"https:\/\/www.pacificprime.com\/blog\/author\/serena"}]}},"_links":{"self":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/14101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/users\/54"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/comments?post=14101"}],"version-history":[{"count":23,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/14101\/revisions"}],"predecessor-version":[{"id":29730,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/14101\/revisions\/29730"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/media\/20476"}],"wp:attachment":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/media?parent=14101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/categories?post=14101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/tags?post=14101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}